Dowagiac Homes with FHA Listing Terms

Dowagiac Homes with FHA Listing Terms

Welcome to Dowagiac, Michigan—a charming city nestled in the heart of Cass County, where small-town warmth meets vibrant community spirit. Known for its picturesque landscapes and rich history, Dowagiac offers an inviting atmosphere that captivates both residents and visitors alike. With its historic downtown area, filled with unique shops, delightful cafes, and local art galleries, you’ll find endless opportunities to explore and connect with your neighbors.

The city is surrounded by lush greenery and beautiful parks, making it an ideal place for outdoor enthusiasts. Enjoy a leisurely stroll along the Dowagiac River, or spend a sunny afternoon at one of the many parks, where picnics and family gatherings are a cherished tradition. With a strong sense of community and a variety of local events throughout the year, Dowagiac truly embodies the essence of Midwestern charm.

For those looking to call this delightful city home, there are numerous properties available, including homes that qualify for FHA listing terms. FHA loans are a fantastic option for first-time homebuyers or those looking to invest in a new property, as they offer lower down payment requirements and more flexible credit score criteria. Whether you’re seeking a cozy bungalow or a spacious family home, you’ll find a range of options that cater to diverse tastes and budgets.

Discover the beauty and warmth of Dowagiac, where your dream home awaits. Embrace the charm of this vibrant community and take the first step toward making it your own!

Newest Dowagiac Homes with FHA Listing Terms

5 Beds ⋅ 2 Baths ⋅ 26039216 MLS ⋅ ACTIVE Status

Welcome to this beautifully remodeled 5-bedroom, 2-bath home, featuring a completely renovated interior including flooring, fresh paint, a stylish kitchen, renovated bathrooms, and plenty of room for family, guests, or a home office. Conveniently located near schools and downtown Dowagiac, Don't miss your opportunity to own this fully remodeled home with room to grow—schedule your showing today!

512 Green Street, Dowagiac

3 Beds ⋅ 2 Baths ⋅ 26038995 MLS ⋅ ACTIVE Status

Pictures simply don't capture everything this unique property has to offer! If you're looking for space, versatility, and value, this is an opportunity you won't want to miss. The home features 3 bedrooms and 2 full bathrooms with a spacious open-concept floor plan and vaulted ceilings that's perfect for everyday living and entertaining. The living room flows seamlessly into the dining area and beautifully updated kitchen, complete with granite countertops and new appliances. New roof, furnace and gutters. The full basement has already been framed, providing a great head start for additional finished living space to customize to your needs. Additional detached 2-car garage and a second manufactured home, creating endless possibilities for extended family, rental income, a guest house, or a home-based business. The manufactured home has a new roof and is ready for the next owner to complete the remaining renovations. Situated on 1.5 acres, this property is a must see! Recent improvements include: New deck, Above-ground swimming pool, newer furnace, newer central air unit, newer water heater, new water filtration system

31004 Middle Crossing Road, Dowagiac

4 Beds ⋅ 4 Baths ⋅ 26038362 MLS ⋅ ACTIVE Status

Located in LaGrange Township on 2.4+/- acres, this 4-bedroom, 3.5-bath home offers a spacious layout and a location that's hard to beat. Enjoy the best of both worlds with a location just outside the city limits, providing a peaceful, private setting while keeping shopping, restaurants, schools, and other amenities close by. Owned by the original owners, this home has been well cared for over the years. The main level features three bedrooms, each with an attached bathroom, as well as main-floor laundry and a half bath. The full basement includes a finished fourth bedroom, two additional rooms ideal for an office, workout room, or hobby space, and two large unfinished areas ready to be customized to fit your needs. Whether you envision a spacious family room, recreation area, or additional flex space, the possibilities are endless. Outside, you'll find room to enjoy the peaceful setting, and the attached 2-car garage provides convenient parking and additional storage.

27911 Gideon Street, Dowagiac

3 Beds ⋅ 2 Baths ⋅ 26037944 MLS ⋅ ACTIVE Status

Tucked away on a beautifully wooded 0.44-acre lot, this move-in-ready 3-bedroom, 2-bath home offers space, privacy, and functionality. The open layout features a bright eat-in kitchen with a center island, spacious mudroom, main-floor laundry, and a private primary suite with a walk-in closet and soaking tub. The oversized attached drive-thru garage provides incredible room for vehicles, a workshop, or extra storage with a separate electrical box. Recent updates include a new water heater, new water meter, and a septic system that was pumped in August 2025. An AOSU security camera system is also included with the home. Offering the perfect balance of comfort, convenience, and outdoor space—this move-in ready home is ready to welcome its next owner.

26839 Marcellus Highway, Dowagiac

3 Beds ⋅ 1 Baths ⋅ 26037824 MLS ⋅ ACTIVE BACKUP Status

Welcome to this charming three-bedroom, one-bathroom single-family residence in Dowagiac, MI. Offering 1,152 square feet of finished living space, this home provides comfortable accommodations on a generous 14,200-square-foot lot. The property includes a one-car garage for convenient vehicle storage and parking. Whether you're seeking a starter home or a practical retreat, this residence delivers straightforward appeal with functional layout and ample outdoor space to enjoy. Newer Furnace, AC, Roof, Windows, and water heater. Large deck on the front. Lots of built in storage.

119 Cross Street, Dowagiac

3 Beds ⋅ 2 Baths ⋅ 26037005 MLS ⋅ ACTIVE Status

Perched on a scenic bend of the Dowagiac Creek, this beautifully maintained home offers a waterfront setting that's as peaceful as it is unforgettable. The strong, year-round flow of the creek creates a tranquil backdrop for everyday living, whether you're enjoying your morning coffee on the expansive deck, entertaining friends, or simply relaxing to the soothing sounds of the water. Inside, you'll find a large, inviting living area, a spacious kitchen with abundant cabinetry, generously sized bedrooms, and convenient main-level laundry. Natural light fills the home, while the park-like backyard leads to the creek's edge, where an adorable little she-shed creates the perfect retreat for gardening, hobbies, reading, or simply enjoying the peaceful surroundings. Just minutes from downtown Dowagiac's shops, restaurants, and community events, this rare property perfectly blends comfort, nature, privacy, and convenience. The home boasts a creek-fed sprinkler system. New roof in 2020. Newer Appliances.

29184 Water Street, Dowagiac

3 Beds ⋅ 1 Baths ⋅ 26035720 MLS ⋅ ACTIVE Status

JUST LISTED! This darling home has been renovated and refreshed and is ready for new owners! The very spacious living room offers 2-zones for flexible use of the space. The kitchen is large, beautifully redone and includes the refrigerator and stove with exhaust. All new flooring and freshly painted throughout. 3 bedrooms, 2 of which are very large. Primary bedroom has a fantastic walk-in closet. New deck in the front of the home and at the back. Nice big backyard. Vinyl siding. The furnace has just been cleaned and serviced.

212 S Lowe Street, Dowagiac

4 Beds ⋅ 5 Baths ⋅ 26033687 MLS ⋅ ACTIVE Status

Experience the very best of lakefront living on Magician Lake in Sister Lakes, Michigan. Newly constructed in 2024, this exceptional waterfront estate offers approx. 4,800 square feet of finished living space, 100 feet of private waterfrontage, and an unmatched level of quality, design, and functionality. Thoughtfully crafted with high-end finishes throughout, this gorgeous four-bedroom, five-bath home is positioned on a private road and designed to maximize expansive views of Magician Lake. The open and inviting main living spaces showcase superior construction, beautiful details, and effortless flow for everyday living and entertaining. A walk-in butler's pantry adds incredible function with built-in double ovens, sink, microwave, dishwasher, and abundant storage. Designed with luxury and privacy in mind, the primary bedroom occupies its own upper level and serves as a true retreat. This impressive suite features a private balcony overlooking the lake, a convenient laundry closet, and built-in drawers designed to eliminate the need for dressers. The custom built-ins also include counter space and an expansive charging station for everyday convenience. His-and-hers closets provide generous storage while preserving the beautiful views. The spa-like primary bath is complete with both a soaking tub and a tiled walk-in shower. The walkout level is truly an entertainer's dream, featuring a full bar which includes, full sized refrigerator, drink fridge, dishwasher and microwave. Spacious family room, workout room, two bedrooms, and two bathrooms, all overlooking the paver patio and multi-level lakefront entertaining areas. Outdoors, enjoy an expansive gas fire table with stunning water views, generous patio space, a built-in grill area w/ counter space, hot tub and docks designed to accommodate multiple boats, complete with boat lifts. The dock overlooks 100 feet of sandy bottom lake front for all ages to enjoy! You will appreciate the attached two-stall garage, complete with dog wash station, plus an additional three-stall detached garage to house your boats, cars and lake toys. Every detail, both inside and out, reflects high-quality construction with no thought in functionality overlooked. This is the kind of Lake home you rarely find on the market unless you build it yourself: luxurious, beautifully finished with no detail overlooked, and ready for unforgettable lakefront living.

31218 Curran Beach Road, Dowagiac

2 Beds ⋅ 1 Baths ⋅ 26033632 MLS ⋅ ACTIVE Status

Some places just radiate that easy, sun-soaked lake life vibe— and this Twin Lakes house is exactly that. Perched with a view of the water, this sweet 2-bedroom, 1-bath retreat is your invitation to slow down, soak it in, and finally live the lake life you've been dreaming about. Step out onto the newer composite front deck and let the view do the talking. Morning coffee with the lake shimmering in front of you, evenings winding down to the sound of the water — this is what summer in Southwest Michigan is made of. When you're ready to shift gears, the enclosed back porch with ceiling fans is the perfect spot to kick back and take in the double back lot, whether you're hosting friends or just enjoying a little quiet. The two-car garage gives you room for the boat, the bikes, the kayaks, and everything else that comes with lake living, and the additional storage shed means you never have to choose what to bring. The home also features a brand new septic system and a new water filtration system — the kind of behind-the-scenes upgrades that give you total peace of mind from day one. Twin Lakes is one of Southwest Michigan's all sports lake communities, surrounded by the natural beauty and easy pace that people drive hours to find — and many do. You're just under 2 hours from downtown Chicago and only about 30 minutes from South Bend, making this a weekend escape that's close enough to actually use every chance you get. Dowagiac itself offers charming local restaurants, a historic downtown, a beloved old-fashioned soda shop that's been a community staple for decades, and year-round recreation ranging from boating and fishing to snowmobiling and ice fishing when the seasons turn. Whether you're looking for a full-time residence or a seasonal getaway, this one is ready and waiting. Lake views like this don't come around every day.

52653 Lakeview Drive, Dowagiac

3 Beds ⋅ 2 Baths ⋅ 26032991 MLS ⋅ ACTIVE Status

Ranch style house with full basement and oversized 2 car garage is located on a quiet, low traffic street in Dowagiac. The main level features 3 bedrooms, full bathroom, living room, kitchen with adjacent eating area and slider leading to back yard. The partially finished basement features a laundry area, 3/4 bath, possible family room and possible 4th bedroom. This home has several custom built-ins that you're sure to love. The updates on this home include new furnace/AC in 2024, updated main bathroom and new basement bathroom in 2023, new roof, gutters, front porch, and updated kitchen in 2020, including custom floor to ceiling pantry, septic system 2017 and refinished hardwood floors 2017. This home is truly move in ready! All appliances are included. House will qualify for any financing: Conventional, VA, FHA, USDA Rural Development.

27853 Burmax Park, Dowagiac

2 Beds ⋅ 2 Baths ⋅ 26032815 MLS ⋅ ACTIVE Status

Inviting 2-bedroom, 2-bath ranch home positioned on a spacious corner lot, equipped for main-level living. An open-concept kitchen, family room and dining space flows out to the deck for seamless indoor-outdoor entertaining. Completing this ideal floor plan is a spacious living room, a main-level laundry room with ample cabinet storage and functional counter space, and an oversized primary bedroom with a private full bath. Utilize the basement for storage or as a hobby area. The 38'x30' three-stall garage offers tall ceilings in the two-car stall, while the third stall provides the perfect space for lawn equipment. The expansive driveway offers plenty of additional parking. Just moments from downtown Dowagiac's shops and restaurants, the hospital and convenient retail. Call today for your private showing.

205 Haines Street, Dowagiac

4 Beds ⋅ 1 Baths ⋅ 26031344 MLS ⋅ ACTIVE BACKUP Status

Completely refreshed and move-in ready! This home offers too many updates to list and must be seen in person to truly appreciate all the improvements. Featuring a stunning new kitchen with quartz countertops and all-new appliances, fresh paint, and new flooring throughout. Offering 3 bedrooms plus a finished upper level with potential for a spacious 4th bedroom. New furnace and central air provide comfort and peace of mind. Convenient one-stall garage and an ideal location directly across from a park for easy outdoor enjoyment. This one is a must-see! SELLER WILL ASSIST WITH CLOSING COST WITH ACCEPTABLE OFFER!

104 Clyborn Street, Dowagiac

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