Howard City Homes with FHA Listing Terms

Howard City Homes with FHA Listing Terms

Welcome to Howard City, Michigan—a charming small town that perfectly balances rural serenity with modern conveniences. Nestled in the heart of Newaygo County, Howard City boasts a close-knit community atmosphere, making it an ideal place for families, retirees, and everyone in between. With its picturesque landscapes, friendly neighbors, and a rich history, Howard City offers a unique slice of Midwestern life that you won’t want to miss.

The town is surrounded by lush forests and pristine lakes, providing endless opportunities for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply taking in the natural beauty, Howard City is a haven for nature lovers. Local parks and recreational areas are perfect for weekend picnics, while the nearby White River offers kayaking and canoeing adventures.

For those considering a move to Howard City, you’ll be pleased to know that many homes in the area are available with FHA listing terms. This means that first-time homebuyers and those looking to invest in property can take advantage of favorable financing options, making homeownership more accessible than ever. With a variety of charming homes ranging from quaint cottages to spacious family residences, there’s something for everyone in this delightful community.

In Howard City, you’ll find not just a house, but a place to call home. Experience the warmth of small-town living while enjoying the benefits of modern amenities. Come explore Howard City—where your dream home awaits!

Newest Howard City Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26039219 MLS ⋅ ACTIVE Status

A spacious 3 Bedroom property in the woods. Recently updated, 2 stall garage added, concrete driveway, central air and many more updates. Property features ONE full acre with neighbors at distance. Quiet and peaceful environment.

7936 S Rountuit Lane, Howard City

4 Beds ⋅ 3 Baths ⋅ 26038439 MLS ⋅ ACTIVE Status

Escape to your own Pure Michigan retreat on **3.75 private wooded acres** with nearly **200 feet of frontage on the Little Muskegon River**. Enjoy breathtaking views, peaceful surroundings, wooded trails, nearby federal land, and access to an association park. Whether you're looking for a year-round home or a weekend getaway, this property offers the perfect blend of privacy, nature, and convenience. There are two fireplaces -- one wood burning and one gas. The spare refrigerator in the basement, freezers are not part of the sale and go with the sellers. The TV and wall mount in the office goes with the house. The TV and wall mount in the basement living room is not part of the sale and goes with the sellers. Sellers will repair wall after removing mount. TV wall mount in master bedroom stays with the house. Contract for sprinkler maintenance has been paid for the season (2026), which includes de-winterizing and two service calls. Sellers will provide contractor contact information. The sprinkler system is controlled by phone app.

10835 Red Oak Ridge, Howard City

3 Beds ⋅ 2 Baths ⋅ 26037825 MLS ⋅ ACTIVE Status

Welcome home to this charming 3-bedroom, 1.5-bath residence nestled on a spacious, tree-lined lot in the heart of Howard City. Inside, you'll find an updated kitchen featuring stylish cabinetry, modern countertops, attractive tile backsplash, and durable luxury vinyl flooring—creating a bright and functional space for everyday living. The home's inviting layout offers comfortable living areas, abundant natural light, and plenty of character throughout. Outside, enjoy a large yard shaded by mature trees, providing space for entertaining, gardening, or simply relaxing. Conveniently located near schools, parks, shopping, and local amenities, this home offers the perfect combination of small-town charm and modern updates. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this home is one you won't want to miss! Seller has the right to call highest and best.

303 Rathburn, Howard City

3 Beds ⋅ 2 Baths ⋅ 26037670 MLS ⋅ ACTIVE Status

Don't miss this unique opportunity to own a versatile property offering 3.64 acres with all the conveniences of city living. Connected to city water and city sewer, this property provides the peaceful feel of the countryside while being just minutes from everything Howard City has to offer. The main level features 2 bedrooms, 1 full bathroom, a main-floor laundry room, and a welcoming layout. A shared mudroom leads to the second-floor living space, which includes 1 bedroom, 1 full bathroom, and a kitchenette—making it ideal for extended family, guests, or potential rental income. Relax and unwind in your private sauna, adding a touch of comfort and luxury to this exceptional home. The property also features a concrete Michigan basement with a wine cellar, providing abundant storage space and the perfect spot for preserving your favorite wine collection or organizing seasonal items. Outside, you'll find outstanding storage and workspace with a huge three-stall garage and a spacious pole barn, offering endless possibilities for hobbies, equipment, vehicles, or a home business. Home offers tile and vinyl plank, oak cabinets, and so much more.

627 S Ensley Street, Howard City

3 Beds ⋅ 3 Baths ⋅ 26037229 MLS ⋅ ACTIVE Status

Enjoy stunning sunsets and peaceful presence of lake wildlife including majestic eagles, and loons. Welcome to your beautiful waterfront retreat on highly desirable private 250+ all sports Indian Lake. This 3-bedroom 2.5 bath home offers over 3,100 sq ft of living space at the end of a channel for added quite lake enjoyment. Large remodeled kitchen with quartz countertops, dining area and living room. Main level also offers bedroom remodeled full bath and laundry. Large composite deck perfect for entertaining friends and family while watching spectacular sunsets. Upper level you'll find a spacious loft and another huge bedroom with another remodeled bath. Walkout basement with family room, bedroom, bath, bar and lots of storage plus sliders leading to your 5 person hot tub and dock. All Appliances stay. Wired for Whole house Generator. Heated garage with natural gas. UG Sprinkling and much more! The floorplan is a perfect blend for comfort and relaxation! Come and Enjoy. Other items for sale include Tanning Bed, Dock, Pontoon Boat, Portable Whole House Generator,

8611 Mohawk Trail, Howard City

2 Beds ⋅ 2 Baths ⋅ 26035505 MLS ⋅ ACTIVE BACKUP Status

Move right into this beautifully maintained 2019 manufactured home offering the perfect combination of modern comfort, low maintenance, and peaceful country living. Situated on nearly an acre, this 2 bedroom, 1.5 bath home has been thoughtfully cared for and is truly move in ready with immediate occupancy available, making it easy to settle in without the wait. Built in 2019, the home features an open and functional floor plan filled with natural light, creating a warm and inviting atmosphere from the moment you walk in. Central air and forced air heating provide year round comfort, while the newer construction offers the peace of mind of modern systems and efficient living. Outside, the current owners have added valuable improvements including a fenced backyard, perfect for pets or children, along with a chicken coop for anyone looking to enjoy a small hobby farm lifestyle or fresh eggs right from home. The spacious yard provides plenty of room for gardening, outdoor entertaining, recreational activities, or simply relaxing and enjoying the quiet country setting. Conveniently located with easy access to US 131, this property offers the best of both worlds with a peaceful rural atmosphere while remaining just a short drive from shopping, dining, schools, and everyday conveniences. Whether you're searching for your first home, looking to downsize, or simply wanting an affordable home in excellent condition, this property is one you won't want to miss. Immediate possession means you can move in and start enjoying your new home right away. Buyer and buyer's agent to verify all information.

20089 W Lake Montcalm Road, Howard City

3 Beds ⋅ 3 Baths ⋅ 26033922 MLS ⋅ ACTIVE Status

Endless Possibilities on 1.25 Acres - Live, Work & Invest! This remodeled 3-bedroom, 2½-bath property offers the flexibility to fit your lifestyle or business goals. Zoned AG (Agricultural), the property is ideal for buyers looking to combine residential living with business or agricultural opportunities. In addition to a single-family residence, potential uses (subject to Winfield Township approval) may include a home-based business, professional office, greenhouse or nursery, roadside farm market, kennel, veterinary clinic, riding stable, agricultural processing, campground, sawmill, and other agricultural-related uses. Home features extensive updates, including new HVAC systems, updated electrical service, and new appliances. Outside, two large outbuildings provide ample space for equipment, inventory, workshop activities, storage, hobby farming, or future business expansion. Located on approximately 1.25 acres along a paved, high-visibility road just minutes from downtown Howard City and convenient expressway access, this property offers the visibility and accessibility entrepreneurs value. Whether you're looking for a place to call home, launch or grow a business, or invest in a property with exceptional flexibility, this is an opportunity you won't want to miss. Buyers are encouraged to verify all intended uses with Winfield Township prior to purchase.

20449 W Howard City-Edmore, Howard City

3 Beds ⋅ 2 Baths ⋅ 26033915 MLS ⋅ ACTIVE Status

Rare opportunity to own 4.62 acres with private frontage on Henkel Lake, offering peaceful water views, mature woods, and a true private lakefront setting in Howard City. This property features an updated 3-bedroom, 2-bath manufactured home overlooking the lake and surrounded by natural privacy, creating a quiet retreat-style atmosphere while still being conveniently located near US-131 and approximately 35 minutes from Grand Rapids. Inside, the home offers a large great room, kitchen, and dining area with an open layout designed for comfortable everyday living. The primary suite includes a spacious private bath with a large garden tub and separate walk-in shower, while two additional bedrooms share a second full bath. Step outside to a large deck overlooking the lake, enjoy the 33' above-ground pool, or take advantage of the garage and outdoor space for storage, recreation, and year-round enjoyment. With 4.62 acres, private lake frontage, wooded surroundings, and beautiful views of Henkel Lake, 9339 Maple Hill Road offers a peaceful setting with excellent recreational appeal. Enjoy kayaking, fishing, wildlife, and quiet evenings by the water in a location that feels secluded without being disconnected. Important: The sale of 9339 Maple Hill Road is contingent upon the successful sale and closing of 9411 Maple Hill Road. Any purchase agreement for 9339 Maple Hill Road must be structured accordingly and is subject to that contingency.

9339 Maple Hill Road, Howard City

2 Beds ⋅ 2 Baths ⋅ 26033912 MLS ⋅ ACTIVE Status

Expansive 33± acre private lakefront estate in Howard City, offering a rare combination of acreage, water frontage, wooded privacy, and a beautifully positioned custom home. Set on 33± acres surrounding scenic Henkel Lake, this property delivers the kind of peaceful, tucked-away setting that is getting harder and harder to find -- rolling land, mature woods, water views, and room to truly spread out. The custom home features a thoughtfully designed 2-bedroom, 2-bath floor plan with open-concept living, a welcoming 3-season room, lower-level family room with fireplace, two decks, a finished 3-stall attached garage, underground sprinkling for the lawn, and a paved drive. The home is positioned to take full advantage of the surrounding acreage and lakefront setting, creating a comfortable year-round residence, private retreat, or long-term legacy property. Enjoy exceptional privacy without sacrificing convenience. Located just 2 miles from US-131 and about 35 minutes from Grand Rapids, this property offers easy access to Howard City amenities, the White Pine Trail, nearby outdoor recreation, and the greater West Michigan area. With 33± acres, private lake frontage, mature natural surroundings, and a setting that feels truly secluded, 9411 N Maple Hill Rd is a special offering with space, peace, and versatility that simply cannot be replicated. Outdoor recreation is built right into the property. Spend your days fishing or kayaking on Henkel Lake, walking the wooded acreage, enjoying wildlife, exploring trails, hunting, relaxing by the water, or simply taking in the peace and quiet of your own private setting. For buyers who value land, water, privacy, and year-round outdoor enjoyment, this property checks the boxes in a big way. For buyers seeking an even larger private lakefront opportunity, 9339 Maple Hill Road may also be available for purchase, creating the potential to own the entirety of Henkel Lake. Please note: the sale of 9339 Maple Hill Road is contingent upon the sale and closing of 9411 Maple Hill Road.

9411 Maple Hill Road, Howard City

5 Beds ⋅ 3 Baths ⋅ 26031803 MLS ⋅ ACTIVE Status

Nestled in the heart of Howard City, this spacious 5-bedroom, 2.5-bath home sits in the highly sought-after Tri County School District. Walkable to the local park, library, and the award-winning Forager Restaurant -- location doesn't get more convenient than this. The kitchen features all-new appliances (2024), and major mechanicals have all been recently updated including the furnace, AC, and hot water heater (all 2024). A pole barn out back provides excellent additional storage. Connected to city water and sewer, and natural gas. Meticulously maintained and move-in ready -- schedule your showing today!

214 N Lincoln Street, Howard City

4 Beds ⋅ 2 Baths ⋅ 26030505 MLS ⋅ ACTIVE Status

Welcome to your own private retreat on 6.9 acres! This well-built stick-built home offers the perfect mix of privacy, space, and comfort. Inside, you'll find luxury vinyl flooring throughout, 4 bedrooms, and 2 full bathrooms. The spacious kitchen features custom hickory cabinets, plenty of counter space, and a snack bar that's perfect for everyday living. The primary suite includes double closets and a private bath with a soaking tub. Low-E windows and upgraded insulation help keep the home energy efficient year-round. Outside, enjoy everything country living has to offer--from relaxing on your property and evening bonfires to summer BBQs with family and friends. The attached two-stall garage provides plenty of room for vehicles, storage, or hobbies. If you're looking for a quality stick-built home with acreage, privacy, and modern comfort, this one is a must-see. Schedule your showing today!

20392 Gates Road, Howard City

5 Beds ⋅ 2 Baths ⋅ 26030009 MLS ⋅ ACTIVE Status

Beautifully updated 5-bedroom home situated on over 2 private acres, offering plenty of space and a peaceful setting. Recent updates throughout make this home move-in ready, with modern finishes and comfortable living spaces. The spacious layout provides room for entertaining, working from home, or accommodating guests. Large sliders lead to a generous back deck, perfect for enjoying the outdoors, grilling, or relaxing while taking in the privacy of the property. The insulated and heated garage is ideal for year-round use, whether for vehicles, storage, hobbies, or a workshop. A large basement offers abundant storage and is ready to be finished into additional living space, a recreation room, fitness area, or whatever suits your needs. Conveniently located near Hardy Dam, Newaygo, and Sand Lake, you'll enjoy easy access to outdoor recreation while still having a private retreat to call home. Don't miss this opportunity to own a spacious home in a desirable location.

11440 Elm Avenue, Howard City

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