Onekama Homes with FHA Listing Terms

Onekama Homes with FHA Listing Terms

Welcome to Onekama, Michigan – a hidden gem nestled in the heart of Manistee County, where charming small-town vibes meet stunning natural beauty. Known for its picturesque landscapes, Onekama is bordered by the sparkling waters of Portage Lake and Lake Michigan, making it a haven for outdoor enthusiasts. Whether you enjoy fishing, boating, or simply soaking in breathtaking sunsets, Onekama offers an idyllic setting for all.

Onekama is not just about natural beauty; it also boasts a close-knit community with a rich history and vibrant local culture. You’ll find delightful shops, cozy cafes, and friendly neighbors who are always ready to welcome newcomers. The annual events and festivals bring the community together, celebrating the unique spirit of this quaint town.

For those considering a move to Onekama, you’ll be pleased to know that homes in this enchanting area are often available with FHA listing terms. This means that financing options are more accessible, making it easier for first-time homebuyers or those looking to invest in a second home. With a variety of properties available, from charming cottages to modern family homes, there’s something for everyone in Onekama.

Imagine waking up to the sound of waves lapping against the shore, taking leisurely strolls through scenic trails, and enjoying the warmth of a community that feels like family. Onekama is more than just a place to live; it’s a lifestyle. Come explore the possibilities and discover your dream home in this beautiful lakeside town!

Newest Onekama Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26026234 MLS ⋅ ACTIVE Status ⋅ Portage Ridge at Onekama Condominiums BLDG.

Lake Michigan Views from Every Room! Perched in the scenic hills of Onekama, Michigan's beloved ''Two Lake Town,'' this beautiful 3-bedroom, 2-bath home, built in 2021, offers breathtaking views of both Portage Lake & Lake Michigan.The home features an inviting open-concept floor plan filled with natural light & panoramic lake views. The centerpiece of the living area is a charming Esse wood stove, creating a warm & welcoming atmosphere year-round. The kitchen, dining & living spaces flow seamlessly together, making entertaining family & friends effortless. Wake up each morning to stunning Lake Michigan vistas visible from every room in the home. Additional features include Covered entry into the home, under the home spacious 2-stall garage & a 900-square-foot unfinished walk-out basement, offering endless possibilities for additional living space. Spectacular sunsets, endless lake views, and a nearly new home--this is Northern Michigan living at it's Best.#ManisteethePlacetoBe Measurements are approximate. 3 lots

9798 N Slope Drive, Onekama

3 Beds ⋅ 1 Baths ⋅ 1945947 MLS ⋅ ACTIVE Status

Perfect Location! This 3 bedroom, 1 bath, 2 car detached garage and traditional barn on 1.55 Acres is just outside the Village of Onekama. Close to Portage Lake and Lake Michigan and a short drive to Manistee or Frankfort. A large enclosed wrap around porch, spacious Kitchen and Living room with fireplace add a warm and cozy feeling. If your looking for a great home in a great area you will need to see this one first!

8819 Erdman Road, Onekama

3 Beds ⋅ 1 Baths ⋅ 26026076 MLS ⋅ ACTIVE Status

Perfect Location! This 3 bedroom, 1 bath, 2 car detached garage and traditional barn on 1.55 Acres is just outside the Village of Onekama. Close to Portage Lake and Lake Michigan and a short drive to Manistee or Frankfort. A large enclosed wrap around porch, spacious Kitchen and Living room with fireplace add a warm and cozy feeling. If your looking for a great home in a great area you will need to see this one first!

8819 Erdman Road, Onekama

4 Beds ⋅ 3 Baths ⋅ 26025363 MLS ⋅ ACTIVE BACKUP Status

Own150 FT. of private PORTAGE LAKE frontage with access to LAKE MICHIGAN! This 4 BR 3 BA home has been meticulously maintained and extensively updated. Recent improvements include new flooring, fresh paint, new furnace, fireplace insert with blower, new roof, siding, windows, updated bathrooms, lined crawlspace, professional landscaping, outdoor lighting and security system. The 2car attached garage is heated and offers plenty of storage and a new full house generator! Custom built-in hutch in kitchen and living room. Stunning lake views from main living areas. The aluminum dock is perfect for your own boat just outside your door. Trex decking spans the lakeside of home, creating a great place to relax and entertain. Additional amenities include reverse osmosis, a large newly poured driveway that offers abundant parking and even accommodates pickleball recreation! This home location is a water enthusiast's dream. Portage Lake is a sandy bottom lake of 2,110 ac. (more photos to come).

4554 Crescent Beach Road, Onekama

3 Beds ⋅ 2 Baths ⋅ 26016477 MLS ⋅ ACTIVE Status

Prime M-22 Investment Opportunity in Onekama's ''Two Lake Town''! Located along iconic M-22 Scenic Highway--one of the most celebrated drives in the Midwest--this versatile mixed-use property offers outstanding visibility & endless potential in the charming village of Onekama.Situated in the heart of this unique ''Two Lake Town,'' known for its proximity to both Portage Lake & Lake Michigan , the property features a commercial storefront with excellent exposure to steady seasonal & year-round traffic along M-22. Behind the retail space, you'll find a spacious 3-bedroom home--ideal for owner occupancy, long-term rental, or short-term vacation income. A garage & additional workshop space provide flexibility for storage, hobbies, or business expansion. Whether you're looking to establish a business, create a live/work setup, or invest in one of Northern Michigan's most desirable corridors, this property delivers location, versatility, opportunity all in one. Not to mention easy walk to Portage Lake Park with a Beach & live summer music all summer. Also within walking distance to the well known fine dining Glenwood Restaurant, Historic Blue Slipper Tavern with outdoor dining & regular live music, early Mornings at Lake & Latte cafe or Amigos Mexican Cafe. Short Drive to the Historic Portage Point Inn with Lahey's Pub & the Public Beach at Lake Michigan.

4990 Main Street, Onekama

26008565 MLS ⋅ ACTIVE Status

Build your Up North getaway or investment property on this READY-TO-BUILD lot in the Village of Onekama! This level parcel offers an ideal location just a short walk to beautiful Portage Lake, downtown shops, restaurants, and everything this charming lake town has to offer. Located along scenic M-22, Onekama is known for its small-town charm, boating, beaches, and easy access to Lake Michigan. Whether you are looking to build a year-round home, vacation retreat, or investment property, this lot offers an excellent opportunity in a highly desirable location. Please note: the neighboring house has a small easement for garage access. Additionally, the two lots directly north of this property may also be available for purchase, creating even more possibilities for expansion or development.

00 Mill Street, Onekama

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