Otsego Homes with MSHDA Listing Terms

Otsego Homes with MSHDA Listing Terms

Welcome to Otsego, Michigan—a charming city nestled in the heart of Allegan County, where small-town warmth meets modern convenience. With its picturesque landscapes, vibrant community spirit, and rich history, Otsego is the perfect place to call home. The city boasts a delightful blend of local shops, parks, and recreational activities that cater to all ages, making it an ideal environment for families, professionals, and retirees alike.

Otsego is known for its friendly neighborhoods, where residents take pride in their homes and community. The city is conveniently located near major highways, providing easy access to nearby cities and attractions, while still maintaining that peaceful, rural charm. Whether you’re strolling through the charming downtown area, enjoying a summer festival, or exploring the scenic trails, you’ll quickly discover why so many choose to settle in this delightful city.

For those looking to make Otsego their home, the availability of homes with MSHDA (Michigan State Housing Development Authority) listing terms opens up a world of opportunities. These homes are designed to make homeownership more accessible, providing financial assistance and favorable terms for first-time buyers and those looking to invest in their future. With various options available, you can find the perfect home that fits your lifestyle and budget.

Embrace the warmth and community spirit of Otsego, where your dream home awaits. Discover the charm of this hidden gem in Michigan and experience the joy of living in a city that truly feels like home. Start your journey today and explore the wonderful possibilities that Otsego has to offer!

Newest Otsego Homes with MSHDA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26048081 MLS ⋅ ACTIVE Status

Homegrown happiness starts here! Tucked away at the end of a cul-de-sac in the City of Otsego, this 3-bedroom, 2-bath home offers an inviting combination of updates, functionality and outdoor space. Step inside to an updated kitchen featuring a snack bar and adjoining dining area with sliders leading to the deck overlooking the spacious backyard. The main floor offers a primary bedroom with a private bath and convenient main-floor laundry, while two additional bedrooms are located upstairs. The basement provides additional space and possibilities for storage, recreation or future finishing. Outside, enjoy a mature, producing garden complete with raised beds and drip irrigation, along with plenty of yard space for pets, play and entertaining. A spacious two-stall attached garage adds even more functionality. Major mechanical updates include a new furnace in May 2026 and central air in 2022. Conveniently located near downtown Otsego, schools, parks and US-131. Fresh from the garden and ready to welcome you home!

136 Florence Street, Otsego

2 Beds ⋅ 1 Baths ⋅ 26045868 MLS ⋅ ACTIVE Status

RARE FIND IN OTSEGO — COMPLETELY RENOVATED & MOVE-IN READY! Welcome home to this beautifully renovated 2-bedroom, 1-bath home situated on a HUGE double corner lot in Otsego! This home has received a complete makeover, with updates throughout including a new roof, plumbing, electrical, flooring, windows, water heater, furnace, bathroom, and kitchen. All appliances are included, Making this home truly move-in ready! Outside, you'll love the expansive yard with plenty of room for entertaining, pets, gardening, or a play area. Enjoy relaxing evenings around the firepit and take advantage of the invisible fencing already installed. The property also features a 2-car garage with electricity and a new garage door, offering plenty of room for vehicles, storage, or a workshop. Located within walking distance of Otsego Public Schools, this home offers the perfect combination of convenience, major updates, and outdoor space. Open House Sunday 8-30-26 @2pm-3pm Call/text Britinie @ 269-370-4582 additional driveway on the north side of the property

363 Garfield Street, Otsego

4 Beds ⋅ 2 Baths ⋅ 26042785 MLS ⋅ ACTIVE Status

Welcome to 1746 104th Avenue in Otsego! This property offers nearly 1.5 acres of space, providing plenty of room to enjoy the outdoors, create your own garden, or simply appreciate the peaceful setting. While conveniently located next to Otsego High School. The perfect home as your family grows! Main level laundry, because laundry is enough work without adding extra stairs! A spacious pole barn adds valuable storage and workspace for hobbies, equipment, or projects. You will also love the deck, offering a great place to relax, entertain, or enjoy the surrounding property. With a great size lot, useful pole barn, outdoor living space, and a convenient location, this property has so much to offer and is ready for its next owner.

1746 104th Avenue, Otsego

4 Beds ⋅ 2 Baths ⋅ 26013157 MLS ⋅ ACTIVE Status

New construction home in Southpointe Trails, located in Otsego school district. This thoughtfully designed split-level home offers 2,072 square feet, 4 bedrooms, and 2 full baths with a layout that maximizes both shared living space and private retreats. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. Sliding glass doors off the great room lead to a 10x10 deck, creating an inviting outdoor living space that extends the home for relaxing or entertaining. The primary suite is privately positioned on the upper level and includes its own full bath and generous closet space. The lower level adds exceptional flexibility with a full rec room that can easily serve as an office, study area, or den. Three spacious bedrooms and an additional full bath provide comfortable accommodations, while a dedicated utility area includes a washer and dryer. Daylight windows bring in abundant natural light, making the lower level feel open and welcoming. RESNET energy smart construction will save an estimated $1,209 annually. Actual savings may vary; see HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Over 30 years newer and 500 sq ft larger than similarly priced homes in the area. Contact our team to schedule your private tour today!

1674 Aspen Trails, Otsego

25002251 MLS ⋅ ACTIVE Status

Make it a point to see this lovely wooded lot in desirable Otsego Plat just south of Otsego . Just a short drive to town, schools, ski resorts, Kalamazoo, Holland or Grand Rapids for recreation or employment. Enjoy small time atmosphere with all the big city amenities nearby. This is the perfect spot for your new home in an area of well established homes. Small Drain that runs n / nw along east side will require a culvert for access to balance of property. Drain comm. owns 50' each side from center of drain. Plantings can be near but no permanent structures may be erected within 50' of centerline of drain. Assmt. For drains was levied last year. Baughman drain is not near property and drain comm. land on either side of it does not affect this property.

Briarwood Drive, Otsego

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