Shelby Homes with FHA Listing Terms

Shelby Homes with FHA Listing Terms

Welcome to Shelby, Michigan—a charming gem nestled in the heart of Oceana County, where small-town warmth meets the natural beauty of the Great Lakes. This picturesque community is known for its friendly atmosphere, vibrant local culture, and an abundance of outdoor recreational opportunities. With its proximity to Lake Michigan, residents enjoy stunning sunsets, sandy beaches, and a myriad of activities from boating to hiking in the nearby Manistee National Forest.

Shelby is a community that celebrates its roots, with a rich history that is reflected in its quaint downtown area, featuring unique shops, delightful eateries, and local events that bring neighbors together. The annual Shelby Harvest Festival is a highlight, showcasing the town’s agricultural heritage and providing fun for the whole family.

For those looking to make Shelby their home, the real estate market offers a variety of options, including properties with FHA listing terms. This is great news for first-time homebuyers and those looking to take advantage of the benefits of Federal Housing Administration loans. Homes listed under FHA terms are often more accessible, allowing you to invest in your dream home with lower down payments and flexible credit requirements.

Whether you’re drawn to the serene landscapes, the tight-knit community, or the affordable housing options, Shelby, MI, is a place where you can truly thrive. Explore the possibilities of homeownership in this idyllic town and discover the lifestyle you’ve been searching for. Your dream home in Shelby awaits!

Newest Shelby Homes with FHA Listing Terms

2 Beds ⋅ 1 Baths ⋅ 26038993 MLS ⋅ ACTIVE Status

Serenity, seclusion, and a super well maintained home! This 2 bedroom, 1 bath home has many updates and a stellar nearly 4 acre property. In addition to being well-maintained overall, this home has a newer septic system and furnace. The detached 26x42 garage provides plenty of space for parking and storage, in addition to the shed. Come take a look at this gem today and maybe you'll spot some wildlife from the covered porch. Full legal- 1085 E SHELBY RD WD-L2012P11026 WD-L2015/P21263 SPL FR 7 IN 96 SEC 20 T14N R16W. COM 480 FT E OF NW COR OF SE 1/4 OF NW 1/4, TH S 400 FT, TH E 450 FT, TH N TO CTR OF SHELBY RD, TH NW'LY ALG CTR OF RD TO N LN OF SE 1/4 OF NW 1/4, TH W TO POB.

1085 Shelby Road, Shelby

2 Beds ⋅ 1 Baths ⋅ 26038195 MLS ⋅ ACTIVE Status ⋅ Devonwood BLDG.

Welcome to this two bedroom, one bath condo offering comfortable, low maintenance living. The open floor plan creates a bright and inviting space that's perfect for both everyday living and entertaining. Enjoy the convenience of an attached garage, a private patio out back for relaxing or outdoor dining, and a location that's close to shopping, dining, and everyday amenities. Whether you're a first-time buyer or looking to downsize, this conveniently located condo is a wonderful place to call home.

218 Devonwood Drive, Shelby

4 Beds ⋅ 3 Baths ⋅ 26037242 MLS ⋅ ACTIVE Status

Completely updated and move-in ready! This spacious 4-bedroom, 2.5-bath ranch offers over 2,800 finished sq. ft. of living space on a beautifully landscaped double lot. The welcoming main level features an inviting living room with fireplace, updated kitchen with abundant cabinetry and dining area, spacious primary suite, and generously sized bedrooms. The finished lower level with exterior access provides exceptional additional living space with a large family room, recreation area, wet bar, bonus rooms, and abundant storage—perfect for entertaining, guests, hobbies, or a home office. Step outside to an expansive deck overlooking the private backyard with mature landscaping and plenty of room to relax or play. A nearly new geothermal heating and cooling system delivers exceptional energy efficiency and year-round comfort. Ideally located just off the US-31 Shelby exit, you'll enjoy easy commuting and quick access to shopping, restaurants, schools, and some of West Michigan's premier destinations, including Silver Lake Sand Dunes, Lake Michigan beaches, and the Hart-Montague Bike Trail. This beautifully maintained home offers the perfect blend of space, efficiency, updates, and location. Call today for your private showing!

4834 W Elizabeth Drive, Shelby

4 Beds ⋅ 2 Baths ⋅ 50214014 MLS ⋅ ACTIVE Status

Welcome to this meticulously maintained, original-owner colonial in the highly sought-after Lake Pointe Woods subdivision of Shelby Township. Offering over 2,800 square feet, 4 bedrooms, 4 bathrooms, first-floor laundry, whole house generator, this exceptional home sits on a beautifully landscaped .27-acre lot with mature trees in the award-winning Utica Community Schools district. The thoughtfully designed floor plan features formal living and dining rooms, a private office, and a dramatic two-story great room with a fireplace that fills the home with natural light. The spacious updated kitchen offers abundant cabinetry and workspace, while the desirable two-way staircase adds both architectural character and everyday convenience, seamlessly connecting the main living areas to the second level. Upstairs, the generous primary suite features a walk-in closet and private en-suite bath, while one of the additional bedrooms showcases a beautiful cathedral ceiling, creating an open and airy feel. The finished basement expands your living space with a large recreation area, convenient half bath, and abundant storage. Step outside to enjoy the expansive brick paver patio overlooking the private backyard, offering the perfect space for entertaining or relaxing. The garage is equipped with a convenient utility wash station, ideal for rinsing off muddy boots, sports equipment, gardening tools, or pets after outdoor adventures. Located just minutes from Stony Creek Metropark, shopping, dining, and everyday conveniences, this exceptional home combines timeless design, generous living space, and meticulous care in one of Shelby Township's most established and desirable neighborhoods.

53816 Cherrywood Drive, Shelby

2 Beds ⋅ 1 Baths ⋅ 26034285 MLS ⋅ ACTIVE Status

This move in ready home offers comfort and potential. The interior features a welcoming living space, two bedrooms and a functional layout. A framed pole barn is on the property, with supplies on site for you to complete the finish work. All of this with immediate possession.

2249 E Ferry Street, Shelby

3 Beds ⋅ 1 Baths ⋅ 26033256 MLS ⋅ ACTIVE Status

Discover this charming 3-bedroom, 1-bath ranch home tucked away on the corner of Johnson and 40th Avenue, offering privacy with convenient access to everything West Michigan has to offer. Full of character and history, this inviting home has been thoughtfully updated with a new roof, new furnace, and an updated septic system and drain field--giving you peace of mind for years to come. Enjoy a peaceful evening on your new deck, don't wait too long as this beauty won't last long. Schedule your private tour today!

2423 S 40th Avenue, Shelby

2 Beds ⋅ 2 Baths ⋅ 26033145 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Shelby Acres Condominium BLDG.

New construction in the beautiful Shelby Acres! Introducing the Chestnut. The much anticipated 2-bedroom, 2-bath home offers over 1,200 sq. ft all on the main floor. Featuring, a primary bedroom with a master bath, laundry on the main floor, quartz countertops, vinyl plank flooring, and all major appliances! The plumbed basement is ready to be finished for additional space, and the ample garage provides plenty of room for storage and parking. A fresh, ample but cozy and stylish home ready for its new owner!

297 Aspen Hill Drive, Shelby

3 Beds ⋅ 2 Baths ⋅ 26032881 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Shelby Acres Condominium BLDG.

Welcome to the Hemlock! This gorgeous new built offers a 3-bedroom, 2-bath home with over 1,300 square feet is sure to make you fall in love. Featuring a spacious open-concept layout, this home is perfect for entertaining and hosting gatherings with family and friends. The large kitchen island offers additional seating and flows seamlessly into the living and dining areas. Relax in the private primary suite complete with its own full bath, creating the perfect retreat at the end of the day. Stylish, inviting, and move-in ready -- the Hemlock is a place you'll love to call home.

299 Aspen Hill Drive, Shelby

4 Beds ⋅ 2 Baths ⋅ 26032749 MLS ⋅ ACTIVE Status ⋅ Shelby Acres Condominium BLDG.

Welcome to Shelby Acres, The Aspen! This home exudes classic country charm from the moment you step onto the front porch. Enter into a bright living space with cathedral ceilings, equipped kitchen, separate dining area and two main floor bedrooms and full bathroom. Designed for comfortable living, new appliances, quartz countertops, walk-in kitchen panty and bountiful natural light. As you head downstairs, it is well- lit and well-designed offering additional finished living space for an entertainment or recreational room as well as two complete bedrooms, a full bathroom, a laundry and mechanicals. The Aspen boosts of a detached garage and is located in a neighborhood close to Shelby Public Schools and welcoming downtown.

291 Aspen Hill Drive, Shelby

4 Beds ⋅ 2 Baths ⋅ 26031714 MLS ⋅ ACTIVE CONTINGENT Status

Enjoy the best of country living with this well-maintained home situated on 5 beautiful acres in Oceana County, just outside the Village of Shelby and within Shelby Public Schools. Offering the perfect balance of convenience and privacy, you'll appreciate the peaceful rural setting while still being only minutes from shopping, dining, schools, and everyday amenities. This spacious home features 4 bedrooms and 2 full bathrooms, with 3 bedrooms, 1 full bath, and the main living area located on the upper level. The lower level offers an additional bedroom, full bath, kitchen, and secondary living area, providing excellent flexibility for guests, and entertaining. Major updates include a roof and heat pump that are approximately 4 years old, along with a furnace that is approximately 9 years old. Sellers report no known issues with the electrical, plumbing, or well systems, offering added peace of mind. With 5 acres to enjoy, there's plenty of room for recreation, gardening, hobby farming, or simply relaxing and taking in the country surroundings.

2430 W Woodrow Road, Shelby

3 Beds ⋅ 3 Baths ⋅ 20261046813 MLS ⋅ ACTIVE Status

TO BE BUILT! Build time is approx. 8-10 mths. The Whistler is a two-story interior unit townhome with 3 bedrooms, 2.5 bathrooms, and 2,302 sq. ft. of living space. The first floor showcases a covered porch at the entry, opening into the foyer and powder room. The hallway leads to the open-concept layout, allowing a full view from the kitchen to the great room. A patio off the nook offers a space to enjoy outdoor scenery. Mudroom from the one-car garage has a walk-in closet for coats and bags and leads to the main hall. The kitchen features plenty of counter space, a pantry, and the nook for dining. Flex room tucked behind the great room for additional living space. The second floor features a spacious loft and conveniently located laundry. Two secondary bedrooms share a full bath. Enjoy optimal privacy with a split layout between all three rooms. Primary suite features an ensuite and walk-in closet. Looking for a new townhome in Southeast Michigan? Contact our sales team to learn more about the Whistler! Photos are of a decorated model or previously built home.

54474 Grand Boulevard, Shelby

3 Beds ⋅ 3 Baths ⋅ 20261046812 MLS ⋅ ACTIVE Status

TO BE BUILT! Build time is approx. 8-10 mths. The Telluride is a two-story interior unit townhome with 3 bedrooms, 2.5 bathrooms, and 1,955 sq. ft. of living space. The first floor showcases a covered porch at the entry, opening into the foyer and powder room. The hallway leads to the open-concept layout, allowing a full view from the kitchen to the great room. A patio off the nook offers a space to enjoy outdoor scenery. Mudroom from the 2-car garage has a walk-in closet for coats and bags and leads to the main hall. The kitchen features plenty of counter space, a pantry, and the nook for dining. The second floor features a spacious loft and conveniently located laundry. Two secondary bedrooms share a full bath. The primary bedroom with ensuite and walk-in closet is close to the front of the home, offering optimal privacy. Looking for a new townhome in Southeast Michigan? Contact our sales team to learn more about the Telluride! We can’t wait to meet with you and discuss building your dream townhome with Lombardo Homes! Photos are of a decorated model or previously built home.

54468 Grand Boulevard, Shelby

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