White Cloud Homes with FHA Listing Terms

White Cloud Homes with FHA Listing Terms

Welcome to White Cloud, Michigan – a hidden gem nestled in the heart of Newaygo County! Known for its breathtaking natural beauty and a warm, welcoming community, White Cloud is the perfect place to call home. Surrounded by lush forests, serene lakes, and picturesque rivers, this charming city offers a tranquil lifestyle while still being conveniently located near larger urban areas.

White Cloud is rich in history and culture, with a vibrant downtown area that boasts local shops, cozy cafes, and friendly faces. The city is also home to numerous parks and recreational opportunities, making it ideal for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply taking in the stunning scenery, White Cloud has something for everyone.

For prospective homebuyers, White Cloud presents an exciting opportunity, especially for those considering FHA financing options. With FHA listing terms readily available, you can explore a variety of homes that cater to diverse budgets and preferences. From quaint bungalows to spacious family residences, the market here offers a range of choices that make homeownership attainable and appealing.

Living in White Cloud means embracing a lifestyle that values community, nature, and affordability. With FHA listings, you can find your dream home in this idyllic setting without breaking the bank. Experience the charm of White Cloud, where your new beginning awaits amidst the beauty of Michigan's great outdoors. Come discover why so many are choosing to make White Cloud their forever home!

Newest White Cloud Homes with FHA Listing Terms

4 Beds ⋅ 3 Baths ⋅ 26039415 MLS ⋅ ACTIVE Status

Some properties give you a house. This one gives you room to breathe. Wake up to the sound of the creek, enjoy your morning coffee on the deck overlooking the water, and end the day surrounded by over 15 acres of private land. And the best part? The work is already done for you. This home has been thoughtfully updated top to bottom. Inside, you'll find fresh paint and trim throughout, new flooring in the living room, dining room, and hallway, plus brand new carpet upstairs and on the stairs. Fixtures and cabinet hardware have been updated too, giving the whole home a clean, modern feel the moment you walk in. The deck was freshly coated this year, so it's ready for coffee mornings and sunset evenings alike. New water softener, new water heater, new dishwasher, and new microwave mean you can move in and enjoy the space. This is more than a house. It's 15-plus private acres, a creek, a fully updated interior, and a deck view that will make you fall in love every single morning.

3729 S Walnut Avenue, White Cloud

4 Beds ⋅ 2 Baths ⋅ 26038605 MLS ⋅ ACTIVE Status

Newly renovated 4 bedroom, 2 full bath home in the center of White Cloud and a short distance to the library, park, schools, and other conveniences. This home is move-in ready and has been completely updated within the last two years including electrical throughout, tankless water heater, new roof and leaf guard gutter system (both with lifetime warranty), new high efficiency furnace and central air, new 18" insulation in attic and around top of basement walls, new carpeting, new light fixtures, new LED dimmer lights, new tilt out windows with new slatted blinds, all new matching appliances and new paint throughout. The entire outside has also been upgraded with new lawn, landscaping, new gravel on the parking drive and a new 1 stall garage with electric. This home is a great value and with the renovations it doesn't leave much for the owners to do for a long time.

1096 E James Street, White Cloud

3 Beds ⋅ 2 Baths ⋅ 26031866 MLS ⋅ ACTIVE Status

OPEN HOUSE JULY 30, THURSDAY 6-7. This stunning, brand-new 3-bedroom, 2-full-bath home sits beautifully on a premium 2.76-acre corner lot, completely enveloped by majestic hardwood trees for ultimate privacy and peace. Step inside to an airy, modern layout designed for seamless living. The heart of the home features a bright open-concept living space, flowing effortlessly into a gourmet kitchen. Retreat to the luxurious primary suite, a private oasis boasting a generous layout and a beautifully appointed en-suite bath. Two additional bedrooms offer perfect spaces for family, guests, or a dedicated home office. For the hobbyist or car enthusiast, the massive 30x41 garage provides unparalleled space for vehicles, a workshop, or outdoor gear storage. Combining modern luxury with the serene beauty of a wooded retreat, this rare corner property offers the perfect balance of nature and convenience. Your dream home awaits! Buyer to verify all. Taxes will be updated to show home.

643 S Ashton lane, White Cloud

2 Beds ⋅ 2 Baths ⋅ 26031206 MLS ⋅ ACTIVE CONTINGENT Status

Escape to your own private riverfront retreat on 8 beautifully wooded acres along the scenic White River! This unique 2-bedroom, 1.5-bath home offers the perfect blend of comfort, privacy, and outdoor adventure. Step inside and enjoy breathtaking views of the White River from the main living area, where large windows bring the beauty of nature right into your home. A spacious loft provides additional living space and endless possibilities. Built during a time when homes could be positioned closer to the water, this property enjoys a rare and highly desirable setting near the riverbank while remaining outside any known flood concerns. The peaceful sights and sounds of the flowing river create a truly relaxing atmosphere year-round. Whether you're searching for a year-round residence, weekend getaway, or family retreat, this White River property delivers the space, setting, and lifestyle you've been dreaming of but couldn't find, until now! The outbuilding is a surprise, come see it!

3497 W Baseline Road, White Cloud

2 Beds ⋅ 1 Baths ⋅ 26029047 MLS ⋅ ACTIVE Status

Buildings are up, you get to finish how you like. 2 buildings here, fist one is a 2bdrm house with an insulated attached garage on front. Thats a total of 1140 sq. ft. The next building is a 768 sq. ft spray foamed building. You can make it whatever you like. Buildings sit on 1.88 acres just off of M-37, which is Mixed use right here so you could have a business too. TONS of trails in the area for side by side riding, ORV fun & Official trails are 1 mile away! Snowmobile trails too! Could finish with a rehab loan, talk to your loan officer. Buyer to verify all.

383 W 8 Mile Road, White Cloud

2 Beds ⋅ 1 Baths ⋅ 26026623 MLS ⋅ ACTIVE Status

Move-in ready 2-bedroom ranch on nearly ½ acre in a peaceful setting just outside White Cloud! Features include fresh paint, updated bath with walk-in shower, stainless steel appliances, newer roof, energy-efficient mini-split heating and cooling, attached garage, main floor living and an 8x12 shed/workshop. Conveniently located on a quiet dead-end road with easy access to town amenities. Only 26 minutes away from Hardy Dam/Croton Pond and 2 miles or les to Lake White Cloud and Diamond Lake! Surrounded by several areas of the Manistee National Forest offering thousands of acres of trails, hunting and wilderness! A great opportunity for affordable, low-maintenance living!

576 S Green Street, White Cloud

3 Beds ⋅ 1 Baths ⋅ 26026453 MLS ⋅ ACTIVE Status

Enjoy the year round seasons in this ranch home on Diamond Lake in Newaygo County. New kitchen in 2023 with Quartz countertops and new bath in 2024, Most all the furniture and outdoor items included, inquire with Agent on list. Enjoy swimming on this homes sandy 100ft frontage lake with dock and Newaygo County Park just on N Mundy Ave. Diamond Lake is a 171Acre all sports lake with great fishing for Bluegill, Bass, Pike and Crappie or enjoy the hiking at North Country Trail, This 3 bedroom home holds 6 beds for guests and includes a list of items in the home so you can just relax and enjoy the summer. Adjacent to Manistee National Forest. Home can be rented short term per Lincoln Township yearly registration. Showings to start on Fri. 6.5.2026

818 W Wells Street, White Cloud

26026338 MLS ⋅ ACTIVE Status

Located in The Heart of the Manistee National Forest is this 80 acre property that features the East Branch Heald Creek traversing through the South half of this beautiful recreation property. Some high wooded ground along with the low swampy ground offers desirable wildlife habitat. An old trappers cabin is still standing as the landmark. Excellent hunting area for deer, turkey and small game. Year round Recreation opportunities.

5500 N Croswell Avenue, White Cloud

4 Beds ⋅ 2 Baths ⋅ 26023540 MLS ⋅ ACTIVE Status

Enjoy this lake front home year around. Situated on the deepest part of all sports Diamond lake with a sandy bottom ideal for swimming, fishing and water sports. This home features 4 bedrooms and 2 full bathrooms, a full kitchen and a separate wet bar. Plenty of room with amazing views from the upper level loft, the deck or from the walk out patio. All new windows and sliding glass doors facing the lake. This home is move in ready, well maintained and available without delay. Enjoy your summers at the lake. One hour drive from Grand Rapids or Muskegon. Call today for your private showing.

679 W Lincoln Avenue, White Cloud

5 Beds ⋅ 2 Baths ⋅ 26019954 MLS ⋅ ACTIVE Status

FULLY OUTFITTED & NEWLY RENOVATED LAKEFRONT RETREAT- Includes all watercraft (human-powered), dock, hot tub, double PWC lift, outdoor/indoor furniture, media (projector room, tv), kitchen supplies, linens, bathroom supplies, grill, etc Can continue to be run as a short term rental or as a private family oasis. Within walking distance to the popular local hangout, Schindy's at Diamond Lake, and within a mile of hiking (North Country trail) and ORV trailheads! Diamond Lake is an all sports lake and is treated/maintained every year - a popular destination for fishermen in both the winter and summer. The private marine wall includes stairs down to a sandy lake front (beach toys, etc included)- all is ready for immediate lakefront living!

2500 N Bauer Avenue, White Cloud

2 Beds ⋅ 2 Baths ⋅ 26015187 MLS ⋅ ACTIVE CONTINGENT Status

Welcome to your up-north retreat! This well-maintained 2-bedroom, 1.5-bath home offers 1,371 sq ft on a beautifully landscaped .35-acre lot. Features include a spacious primary bedroom with walk-in closet, main floor laundry hookups, and a large full bath with walk-in shower. Recent updates include new kitchen appliances (2025), 10 newer triple-pane windows with transferable warranty, and a recently pumped septic (2024). Enjoy central air, fiber optic internet, a partially unfinished basement, and a 2-car garage. Outside features a 12x26 deck, fire pit, and garden areas, perfect for relaxing or entertaining. Located near hiking and ATV trails for year-round recreation. Property is situated near the former Mill Pond area, currently subject to dam-related water level changes.

1471 E Beechwood Lane, White Cloud

3 Beds ⋅ 2 Baths ⋅ 26003186 MLS ⋅ ACTIVE Status

Escape to tranquility in Newaygo County's natural wonderland! This stunning 13-acre property boasts a contemporary manufactured home built in 2019, ideal for those seeking peaceful, efficient living amidst rural serenity. Imagine mornings sipping coffee on your expansive acreage, afternoons exploring the North Country Trail, and evenings relaxing by the spring-fed White River. With Pickerel Lake and snowmobile trails nearby, White Cloud is a four-season playground just minutes from city conveniences. This property is more than a home - it's a lifestyle. Opportunities like this don't last long with its growing appeal for nature enthusiasts and affordable land values. Schedule a viewing today!

2815 E Monroe Street, White Cloud

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