Lake Homes with MSHDA Listing Terms

Lake Homes with MSHDA Listing Terms

Welcome to Lake County, Michigan, a hidden gem nestled in the heart of the Great Lakes region. Known for its stunning natural beauty and abundant recreational opportunities, Lake County is a paradise for outdoor enthusiasts and those seeking a serene lifestyle. With its picturesque lakes, lush forests, and rolling hills, this area offers a tranquil escape from the hustle and bustle of city life.

Lake County is home to a tight-knit community that values both tradition and progress. The local economy is bolstered by tourism, agriculture, and small businesses, creating a vibrant atmosphere where residents can thrive. Whether you're looking to explore the pristine waters of Lake Michigan or hike the scenic trails of the Manistee National Forest, this county provides endless opportunities for adventure and relaxation.

For those considering a move to this idyllic locale, homes in Lake County are available under the MSHDA (Michigan State Housing Development Authority) listing terms. This program is designed to assist homebuyers in achieving their dream of homeownership, offering various financing options and resources to make the process more accessible. Whether you're a first-time buyer or looking to invest in a vacation property, MSHDA listings can help you find the perfect home in this enchanting region.

Discover the charm and beauty of Lake County, MI, where every day feels like a getaway. With its welcoming community, breathtaking landscapes, and supportive housing programs, it’s the ideal place to call home. Explore your options today and take the first step toward your new life in Lake County!

Newest Lake Homes with MSHDA Listing Terms

3 Beds ⋅ 1 Baths ⋅ 26039223 MLS ⋅ ACTIVE Status

Welcome home to this beautifully renovated 3-bedroom, 1-bath ranch nestled on a peaceful one-acre country setting. Combining modern updates with timeless farmhouse charm, this move-in ready home offers the perfect blend of comfort, style, and functionality. Whether you're searching for your first home, looking to downsize, or simply wanting the tranquility of country living, this property is sure to impress. Step inside to discover fresh paint throughout, gorgeous hardwood flooring, plush new carpet in the bedrooms, updated trim, farmhouse-inspired lighting, freshly stained interior doors, and thoughtful finishes around every corner. The completely remodeled kitchen is the heart of the home, featuring beautiful hickory cabinetry, rich butcher block countertops, brand-new appliances, and updated fixtures that create a warm and inviting gathering space. The bathroom has also been completely transformed with a new vanity, countertop, flooring, tub and shower, lighting, exhaust fan, and fixtures. Behind the scenes, you'll appreciate the extensive updates including a new furnace, new PEX water lines throughout, newer 4-inch well, updated thermostat, smoke alarms, ceiling fans, electrical covers, and more. Outside, fresh landscaping, new shutters, a charming front porch, and a convenient carport complete the package. Located just minutes from popular fishing destinations, ORV trails, and countless outdoor recreation opportunities, this home offers the perfect balance of peaceful country living and Up North adventure.

6918 S Saddler Road, Chase

2 Beds ⋅ 1 Baths ⋅ 26038089 MLS ⋅ ACTIVE Status

Lincoln Hills? Little Manistee? Little "O"? Do these sound familiar? Then Welcome to this charming 2-bedroom, 1-bathroom home, cottage, dare I say short term rental? Situated on a 10-acre parcel in the heart of trail country! Not only does it provide exceptional privacy (and fruit trees) and room to pursue your outdoor interests with the literally thousands of acres of State AND Federal Land just down the road, the 24x48 Pole Barn offers ample storage and workspace for vehicles, equipment, and/or hobbies. This place has been meticulously updated from head to toe! With new flooring, cabinets, windows, bathroom, all of it! It's open and airy, cute and cozy, and full of possibilities! Formerly used a full time home, it's now time to move on to the next generation of owners. The is a great year around location on a county maintained road yet still private, in a un-zoned township so a great short term rental close to trails and hunting land. A true must see!

2368 E 10 Mile Road, Irons

3 Beds ⋅ 1 Baths ⋅ 1947552 MLS ⋅ ACTIVE Status

Welcome to small-town living with big possibilities! Situated on a spacious double lot in the Village of Chase, this well-maintained 3-bedroom, 1-bath home offers comfort, convenience, and room to grow. The home is well insulated, making it easy to heat in the winter while staying cool throughout the summer months. Outside, you'll find a large detached garage with plenty of space for vehicles, tools, outdoor equipment, or all of your recreational toys. Whether you're a first-time homebuyer, looking for more space for a growing family, or searching for a northern Michigan getaway, this property has plenty to offer. Conveniently located approximately 25 minutes from Big Rapids and 30 minutes from Cadillac, you'll enjoy the peace of small-town living while remaining close to shopping, dining, and amenities. Outdoor enthusiasts will appreciate being within 10 minutes of multiple ORV trail systems, with Chase Creek Smokehouse just down the road for a great local meal. If you're looking for an affordable home with a large yard, oversized garage, and easy access to everything northern Michigan has to offer, this is one you won't want to miss!

6965 S Second Choice Street, Chase

3 Beds ⋅ 2 Baths ⋅ 26032245 MLS ⋅ ACTIVE Status

Located just 90 minutes north of Grand Rapids makes this a perfect lake home for vacationing or year-round living. This 3-bedroom 2-bath home is situated on nearly half an acre with over 100 feet of Rainbow Lake frontage. Rainbow Lake is an all seasons, no-wake lake. Rainbow Lake connects to Reed Lake via a channel between them. This home features a large living room with gas fireplace and is open to an extra-large dining room. You can take in lake views from the living room, dining room, breakfast area, or the kitchen. A large deck across the entire back of the home provides additional relaxing and entertaining space easily accessed through the sliding door in the dining room. Main floor laundry, hardwood floors, and tons of storage are just a few of the perks. Generator included. There is even an additional (approx.) 500 sf of unfinished living space in the lower walkout level that can used for an extra-large family room, or family room and 4th bedroom. New roof in 2022 and newer wat There is even an additional (approx.) 500 sf of unfinished living space in the lower walkout level that can used for an extra-large family room, or family room and 4th bedroom. New roof in 2022 and newer water heater. Home includes all appliances, and washer and dryer.

8862 W Rainbow Lake Drive, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26031064 MLS ⋅ ACTIVE Status

Your Up North Lifestyle Starts Here. Imagine owning a property where every season brings a new adventure. Nestled on 30 private wooded acres in the heart of Northern Michigan's recreational paradise, this exceptional 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and outdoor opportunity. Whether your ideal day includes trail riding, snowmobiling, hunting, fishing, hiking, or simply unwinding around a campfire, you'll find it all right here. Located just minutes from extensive ORV and snowmobile trail systems, thousands of acres of state land, and countless lakes and rivers, this property places some of Michigan's best outdoor recreation right at your doorstep. Inside, rustic wood accents create a warm lodge-like atmosphere that perfectly complements the surrounding landscape. The thoughtfully designed floor plan features a spacious kitchen complete with a pantry, an eat-up bar with added seating, and a custom live-edge liquor buffet that serves as a stunning focal point for entertaining family and friends. Step outside onto the patio and enjoy peaceful evenings watching deer, turkey, and other wildlife frequent the property. The land itself is equally impressive. Rolling wooded terrain provides beauty, privacy, and excellent habitat for wildlife. Hunters will appreciate the turnkey setup featuring three ground blinds and four ladder blinds already strategically positioned throughout the property. A large 30' x 48' pole barn with concrete floors and electricity offers ample room for ATVs, snowmobiles, boats, equipment, tools, and recreational gear. Whether you're searching for a year-round residence, a hunting retreat, a family getaway, or your own private recreational headquarters, this rare property delivers the space, amenities, and location to fully embrace the Up North lifestyle you've been dreaming about. Ride. Hunt. Fish. Explore. Relax. Repeat.

7672 E 48th Street, Chase

2 Beds ⋅ 1 Baths ⋅ 26024784 MLS ⋅ ACTIVE Status

WELCOME to your peaceful northern Michigan retreat! As you step inside, you'll immediately appreciate the open, airy feel of the living spaces, featuring bright natural light, fresh finishes and a warm, inviting atmosphere. This beautifully updated 2-bedroom,1-bath ranch home is nestled on a secluded, nicely wooded half-acre setting just a short distance from the public access of Wolf Lake and surrounded by the highly desirable Chain of Lakes area. Enjoy nearby access to multiple inland lakes and a quick drive to the stunning sugar sand beaches of Lake Michigan. The fresh and inviting home features a spacious OPEN Floor Plan with an expansive Kitchen and Living Area, perfect for everyday living and entertaining. Many recent updates, include Fresh interior paint (May 2026), a Stunning new vaulted insulated sunroom/addition filled with Natural light-creating the perfect space for relaxation and tranquility-a newly enclosed addition that adds even more functional living space. The .....> The large Bathroom offers double sinks, a beautifully tiled shower, and tiled flooring for a spa-like feel. Outdoor living shines with multiple entertaining areas, including concrete patios , refreshed gravel driveway, and completely fenced backyard offering privacy and peaceful setting. The impressive 24x24 insulated outbuilding/garage is equipped with heat and electric, making it ideal for hobbies, storage,a workshop,or year-round use. Whether you're looking for a full-time residence, a vacation getaway, or UP NORTH escape, this move-in-ready property offers peaceful surroundings,modern comforts,and unbeatable proximity to Lakes,recreation, Thousands of acres of State Land (Hunting & Fishing), as well as the Lake Michigan Shoreline. A Must-see!

1581 Lone Pine Drive, Baldwin

2 Beds ⋅ 2 Baths ⋅ 26024495 MLS ⋅ ACTIVE Status

You won't want to miss this BEAUTIFUL barndominium built in 2021! Once inside discover custom touches throughout this stunning 2-bedroom, 2-bathroom home. From the warm wood accents to the one-of-a-kind bathrooms, every detail creates a space you'll instantly fall in love with. The main level features an open-concept living room and kitchen, along with the primary bedroom and bathrooms. The attached garage is currently being used as a bonus room, offering additional space for living, entertaining, or storage. Upstairs, you'll find a large loft overlooking the main living area, creating a flexible living space. For those looking to entertain or simply relax, the barndo also includes an additional family room complete with a wood-burning stove. Comfort is a priority year-round with the in-floor radiant heating throughout the house, including the garage, which keeps the home warm during Northern Michigan winters while maintaining a comfortable temperature throughout every season. Outside you will find a westward facing covered patio to enjoy your coffee in the morning and sunsets in the evening. There is also a heated pole barn, perfect for working, storing equipment, or housing all of your outdoor toys. A smaller shed is also ready for your finishing touches to suit whatever additional needs you may have. Surrounded by woods, this private property offers seclusion from the main road while still being conveniently close to countless outdoor recreational opportunities. From lakes and rivers to beaches, hiking and biking trails, and snowmobile routes, this location provides easy access to everything that makes Northern Michigan special. OVR trails are a few miles away and access to the White Pines bike trail is right across the street. This truly is a one-of-a-kind property you won't want to miss!

4850 E US Highway 10, Chase

2 Beds ⋅ 3 Baths ⋅ 1945102 MLS ⋅ ACTIVE Status

This home has been so well cared for and is an incredible value! Warm, cozy, and full of charm, this spacious home offers room for everyone. Enjoy your morning coffee on the beautiful front porch, play ball in the large yard, or create the perfect workshop space in the barn — the possibilities are endless! Featuring 4 bedrooms and 3 bathrooms (with two bedrooms being non-conforming/walk-through), this home offers flexible living spaces to fit your needs. Relax in the large living room, curl up with a book in the cozy den, or entertain guests in the formal dining room. Main floor laundry adds convenience, while the attached garage and paved driveway make everyday living easy. Situated on 3 lots in the quaint Village of Luther, this property is just a short drive to area rivers, ATV trails, and the National Forest for year-round outdoor recreation. Clean, solid, and lovingly maintained — this is the kind of home that just feels good the moment you walk in!

408 Garfield Street, Luther

1 Beds ⋅ 1 Baths ⋅ 26021324 MLS ⋅ ACTIVE Status

Secluded cabin on the lower branch of the Pere Marquette with a nice pole barn. Enjoy all nature has to offer in this secluded setting well off the beaten path while still being close to popular amenities such as restaurants, ORV trails, and the Pere Marquette for world class fishing. The home features a warm, welcoming layout with one bedroom and one bathroom, while the exterior boasts new siding and plenty of space to enjoy outdoor activities. Currently, this cabin is used as a profitable short-term rental with a transferable VRBO account with 176 reviews with an average of 9.8 star rating. Whether moving in, or using this as an investment vehicle, this home truly has it all. Schedule your private tour today and make it yours!

5779 E Marquette Trail, Chase

5 Beds ⋅ 2 Baths ⋅ 26021263 MLS ⋅ ACTIVE Status

What a great place to call home or have as a year round cottage! This custom build has so much to offer. A spacious great room that features beautiful knotty pine cathedral ceilings, stone fireplace, pellet stove and three season room. Three generous sized bedrooms, full bath, laundry and cedar closet on the main floor. Down is a sprawling family/rec area, full bath, utility area and two non-conforming bedrooms (making a total of 5). This one is also nicely updated. New roof, siding and furnace all in the last few years. The home sits on a woodsy half acre lot, has an oversized garage, generous sized deck and a workshop/storage building, great for projects and storing your toys. If you like boating, kayaking, fishing, ice fishing, golfing...you're covered. Also, there are miles of ORV and snowmobile trails accessable right from your front door. Plus, this home has Big Star and Echo Lake Access, just a short golf cart ride away. The good life awaits, don't miss it

7312 W Echo Lake Drive, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26020766 MLS ⋅ ACTIVE BACKUP Status

Beautifully maintained and almost entirely renovated 3-bedroom, 2-bath home situated on over 5 private acres with public land bordering two sides, creating exceptional privacy and direct access to the outdoor lifestyle Northern Michigan is known for. Located near Luther and just minutes from M-37, this property offers the perfect combination of peaceful seclusion and year-round recreation with trail access, hunting opportunities, fishing, and outdoor adventure nearby. Inside, you'll find generously sized rooms filled with natural light and oversized bedrooms, each featuring its own walk-in closet. The primary suite serves as a private retreat featuring a garden tub and custom shower. The kitchen offers a large center island, breakfast bar seating, abundant cabinetry, and effortless flow into the dedicated dining area--ideal for everyday living and entertaining. The inviting living room is centered around a cozy pellet stove, creating a warm gathering place. This home also features a versatile den/office while the large mud / laundry room adds valuable pantry and storage options. Nearly every area of the home has seen updates and improvements, creating a move-in ready property with extensive upgrades throughout. Additional features include durable 2x6 wall construction, a newer metal roof, tankless water heater, insulated crawlspace, updated flooring, newer living room carpet, updated bathroom finishes, modern light fixtures, and a sliding glass door with built-in blinds leading to multiple decks and outdoor entertaining spaces. The spacious 3-car garage is built to handle serious projects and hobbies, featuring cement floors, dedicated workshop space, and its own electrical service panel capable of supporting all your equipment and workspace needs. Multiple outbuildings provide even more storage for tools, toys, and recreational gear. Outdoor enthusiasts will appreciate direct access to nearby SxS and ATV trails, with the trailhead only ½ mile away and a nearby river known for steelhead and salmon fishing approximately ¾ mile from the property. Properties offering privacy, acreage, extensive updates, direct public land access, and a true Northern Michigan recreational lifestyle are a rare find.

984 W Rose Meadow Drive, Luther

3 Beds ⋅ 2 Baths ⋅ 1944810 MLS ⋅ ACTIVE CONTINGENT Status

Beautifully maintained and almost entirely renovated 3-bedroom, 2-bath home on over 5 private acres with public land bordering two sides, creating exceptional privacy and direct access to the Northern Michigan outdoor lifestyle. Located near Luther and minutes from M-37, this property offers peaceful seclusion with year-round recreation including trail access, hunting, fishing, and outdoor adventure nearby. Inside, you'll find generously sized rooms filled with natural light and oversized bedrooms, each featuring its own walk-in closet. The primary suite serves as a private retreat with a garden tub and custom shower. The kitchen features a large center island, breakfast bar seating, abundant cabinetry, and seamless flow into the dining area, making it ideal for everyday living and entertaining. The inviting living room is centered around a cozy pellet stove, while a versatile den/office adds flexibility for working from home, hobbies, or a movie and game room. A large mud/laundry room provides valuable pantry and storage options. Nearly every area of the home has been updated, creating a move-in ready property with extensive improvements throughout. Features include durable 2x6 wall construction, newer metal roof, tankless water heater, insulated crawlspace, updated flooring, newer carpet, updated bathroom finishes, modern lighting, and a sliding glass door with built-in blinds leading to multiple outdoor living spaces. The 3-car garage features cement floors, workshop space, and its own electrical service panel capable of supporting equipment and projects. Multiple outbuildings provide additional room for tools and recreational gear. ATV and SxS trail access is nearby with the trailhead just ½ mile away, and a river known for steelhead and salmon fishing only ¾ mile away. Properties offering acreage, public land access, privacy, and a true Northern Michigan recreational lifestyle are difficult to find.

984 W Rose Meadow Drive, Luther

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