Bear Lake Homes with FHA Listing Terms

Bear Lake Homes with FHA Listing Terms

Welcome to Bear Lake, Michigan—a hidden gem nestled in the heart of Manistee County. This charming community not only boasts breathtaking natural beauty, with its picturesque lake and lush landscapes, but it is also home to an exceptional school district that prioritizes education and community involvement.

The Bear Lake School District is dedicated to fostering a nurturing environment where students can thrive academically and socially. With a strong commitment to providing quality education, the district features a variety of programs designed to cater to diverse learning styles. From dedicated teachers who go above and beyond to engage their students, to a range of extracurricular activities that encourage personal growth, Bear Lake Schools are a cornerstone of the community.

Families considering a move to Bear Lake will be pleased to know that many homes in this area are eligible for FHA listing terms. This means that prospective homeowners can take advantage of more accessible financing options, making it easier to invest in a home that meets their needs. Whether you’re looking for a cozy cottage by the lake or a spacious family home, Bear Lake offers a variety of real estate opportunities that fit different lifestyles and budgets.

Living in Bear Lake means more than just having a roof over your head; it’s about becoming part of a vibrant community that values education, outdoor adventures, and a close-knit atmosphere. Explore the possibilities that await you in Bear Lake, where your dream home and a bright future for your family are just around the corner!

Newest Bear Lake Homes with FHA Listing Terms

2 Beds ⋅ 2 Baths ⋅ 26034546 MLS ⋅ ACTIVE Status

Property will be Active on Tuesday 7/14/26. Small town living, with Bear Lake views. Bear Lake is 1800 acres, as well as being one of the most desirable all sports lakes in the area with convenient access. This clean 2 bed, 1.5 baths with 1st floor living has an open Kitchen and Dinning room which flows with hardwood flooring to a large Living room with fireplace and great views of Bear Lake from your window. The deck has plenty of room to relax, barbeque and entertain with a pergola over head. With access to Bear Lake within walking distance you are also a short drive to Lake Michigan, Arcadia Bluffs Golf Course, Crystal Mountain Ski & Golf Resort, shopping and dining which are some of the best places in the Midwest. If you are looking for a great house in a great area you will definitely need to see this one first.

7651 Main Street, Bear Lake

4 Beds ⋅ 2 Baths ⋅ 26032418 MLS ⋅ ACTIVE Status

Welcome to this spacious 4-bedroom, 2-bath home on 3 beautiful wooded acres just south of Bear Lake. Offering 2,171 square feet of living space, this well-maintained home features a large living room with a gas log fireplace, an updated kitchen with appliances included, main-floor laundry, and generously sized bedrooms. Enjoy peaceful country living with plenty of room for gardening, recreation, or simply relaxing in the private setting. The detached 4-car garage/pole barn provides exceptional space for vehicles, storage, hobbies, or a workshop. Natural gas, high-speed internet availability, private well and septic, and a storage shed add to the home's appeal. Conveniently located near Bear Lake, Crystal Mountain, Manistee, and Lake Michigan beaches, this property offers the perfect blend of privacy, comfort, and easy access to northern Michigan recreation.

11518 Chippewa Highway, Bear Lake

2 Beds ⋅ 2 Baths ⋅ 26026932 MLS ⋅ ACTIVE Status

Embrace the ultimate Northwest Lower Michigan lifestyle! Located near pristine Lake Michigan beaches and world-class Arcadia Bluffs golf, this handcrafted chalet-style retreat is nestled on 5.5 private, rolling, wooded acres. The open floor plan boasts soaring ceilings, skylights, and beautiful local hardwoods. Solid wood doors, maple floors, Birdseye maple trim, and a striking walnut floating staircase crafted from local timber showcase the quality. A freestanding fireplace adds warmth. The main level includes a bedroom, full bath, and laundry. Upstairs, a spacious loft serves as the primary suite with skylights, full bath, and walk-in closet. Enjoy quiet moments on the expansive wraparound deck. Home features an attached main-level garage with an unfinished bonus room above easily converted into additional living plus a lower level 2-car walkout garage offers unique flexibility: one garage stall is insulated with electric heat used as a spare bedroom while retaining the exterior door

10653 Milarch Road, Bear Lake

3 Beds ⋅ 1 Baths ⋅ 26017724 MLS ⋅ ACTIVE Status

Charming farmhouse on nearly 1.6 acres in the heart of Manistee County. This spacious 3-bedroom, 1-bath home offers over 1,450 square feet above grade with classic character throughout. Multiple living spaces provide flexibility, while the enclosed porch offers a bright, relaxing space to enjoy the surrounding countryside. The property features one barn ideal for storage. This home is ready for your vision and updates to make it your own. Conveniently located just minutes from downtown Bear Lake with easy access to the surrounding lakes and outdoor activities. This home was recently split off from a larger parcel of land, and the tax ID number is being formed, additional acreage is available to purchase. Several updates have been done electrical, paint, siding etc. Buyer should verify sq footage of home and building.

11875 Milarch Road, Bear Lake

3 Beds ⋅ 3 Baths ⋅ 25058762 MLS ⋅ ACTIVE Status

Enjoy ideal main-floor living in this updated 3-bed, 3-bath ranch just steps from Bear Lake public lake access. Short drive to Arcadia Bluffs, Crystal Mtn, and Lake Michigan beaches! Seller got relocated out of state. The open floor plan features vaulted ceilings, maple hardwood floors, and a wall of windows with peekaboo lake views. The living room opens to a newer front deck with awning, while the primary suite includes its own private deck--perfect for morning coffee. Two bedrooms and two full baths are on the main level, with laundry conveniently tucked in the hallway. The finished lower level offers a large third bedroom with egress and its own full bath--great for guests or extra living space. Located on a quiet dead-end paved street with a fully fenced backyard for privacy and peace of mind. Turnkey, low-maintenance, and ready for lake life!

13200 Hopkins Forest Drive, Bear Lake

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