Cheboygan Homes with VA Loan Listing Terms

Cheboygan Homes with VA Loan Listing Terms

Welcome to Cheboygan, Michigan—a charming city nestled in the heart of Cheboygan County, where the beauty of nature meets a strong sense of community. Known for its picturesque landscapes and friendly atmosphere, Cheboygan offers an ideal setting for families, retirees, and anyone seeking a peaceful lifestyle.

One of the highlights of the Cheboygan area is its exceptional school district. The Cheboygan Area Schools provide a nurturing environment, dedicated to fostering academic excellence and personal growth. With a variety of educational programs, extracurricular activities, and a committed staff, parents can be confident that their children will receive a high-quality education. The district prides itself on creating a supportive community that values student achievement and well-being.

For those considering making Cheboygan their home, you'll be pleased to know that there are numerous properties available that qualify for VA loan listings. This is great news for veterans and active-duty service members looking to settle in this beautiful region. VA loans offer many benefits, including no down payment options and favorable interest rates, making homeownership more accessible and affordable.

Whether you’re drawn to the scenic waterfront, the vibrant local culture, or the welcoming community, Cheboygan has something for everyone. Explore the available homes with VA loan listing terms and discover the perfect place to create lasting memories. With its strong school district and a wealth of opportunities for outdoor adventures, Cheboygan is not just a place to live—it’s a place to thrive. Come and see what makes this city so special!

Newest Cheboygan Homes with VA Loan Listing Terms

$295,000
2 Beds ⋅ 1 Baths ⋅ 20261057624 MLS ⋅ ACTIVE Status
Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees.The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space.Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere.Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.

5699 S Smith Road, Cheboygan
$1,185,000
4 Beds ⋅ 4 Baths ⋅ 20261049137 MLS ⋅ ACTIVE Status
New photos coming soon! Discover the ultimate blend of comfort and sophistication with this fully furnished, turnkey property set on nearly 40 acres along the serene Black River in Cheboygan. Designed for both relaxation and recreation, this estate offers unmatched access to Northern Michigan’s natural beauty — with opportunities to hunt, fish, kayak, and explore just minutes from Black Lake and Black Mountain. The home is also zoned Agricultural, so the taxes are low! The beautifully updated main residence features 3 spacious bedrooms and 2 baths, highlighted by an open-concept living area with a stylish kitchen, dining, and great room. Recent high-end updates include new siding and windows (2023), a new steel roof with stone accents (2024), and a stunning covered porch with stamped concrete patio — perfect for entertaining or taking in the peaceful surroundings.A private guest apartment with its own entry and utilities offers 1 bedroom, 2 baths, a full kitchen, and heated garage — ideal for guests or income potential. Completing the property are a large pole barn, pavilion, dock, and storage shed, creating a rare opportunity to own a luxurious four-season retreat in Northern Michigan’s most scenic setting.

7250 Artesian Trail, Cheboygan
$435,000
4 Beds ⋅ 3 Baths ⋅ 20261048268 MLS ⋅ ACTIVE Status
4 Bedroom, 3 Bath Home Right Down the Road from Mullett Lake! This spacious home offers a great blend of recent improvements. We have absolutely loved living here, but life changes have created a wonderful opportunity for a new buyer. KEY FEATURES TO LOVE: • Convenient Main Floor Living: 3 bedrooms and 2 full bathrooms right on the main floor! This includes a primary suite with its own private bathroom and a walk-in closet. A second main floor bedroom also includes its own walk-in closet. • Updated Kitchen Details: Stainless steel appliances, quartz countertops, soft close cabinets and a handy pantry. • Main Floor Laundry: Skip the stairs with a dedicated laundry room located right on the main level. • Finished Basement: Massive extra living space! Includes a large family room, a convenient half-bath, a workshop for your projects, tons of storage, and a non-conforming 4th bedroom with a walk-in closet. • Outdoor Oasis & Curb Appeal: Relax on the spacious back deck overlooking a private yard. A long, paved driveway leads right up to the extra large 2-car attached garage. • Peace of Mind: Enjoy ultimate protection with a 3-year old roof! THE PERFECT UP NORTH LOCATION: Live where you play! You are less than a mile down the road from a Mullett Lake Public Access, the famous inland waterway and the popular Northeastern State Trail. Plus, you are just minutes away from enjoying the local shops and dining in downtown Cheboygan.

2168 Orchard Beach Road, Cheboygan
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