Ferndale Homes with FHA Listing Terms

Ferndale Homes with FHA Listing Terms

Welcome to Ferndale, Michigan, a vibrant community nestled in Oakland County that blends small-town charm with big-city amenities. Known for its welcoming atmosphere and diverse culture, Ferndale is an ideal place for families, young professionals, and retirees alike. One of the standout features of this charming city is its highly regarded school district, which prioritizes academic excellence and holistic development.

The Ferndale School District is committed to providing a high-quality education to its students, offering a range of programs that cater to various learning styles and interests. With a focus on innovation and community involvement, the district boasts dedicated teachers and a curriculum designed to prepare students for success in an ever-evolving world. Parents can feel confident knowing their children are receiving an education that not only emphasizes core subjects but also encourages creativity, critical thinking, and collaboration.

For those considering making Ferndale their home, there are numerous properties available that come with FHA listing terms. This means that potential homeowners can take advantage of more flexible financing options, making it easier to secure a mortgage and move into their dream home. Whether you’re looking for a cozy bungalow, a spacious family home, or a modern condo, Ferndale’s real estate market has something for everyone.

Embrace the opportunity to become part of a community that values education, diversity, and a strong sense of belonging. Discover your perfect home in Ferndale today, where you can enjoy not just a house, but a vibrant lifestyle filled with opportunities for growth and connection.

Newest Ferndale Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 20261059077 MLS ⋅ COMING SOON Status

***OPEN HOUSE - Saturday from 11:00AM - 1:00 PM*** Welcome to fabulous Ferndale! Perfectly situated in one of the city's most desirable locations, you'll love being just a short walk from the vibrant downtown filled with popular restaurants, shops, breweries, and year-round events.This charming brick bungalow offers 3 bedrooms, beautiful hardwood floors throughout the main level, and a bright four-season room at the back of the home featuring floor-to-ceiling windows that fill the space with natural light—perfect for relaxing, entertaining, or enjoying your morning coffee.Outside, you'll find a fenced backyard and a detached 2-car garage. The kitchen comes complete with all appliances, and the washer, dryer, and basement refrigerator are all included, making this home truly move-in ready. Enjoy the convenience of immediate occupancy at closing.Recent updates provide added peace of mind, including a new HVAC system, updated electrical, new garage door, and newer windows. Don't miss this opportunity to own a well-maintained home in the heart of one of Metro Detroit's most sought-after communities!

1621 Beaufield Street, Ferndale

2 Beds ⋅ 1 Baths ⋅ 20261059012 MLS ⋅ ACTIVE Status

Welcome Home to this updated, modern, and cozy home in North Ferndale! Walking distance to all that Downtown Ferndale has to offer, this home offers an incredible opportunity to own a home that has been fully renovated, has a basement, and a garage. Step into the enclosed entry porch that gives your shoes and outdoor items the perfect little place to gather. This home has been opened up and offers open concept living. The large, spacious living room has plenty of space for the largest sectional and TV. Gather in style for quiet movie nights and holiday soirees alike. There is plenty of space for a dining room table or any shape with room to expand to help assemble that puzzle you bought years ago. The kitchen is updated with modern cabinets, stone counters, and stainless steel appliances. A large doorwall brings in tons of natural light and offers an opportunity to add your own deck or patio as you transform this house into your home. Two bedrooms are situated off the living room and the bathroom features a magical shower with plenty of elbow room. The unfinished basement has so much untapped potential! The large open nature of the basement has tremendous potential to add living space and value in the future. Take a short walk to the food truck plaza at Woodward Heights and Gainsboro, grab a cup of coffee at Drifter Coffee, a beer from Urbanrest Brewing or build that summer body at Crossfit Bolster all within a couple block radius of the home. Don't miss out on this beautiful home!

595 E Drayton Street, Ferndale

2 Beds ⋅ 2 Baths ⋅ 20261058814 MLS ⋅ ACTIVE Status

**OPEN HOUSE SUNDAY | 8/2/26 | 12-2 PM** This bright and airy Ferndale home has the ideal blend of charming original features and modern improvements. Perfect for entertaining, this spacious two-bedroom, two-bathroom home has over 1,500 sqft of living space as well as a large, thoughtfully designed outdoor living area. The open kitchen features an eat-in counter with new quartz countertops, a new farmhouse sink and open shelving. A massive and refreshed primary suite resides on the second level with en-suite bathroom, that has a double vanity, jetted tub, and huge walk-in shower. Well cared for, this home has had a handful of improvements within the last few years including newer furnace and central A/C, new garage door on the 1.5 car garage, new dishwasher, new dryer, and more. Close to Tall Trees Cafe, the Ferndale Project, the recently opened Honey Dirt Coffee and a short drive to all things Detroit.

257 W Chesterfield Street, Ferndale

4 Beds ⋅ 4 Baths ⋅ 20261058565 MLS ⋅ ACTIVE Status

Open house! Saturday, August 1st from 12pm-2pm. Pleasant Ridge's leading home seller presents this colonial with timeless charm, showcasing coved plaster walls, refinished hardwood floors t/o, and a natural fireplace. This home lives large with spaces for all. A welcoming entry leads into a large living room with coved ceilings, recessed lighting, and a handsome fireplace, all brightened by an oversized picture window. Just off the entry vestibule sits a wood paneled office with built-in shelving, which could serve as a 5th bedroom, along with a convenient half bath off the side entrance. The traditional dining room flows into an enclosed sun room wrapped in windows and topped with a warm wood ceiling, overlooking the back yard. The lovely eat-in kitchen offers butcher block countertops, white cabinetry, a farmhouse sink, and generous storage space. Upstairs you will find four great sized bedrooms and two full baths dressed in retro vintage tile, including a Jack and Jill bath connecting two of the bedrooms. The finished basement adds fantastic additional living space with a workshop, 2nd kitchen previously used for baking, laundry and an updated third full bath. An attached two-car garage adds everyday convenience. Outside, the large private backyard is framed by mature trees and offers a patio, storage shed, and a charming playhouse. It is all right down the block from the residents-only Pleasant Ridge Community Center, which features a seasonal pool, fitness center, community spaces, and a renovated kitchen offering a variety of classes in a great community gathering space open to all residents and funded by taxes. Close to the Detroit Zoo, downtown Ferndale, and Royal Oak, plus, you can get anywhere in metro Detroit from this home’s great location. Welcome Home!

10 Millington Road, Pleasant Ridge

4 Beds ⋅ 2 Baths ⋅ 20261057547 MLS ⋅ COMING SOON Status

Open house! Saturday, August 1st from 12pm-2pm. Ferndale's leading home seller presents this handsome colonial that blends original character with thoughtful updates across four bedrooms and two full baths, just steps from downtown. Great curb appeal begins at the covered front porch, which opens into a spacious living room with hardwood floors, a tiled fireplace framed by built-in shelving, and an arched passageway to the central dining room. Just beyond, a bright back family room is wrapped in windows with its own door out to the raised deck. A first floor full bath with a tiled walk in shower and laundry sits conveniently off the family room. The large, light-filled kitchen offers ample cabinetry with glass front uppers, stainless steel appliances, tile flooring, recessed lighting, and a built-in shelving nook. Upstairs, four bedrooms share a full bath, including a primary with an impressive wall of built ins and exposed brick, one with access to attic storage, and another with sliding door access to the expansive wraparound balcony, a rare private retreat with raised planter boxes, a storage shed, and plenty of room to make your own. The partially finished basement adds comfortable finished space, a workbench, and generous storage. Recent updates include a new roof in 2025 and updated plumbing. Outside, the private, shady backyard features a raised deck, fire pit, and oversized detached garage. Terrific location close to downtown Ferndale shops and restaurants. Welcome Home!

341 Silman Street, Ferndale

2 Beds ⋅ 2 Baths ⋅ 20261057947 MLS ⋅ ACTIVE Status

Ferndale’s Woodward Heights community offers this updated townhome. Features include a private entry, open floor plan, that seamlessly connects the kitchen, dining room, and great room. Kitchen showcases new Quartz countertops. Resurfaced hardwood floors throughout main floor. Large primary bedroom with two walk-in closets. Refreshed main bathroom. Large deck off Kitchen. Full basement. Freshly painted throughout. New lighting. And walking distance to downtown Ferndale.

2723 Grayson Street, Ferndale

3 Beds ⋅ 2 Baths ⋅ 20261057341 MLS ⋅ ACTIVE Status

Welcome to this charming brick bungalow nestled in a desirable, sidewalk-lined neighborhood! This well-maintained home offers two spacious bedrooms on the main floor, a full bathroom, and a bright kitchen that opens to a cozy three-season room the perfect spot to enjoy your morning coffee. Upstairs, you'll find a generously sized third bedroom with plenty of space for a primary suite, home office, or flex room. The finished basement provides additional living space, ample storage, and a convenient half bath. Step outside to the expansive backyard featuring a patio and mature shade trees that back directly to a park. Situated on a generous 60' x 140' lot, there's plenty of room to relax, entertain, or garden. Conveniently located just minutes from downtown Royal Oak and Ferndale, you'll enjoy easy access to shopping, dining, parks, and major expressways. Additional updates include a brand-new water heater (2026), new furnace (2021) and new driveway (2019). Don't miss your opportunity to make this wonderful home your own - schedule your showing today!

23500 Majestic Street, Oak Park

4 Beds ⋅ 2 Baths ⋅ 20261052412 MLS ⋅ ACTIVE Status

Location, location, location!!! 15 minutes driving to the Detroit Riverfront while living with all the amenities of small town living!! You wont find another one like this one!!!This beautiful home has been tastefully updated with upgraded premium finishes including Quartz counter tops, stainless steel appliances and Italian ceramic tile. Every detailed has been carefully thought of down to the fixtures inside of your ensuite bathroom on the primary bedroom! All appliances stay in addition to the Washer and Dryer which are located in the mud room for your convenience. This lovely home also offers a 1.5 car garage and a great size back yard that is completely fenced in for your convenience. This lovely home offers a primary bedroom with your own ensuite and walk in closet. You just need to put your personal touch and move right in because this one is as turn key as they come. This home has plenty of storage and space whether you're a first time home buyer or downsizing. So don't wait too long because this one won't last so please call your Realtor today for a showing appointment!!! Thank you for showing a Real Estate One listing!

540 Camden Street, Ferndale

3 Beds ⋅ 1 Baths ⋅ 50215931 MLS ⋅ ACTIVE Status

Fabulous Ferndale 3-bedroom bungalow! Covered porch welcomes you into the living room with hardwood floors and coved ceilings. Archway to dining room opens to kitchen with appliances included. Two bedrooms on the main level, plus large upper-level bedroom with cedar closet and built-in shelves! Laundry room off the kitchen has access to the backyard with patio and vinyl privacy fence! New roof 2025! New water heater 2024! Broker owned.

426 E Webster Street, Ferndale

2 Baths ⋅ 20261057181 MLS ⋅ ACTIVE Status

Turnkey Ferndale duplex, recently vacated and offering an opportunity to set new rents from scratch. This property is ideal for an investor or an owner-occupant looking to live in one unit while leasing the other. The main-level unit offers 2 bedrooms and 1 full bath, and the upper unit offers 1 bedroom and 1 full bath. The units share a basement laundry, 2-car detached garage, and sizable backyard. Each unit has its own furnace and hot water heater. Prior to recent vacancy, the units demonstrated strong rental performance: the upper unit as a furnished mid-term rental at $1,478/month with 96% occupancy; and the lower unit to a long-term tenant at $1,735/month. The property has been meticulously maintained and updated, with recent improvements including central air added to the upper unit, two new water heaters, PEX hot and cold water supply plumbing, a gutted and remodeled upper unit bath, and stainless steel appliances, among many more. Contact the listing agent for a full list of updates. A rare opportunity to acquire an updated duplex with a history of strong rental performance in one of Metro Detroit's most walkable, in-demand communities!

967 Alberta Street, Ferndale

4 Beds ⋅ 2 Baths ⋅ 20261057046 MLS ⋅ ACTIVE Status

Fully remodeled 4-bedroom, 2-bath home in highly sought-after Southwest Ferndale, just a mile from downtown Ferndale's thriving shops and restaurants. This 1927 home has been taken down to the studs with all-new flooring, paint, kitchen, and bathrooms throughout, blending classic Ferndale charm with modern finishes. The kitchen features stainless steel appliances, a pot filler, and granite countertops, while a wood-burning fireplace anchors the living space with warmth and character. Upstairs offers a spacious primary suite with its own private bath, plus two additional bedrooms on the main level and a full basement for extra storage or future finishing. A covered front porch completes the classic Ferndale curb appeal, a true turnkey home in one of the area's most desirable, walkable neighborhoods.

187 Leroy Street, Ferndale

3 Beds ⋅ 2 Baths ⋅ 20261056215 MLS ⋅ ACTIVE Status

Welcome to this beautifully updated home nestled on a quiet cul-de-sac—perfect for kids to play and enjoy the neighborhood. Step inside to an open floor plan flooded with natural light from oversized windows, showcasing high-end finishes throughout, including quartz countertops, brand-new stainless steel appliances, and a modern trim package that ties it all together. The 22mm luxury vinyl flooring is as durable as it is stunning. Cozy up by the fireplace on those Michigan evenings, or head outside to your private backyard patio—ideal for entertaining or simply unwinding. The finished basement adds valuable additional living space, while the oversized 2.5-car garage gives you all the storage and parking you need. Located in the sought-after Ferndale School District, this home checks every box. Agent has ownership interest in this property.

24300 Seneca Street, Oak Park

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