Ferndale Homes with FHA Listing Terms

Ferndale Homes with FHA Listing Terms

Welcome to Ferndale, Michigan, a vibrant community nestled in Oakland County that blends small-town charm with big-city amenities. Known for its welcoming atmosphere and diverse culture, Ferndale is an ideal place for families, young professionals, and retirees alike. One of the standout features of this charming city is its highly regarded school district, which prioritizes academic excellence and holistic development.

The Ferndale School District is committed to providing a high-quality education to its students, offering a range of programs that cater to various learning styles and interests. With a focus on innovation and community involvement, the district boasts dedicated teachers and a curriculum designed to prepare students for success in an ever-evolving world. Parents can feel confident knowing their children are receiving an education that not only emphasizes core subjects but also encourages creativity, critical thinking, and collaboration.

For those considering making Ferndale their home, there are numerous properties available that come with FHA listing terms. This means that potential homeowners can take advantage of more flexible financing options, making it easier to secure a mortgage and move into their dream home. Whether you’re looking for a cozy bungalow, a spacious family home, or a modern condo, Ferndale’s real estate market has something for everyone.

Embrace the opportunity to become part of a community that values education, diversity, and a strong sense of belonging. Discover your perfect home in Ferndale today, where you can enjoy not just a house, but a vibrant lifestyle filled with opportunities for growth and connection.

Newest Ferndale Homes with FHA Listing Terms

$619,000
4 Baths ⋅ 20261073555 MLS ⋅ ACTIVE Status
The investment opportunity of the year is here! Located in the heart of Ferndale, surrounded by exciting new development, this fully updated four-unit multifamily property offers exceptional income potential and turnkey appeal. The property features two upper units, each offering 2 bedrooms and 1 full bathroom, along with two lower units, each offering 1 bedroom and 1 full bathroom. Every unit has been updated with high-end finishes throughout. One unit is currently rented for $1,600 per month, with projected total rental income of approximately $6,700 per month. Also includes a coin operated washer and dryer used by all tenants. Whether you are looking to add a strong income-producing asset to your portfolio or begin your investment journey, this is an opportunity you will not want to miss. Schedule your private showing today!

425 Vester Street, Ferndale
$329,000
2 Baths ⋅ 20261073432 MLS ⋅ ACTIVE Status
Turnkey Ferndale duplex, recently vacated and offering an opportunity to set new rents. This property is ideal for an investor or an owner-occupant looking to live in one unit while leasing the other. The main-level unit offers 2 bedrooms and 1 full bath, and the upper unit offers 1 bedroom and 1 full bath. The units share a basement laundry, 2-car detached garage, and sizable backyard. Each unit has its own furnace and hot water heater. Prior to recent vacancy, the units demonstrated strong rental performance: the upper unit as a furnished mid-term rental at $1,478/month with 96% occupancy; and the lower unit to a long-term tenant at $1,735/month. The property has been meticulously maintained and updated, with recent improvements including central air added to the upper unit, two new water heaters, PEX hot and cold water supply plumbing, a gutted and remodeled upper unit bath, stainless steel appliances, among many more. Contact the listing agent for a full list of updates. A rare opportunity to acquire an updated duplex with a history of strong rental performance in one of Metro Detroit's most walkable, in-demand communities!

967 Alberta Street, Ferndale
$284,900
3 Beds ⋅ 2 Baths ⋅ 20261071907 MLS ⋅ ACTIVE Status
Fully remodeled Ferndale bungalow offering modern finishes, a functional layout, and thoughtful updates throughout. Step inside to a bright, open-concept living space with beautiful flooring and a completely updated kitchen featuring quartz countertops, quality cabinetry, stainless steel appliances, a custom tile backsplash, and new water heater. The home features 3 bedrooms and 2 full bathrooms, including a spacious second-floor bedroom with a walk-in closet. Both bathrooms have been completely renovated with stylish tilework, contemporary fixtures, and clean, modern finishes.The basement offers plenty of additional storage, laundry space, and flexibility for future use. Outside, enjoy a fenced backyard, detached garage, manicured lawn, and freshly updated exterior, creating great curb appeal and an inviting space for entertaining or relaxing.Located in desirable Ferndale with convenient access to restaurants, shopping, parks, and major highways. With the major updates already completed, this home is ready for its next owner to move right in and enjoy. Schedule your showing today!

235 Flowerdale Street, Ferndale
$255,000
3 Beds ⋅ 1 Baths ⋅ 20261071423 MLS ⋅ ACTIVE Status
Welcome to this charming classic Ferndale bungalow, perfectly situated on a quiet, low-traffic street just minutes from Downtown Ferndale. Offering the ideal blend of original character and thoughtful modern updates, this 3-bedroom home puts you right in the middle of the walkable, bikeable Ferndale lifestyle - with restaurants, shopping, entertainment, parks, a dog park, skate park, and Ferndale High School all conveniently nearby.Inside, beautiful original oak hardwood floors, coved plaster walls, and timeless architectural details are showcased. The spacious primary bedroom features skylights, while the updated bathroom offers fresh tile and a new tub. Numerous updates provide modern comfort and convenience, including updated electrical and PEX plumbing, 240V electrical with a dedicated EV charger panel, a new water heater, an in-line booster system to improve airflow to the second level, French drain, and replaced gutters.And then there’s the garage - an exceptional feature that truly sets this home apart. The oversized garage includes an 8-foot garage door, separate side access door, industrial fans, vertical storage, and multiple power drops. Whether you’re looking for a serious workshop, hobby space, extra storage, or room for vehicles and projects, this garage offers incredible flexibility and functionality.Enjoy the best of both worlds: a peaceful residential setting with easy access to everything Downtown Ferndale has to offer. A home with character, practical updates, and a garage you won’t find every day.

1357 Northway Street, Ferndale
$285,000
3 Beds ⋅ 2 Baths ⋅ 20261070779 MLS ⋅ ACTIVE Status
Midcentury modern three-bedroom brick ranch in Oak Park's coveted Irvington subdivision near Pleasant Ridge. Tucked away on a quiet residential street, this charming midcentury home is only a few blocks away from the nearest elementary school (Ferndale Public Schools). It boasts hardwood floors throughout, an open-plan living room/dining room, a comfy separate media room/den, and generously sized kitchen. The midcentury-modern details preserved here include the cool original mint-green tiling of the walk-in shower, which is part of the primary bedroom's en-suite. New roof in 2020, new furnace in 2012, and newer windows throughout. This home also features an especially enticing rear yard accessed via a paved patio off the back entrance with covered loggia. Mature trees offer partial shade and a privacy fence sits on the rear property line, close to a one-car detached garage. Located close to both Woodward Avenue and I-696 for easy commute and a 10-minute bike ride to the Detroit Zoo.

24031 Seneca Street, Oak Park
$349,000
3 Beds ⋅ 2 Baths ⋅ 20261072272 MLS ⋅ ACTIVE Status
Charming brick Ferndale colonial offering the perfect combination of classic character and modern updates! This move-in ready 3-bedroom, 1.5-bath home has been thoughtfully updated while preserving many of its beautiful original features. The completely updated kitchen features new cabinetry, countertops and stainless steel appliances, including dishwasher and microwave. Both bathrooms have also been fully renovated. Original hardwood floors have been beautifully refinished, while the classic arched opening between the living and dining rooms and original fireplace add warmth and architectural character. Fresh neutral paint and new windows throughout create bright, inviting living spaces. Additional features include forced-air heat, central air conditioning, ceiling fans in all three bedrooms, updated plumbing and electrical, new water heater and a new garage roof. The spacious basement provides excellent storage and offers great potential for additional finished living space, home gym, office or recreation room. A deep garage provides additional parking and storage. Large backyard ideal for pets and children. An attractive opportunity for buyers looking for a turnkey home with the charm of a classic brick colonial and the convenience of today's updates!

444 E Hazelhurst Street, Ferndale
$359,999
3 Beds ⋅ 2 Baths ⋅ 20261072418 MLS ⋅ ACTIVE Status
WOW! This incredible Ferndale bungalow is now available for the first time in years! Exterior features include fenced in yard with spacious deck, newer roof, maintenance free exterior, and so much more. The immaculate interior features an updated kitchen with quartz counter tops, stainless steel appliances, shaker cabinets, under-sink reverse osmosis filtration, and more, and an updated first floor bath, hard wood flooring throughout, a full basement with newer mechanicals, and a spacious upstairs bedroom with full updated bath. Conveniently located near parks, schools, freeway access, and everything Downtown Ferndale has to offer. This home is a must-see!

1707 Albany Street, Ferndale
$315,000
2 Beds ⋅ 2 Baths ⋅ 20261072140 MLS ⋅ ACTIVE Status
**OFFERS DUE SUNDAY 9/13 @5PM**Steps from vibrant Downtown Ferndale, this charming, move-in-ready home puts you within walking distance of everything that makes Ferndale one of Metro Detroit's most beloved communities — top-rated restaurants, cozy coffee shops, breweries, boutique shopping, parks, and a lively downtown scene, all just a short stroll from your front door. Inside, you'll find fresh interior paint, a fully renovated primary bathroom (gutted down to the studs in 2020), and an updated second bath — giving the home a clean, contemporary feel throughout. High-quality Andersen windows add lasting durability and efficiency, and the cozy, well-planned layout makes the most of every room, perfect for easy everyday living. Downstairs, the finished basement offers flexible bonus space ready to become a rec room, home office, playroom, or additional living area — whatever fits your lifestyle. The private backyard offers a lovely spot to relax, garden, or host family and friends. This home has also been meticulously cared for where it counts most: a new water heater, range, central A/C, and washer/dryer, plus an EV charger already installed in the garage — a rare and convenient bonus for today's buyer. Whether you're a first-time homebuyer or searching for your next place to call home, this charming property offers walkable Ferndale living at its best, with everything downtown has to offer just minutes away on foot.

332 E Maplehurst Street, Ferndale
$279,900
3 Beds ⋅ 1 Baths ⋅ 26047687 MLS ⋅ ACTIVE Status
Beautifully updated ranch near Downtown Ferndale with Ferndale schools. Newly refinished hardwood floors, new lighting, and a modern color palette create a clean and contemporary living space. Large windows provide lots of natural light throughout. The kitchen features stainless steel appliances, high-end cabinetry, granite countertops, and much more. A spacious back deck overlooks the oversized backyard, providing an ideal setting for entertaining or relaxing. All bedrooms are generously sized. The main-floor bathroom offers a clean, fresh aesthetic consistent with the rest of the home. The basement features tall ceilings and bright lighting, offering great functionality now and excellent potential for future finishing. Additional highlights include a 2-car garage, tasteful landscaping, newer windows, and well-maintained mechanicals. Buyer's agent and/or buyer(s) to verify all information.

23051 Majestic Street, Oak Park
$170,000
3 Beds ⋅ 2 Baths ⋅ 20261069748 MLS ⋅ ACTIVE Status
Oak Park's leading home seller presents this 1947 bungalow on a deep 40x129 lot in the Ferndale school district. At 1150 square feet, and with three bedrooms and 1.5 baths, this charming fixer-upper is a diamond in the rough waiting for the right person to make it their own! Newer roof and windows add peace of mind for any investor, flipper, or first-time homebuyer ready to get their hands dirty. Hardwood floors run through the main-level, ready to be sanded and refinished to their original glory. The kitchen, living and dining areas open to one another for an easy flow. Upstairs, a 22x13 bonus space under the dormer is ready to become a primary suite, home office, or playroom. Downstairs, an unfinished basement adds 768 square feet of storage and workshop potential. Natural gas forced-air heat, city water and sewer, a covered front porch, a fenced yard, and a private driveway round it out. Washer, dryer, gas range, and refrigerator stay. This one is vacant, easy to show, and priced to let the next owner bring their own finishes. Bring your vision and your paint samples. Homes with this much square footage and this much upside do not sit long near Nine Mile and Rosewood. Welcome home!

8750 Saratoga Street, Oak Park
$524,000
3 Beds ⋅ 2 Baths ⋅ 20261071737 MLS ⋅ ACTIVE Status
One of a kind build in Ferndale. All blueprints will be given to new owner at closing - no other home like this exists. Builder will go through home w/new owner at closing to advise on many elements of home general public has no knowledge of. You can pick your carpet colors, appliances and many levels of finishes on this home. Many unique features not pictured in listing or described in public remarks. Garage is climate controlled. Heating is in place, another furnace is available as is an AC condenser to cool garage. 220 in garage as well as heavy duty anchoring systems for engine work. Garage has pull downstairs for attic and has lighting in attic. BROKER/AGENT RELATED TO SELLER, ONE SELLER IS LICENSED REAL ESTATE AGENT IN CALIFORNIA

1845 Pilgrim Street, Ferndale
$129,900
1 Beds ⋅ 1 Baths ⋅ 20261071081 MLS ⋅ ACTIVE Status
Ferndale's leading home seller presents this well maintained one bedroom, one bath condo that offers easy, low maintenance living just minutes from the heart of downtown Ferndale. Step inside to find warm hardwood floors and a bright, airy feel that carries through the main living space. The spacious living room is anchored by a sliding glass door that opens to a covered private balcony, a perfect perch for morning coffee beneath the shade of the mature trees lining the street. The living room flows easily into the dining area, where a large window fills the space with natural light and makes for an inviting spot to gather. The updated galley kitchen features stainless steel appliances, tile flooring, and generous cabinet storage, with a convenient hall closet just outside. A dedicated in-unit laundry closet adds everyday ease. The large bedroom offers plenty of room to spread out, and the full bath includes a tub and shower combination, a vanity with storage, and a window for natural light. Downstairs, the shared basement offers coin operated laundry and two private storage areas assigned to the unit, while an assigned parking space keeps arrivals hassle free. Freshly painted throughout, this move-in ready condo sits in a great location close to downtown Ferndale shops and restaurants. Welcome Home!

455 W Marshall Street, Ferndale
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