Onekama Homes with FHA Listing Terms

Onekama Homes with FHA Listing Terms

Welcome to Onekama, Michigan, a charming community nestled in the picturesque Manistee County, where the beauty of nature meets the warmth of small-town living. Onekama is not just a place to call home; it’s a vibrant community that prides itself on its excellent school district, which is dedicated to fostering a supportive and engaging learning environment for all students.

The Onekama Consolidated Schools provide a comprehensive education, emphasizing academic excellence, personal growth, and community involvement. With a focus on small class sizes, students receive personalized attention from dedicated educators who are committed to nurturing their potential. The district offers a range of extracurricular activities, ensuring that every child can explore their interests, whether in sports, arts, or community service.

For families seeking a home in this idyllic area, you’ll be pleased to know that many properties are available with FHA listing terms. This means that homebuyers can take advantage of flexible financing options, making it easier to secure a mortgage with lower down payments and more accessible credit requirements. Whether you’re looking for a cozy cottage or a spacious family home, Onekama has a variety of real estate options that cater to diverse tastes and budgets.

Embrace the serene lifestyle that Onekama offers, with its stunning landscapes, friendly community, and exceptional educational opportunities. Discover your dream home in this enchanting Michigan town, where your family can thrive and create lasting memories. Welcome to Onekama, where home truly means more.

Newest Onekama Homes with FHA Listing Terms

2 Beds ⋅ 2 Baths ⋅ 26037649 MLS ⋅ ACTIVE BACKUP Status

Life is better by the lake! Just two blocks from Lake Michigan, this updated 2 bedroom, 2 bath home places you in the heart of everything Arcadia has to offer. Set on a spacious double lot with a detached stick-built garage, the property has been well maintained and is ready for its next owner. Whether you're looking for a year-round home or a weekend getaway, this is a rare opportunity to enjoy the natural beauty, welcoming community, and laid-back lifestyle that make Arcadia one of Northern Michigan's most desirable lakeshore towns.

17039 3rd Street, Arcadia

3 Beds ⋅ 2 Baths ⋅ 26026234 MLS ⋅ ACTIVE Status ⋅ Portage Ridge at Onekama Condominiums BLDG.

Lake Michigan Views from Every Room! Perched in the scenic hills of Onekama, Michigan's beloved ''Two Lake Town,'' this beautiful 3-bedroom, 2-bath home, built in 2021, offers breathtaking views of both Portage Lake & Lake Michigan.The home features an inviting open-concept floor plan filled with natural light & panoramic lake views. The centerpiece of the living area is a charming Esse wood stove, creating a warm & welcoming atmosphere year-round. The kitchen, dining & living spaces flow seamlessly together, making entertaining family & friends effortless. Wake up each morning to stunning Lake Michigan vistas visible from every room in the home. Additional features include Covered entry into the home, under the home spacious 2-stall garage & a 900-square-foot unfinished walk-out basement, offering endless possibilities for additional living space. Spectacular sunsets, endless lake views, and a nearly new home--this is Northern Michigan living at it's Best.#ManisteethePlacetoBe Measurements are approximate. 3 lots

9798 N Slope Drive, Onekama

3 Beds ⋅ 1 Baths ⋅ 26026076 MLS ⋅ ACTIVE Status

Perfect Location! This 3 bedroom, 1 bath, 2 car detached garage and traditional barn on 1.55 Acres is just outside the Village of Onekama. Close to Portage Lake and Lake Michigan and a short drive to Manistee or Frankfort. A large enclosed wrap around porch, spacious Kitchen and Living room with fireplace add a warm and cozy feeling. If your looking for a great home in a great area you will need to see this one first!

8819 Erdman Road, Onekama

4 Beds ⋅ 3 Baths ⋅ 26025363 MLS ⋅ ACTIVE BACKUP Status

Own150 FT. of private PORTAGE LAKE frontage with access to LAKE MICHIGAN! This 4 BR 3 BA home has been meticulously maintained and extensively updated. Recent improvements include new flooring, fresh paint, new furnace, fireplace insert with blower, new roof, siding, windows, updated bathrooms, lined crawlspace, professional landscaping, outdoor lighting and security system. The 2car attached garage is heated and offers plenty of storage and a new full house generator! Custom built-in hutch in kitchen and living room. Stunning lake views from main living areas. The aluminum dock is perfect for your own boat just outside your door. Trex decking spans the lakeside of home, creating a great place to relax and entertain. Additional amenities include reverse osmosis, a large newly poured driveway that offers abundant parking and even accommodates pickleball recreation! This home location is a water enthusiast's dream. Portage Lake is a sandy bottom lake of 2,110 ac. (more photos to come).

4554 Crescent Beach Road, Onekama

3 Beds ⋅ 2 Baths ⋅ 26016477 MLS ⋅ ACTIVE Status

Prime M-22 Investment Opportunity in Onekama's ''Two Lake Town''! Located along iconic M-22 Scenic Highway--one of the most celebrated drives in the Midwest--this versatile mixed-use property offers outstanding visibility & endless potential in the charming village of Onekama.Situated in the heart of this unique ''Two Lake Town,'' known for its proximity to both Portage Lake & Lake Michigan , the property features a commercial storefront with excellent exposure to steady seasonal & year-round traffic along M-22. Behind the retail space, you'll find a spacious 3-bedroom home--ideal for owner occupancy, long-term rental, or short-term vacation income. A garage & additional workshop space provide flexibility for storage, hobbies, or business expansion. Whether you're looking to establish a business, create a live/work setup, or invest in one of Northern Michigan's most desirable corridors, this property delivers location, versatility, opportunity all in one. Not to mention easy walk to Portage Lake Park with a Beach & live summer music all summer. Also within walking distance to the well known fine dining Glenwood Restaurant, Historic Blue Slipper Tavern with outdoor dining & regular live music, early Mornings at Lake & Latte cafe or Amigos Mexican Cafe. Short Drive to the Historic Portage Point Inn with Lahey's Pub & the Public Beach at Lake Michigan.

4990 Main Street, Onekama

26008565 MLS ⋅ ACTIVE Status

Build your Up North getaway or investment property on this READY-TO-BUILD lot in the Village of Onekama! This level parcel offers an ideal location just a short walk to beautiful Portage Lake, downtown shops, restaurants, and everything this charming lake town has to offer. Located along scenic M-22, Onekama is known for its small-town charm, boating, beaches, and easy access to Lake Michigan. Whether you are looking to build a year-round home, vacation retreat, or investment property, this lot offers an excellent opportunity in a highly desirable location. Please note: the neighboring house has a small easement for garage access. Additionally, the two lots directly north of this property may also be available for purchase, creating even more possibilities for expansion or development.

00 Mill Street, Onekama

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