Otsego Homes with FHA Listing Terms

Otsego Homes with FHA Listing Terms

Welcome to Otsego, Michigan, a charming community that combines small-town warmth with exceptional educational opportunities. Nestled in the heart of Allegan County, Otsego is served by the highly regarded Otsego Public Schools district, known for its commitment to excellence in education. With a strong focus on academic achievement, innovative programs, and a supportive environment, Otsego Schools empower students to reach their full potential. Families can feel confident knowing their children are receiving a top-notch education, with dedicated teachers and a variety of extracurricular activities that foster personal growth and community involvement.

Otsego is not just about education; it’s also a great place to call home. The real estate market here is vibrant, with numerous homes available under FHA listing terms. This means that potential buyers can take advantage of flexible financing options, making homeownership more accessible. Whether you’re searching for a cozy starter home, a spacious family residence, or a charming historic property, Otsego offers a diverse range of options to suit your needs.

The picturesque surroundings and friendly atmosphere make Otsego an ideal location for families and individuals alike. Enjoy local parks, community events, and a strong sense of belonging that comes from living in a close-knit community. With the added benefit of FHA financing, your dream home in Otsego is within reach. Explore the possibilities and discover why so many are proud to call Otsego, Michigan, home!

Newest Otsego Homes with FHA Listing Terms

4 Beds ⋅ 2 Baths ⋅ 26048464 MLS ⋅ ACTIVE Status

Country living meets modern convenience! Built in 2023, this beautiful 4 bedroom, 2 bath home sits on 3 peaceful country acres just outside the city in the desirable Otsego School District. Enjoy the privacy and space of a rural setting while having a newer home with modern finishes and thoughtful design. With four bedrooms, there is plenty of room for family, guests or a home office. The expansive acreage provides endless possibilities for outdoor enjoyment, gardening, recreation or simply relaxing and taking in the peaceful surroundings. If you're looking for a newer home with room to roam this one is worth a look! Reserved Items: Washer and dryer in basement, garage refrigerator, ring cameras, shed, playset and TV wall mounts.

1495 110th Avenue, Otsego

3 Beds ⋅ 2 Baths ⋅ 26048081 MLS ⋅ ACTIVE Status

Homegrown happiness starts here! Tucked away at the end of a cul-de-sac in the City of Otsego, this 3-bedroom, 2-bath home offers an inviting combination of updates, functionality and outdoor space. Step inside to an updated kitchen featuring a snack bar and adjoining dining area with sliders leading to the deck overlooking the spacious backyard. The main floor offers a primary bedroom with a private bath and convenient main-floor laundry, while two additional bedrooms are located upstairs. The basement provides additional space and possibilities for storage, recreation or future finishing. Outside, enjoy a mature, producing garden complete with raised beds and drip irrigation, along with plenty of yard space for pets, play and entertaining. A spacious two-stall attached garage adds even more functionality. Major mechanical updates include a new furnace in May 2026 and central air in 2022. Conveniently located near downtown Otsego, schools, parks and US-131. Fresh from the garden and ready to welcome you home!

136 Florence Street, Otsego

2 Beds ⋅ 1 Baths ⋅ 26045868 MLS ⋅ ACTIVE Status

RARE FIND IN OTSEGO — COMPLETELY RENOVATED & MOVE-IN READY! Welcome home to this beautifully renovated 2-bedroom, 1-bath home situated on a HUGE double corner lot in Otsego! This home has received a complete makeover, with updates throughout including a new roof, plumbing, electrical, flooring, windows, water heater, furnace, bathroom, and kitchen. All appliances are included, Making this home truly move-in ready! Outside, you'll love the expansive yard with plenty of room for entertaining, pets, gardening, or a play area. Enjoy relaxing evenings around the firepit and take advantage of the invisible fencing already installed. The property also features a 2-car garage with electricity and a new garage door, offering plenty of room for vehicles, storage, or a workshop. Located within walking distance of Otsego Public Schools, this home offers the perfect combination of convenience, major updates, and outdoor space. Open House Sunday 8-30-26 @2pm-3pm Call/text Britinie @ 269-370-4582 additional driveway on the north side of the property

363 Garfield Street, Otsego

5 Beds ⋅ 4 Baths ⋅ 26045557 MLS ⋅ ACTIVE Status

13+ wooded acres usually comes with some sort of compromise. Either the house needs work, the outbuilding is an afterthought, or you're so far from town that a forgotten grocery item becomes an event. Not here. Minutes from Downtown Kalamazoo, this extensively updated walkout ranch pairs privacy and mature woods with an executive level home that's ready to enjoy. A recent remodel brought a new kitchen, updated baths, flooring and finishes, while nearly all new windows, systems, and other thoughtful improvements throughout mean the big costly work has already been done. A tree-lined drive lead home, with trails winding through the back acreage and plenty of room to enjoy the property your way, privately. Plus, the stick-built, auxiliary building has 220V, a finished front space, a loft, hot water, 220V, and basement with a drain. A great house. Real acreage. A serious outbuilding. Close to town. You can find each one separately. Finding them all in one place is the hard part. The asphault driveway was re-sealed in August 2026. The roof was new in 2017. The home features a Lutron smart lighting system that can be controlled with your voice. A Polk surround sound audio system is built into the basement. The outbuilding is 54'x33' with a 14'x14' front office space.

2181 N 2nd Street, Kalamazoo

4 Beds ⋅ 2 Baths ⋅ 26044332 MLS ⋅ ACTIVE Status

Built in 2005 and tucked into an established downtown neighborhood, this 4-bedroom, 2-full-bath home offers something that's hard to find in this part of town: the convenience and character of an older neighborhood with a much newer home. The exterior has been thoughtfully updated with stone accents and warm wood architectural details that add character and curb appeal, plus a new roof in 2020. Inside, the open main level features vaulted ceilings, new carpet, and a spacious living area that flows into the kitchen and dining space. The kitchen offers stainless steel appliances, updated backsplash, plenty of cabinetry, and access to the backyard. The primary bedroom is generously sized, and the finished lower level adds even more flexible living space along with additional bedrooms.Outside, enjoy a fully fenced backyard, attached two-car garage, and a location close to everything downtown has to offer. With four bedrooms, two full baths, newer construction, and numerous updates throughout, 409 E Orleans St. offers a combination that's hard to find in this established downtown neighborhood.

409 E Orleans Street, Otsego

2 Beds ⋅ 1 Baths ⋅ 26044161 MLS ⋅ ACTIVE Status

Great Opportunity in the Heart of Otsego! Bring your vision and unlock the potential of this 3-bedroom, 1-bath home in Otsego! The main level offers a comfortable layout with a spacious living area, dining space, and kitchen, while three bedrooms and a full bathroom provide plenty of room to make this home your own. A partial basement adds valuable storage and additional possibilities. Situated on a nice-sized city lot, this property is a fantastic opportunity. With some updates and TLC, this diamond in the rough could truly shine!

300 Lincoln Street, Otsego

5 Beds ⋅ 4 Baths ⋅ 26043509 MLS ⋅ ACTIVE Status

OPEN HOUSE SUNDAY, 9/13, 12-2PM.Come discover the beauty, space, and craftsmanship of this solid home in desirable West Port Trails, located within the Otsego School District. This home offers generous living spaces, and updates that make everyday living both comfortable and convenient. Step through the welcoming foyer and take in the impressive 10-foot ceilings, leading into a spacious living room with a cozy fireplace and a formal dining room featuring a tray ceiling and crown molding. The home immediately offers a sense of quality and warmth. The large kitchen is truly the heart of the home, featuring an abundance of beautiful hickory cabinetry, a center island, and brand-new quartz countertops, sink, and range. A convenient pantry and serving buffet provide excellent storage and entertaining space, while several kitchen appliances have been updated within the last few years. The informal dining area flows naturally into a bright, inviting four-season porch surrounded by windows, the perfect place to enjoy morning coffee, relax with a book, or take in the changing seasons. A versatile main-level office with its own separate entrance provides endless possibilities. Use it as a home office, bedroom, den, exercise room, media space, or entertainment area to fit your lifestyle. Upstairs, the primary suite offers a peaceful retreat with a beautifully updated bathroom featuring a new ceramic tile shower, whirlpool tub, dual vanities, and an expansive walk-in closet with exceptional storage. The finished lower level adds even more living space, including a kitchenette, a comfortable family room with large daylight windows, a third full bathroom, and another spacious finished bathroom room. Nestled among established homes and beautiful landscaping, West Port Trails offers a desirable location with convenient access to downtown Kalamazoo, area universities, expressways, and the Kal-Haven Trailhead. Come experience this exceptional West Port Trails home for yourself!

6462 Bayfield Drive, Kalamazoo

4 Beds ⋅ 2 Baths ⋅ 26042785 MLS ⋅ ACTIVE Status

Welcome to 1746 104th Avenue in Otsego! This property offers nearly 1.5 acres of space, providing plenty of room to enjoy the outdoors, create your own garden, or simply appreciate the peaceful setting. While conveniently located next to Otsego High School. The perfect home as your family grows! Main level laundry, because laundry is enough work without adding extra stairs! A spacious pole barn adds valuable storage and workspace for hobbies, equipment, or projects. You will also love the deck, offering a great place to relax, entertain, or enjoy the surrounding property. With a great size lot, useful pole barn, outdoor living space, and a convenient location, this property has so much to offer and is ready for its next owner.

1746 104th Avenue, Otsego

4 Beds ⋅ 3 Baths ⋅ 26041657 MLS ⋅ ACTIVE Status

New construction home in Southpointe Trails, located in Otsego school district. This traditional two-story home features 1,830 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, created for comfort and easy everyday living. The main level offers a spacious great room that flows seamlessly into the kitchen, where a breakfast bar and pendant lighting naturally transition the spaces while maintaining an open, connected feel. Whether hosting gatherings or enjoying a quiet evening, the layout feels both functional and inviting. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. A first-floor laundry room, convenient powder room, and dedicated mudroom add everyday practicality and organization right where you need it most. Upstairs, all four bedrooms are positioned for privacy, including a generous primary suite with a private bath and walk-in closet. An additional full bathroom serves the remaining bedrooms, offering comfort and flexibility for guests, hobbies, or a home office. The home includes a patio to the backyard, creating the perfect space for outdoor dining, entertaining, or relaxing while seamlessly extending your living space for easy indoor-outdoor living. With energy-efficient construction and a layout designed for both function and flow, this home blends comfort, style, and smart design into a space that feels easy to come home to. RESNET energy smart construction will save an estimated $1,506 annually. Actual savings may vary. See HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Over 30 years newer and over 300 sq ft larger than similarly priced homes in the area. Contact our team to schedule your private tour of this brand new home today!

1656 Aspen Trails, Otsego

2 Beds ⋅ 3 Baths ⋅ 26038980 MLS ⋅ ACTIVE Status

New spacious bi-level with 1,362 sqft of living space! The large foyer invites you in, opening to a convenient mudroom with boot bench & half bath with main floor laundry. The kitchen features white (soft close) cabinetry, quartz countertops, tile backsplash, large center island, pantry, & stainless-steel appliances. The expanded floor plan creates a larger open concept kitchen, dining, & living area with cathedral ceilings, along with generously sized bedrooms. The primary suite includes dual sinks, a walk-in shower, and a large walk-in closet, while the second main-floor full bath also offers dual sinks for added convenience. The lower level has several daylight windows, providing flexibility for future bedrooms or additional living space. The oversized garage can easily accommodate larger vehicles and offers excellent storage. Set on a generous .70-acre lot, this new home offers peaceful country living with quick access to downtown Otsego and main roads for commuting. Tour today!

1958 Cygnet Drive, Otsego

3 Beds ⋅ 3 Baths ⋅ 26038056 MLS ⋅ ACTIVE Status ⋅ Savanna Site Condo BLDG.

Welcome home to this beautifully maintained ranch, perfectly situated on a quiet cul-de-sac and nestled on a private, tree-lined lot. Built in 2005, this home offers exceptional curb appeal with attractive stone veneer accents, and an inviting presence from the moment you arrive. Inside, you'll find a bright, open-concept floor plan designed for everyday living and effortless entertaining. The spacious kitchen flows seamlessly into the formal dining room, where large windows showcase panoramic views of the backyard. 3 bedrooms, including a generous master en-suite, and 2.5 baths complete the main. The expansive lower level offers incredible potential with an egress window and rough plumbing already in place for a future bathroom, making it easy to create additional bedrooms, a recreation room, or guest suite and double your finished living space. With a 2-car garage and private back deck to boot, this property is must-see. Schedule your private showing today.

3992 Marietta Circle, Kalamazoo

26025566 MLS ⋅ ACTIVE Status

Build your dream home on one of the last available lots in this prestigious neighborhood. This deep, beautifully wooded parcel offers exceptional privacy and a serene natural setting, all while being just minutes from convenient urban amenities. Bring your own builder and create the home you've always envisioned.

6795 Northstar Avenue, Kalamazoo

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