Pentwater Homes with FHA Listing Terms

Pentwater Homes with FHA Listing Terms

Welcome to Pentwater, Michigan, a charming lakeside town nestled in Oceana County, renowned for its picturesque landscapes and vibrant community spirit. One of the standout features of Pentwater is its exceptional school district, which is dedicated to fostering a nurturing and engaging learning environment for students of all ages. The Pentwater School District prides itself on its commitment to academic excellence, offering a range of programs designed to inspire and prepare students for future success. With small class sizes, dedicated educators, and a focus on individualized learning, families can feel confident that their children are receiving a top-notch education.

Living in Pentwater not only means access to quality education but also enjoying the beauty of the surrounding area. The town is famous for its stunning beaches, scenic parks, and a close-knit community that hosts various events throughout the year. Whether you’re looking for outdoor adventures or cultural experiences, Pentwater has something for everyone.

For those considering a move to this idyllic town, there are numerous homes available with FHA listing terms. This means that first-time homebuyers and those looking to invest can take advantage of flexible financing options, making the dream of homeownership more accessible. With a variety of properties ranging from charming cottages to modern family homes, Pentwater offers a diverse real estate market that caters to different lifestyles and budgets.

Embrace the opportunity to become part of this welcoming community while securing a home that fits your needs. Discover Pentwater today—where quality education meets serene living!

Newest Pentwater Homes with FHA Listing Terms

$825,000
5 Beds ⋅ 4 Baths ⋅ 26037999 MLS ⋅ ACTIVE Status
Never before offered for sale, this exceptional Pentwater home is a rare opportunity you won't want to miss. Perfectly situated on a spacious corner lot in the Village of Pentwater, this newer-built home blends modern luxury, thoughtful design, and everyday comfort in one incredible package. Step inside to an expansive open-concept floor plan where the chef's kitchen takes center stage, complete with a large pantry and seamless flow into the living and dining areas, ideal for entertaining or gathering with family and friends. Just outside, unwind on the inviting deck featuring a cozy fireplace, creating the perfect space to enjoy Michigan evenings. The impressive primary suite is a true retreat, offering approximately 535 square feet of private space, a spa-inspired ensuite bathroom, an oversized walk-in closet, and access to the private screened in deck, allowing you to step outside with your morning coffee or unwind by the outdoor fireplace at the end of the day. The finished lower level provides room for everyone with four additional bedrooms, two full bathrooms, a spacious second family room, walk-out access to the backyard, and two dedicated storage rooms. Every detail has been considered, including a generous laundry and mudroom with a built-in dog washing station, making everyday living effortless. The oversized 3+ stall attached garage offers abundant storage for vehicles, recreational equipment, and hobbies. To top it all off, this home is equipped with solar panels and a whole-house generator, providing energy efficiency, savings, and peace of mind year-round. Opportunities like this don't come along often. Be among the first to experience this stunning home.

629 Sands Street, Pentwater
$850,000
4 Beds ⋅ 4 Baths ⋅ 26037827 MLS ⋅ ACTIVE Status
Welcome to your ultimate coastal sanctuary! Tucked away on a quiet cul-de-sac in Pentwater's coveted Apache Hills Subdivision, this custom 4-bed, 4-bath masterpiece combines high-end luxury with a private wooded retreat—just two minutes from Lake Michigan! Designed for effortless living, the expansive layout features 3 fireplaces, a bright 4-season room, and a private indoor sauna to melt the day away. Above the garage, an enormous bonus room offers endless potential to create a show-stopping guest suite. Step outside to low-maintenance, professionally landscaped grounds and a serene fire pit area. Major updates are complete, including a new furnace and newer roof for turn-key peace of mind. Plus, enjoy exclusive access to a private boat launch on Pentwater Lake for endless boating and fishing, all moments from downtown boutique shops and dining. This rare lifestyle upgrade won't last long!

5439 Shawnee Road, Pentwater
$245,000
3 Beds ⋅ 1 Baths ⋅ 26037102 MLS ⋅ ACTIVE Status
Well maintained ranch style home on a large 3.6 acre lot. The property features 3 bedrooms, all on the main level, one full bathroom and a full basement with loads of potential. Outside of the home there is a covered patio out back, inside of a fenced in area, along with a firepit for gathering. A large two-stall garage offers convenient vehicle storage and room for a workshop, with plenty of extra space for parking along the long driveway. This home sits far off the road, with a tree line for privacy, but is an excellent location for commuters to get on the expressway. It is centrally located between downtown Hart and Pentwater. The outdoors also includes beautiful established landscaping, some underground sprinklers and a shed for extra storage. Check it out today!

6003 N Oceana Drive, Hart
$159,000
26032688 MLS ⋅ ACTIVE Status
Discover an exceptional opportunity to build your dream home on this beautiful, nearly one-acre lot in the highly sought-after Village of Pentwater. Offering a rare combination of size, privacy, and natural beauty, this oversized homesite features a peaceful stream meandering through the untouched landscape, creating a picturesque setting unlike many other village properties. Surrounded by mature trees and unspoiled scenery, the property provides the perfect canvas to design a custom residence while preserving the tranquil character of the land. Enjoy the convenience of being just minutes from downtown Pentwater's charming boutiques, restaurants, marinas, and the sandy shores of Lake Michigan, all while savoring the privacy and space that this remarkable parcel affords. Whether you're planning a year-round residence or a seasonal getaway, opportunities to own a buildable lot of this size within the Village of Pentwater are exceptionally rare. Don't miss your chance to bring your vision to life!

1112 2nd Street, Pentwater
$99,900
26030778 MLS ⋅ ACTIVE Status
Discover the possibilities with this 5.52 acre parcel in Weare Township within the Pentwater School District. Township verification indicates the property may qualify for up to three splits, offering excellent investment and development potential. Enjoy frontage on Mud Creek, a peaceful natural setting, and plenty of room to build. A mobile home was previously located on the property, and electrical service was once present. The parcel also includes a 962 square foot garage, ideal for storage, or hobbies. Owned by the same family since 1994, this is a rare opportunity to purchase acreage with flexibility and future potential. Conveniently located near Hart, Pentwater, Silver Lake, and Lake Michigan. Buyer to verify acreage, dimensions, zoning, utilities, splits, and intended use.

7093 N Oceana Drive, Hart
$415,000
6 Beds ⋅ 3 Baths ⋅ 26029425 MLS ⋅ ACTIVE Status
Nestled among the trees, this beautifully updated three-story home offers privacy, space, and timeless charm. With 6 bedrooms and 3 full baths, there's room for everyone to spread out and feel at home. Cozy up by one of two natural gas fieldstone fireplaces or gather in the open-concept main living area, complete with a charming four-season room off the dining space. The walkout lower level provides additional living and recreation space, currently set up for games and entertaining. Step outside to enjoy multiple outdoor living areas including a welcoming front porch, two decks, a large backyard, and a firepit perfect for evenings under the stars. Situated in the desirable Apache Hills subdivision, owners also enjoy access to a private boat launch on Pentwater Lake, ideal for lake lovers and outdoor enthusiasts. Call today for more information.

5526 W Longbridge Road, Pentwater
$999,900
4 Beds ⋅ 4 Baths ⋅ 26026496 MLS ⋅ ACTIVE Status
Enjoy resort town living with the best of Pentwater with this extraordinary coastal estate. Located minutes from downtown Pentwater and a short drive to Silver Lake sand dunes and Ludington. This 4100 square foot home offers single level living and 275 feet of exclusive deeded low-bluff Lake Michigan frontage. Well suited as a year-round home, extended family vacation retreat, or even an ideal income producing rental. With over a one-acre private lot, this custom designed home built by a builder for his personal use is perfect for entertaining and relaxation in and out. Enjoy the smell of the pines from the 1500 sf brick patio listening to the 3 tier-fountain. Watch deer, birds, and wildlife from your forested enclave. A custom designed one-of-a-kind pet fence enclosure discreetly located out of view for your pet's play and safety is located on property. Enjoy your 8-person hot tub on cool fall nights, crisp spring evenings, or even winter days! Rinse off with the outdoor shower after a Lake MI beach day. Your morning beach walk and nightly spectacular sunsets are only steps from your front door. The home features an expansive great room with custom cherry cabinetry, drop-down TV, tin tray ceiling, and 2 sets of French doors opening to the outdoor living area. The great room also features a new Fieldstone fireplace and chimney installed in 2024, built in shelving, and opens to the spacious kitchen. The kitchen offers new appliances, a separate butler's pantry and prep area, tin tray ceiling, upgraded lighting and a second oven. From the kitchen, move through French doors to a custom built (2025) glassed-enclosed, over-sized three season room for morning coffee, watching wildlife or sunset viewing. The luxurious primary suite includes a stone fireplace, spa-like bath, built-ins, and spacious walk-in closets. A second laundry area and appliances located here as well. Two other ensuites are perfect for extended guest stays. A whole-home Generac generator was added in 2019 and 2 new A/C Units installed in 2024. A Wilson-Pro cell signal amplifier unit with extenders located throughout the estate was added in 2020. There is a built-in gas line for outdoor grilling, custom professional landscaping, extensive outdoor lighting, and an underground irrigation system. Additional amenities include custom crafted and fired Spanish tile flooring with radiant heat throughout entire home, built-in's in all rooms, oversized main laundry room with built-in office and abundant cabinets, attached heated/A/C garage with workshop/craft room and built in table saw, new Anderson windows, and over-sized gutters with gutter guards installed in 2022. Enjoy Ski & Hiking trails that are a 5-minute drive and the many festivals the area boasts. A truly one-of-a-kind retreat. Priced under assessed value so make this estate yours now!

5389 Ridge Road, Pentwater
$349,000
4 Beds ⋅ 1 Baths ⋅ 26021995 MLS ⋅ ACTIVE BACKUP Status
Peace, quiet, and Lake Michigan! Located on the north side of Pentwater in the North Central Beach Association, this property offers access to Lake Michigan via platted roads for residents and is surrounded by NCBA Conservation land. The 4-bedroom, 1-bath home sits on four lots, providing plenty of outdoor space for those seeking privacy. Two nearby non-contiguous lots include a septic hookup. NCBA membership is voluntary. A great spot near Pentwater and just minutes from Ludington and Silver Lake! Call today!

5957 W Ede Street, Pentwater
$389,900
2 Beds ⋅ 2 Baths ⋅ 26017144 MLS ⋅ ACTIVE Status
Escape to the peace and privacy of country living with this newly built 2-bedroom, 2-bath home set on 6.75 beautiful acres just outside of Pentwater. This thoughtfully designed home offers modern comfort paired with a serene, natural setting--complete with two private ponds that enhance both the views and the overall atmosphere. Start your mornings on the back deck taking in breathtaking sunrise views, and end your evenings relaxing on the covered front porch as the sun sets over the countryside. The property also features a detached garage, offering plenty of space for storage, hobbies, or recreational equipment. Whether you're looking for a full-time residence or a peaceful getaway, this property delivers the perfect blend of new construction, acreage, and tranquil surroundings--all just a short drive from Pentwater's beaches, shops, and dining.

2346 W Madison Road, Hart
$349,000
3 Beds ⋅ 2 Baths ⋅ 26015673 MLS ⋅ ACTIVE Status
Move-in ready, and brimming with charm, this delightful Pentwater home blends comfort with convenience. Offering 3 bedrooms and 2 full baths, it features an updated eat-in kitchen perfect for both daily living and entertaining. The beautifully remodeled primary suite serves as a private retreat, complete with two generous closets and an en-suite bath with a walk-in shower. The full basement offers a great opportunity for additional living space, giving you room to grow or customize to your needs. Start your mornings on the welcoming covered front porch and enjoy evenings in the spacious backyard with a newer deck, ideal for gatherings or relaxing outdoors. An attached garage adds storage and everyday ease. Just one block away from public access to Pentwater Lake, this home offers the best of peaceful living and recreation. Short-term rentals are allowed in Pentwater Township, making this an excellent opportunity for both personal use and investment. Call today for a tour!

5771 Wintergreen Road, Pentwater
$559,900
3 Beds ⋅ 3 Baths ⋅ 26013877 MLS ⋅ ACTIVE Status
3-bedroom, 2.5-bath bungalow on 4 wooded acres in the Village of Pentwater. Rare opportunity for developers and builders, this in-village parcel offers significant future development potential with city water, sewer, and natural gas already in place. The property features a scenic, park-like setting with mature trees, open clearings, and a ravine, creating a unique combination of privacy and usability within village limits. The property includes a 2-stall garage, storage shed, and established outdoor spaces with patio and fire pit. The home itself offers a charming cottage feel with vaulted, beamed ceilings, multiple living areas, and an updated kitchen with modern finishes and stainless appliances. A bright sunroom provides additional living space with views of the surrounding property. Solid structure with great bones, making it suitable for continued use, rental income, or as a base while planning future development. Ideal opportunity for investors looking to capitalize on a large buildable parcel in a highly desirable Pentwater location. Property consists of two parcels: #044-620-124-00 & #044-620-123-00

1111 2nd Street, Pentwater
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