Pontiac Homes with Land Contract Listing Terms

Pontiac Homes with Land Contract Listing Terms

Welcome to Pontiac, Michigan—a vibrant city nestled in the heart of Oakland County, known for its rich history, diverse community, and commitment to education. The Pontiac School District is a cornerstone of this thriving area, providing quality educational opportunities for families and fostering a supportive learning environment for students. With a variety of programs and extracurricular activities, the district emphasizes academic excellence and personal growth, ensuring that every child has the tools they need to succeed.

Living in Pontiac means you’re not just investing in a home; you’re investing in a community that values education and development. The Pontiac School District features dedicated educators, modern facilities, and a range of resources designed to enhance the educational experience. Parents can take comfort in knowing their children are receiving a well-rounded education, preparing them for future success.

For those looking to plant roots in this wonderful area, we offer homes with land contract listing terms, making homeownership more accessible. This flexible financing option allows buyers to negotiate terms directly with sellers, providing an alternative pathway to owning a home without the immediate need for traditional bank financing. Whether you’re a first-time homebuyer or looking to upgrade, these listings offer a unique opportunity to secure your dream home in Pontiac.

Explore the charm of Pontiac, where community spirit thrives, and quality education is a priority. Discover your perfect home today and become part of a neighborhood that values both family and future.

Newest Pontiac Homes with Land Contract Listing Terms

$250,000
4 Beds 2 Baths 20261008952 MLS ACTIVE Status
Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. DSCR loans, Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL

398 N Saginaw Street, Pontiac

$250,000
2 Baths 20261009177 MLS ACTIVE Status
Turnkey 2-unit income property capable of producing a 10% + cap rate in the heart of Pontiac! The return on investment (ROI) makes this building profitable. This well-laid-out up and down flat features two separate units furnished, each offering 2 bedrooms and 1 full bath, providing excellent rental potential and strong cash-flow opportunity. Ideal for buy-and-hold investors or owner-occupy whole property or house hack by living in one unit and leasing out the other to offset their mortgage. Possible Airbnb and or VRBO venture for income versatility. Each unit includes its own kitchen and living space, creating functional, desirable layouts for tenants. A full basement adds additional storage potential, and the 2.5-car detached garage provides valuable parking and utility a major tenant bonus. This property presents an attractive entry point pricing for investors looking to expand their portfolio in a high-demand rental area. Conveniently located near Downtown Pontiac, I-75, M-59, Great Lakes Mall, local amenities and restaurants. Secure a multi-unit property with built-in income potential. DSCR loans, Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL

398 N Saginaw Street, Pontiac

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