Baldwin Homes with FHA Listing Terms

Baldwin Homes with FHA Listing Terms

Welcome to Baldwin, Michigan – a hidden gem nestled in the heart of Lake County. Known for its serene landscapes and friendly community, Baldwin offers a perfect blend of small-town charm and outdoor adventure. Surrounded by lush forests, sparkling lakes, and winding rivers, this picturesque town is an ideal destination for nature lovers and those seeking a peaceful retreat from the hustle and bustle of city life.

In Baldwin, you’ll find a variety of homes that cater to diverse lifestyles and budgets, including properties available with FHA listing terms. This is great news for first-time homebuyers and those looking to take advantage of low down payment options. The FHA (Federal Housing Administration) loans are designed to make homeownership accessible, allowing you to invest in a beautiful home without the burden of hefty upfront costs.

Whether you're drawn to cozy cottages, charming bungalows, or spacious family homes, Baldwin has something for everyone. The local real estate market is thriving, with listings that reflect the town’s unique character and appeal. Enjoy the convenience of nearby amenities, including shops, restaurants, and recreational activities, all while being surrounded by the stunning natural beauty that Baldwin is known for.

With its welcoming atmosphere, rich history, and an array of housing options, Baldwin is not just a place to live – it’s a place to call home. Explore the possibilities today and discover the vibrant community that awaits you in Baldwin, MI!

Newest Baldwin Homes with FHA Listing Terms

3 Beds ⋅ 1 Baths ⋅ 26038824 MLS ⋅ ACTIVE Status

Move right in and start enjoying everything Northern Michigan has to offer! Recently renovated, this attractive 3-bedroom home features stylish flooring throughout, a welcoming foyer/mudroom, spacious bedrooms and an updated bath. You'll love entertaining guests on the large deck overlooking an enormous backyard. There's plenty of room to add a pole barn. Conveniently located in Baldwin, you're less than an hour from Lake Michigan, Cadillac, Big Rapids, and Traverse City. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this property puts you in the heart of year-round recreation. Enjoy world-class hunting, fishing, ORV and snowmobile trails, skiing, hiking, kayaking, swimming, and more—all just minutes from your doorstep!

2589 W Erie Street, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26038766 MLS ⋅ ACTIVE Status

Welcome to this newly updated 2-bedroom, 1-bathroom home in the Village of Baldwin, offering 980 square feet of comfortable living space. Situated on two spacious corner lots with 12x14 storage shed. This charming single-family residence features a fenced backyard, providing plenty of room for outdoor enjoyment, pets, or entertaining. The thoughtfully designed floor plan offers practical functionality with well-proportioned rooms that maximize the home's living space. Updates include new roof, drywall, custom ceilings, flooring, paint, new furnace, appliances & more! Conveniently located within walking distance to downtown Baldwin, schools, parks, and local amenities, this move-in-ready home is an excellent opportunity for year-round living, a weekend getaway, or an investment property. Priced to sell—don't miss your chance to make it yours!

520 7th Street, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26032245 MLS ⋅ ACTIVE Status

Located just 90 minutes north of Grand Rapids makes this a perfect lake home for vacationing or year-round living. This 3-bedroom 2-bath home is situated on nearly half an acre with over 100 feet of Rainbow Lake frontage. Rainbow Lake is an all seasons, no-wake lake. Rainbow Lake connects to Reed Lake via a channel between them. This home features a large living room with gas fireplace and is open to an extra-large dining room. You can take in lake views from the living room, dining room, breakfast area, or the kitchen. A large deck across the entire back of the home provides additional relaxing and entertaining space easily accessed through the sliding door in the dining room. Main floor laundry, hardwood floors, and tons of storage are just a few of the perks. Generator included. There is even an additional (approx.) 500 sf of unfinished living space in the lower walkout level that can used for an extra-large family room, or family room and 4th bedroom. New roof in 2022 and newer wat There is even an additional (approx.) 500 sf of unfinished living space in the lower walkout level that can used for an extra-large family room, or family room and 4th bedroom. New roof in 2022 and newer water heater. Home includes all appliances, and washer and dryer.

8862 W Rainbow Lake Drive, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26029604 MLS ⋅ ACTIVE Status

Your Ultimate Up North Escape Awaits! Nestled on a spacious and wooded 1.5-acre lot in the heart of the highly desirable Chain O' Lakes area, this turnkey cabin is ready for your next adventure. Featuring a beautifully maintained 2-bedroom home with a cozy wood stove perfect for warming up after a day on the water, this property offers the ultimate blend of comfort and convenience. Recent upgrades include a brand-new roof and siding installed in 2022. Outside, enjoy a massive 10'x28' deck, a built-in fire pit for evening gatherings, and a separate bunk house complete with a screened-in porch--perfect for extra guests. Bring all your outdoor gear; the massive 26'x30' detached garage has more than enough space for boats, ATVs, and snowmobiles. Best of all, you can ride directly to local ORV and snowmobile trails in seconds, or explore nearby hiking and biking trails. Just minutes from multiple lakes and prime fishing spots, this is the perfect basecamp for pure Michigan recreation!

8967 W Bowling Green Boulevard, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26029211 MLS ⋅ ACTIVE Status

Escape to the quiet side of lake living. This 3-bedroom, 2-bath home sits on 166' of private Orchard Lake frontage with a beautifully wooded setting that feels secluded and serene. A heated garage provides year-round comfort and convenience, while the covered deck invites you to relax and take in the lake views. Enjoy the sandy shoreline, launch the kayak from your private dock, or simply soak in the peaceful surroundings. A rare opportunity to own a slice of Northern Michigan waterfront.

9279 S Three Lakes Lane, Baldwin

6 Beds ⋅ 2 Baths ⋅ 26028041 MLS ⋅ ACTIVE Status

OPEN HOUSE 7/23/26 @ 5-7PM Magnificent lake house, located on the Hidden Bayou of Big Star Lake! The Bayou offers an incredibly unique landscape, full of waterfowl and many other visitors. It is quite tranquil and a wonderful place to escape. Here, you have two acres to call your own. The fun side of the lake is a short boat ride out of the Bayou and then...Here we go! On to the party! Big Star Lake is all-sports fun! The house itself is very accommodating, with six bedrooms and two full baths. Two bedrooms are non-conforming, which simply means there is more room to sleep more people. At one time, 40 guests slept in this home at one time! It's that large! Family gatherings, high school reunions -- there is plenty of room for everyone. Amazingly, though, for all that room, it still feels comfortable and cozy. Open concept kitchen/dining/living space with a gas fireplace invites you to sit and converse, and of course, enjoy that view! Or maybe you'd prefer taking your coffee out to the enclosed cedar-lined deck. More than a 3-seasons room, it has power and heat! The primary bedroom is on the main floor. Two bedrooms are upstairs and three more in the walk-out basement with another full bath. The lower level opens to a patio with outdoor shower and seating area. There is also a cool gathering place at the beach with a firepit - a perfect place to relax with an evening cocktail. There is so much to take in and so many types of experiences you could have, all from the luxury of your own backyard! Updates include new roofs (house and two sheds) and siding in 2023. Newer furnace (2015) and AC (2019). New stove, dishwasher, microwave, fireplace insert (2025). Whole house Generac Generator (2025). The HOA is voluntary, only $50/year. Property is nearly two acres and located on a county-maintained road. The boat launch is right around the corner. Public land is all around and river access points are never more than a few minutes' drive. You'll pass the golf course on the way in. Come see why Big Star Lake is the premiere lake of Lake County! Make some memories! Take a look before it's gone!

14564 S Star Lake Drive, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26024784 MLS ⋅ ACTIVE Status

WELCOME to your peaceful northern Michigan retreat! As you step inside, you'll immediately appreciate the open, airy feel of the living spaces, featuring bright natural light, fresh finishes and a warm, inviting atmosphere. This beautifully updated 2-bedroom,1-bath ranch home is nestled on a secluded, nicely wooded half-acre setting just a short distance from the public access of Wolf Lake and surrounded by the highly desirable Chain of Lakes area. Enjoy nearby access to multiple inland lakes and a quick drive to the stunning sugar sand beaches of Lake Michigan. The fresh and inviting home features a spacious OPEN Floor Plan with an expansive Kitchen and Living Area, perfect for everyday living and entertaining. Many recent updates, include Fresh interior paint (May 2026), a Stunning new vaulted insulated sunroom/addition filled with Natural light-creating the perfect space for relaxation and tranquility-a newly enclosed addition that adds even more functional living space. The .....> The large Bathroom offers double sinks, a beautifully tiled shower, and tiled flooring for a spa-like feel. Outdoor living shines with multiple entertaining areas, including concrete patios , refreshed gravel driveway, and completely fenced backyard offering privacy and peaceful setting. The impressive 24x24 insulated outbuilding/garage is equipped with heat and electric, making it ideal for hobbies, storage,a workshop,or year-round use. Whether you're looking for a full-time residence, a vacation getaway, or UP NORTH escape, this move-in-ready property offers peaceful surroundings,modern comforts,and unbeatable proximity to Lakes,recreation, Thousands of acres of State Land (Hunting & Fishing), as well as the Lake Michigan Shoreline. A Must-see!

1581 Lone Pine Drive, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26023517 MLS ⋅ ACTIVE Status

Welcome to Grandma's House! With 60' on quiet, no motor Nugent Lake and a stunning view out of the large sliding glass door of this crystal clear lake. With 2 bedrooms and sleeping loft for the kids there is room for everyone and the open concept living area and fireplace keeps it nice and cozy during the cooler months. With main floor living, including the washer and dryer and easy access ramp, it's convenient for everyone. The trails are right down the street along with thousands of acres of federal land for hunting and the lake right out the door, this is the spot for all your outdoor fun! This lake is private with no public access and is surrounded by Federal Land for privacy. You won't find many lakes like this one or at this price so call for your showing today!

4452 S Nugent View Lane, Baldwin

2 Beds ⋅ 2 Baths ⋅ 26023265 MLS ⋅ ACTIVE Status

Yes, Yes you can have it all! 87' frontage on Quiet no motor, no noise lake front on Echo Lake (aka Miller Lake) AND All Sports fun on Big Star Lake! This newly remodeled and nicely done 2 bedroom, 2 bath home has been completely updated right down to the furnace and up to the new roof! Offering gorgeous views of the lake from the sliding glass doors and large windows in both the main level and full, finished, walkout basement. This is open concept living at it's best keeping it homey and comfortable but still offering room to spread out in the downstairs living area. The large lot offers privacy (unusual on a lake) a 2 stall garage and plenty of room to grow. While there is a waiting list for a boat slip at the Big Star Lake access point, there is still 95 feet of shared frontage for all your swimming needs. This is a great year around location with public land for hunting and trails and the golf course close by.

9918 S Rebecca Road, Baldwin

2 Beds ⋅ 2 Baths ⋅ 26021423 MLS ⋅ ACTIVE Status

This home has only been loved by one family and never before on the market! Built for long term and convenience in mind. Featuring main floor living with laundry and primary bedroom, open floor plan with absolutely gorgeous views out of the floor to ceiling windows overlooking this quiet no gas motor lake. The loft offers a large bedroom and full bath as well as a secondary family room for extra sleeping and space. There is also ample opportunity to finish the full, walkout basement or continue to use it as storage and 'tinker room'. The large wrap around deck offers a great place to relax and the partially fenced in yard is perfect for pets (Dog not included!), and with 268' of private frontage you won't be crowded on the beach either! This is a private plat completely surrounded by Federal Land for all of your hunting and trail riding needs, Big Star Lake for all your all sports water needs and even a golf course close by! Don't miss this great year around 2nd home or cottage

9223 S Trail Of The Lakes, Baldwin

5 Beds ⋅ 2 Baths ⋅ 26021263 MLS ⋅ ACTIVE Status

What a great place to call home or have as a year round cottage! This custom build has so much to offer. A spacious great room that features beautiful knotty pine cathedral ceilings, stone fireplace, pellet stove and three season room. Three generous sized bedrooms, full bath, laundry and cedar closet on the main floor. Down is a sprawling family/rec area, full bath, utility area and two non-conforming bedrooms (making a total of 5). This one is also nicely updated. New roof, siding and furnace all in the last few years. The home sits on a woodsy half acre lot, has an oversized garage, generous sized deck and a workshop/storage building, great for projects and storing your toys. If you like boating, kayaking, fishing, ice fishing, golfing...you're covered. Also, there are miles of ORV and snowmobile trails accessable right from your front door. Plus, this home has Big Star and Echo Lake Access, just a short golf cart ride away. The good life awaits, don't miss it

7312 W Echo Lake Drive, Baldwin

3 Beds ⋅ 1 Baths ⋅ 20261031983 MLS ⋅ ACTIVE Status

Motivated seller- Tucked away in the heart of Baldwin, this charming 3-bedroom, 1-bath cottage offers the perfect blend of relaxation, versatility, and Up North appeal. Whether you're looking for a peaceful getaway, a year-round primary residence, or an air bnb opportunity, this property delivers.Inside, you'll find a cozy and inviting layout with plenty of natural light and space for family and guests. Step outside and enjoy the serene surroundings, with nearby lake access providing endless opportunities for boating, fishing, and summer fun.A standout feature of the property is the newer pole barn—ideal for storing recreational vehicles, boats, or creating a workshop space. With ample room and flexibility, the property also presents strong potential to be converted into a multi-unit Airbnb or short-term rental, making it a smart investment in a popular Northern Michigan destination.Enjoy the tranquility of cottage living while still being close to everything Baldwin has to offer. This is your chance to own a slice of Up North paradise with room to grow.

9027 S Lost Pine Avenue, Baldwin

Start Your Search