Baldwin Homes with FHA Listing Terms

Baldwin Homes with FHA Listing Terms

Welcome to Baldwin, Michigan – a hidden gem nestled in the heart of Lake County. Known for its serene landscapes and friendly community, Baldwin offers a perfect blend of small-town charm and outdoor adventure. Surrounded by lush forests, sparkling lakes, and winding rivers, this picturesque town is an ideal destination for nature lovers and those seeking a peaceful retreat from the hustle and bustle of city life.

In Baldwin, you’ll find a variety of homes that cater to diverse lifestyles and budgets, including properties available with FHA listing terms. This is great news for first-time homebuyers and those looking to take advantage of low down payment options. The FHA (Federal Housing Administration) loans are designed to make homeownership accessible, allowing you to invest in a beautiful home without the burden of hefty upfront costs.

Whether you're drawn to cozy cottages, charming bungalows, or spacious family homes, Baldwin has something for everyone. The local real estate market is thriving, with listings that reflect the town’s unique character and appeal. Enjoy the convenience of nearby amenities, including shops, restaurants, and recreational activities, all while being surrounded by the stunning natural beauty that Baldwin is known for.

With its welcoming atmosphere, rich history, and an array of housing options, Baldwin is not just a place to live – it’s a place to call home. Explore the possibilities today and discover the vibrant community that awaits you in Baldwin, MI!

Newest Baldwin Homes with FHA Listing Terms

2 Beds ⋅ 1 Baths ⋅ 26049157 MLS ⋅ ACTIVE Status

Step inside and feel right at home in this inviting Wolf Lake home, where cozy spaces and beautiful lake views come together for easygoing lake living. The functional layout flows naturally from the living room into the dining/family room and kitchen, creating a comfortable space to gather, relax and enjoy time together. The kitchen features quartz countertops, a vaulted ceiling and plenty of storage, with the convenience of main-floor laundry just steps away. It's already wired for a dishwasher, making a future addition simple. One of the best things about this kitchen is the walk-in pantry, which is big enough to be converted into a third bedroom with bunk beds. The main-floor primary bedroom is a peaceful retreat with its own slider to the deck and a view of Wolf Lake that makes waking up here something special. A second bedroom and full bath complete the main level. Engineered Pergo flooring and thoughtful finishes add to the warm, comfortable feel throughout. And then there's the lake! Sliders from both the living room and primary bedroom open to the composite deck, creating an effortless connection between the indoors and out. Enjoy your morning coffee with the lake in view, catch the breeze from Wolf Lake, or settle in for beautiful sunsets at the end of the day. The meticulously maintained yard features irrigation, making outdoor upkeep easier while leaving more time to enjoy the setting. The addition to the garage provides an opportunity for future expansion with 2 bedroom-sized rooms and a main area that would be a nice hang-out space, game room, or extra storage. Recent improvements include a new well in 2024, septic system in 2013, new water heater and washer/dryer, plus a 2016 shingle roof on the home and a metal roof on the garage. Electric baseboard heat keeps things comfortable, and a portable AC unit is used when needed. A charming fireplace adds another cozy touch and offers future potential for a gas conversion. A small 6x10 basement provides additional storage. Whether you're looking for a peaceful weekend escape or a place to enjoy lake life year-round, this Wolf Lake property offers the views, setting and low-maintenance features that make it easy to simply arrive, relax and enjoy.

3220 Wolf Lake Drive, Baldwin

4 Beds ⋅ 2 Baths ⋅ 20261066549 MLS ⋅ ACTIVE Status

A truly exceptional Northern Michigan retreat offering over 800 feet of frontage on the Little South Branch of the Pere Marquette River and approximately 21 wooded acres! This one-of-a-kind Baldwin property combines privacy, recreation and an incredible natural setting. Surrounded by mature trees and peaceful river views, the home feels completely tucked away while offering inviting spaces for everyday living and entertaining.Inside, the bright kitchen features abundant cabinetry, generous counter space and expansive windows overlooking the property. Multiple living areas include a stunning great room with a dramatic wood-planked ceiling, exposed beams, built-in shelving, walls of windows and a beautiful stone fireplace.Outside, the property continues to impress with an in-ground pool, expansive concrete surround, fenced pool area, pool house/outbuilding, guest cottage, additional storage structures, covered porches and decks. The guest cottage adds valuable flexibility for visiting family and friends or additional retreat space.With more than 800 feet of river frontage, over 21 acres and year-round recreational opportunities, this property offers an exceptional Up North lifestyle. Enjoy fishing, hunting, snowmobiling and peaceful days along the river, all from your own private retreat. Properties offering this combination of acreage, water frontage, privacy and amenities are truly rare.

2263 Spartan Lane, Baldwin

3 Beds ⋅ 1 Baths ⋅ 26046946 MLS ⋅ ACTIVE Status

Here it is! Tucked back in the woods with a ton of serenity and privacy, while still right in the heart of the Big Star Lake area! Sitting on a beautifully, all wooded 8 acres of land, this 2 bed 1 bath ranch will not disappoint! Whitetail are of abundance on this parcel and in this area, lots of public land nearby and just down the road from the Big Star boat launch. Location is ideal for all outdoor enthusiasts. Ton of space in the oversized garage that is fully insulated. Open concept design kitchen and dining area. Center island in the kitchen and all the appliances are included! Property has been recently surveyed so new stakes are in the ground too! Pride of home ownership and terrific care and maintenance are very evident here. This is a terrific spot for a retirement home, full time home or an awesome cottage in the woods. Dont wait on this one!

11376 S Retreats Way, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26046423 MLS ⋅ ACTIVE Status

Nestled in the peaceful Northwoods of Michigan, this well-maintained property offers the perfect blend of comfort, outdoor living, and up-north charm. Enjoy beautifully maintained outdoor living areas designed for relaxing, entertaining, and taking in the natural surroundings and abundant wildlife. The outdoor furniture, 2 fire tables, grill and flat stone grill are included, making it easy to enjoy the inviting outdoor spaces from day one. The spacious 28 x 32 pole barn provides excellent storage for recreational equipment, vehicles, tools, and all your Northwoods toys. A lean to is also attached with tie down for secure locking of your boat or ORV. Wait! Also 2 sheds for more storage. Whether you're looking for a year-round home, weekend retreat, or place to enjoy Michigan's great outdoors, this property offers plenty of space and opportunity to make it your own. Enjoy the Oxbow Shores Association private beach and no motor lake or a short ride to the Pere Marquette River.

9051 S Trail Of The Lakes Lane, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26045491 MLS ⋅ ACTIVE Status

This move-in ready 3-bedroom, 2-full-bath ranch offers comfortable, low-maintenance living on a quiet 2.5-acre parcel in Baldwin. Featuring a open layout with 1,216 sq. ft. of living space, this home boasts updated laminate and carpet flooring and cozy fireplace in the family room. Rest easy knowing key mechanicals have been upgraded, including a brand-new well pump and bladder tank. Outdoors, enjoy 320 feet of road frontage, level, wooded acreage perfect for recreational use, and a durable metal roof that's only 2 years old. Perfect for anyone seeking peaceful countryside living with modern peace of mind!

3185 S James Road, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26044986 MLS ⋅ ACTIVE BACKUP Status

Welcome home to your beautiful, private 2.5-acre retreat in the woods. Built in 2021, this already-impressive home was enhanced with an Amish-built shed and beautiful decor. Inside, vinyl plank flooring is complemented by striking blue-pine tongue-and-groove ceilings, doors and trim. The kitchen features stainless steel appliances and a butcher-block island. Stackable washer/dryer are conveniently tucked away in the bathroom. Ceiling fans are installed throughout. Custom 3½" faux-wood shutters add a handsome, easy-to-clean, and adjustable window treatment, and the stylish furniture and décor may be included with the right offer. The Amish-built shed has a 9x7 garage door, metal roof, 14' wide loft and sturdy floor—strong enough for vehicle parking. It also has electricity. Set back from the road, the property feels secluded but is only a 5-minute drive from downtown amenities. Located in the Manistee National Forest near lakes, rivers and trails, this inviting home is ready to enjoy!

7140 S James Road, Baldwin

3 Beds ⋅ 3 Baths ⋅ 26044789 MLS ⋅ ACTIVE Status

Completely renovated and beautifully refreshed, this 3-bedroom, 2.5-bath home is truly move-in ready! The open floor plan flows naturally from the spacious living room into the bright eating area and stunning new kitchen, creating an inviting space for everyday living and entertaining. Natural light pours throughout, highlighting the beautiful updates and finishes. The kitchen shines with new cabinetry, flooring, lighting and appliances, plus a countertop snack ledge with room for stools. The main-level primary suite is a private oasis, offering a peaceful retreat with its own ensuite bath. An additional room at the back of the home provides main-level storage. Upstairs, an extra-large bedroom and convenient half bath provide plenty of space for guests, or a private bonus area. The updates continue with a brand-new HVAC system, updated electrical and plumbing, and underground sprinkling. Outside, the wraparound patio is the perfect place to relax, grill and enjoy the outdoors. The pavilion is ready for fun and memories, complete with a pool table, plenty of storage and an unfinished recreation room above offering even more possibilities. And then there's all-sports Wolf Lake! While the home is not directly on the lake, you'll have public access from across the street, making it easy to enjoy boating, fishing, swimming and sunny days on the water without the waterfront price tag. Outdoor enthusiasts will love the abundance of nearby ORV trails and recreational opportunities, making this an ideal home base for enjoying all that the area has to offer. Beautifully updated, wonderfully located and ready to enjoy—come see it for yourself!

2121 Wolf Lake Drive, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26044667 MLS ⋅ ACTIVE Status

The home has been resided with attractive log siding and topped with a durable metal roof for that classic northern Michigan cabin feel. A newer storage shed with a matching metal roof provides convenient space for your outdoor gear, tools, or lake essentials. The home is being offered furnished, with a few personal-item exclusions. Inside, you'll find an open floor plan with 3 bedrooms and 2 full bathrooms making it comfortable for family guests, or a group of friends enjoying the area's four-season recreation. Located just a short drive from public access to 912-acre Big Star Lake, this property puts boating, fishing, and lake days close by. Big Star Lake is an all-sports lake with public access, while nearby Baldwin and the North Country Trail add even more options for dining, supplies, hiking, and outdoor adventure. Whether you enjoy hunting, fishing, boating, snowmobiling, trail riding, or simply relaxing in northern Michigan, this property offers a convenient home base for it all

11933 S Wedgewood Avenue, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26044418 MLS ⋅ ACTIVE Status

Lake Life Awaits at all-sports Wolf Lake! This 3-bedroom, 2-bath year-round home offers nearby public lake access within walking distance, and no HOA. Enjoy Wolf Lake with swimming, boating, fishing, kayaking, and more! The home features lots of natural light, beautiful beams in the living room and kitchen, a kitchen island, mudroom, and a primary bedroom with a walk-in closet. Also, a new furnace in 2026! The insulated and heated pole barn plus 4 additional storage sheds provide plenty of room for snow, trail, and water toys. With federal land just a few feet away, you'll have easy access to hunting, hiking, trails, and ORV enthusiasts can ride from the property to some of Michigan's best trails. A rare opportunity to enjoy the lake and outdoor adventures, along with tons of storage—all in one great location!

2705 W Southern Avenue, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26044171 MLS ⋅ ACTIVE Status

Welcome home to the peaceful Village of Baldwin, where small-town charm, outdoor recreation, and affordable living come together! Nestled on a spacious corner lot, this beautifully maintained 3-bedroom, 2-full-bath home offers the move-in-ready living you've been looking for. Completely renovated down to the studs in 2015, the home features updated windows, mechanicals, appliances, and more—giving you the character of small-town living without the worry of a major renovation. Inside, you'll find a clean, comfortable, and thoughtfully cared-for home, while outside, a cute backyard patio and large lot give you plenty of space to relax, entertain, or enjoy the warmer months. The location is just as inviting! Take a short walk into Baldwin's classic downtown for ice cream or a bite to eat, spend the day exploring one of the many nearby lakes, or hit the golf course just 10 minutes away. You'll also be within approximately 40 minutes of both Ludington and Cadillac, making day trips to some of Northern Michigan's favorite destinations easy. With local summer festivities, endless outdoor recreation nearby, and that true small-town feel, this home offers a lifestyle that's hard to find at this price point. If you're looking for an affordable, well-cared-for home with plenty of space and a great location, 615 6th St is one you won't want to miss!

615 6th Street, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26041506 MLS ⋅ ACTIVE Status

Welcome to 11821 S Red Cedar - Up North Cabin at BIG STAR LAKE with Bayak Beach Access. This year-round cabin built in 2001 has been recently refreshed with new kitchen and bathroom and is ready for your 4-Seasons enjoyment! Located in a recreational community on the South side of Big Star Lake - ORV friendly and Lake County trails abound! Near Pere Marquette River access for world class fishing and recreational canoe/kayaking. The town of Baldwin is minutes away on M-37. Large open great room w spiral staircase to additional living space. You're up North Get Away! Check this one out today!

11821 S Red Cedar Avenue, Baldwin

1 Beds ⋅ 1 Baths ⋅ 26041503 MLS ⋅ ACTIVE Status

Nestled on a private wooded 4.6-acre setting, this home sits directly across from Wolf Lake, an all-sports lake where you can enjoy boating, fishing, and year-round water fun. The property also has direct border access to the Cadillac Forest Management land, offering 45,000 acres of state recreation with great opportunities for ORV trail riding and snowmobiling. Step inside to a comfortable layout with a spacious upstairs living area perfect for relaxing after a day outdoors, featuring a wood-burning stove making things cozy. Outside, you'll love the front porch, where you can sit and gaze over the property and take in the peaceful, up-north scenery. After dark, gather around the fire pit and enjoy evenings surrounded by privacy and woods—making it an ideal retreat for weekend getaways or full-season adventures. This property is located just 25 miles from Ludington making trips to the beach easy. Call Realtor Carter Damon RE/MAX 269-967-6713 for more information. This home can be very easily turned into a two bedroom. There is also a large pad ready go to for a pole barn/ Barndo to be built. One of the owners is a licensed Real Estate Agent in the State of Michigan.

598 N M-37, Baldwin

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