Bear Lake Homes with FHA Listing Terms

Bear Lake Homes with FHA Listing Terms

Welcome to Bear Lake, Michigan – a hidden gem nestled in the heart of Manistee County. This charming community is known for its picturesque landscapes, friendly atmosphere, and vibrant local culture. Surrounded by lush forests and serene waters, Bear Lake offers residents and visitors alike a tranquil escape from the hustle and bustle of city life. Whether you're an outdoor enthusiast looking to explore the nearby hiking trails or a family seeking a peaceful place to call home, Bear Lake has something for everyone.

The centerpiece of this delightful town is Bear Lake itself, a stunning body of water perfect for swimming, fishing, and boating. The lake's pristine shores provide a wonderful backdrop for summer picnics and winter ice fishing, making it a year-round destination for recreation and relaxation. With a strong sense of community, Bear Lake hosts various events throughout the year, from farmers' markets to seasonal festivals, ensuring that there’s always something happening.

For those looking to make Bear Lake their home, the real estate market offers a fantastic opportunity, especially for buyers utilizing FHA listing terms. With FHA financing available, potential homeowners can enjoy more flexible lending options, making it easier to secure their dream home in this idyllic setting. The homes in Bear Lake range from charming cottages to spacious family residences, each offering unique features that cater to a variety of lifestyles.

Embrace the Bear Lake lifestyle and discover the perfect blend of nature, community, and opportunity. Your dream home awaits in this enchanting corner of Michigan!

Newest Bear Lake Homes with FHA Listing Terms

4 Beds ⋅ 3 Baths ⋅ 26047544 MLS ⋅ ACTIVE Status

This 4-bedroom, 3-bathroom residence in Bear Lake offers 2,801 square feet of finished living space on a generous 49,658-square-foot lot. The single-family home features a 2-car garage and substantial grounds that provide room for outdoor pursuits and expansion possibilities. The combination of substantial square footage and acreage delivers the space and privacy many buyers seek when establishing roots in the area. Well-suited for those looking to own a stand-alone residence with genuine land around it, this property presents a solid foundation for long-term ownership. Buyer to verify all information during due diligence.

7206 Johnson Court, Bear Lake

3 Beds ⋅ 1 Baths ⋅ 1948932 MLS ⋅ ACTIVE Status

Welcome to 15049 Healy Lake Road: 5.02 magical acres in Bear Lake, Michigan, where a fully updated main home meets an inspiring riverside retreat on Bear Creek, a blue-ribbon trout stream highly sought after by anglers. The 3-bedroom, 2-bath main house has been completely refreshed with new flooring throughout, fresh interior and exterior paint, updated lighting, a new kitchen appliance package, a new furnace, a new hot water heater, and new outlets and covers, move-in ready from top to bottom. A new septic and a new well serve the main house, giving buyers real peace of mind on the big-ticket systems. Down along Bear Creek sits a rustic river cabin, the kind of spot that instantly becomes a muse. Electricity is already on at the cabin, and it's the kind of place that becomes a writing retreat, art studio, guest bunk, or simply your favorite spot to watch the trout go by. Water and septic aren't currently run to the cabin, but the acreage and existing infrastructure make bringing them online straightforward for a buyer who wants to expand the use. Location is a huge part of this property's story. You're minutes from Crystal Mountain for downhill and cross-country skiing, golf, and the Michigan Legacy Art Park; a short drive to Sleeping Bear Dunes National Lakeshore for beaches, dunes, and Lake Michigan sunsets; and close to the charming small towns of Benzie County, Frankfort, Beulah, and Honor for dining, shopping, and lakeside culture. Whether you're after a year-round home, a four-season up-north getaway, or a creative escape on the water, this property delivers a rare blend of turnkey comfort and untapped potential.

15049 Healy Lake Road, Bear Lake

3 Beds ⋅ 2 Baths ⋅ 26039872 MLS ⋅ ACTIVE Status

Nestled on 15 acres, this beautiful 3 bedroom home offers the perfect blend of modern updates with peaceful rural living—all just 3 minutes from Lake Michigan and Pierport Beach. Every detail has been thoughtfully updated including new granite countertops, new kitchen remodel, new weighted garage door, Pella windows, new water heater, landscaping, and gorgeous hickory hardwood floors. Featuring 2 bedrooms/full bath on the main, while the lower offers a 3rd bedroom/full bath, and spacious family room with stunning floor-to-ceiling cultured stone gas fireplace. A massive 60' x 40' pole barn could be your hobby farm, workshop, storage, or for recreational toys. A backyard made for making memories, complete with a deck, gardens, and firepit. Whether you're dreaming of horses, gardens, or simply enjoying wide-open spaces, this tasteful move-in-ready property offers the Northern Michigan lifestyle you've been searching for.

5832 Potter Road, Bear Lake

2 Beds ⋅ 2 Baths ⋅ 26034546 MLS ⋅ ACTIVE BACKUP Status

Property will be Active on Tuesday 7/14/26. Small town living, with Bear Lake views. Bear Lake is 1800 acres, as well as being one of the most desirable all sports lakes in the area with convenient access. This clean 2 bed, 1.5 baths with 1st floor living has an open Kitchen and Dinning room which flows with hardwood flooring to a large Living room with fireplace and great views of Bear Lake from your window. The deck has plenty of room to relax, barbeque and entertain with a pergola over head. With access to Bear Lake within walking distance you are also a short drive to Lake Michigan, Arcadia Bluffs Golf Course, Crystal Mountain Ski & Golf Resort, shopping and dining which are some of the best places in the Midwest. If you are looking for a great house in a great area you will definitely need to see this one first.

7651 Main Street, Bear Lake

3 Beds ⋅ 1 Baths ⋅ 1947654 MLS ⋅ ACTIVE CONTINGENT Status

Old time charm inside the quaint Village of Bear Lake. This two-story home has 3 bedrooms and 1 1/2 baths, but that's not all!! A boastful piece of property at just under an acre, will justify that riding lawn mower. This home also has a 30 X 40 pole building, and an additional barn style out building with a workshop in it. Just out the front door you can see the lake, swimming boating, and fishing awaits. This location is great; Manistee and Benzie are just a short drive. You'll love the hometown feel, and all that this community has to offer.

12195 Maple Street, Bear Lake

4 Beds ⋅ 2 Baths ⋅ 26032418 MLS ⋅ ACTIVE Status

Welcome to this spacious 4-bedroom, 2-bath home on 3 beautiful wooded acres just south of Bear Lake. Offering 2,171 square feet of living space, this well-maintained home features a large living room with a gas log fireplace, an updated kitchen with appliances included, main-floor laundry, and generously sized bedrooms. Enjoy peaceful country living with plenty of room for gardening, recreation, or simply relaxing in the private setting. The detached 4-car garage/pole barn provides exceptional space for vehicles, storage, hobbies, or a workshop. Natural gas, high-speed internet availability, private well and septic, and a storage shed add to the home's appeal. Conveniently located near Bear Lake, Crystal Mountain, Manistee, and Lake Michigan beaches, this property offers the perfect blend of privacy, comfort, and easy access to northern Michigan recreation.

11518 Chippewa Highway, Bear Lake

2 Beds ⋅ 1 Baths ⋅ 1947231 MLS ⋅ ACTIVE Status

One-of-a-kind country retreat on 2.11 scenic acres! This unique home features a striking octagonal tower with expansive windows that provide abundant natural light to each floor. Every level offers a wraparound balcony with beautiful countryside views, creating the perfect place to relax and enjoy the surrounding landscape. Two covered porches with ramp access provide added convenience and welcoming outdoor living space. Hardwood floors run throughout the home, with tile in the bathroom. The walkout basement offers excellent storage or the opportunity to finish it into additional living or entertaining space. Ideally located just 2 miles from Healy Lake, 7 miles from Bear Lake, and Crystal Mountain, and surrounded by State Land with ORV trails, this property is an exceptional opportunity for outdoor enthusiasts, nature lovers, or anyone seeking a peaceful Northern Michigan retreat.

13195 Pak Road, Bear Lake

3 Beds ⋅ 1 Baths ⋅ 26017724 MLS ⋅ ACTIVE Status

Charming farmhouse on nearly 1.6 acres in the heart of Manistee County. This spacious 3-bedroom, 1-bath home offers over 1,450 square feet above grade with classic character throughout. Multiple living spaces provide flexibility, while the enclosed porch offers a bright, relaxing space to enjoy the surrounding countryside. The property features one barn ideal for storage. This home is ready for your vision and updates to make it your own. Conveniently located just minutes from downtown Bear Lake with easy access to the surrounding lakes and outdoor activities. This home was recently split off from a larger parcel of land, and the tax ID number is being formed, additional acreage is available to purchase. Several updates have been done electrical, paint, siding etc. Buyer should verify sq footage of home and building.

11875 Milarch Road, Bear Lake

3 Beds ⋅ 3 Baths ⋅ 25058762 MLS ⋅ ACTIVE Status

Enjoy ideal main-floor living in this updated 3-bed, 3-bath ranch just steps from Bear Lake public lake access. Short drive to Arcadia Bluffs, Crystal Mtn, and Lake Michigan beaches! Seller got relocated out of state. The open floor plan features vaulted ceilings, maple hardwood floors, and a wall of windows with peekaboo lake views. The living room opens to a newer front deck with awning, while the primary suite includes its own private deck--perfect for morning coffee. Two bedrooms and two full baths are on the main level, with laundry conveniently tucked in the hallway. The finished lower level offers a large third bedroom with egress and its own full bath--great for guests or extra living space. Located on a quiet dead-end paved street with a fully fenced backyard for privacy and peace of mind. Turnkey, low-maintenance, and ready for lake life!

13200 Hopkins Forest Drive, Bear Lake

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