Cadillac Homes with FHA Listing Terms

4 Beds ⋅ 2 Baths ⋅ 1948594 MLS ⋅ ACTIVE Status

Welcome to this spacious 4-bedroom, 3-bath home offering 1,752 finished square feet in an exceptional location just across the road from Lake Cadillac. Enjoy seasonal lake views and refreshing breezes while being just minutes from downtown Cadillac, shopping, dining, schools, parks, the hospital, and year-round recreation. Originally built in 1972 and extensively remodeled in 2010, the home offers a functional layout with plenty of room to spread out. Upstairs you’ll find four bedrooms, including a private primary suite with its own full bathroom. A second full bathroom serves the remaining bedrooms, while the main level offers comfortable living spaces and a large bonus room that could function as a family room, home office, playroom, hobby space, or a potential non-conforming fifth bedroom. Outside, the large fenced backyard provides plenty of space for children, pets, gardening, and entertaining. Relax on the covered front porch while enjoying the breeze off Lake Cadillac, or unwind in the included hot tub after a long day. Additional features include boiler heat, private well, private septic, an attached one-car garage, a detached secondary garage ideal for storage, a workshop, or recreational equipment, a concrete driveway, and blacktop road frontage. Seller is considering all types of financing, including Conventional, Rural Development (RD), FHA, and VA loans. Offering an unbeatable location, a versatile floor plan, generous outdoor space, and the opportunity to make it your own over time, this home is ready for its next owners to enjoy everything Cadillac has to offer.

1017 Sunnyside Drive, Cadillac

$450,000

4 Beds ⋅ 3 Baths ⋅ 1948468 MLS ⋅ ACTIVE Status

Nestled on 2.3 acres in the highly sought-after McBain School District, this beautiful home offers the perfect blend of space, comfort, and convenience. Ideally located just 10 minutes from McBain, Cadillac, and Lake City, you'll enjoy a peaceful country setting with easy access to local restaurants and entertainment. The main level features three bedrooms and 2.5 bathrooms, including a spacious primary suite complete with a walk-in closet. The finished walkout basement expands the living space with an additional bedroom, a nonconforming bonus room, and a full bathroom. With direct access from the garage to the lower level, this versatile space is ideal for guests, extended family, or a private living area. Step outside and enjoy the beautiful back deck, perfect for relaxing or entertaining. Additional outdoor features include an in-ground sprinkler system and an exterior generator hookup for added convenience and peace of mind. The impressive 50' x 40' pole barn offers exceptional storage and workspace year-round. It includes an insulated section and a newly installed propane heater, making it ideal for hobbies, equipment storage, or a workshop. This property combines country living, functional amenities, and a prime location—an opportunity you won't want to miss!

10170 W Cadillac Road, Cadillac

$179,900

2 Beds ⋅ 1 Baths ⋅ 1948416 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained, move-in ready 2-bedroom, 1-bathroom home situated on nearly half an acre in a convenient location just minutes from Cadillac's north end. Whether you're looking for your first home, a place to settle down or an investment opportunity, this property offers endless possibilities. The spacious 25x15 living room provides the perfect gathering space for entertaining family and friends or simply relaxing after a long day. The unfinished basement features a wood-burning fireplace and offers tremendous potential to create additional living space, a recreation room, home office or workshop tailored to your needs. Step outside to enjoy the large, shaded backyard, offering plenty of room for outdoor activities, gardening or peaceful evenings under the trees. Conveniently located near shopping, dining and everyday amenities, with quick access to the US-131 freeway for an easy commute north or south, this home combines comfort with convenience. Currently operating as a successful rental property, it presents an excellent investment opportunity while also being perfectly suited as a wonderful place to call home!

1533 Plett Road, Cadillac

$360,000

2 Beds ⋅ 1 Baths ⋅ 26038294 MLS ⋅ ACTIVE Status

Escape to your own private Northern Michigan paradise! This beautifully renovated 2-bedroom, 1 bath home on 40 acres offers the perfect combination of modern comfort, rustic charm & year-round outdoor adventure. Completely renovated from top to bottom, the main level features a stunning new kitchen with stainless steel appliances, a dining area, mudroom, convenient laundry, and a cozy living room with a rustic accent wall. Recessed lighting and warm finishes throughout create the inviting Up North atmosphere you have been dreaming of. The flexible layout includes a main-level bedroom and an additional room with potential for use as a third bedroom, office, or den. A spiral staircase leads to the loft-style primary bedroom. Recent improvements include new siding on both the home and garage, a newer roof, replacement windows, composite front porch, updated 200-amp electrical service, new plumbing, drywall, flooring, fresh paint throughout, three mini-split heating and cooling systems & a generator inlet. Once a Christmas tree farm, the property offers 40 mostly wooded acres with maintained trails, established food plots, a hunting blind, berry patches, and mature hardwoods that may provide future timber value. Deer, turkey, grouse, and morel mushrooms add to the appeal of this outdoor enthusiast's retreat. The property also borders state land to the north and west, providing even more space to explore, hunt, hike & enjoy nature right from your own backyard. Located approximately 3 miles from Lake Mitchell and just minutes from downtown Cadillac, the home provides convenient access to boating, beaches, golf courses, campgrounds, the White Pine Trail, public land, ORV and snowmobile trails, schools, shopping, and dining. Whether you are looking for a peaceful year-round home, weekend getaway, stylish hunting retreat, or your own recreational escape, this exceptional property offers endless possibilities. Call for a private tour today! You're Up North adventure begins here.

3251 E 46 Road, Cadillac

$185,000

3 Beds ⋅ 1 Baths ⋅ 1948371 MLS ⋅ ACTIVE Status

Welcome to 901 Ernst Street. Move-in ready and in a fantastic Cadillac location! This inviting 3-bedroom, 1.5-bath home offers 1,483 square feet of comfortable living space and is perfectly situated on a desirable corner lot, just minutes from downtown Cadillac, shopping, dining, and the all new Diggins Hill Playground. Enjoy peace of mind knowing the home features a new roof installed in 2023, one of the most important updates already completed. Inside, you'll find a welcoming layout with plenty of space to make your own, while the 1-car garage provides added convenience and storage. The home features a beautiful original wooden staircase that preserves its historic charm, while thoughtful updates throughout the rest of the home provide the comfort and convenience of modern living. Step outside to a cute, fenced backyard offering the perfect space for pets, gardening, entertaining, or simply relaxing outdoors. With its ideal combination of location, functionality, and important updates, this home is an excellent opportunity for first-time buyers, downsizers, or anyone looking to enjoy all that Cadillac has to offer.

901 Ernst Street, Cadillac

$195,900

2 Beds ⋅ 2 Baths ⋅ 26037596 MLS ⋅ ACTIVE BACKUP Status

Welcome to this beautifully maintained, move-in-ready home located just minutes outside of Cadillac. This spacious 2-bedroom, 2-bathroom property boasts vaulted ceilings, large bedrooms, and a primary suite featuring a walk-in shower. The updated kitchen is ready for its new owners, while major recent investments—including a brand-new roof (2025), a newer 2-stall detached garage, and a newly added 10x12 storage shed—offer ultimate peace of mind. Outside, you'll find beautiful landscaping, a paved driveway, covered front and back entrances, and an expansive deck complete with a handicap-accessible ramp. With added bonuses like central air and an included generator, this home truly has it all. Call today to schedule your personal tour!

8166 Constitution Boulevard, Cadillac

$249,900

4 Beds ⋅ 1 Baths ⋅ 1948154 MLS ⋅ ACTIVE Status

Beautifully Updated Victorian in the Heart of Cadillac! Timeless character meets modern comfort in this beautifully maintained 4-bedroom, 1-bath home offering 1,625 square feet plus a full basement with endless storage or future finishing potential. Need more space? A versatile main-floor bonus room offers the perfect opportunity for a 5th bedroom, home office, or playroom. You'll love the long list of updates, including a new kitchen, updated electrical and plumbing fixtures, newer furnace, water heater, fresh paint, refinished hardwood floors, roof and much more—giving you the charm of a classic Victorian without sacrificing today's conveniences. Relax with your morning coffee on the inviting covered front porch or unwind in the enclosed porch. The private, wooded backyard creates a surprising retreat right in town, while the large detached garage provides plenty of room for vehicles, hobbies, and extra storage. Ideally located in the heart of Cadillac, you'll enjoy quick access to downtown, Lake Cadillac, shopping, restaurants, parks, walking and biking trails, and everything this vibrant community has to offer. If you're searching for a move-in-ready Victorian home with modern updates, flexible living space, a large garage, and a prime Cadillac location, this is one you won't want to miss!

846 Farrar Street, Cadillac

$299,900

3 Beds ⋅ 1 Baths ⋅ 1948145 MLS ⋅ ACTIVE Status

Peaceful Country Living with Room to Roam! Nestled on 4.7 acres just minutes from Cadillac and the public access at all-sports Pleasant Lake, this beautifully maintained ranch offers the perfect blend of comfort, functionality, and country charm. Recent major improvements provide peace of mind, including a brand new roof, new furnace, and central air, making this home truly move-in ready. Inside, you'll find a bright, open living area with abundant natural light, three main floor bedrooms, a full updated bath, and a partially finished lower level that adds valuable living space perfect for a family room, recreation area, home office, or workout room. The remaining basement area offers ample storage and laundry space. Step outside and enjoy the inviting wrap around covered porch, the perfect place to relax and take in the views of your acreage. Whether you're dreaming of a hobby farm, keeping horses or other animals, or simply enjoying the privacy and open space, this property is ready to accommodate your vision. The large red barn and fenced areas provide endless possibilities. A standout feature is the impressive 30x48 insulated and heated garage/pole building, complete with its own bathroom, shower, and separate septic system, ideal for a workshop, home business, storing recreational vehicles, or all your Up North toys. Nature lovers and outdoor enthusiasts will appreciate the manicured trails winding through the property, perfect for walking, riding horses, or exploring with an ORV. Conveniently located within about 10 minutes of downtown Cadillac and an easy drive to Traverse City, you'll also enjoy quick countless recreational opportunities.

2531 S 33 1/2 Road, Cadillac

$284,900

2 Beds ⋅ 2 Baths ⋅ 26036753 MLS ⋅ ACTIVE Status

Located just 1 ½ blocks up from Lake Cadillac, you will discover this nicely renovated two-bedroom, two-bath, 1330 square foot home. Inside the front door, you are greeted with a spacious, modern kitchen with white Cambria Quartz countertops and new appliances. The dining area sprawls into the living room with just enough separation for a cozy feel. The original hardwood floors have been professionally refinished throughout almost the entire home, giving it a warm, rich feel. The primary bedroom boasts a new private bath with a walk-in tile shower, tile flooring, and a floating vanity. Outside, the backyard is bordered by hardwoods, offering a private, secluded feeling, and has a new deck that leads from the kitchen area. The two-car garage has new doors, is extra-deep, and provides space for a workshop or storage. With the proximity to Lake Cadillac, the possibility of obtaining a North Boulevard dock permit makes this walkable to your boat. Kenwood Park, the lake pathway, and the White Pine Trail are also very close by. Come feel the spacious, updated feel this home has to offer!

226 Seneca Place, Cadillac

$319,900

2 Beds ⋅ 2 Baths ⋅ 1948132 MLS ⋅ ACTIVE Status

Welcome to carefree condominium living with beautiful water views! This pristine, well maintained, 2-bedroom, 2 full bath condo has been thoughtfully updated and is truly move-in ready. The open-concept floor plan features a spacious eat-in kitchen with a center island cooktop, abundant cabinetry, a large pantry, and a seamless flow into the expansive living/great room, making it ideal for both everyday living and entertaining. Recent updates include brand-new LifeProof luxury vinyl flooring (2026) in the main living area and main-floor bedroom, along with a newer composite deck, furnace, central air conditioning, and on-demand water heater. Convenient main-floor laundry adds ease to daily living, while the oversized upper-level bedroom and second full bath provide a comfortable retreat for family or guests. The attached, finished 2-car garage features a new epoxy-coated floor for a clean, polished look. Sliding glass doors from the living room open to a spacious deck overlooking beautifully landscaped grounds with mature shade trees, creating the perfect setting to relax and enjoy the outdoors. Residents enjoy exceptional amenities, including approximately 600 feet of private waterfront, a private beach area, and access to a private boat slip, when available through the association at no additional cost. Located just minutes from downtown Cadillac, shopping, restaurants, walking trails, public beaches, and year-round recreation, this immaculate condo offers the perfect combination of comfort, convenience, and lifestyle. Whether you're searching for a year-round residence or an Up North vacation getaway, this exceptional property is ready to welcome you home.

133 North Shore Drive W, Cadillac

$284,900

2 Beds ⋅ 2 Baths ⋅ 1948116 MLS ⋅ ACTIVE Status

Located just 1 ½ blocks up from Lake Cadillac, you will discover this nicely renovated two-bedroom, two-bath, 1330 square foot home. Inside the front door, you are greeted with a spacious, modern kitchen with white Cambria Quartz countertops and new appliances. The dining area sprawls into the living room with just enough separation for a cozy feel. The original hardwood floors have been professionally refinished throughout almost the entire home, giving it a warm, rich feel. The primary bedroom boasts a new private bath with a walk-in tile shower, tile flooring, and a floating vanity. Outside, the backyard is bordered by hardwoods, offering a private, secluded feeling, and has a new deck that leads from the kitchen area. The two-car garage has new doors, is extra-deep, and provides space for a workshop or storage. With the proximity to Lake Cadillac, the possibility of obtaining a North Boulevard dock permit makes this walkable to your boat. Kenwood Park, the lake pathway, and the White Pine Trail are also very close by. Come feel the spacious, updated feel this home has to offer!

226 Seneca Place, Cadillac

$229,900

3 Beds ⋅ 1 Baths ⋅ 1948107 MLS ⋅ ACTIVE Status

Move-in ready and beautifully updated with over 2080 sq. ft, including 1040 sq. ft. of finished main level living! Nestled on nearly 2 acres just minutes from Cadillac, this charming 3-bedroom, 1-bath home offers the perfect blend of modern updates and country living. Recent improvements include a new roof, new windows, new flooring, and fresh paint, making it easy to move right in and start enjoying your new home. The full basement provides plenty of storage or the opportunity to create additional living space. Outside, you’ll love the spacious yard with room to play, garden, entertain, or simply relax and enjoy the peaceful surroundings. If you’ve been searching for an updated home with acreage and a convenient location, this one is a must-see!

3490 S 37 Road, Cadillac

Cadillac Homes with FHA Listing Terms

Newest Cadillac Homes with FHA Listing Terms