Fife Lake Homes with FHA Listing Terms

Fife Lake Homes with FHA Listing Terms

Welcome to Fife Lake, Michigan – a hidden gem nestled in the heart of Kalkaska County. This charming village, surrounded by the natural beauty of northern Michigan, offers a serene lifestyle that attracts both outdoor enthusiasts and families alike. With its stunning landscapes, pristine lakes, and a close-knit community, Fife Lake is the perfect place to call home.

Fife Lake boasts an array of recreational opportunities, from fishing and boating in the crystal-clear waters of Fife Lake to hiking and biking along the scenic trails that wind through the surrounding forests. The village itself is rich in history and community spirit, hosting seasonal events that bring residents together to celebrate the charm of small-town living.

For those looking to invest in this picturesque area, Fife Lake offers homes with FHA listing terms, making it easier for first-time buyers and those looking to secure a mortgage with flexible financing options. These homes provide an excellent opportunity to embrace the tranquil lifestyle that Fife Lake has to offer, whether you're seeking a cozy cabin, a family home, or an investment property.

With its affordable housing market and welcoming atmosphere, Fife Lake is not just a place to live—it's a community where memories are made. Explore the possibilities that await you in this delightful village, where every day feels like a retreat into nature. Come discover your dream home in Fife Lake, and experience the charm of northern Michigan living at its finest!

Newest Fife Lake Homes with FHA Listing Terms

$220,000
3 Beds ⋅ 2 Baths ⋅ 1950283 MLS ⋅ ACTIVE Status
Beautiful new home near desirable Fife Lake. High end single wide. Generous primary suite with large walk-in shower and closet. Whirlpool appliances grace the well appointed kitchen. Center island with seating and a farmhouse sink, as well as a walk in pantry. Beautiful flooring make this new build not one to miss. Solid block, insulated foundation with poured concrete floor, built to last. This home sits on 1.16 acres with mature trees.

6323 SW Gonyer, Fife Lake
$259,900
3 Beds ⋅ 1 Baths ⋅ 1950022 MLS ⋅ ACTIVE Status
Welcome to this charming 3 bedroom, 1 bath home located in the Village of Fife Lake. Situated on three spacious lots, with a lot on each side of the home, this property offers a generous yard, private backyard setting and plenty of room to add a garage. Inside, the home features an updated kitchen with updated cabinetry, countertops and appliances, along with an updated bathroom and additional improvements throughout. Enjoy the outdoors from the covered front porch, backyard patio area and spacious yard. A storage shed provides additional space for lawn equipment and outdoor gear. Conveniently located within walking distance to all-sports Fife Lake, public lake access, the library, restaurants and other village amenities. A wonderful opportunity to enjoy village living with plenty of outdoor space and easy access to everything Fife Lake has to offer.

121 Front Street, Fife Lake
$270,000
3 Beds ⋅ 2 Baths ⋅ 1949870 MLS ⋅ ACTIVE Status
This 3-bedroom, 2-bathroom home is a perfect starter home, second home or home to downsize into! With plenty of room for a garage, outbuilding, or pole barn, this home offers flexibility for four season Northern Michigan enjoyment. The home was built in 2015. It has a deck off of the dining room to enjoy morning coffee. Large fenced in area for pets and children.

11675 SW Coster Road, Fife Lake
$475,000
3 Beds ⋅ 2 Baths ⋅ 1949857 MLS ⋅ ACTIVE Status
Charming historic farmhouse, beautifully remodeled and updated while preserving its timeless country character! Set on 20 gorgeous acres of rolling pasture, mature woods, and abundant fruit trees, this property is truly a hobby farmer’s dream. The property is ready for animals with electric fencing, a large barn, a classic fieldstone milk house, and a lean-to shelter—an ideal setup for horses, livestock, chickens, or other large and small animals. Inside, enjoy the convenience of a main-floor primary ensuite and main-floor laundry, along with thoughtfully updated living spaces that blend modern comfort with farmhouse charm. An outdoor wood-burning furnace is also included, providing an economical alternative heating option if desired. Outdoor recreation is practically at your doorstep, with Rails-to-Trails nearby and easy access to the Traverse City Horse Shows. Just one mile from all-sports Fife Lake, you'll have boating, fishing, swimming, and year-round recreation close to home. Enjoy peaceful country living without sacrificing convenience, with easy access to Traverse City, Cadillac, and Kalkaska. Whether you're dreaming of a hobby farm, equestrian property, homestead, or simply room to roam, this special Northern Michigan property offers the acreage, outbuildings, and setting to make it happen.

10288 Vans Lane, Fife Lake
$374,900
3 Beds ⋅ 2 Baths ⋅ 1949293 MLS ⋅ ACTIVE CONTINGENT Status
If your list starts with "needs a shop" and ends with "and some land," start here! A large pole barn with an overhead door on one end, a sliding door on the other, and inside, a finished flex room with its own three-quarter bath. Studio, office, bunk room, or somewhere to clean up after chores. Inside the house, the living room stretches nearly 32 feet, anchored by a floor-to-ceiling fieldstone fireplace with a wood-burning insert. The major updates are already behind you: new roof and gutters on the house and the barn, new furnace and central air, chimney crown rebuilt, all in 2025. In 2022, a new wood stove insert and flooring were installed, and the primary bath was redone with navy cabinetry and a double vanity. New well pump in 2023. Five acres, Kingsley schools, twenty-five minutes to Traverse City. Acreage with a barn like this on it is getting harder to find!

8110 M-186, Fife Lake
$159,900
2 Beds ⋅ 1 Baths ⋅ 1948685 MLS ⋅ ACTIVE CONTINGENT Status
Affordable, clean, and move-in ready! This well-maintained home offers comfortable one-level living with a bright, open floor plan that's filled with natural light. Featuring 2 bedrooms, including an oversized primary bedroom, this home feels surprisingly spacious and inviting. Enjoy your morning coffee on the large partially covered front porch or unwind on the private back porch after a day on the lake. Outside, you'll find incredible storage and workspace with four storage sheds plus a large pole barn complete with a workshop area and lean-to—perfect for boats, ATVs, lawn equipment, hobbies, or all your Up North toys. Situated in a quiet, friendly neighborhood, you'll love being within walking distance of beautiful All-Sports Fife Lake, where you can enjoy boating, fishing, kayaking, swimming, and year-round recreation. Conveniently located with an easy commute to Traverse City, this property is an excellent option for a full-time residence, vacation getaway, or investment opportunity. If you're looking for an affordable home with exceptional storage, a great location, and true move-in-ready condition, this one is a must-see!

118 Maple Street, Fife Lake
$200,000
3 Beds ⋅ 2 Baths ⋅ 1948660 MLS ⋅ ACTIVE Status
3 bed 2 bath home with an open concept that sits on 3.3 acres. You'll have room to move, privacy and a fenced in back yard. Home has recent updates that make this place move in ready. Sellers have installed a new well pump, pressure tank and switch along with a new furnace

6184 Gonyer, Fife Lake
$228,400
3 Beds ⋅ 1 Baths ⋅ 1945672 MLS ⋅ ACTIVE CONTINGENT Status
Located just minutes away from the beautiful waters of Fife Lake, local park, shopping and dining. This 3 bedroom 1 bathroom home gives you the quiet charm of village life with easy access to everything you need. New roof, new water heater and gutters have been recently updated with an attached garage for extra storage or a workshop. Enjoy the fenced in yard with family and friends or a short walk to the park.

621 E State Street, Fife Lake
$550,000
3 Beds ⋅ 3 Baths ⋅ 50205980 MLS ⋅ ACTIVE Status
Welcome to this beautiful home on Long Lake, offering a peaceful setting surrounded by nature and stunning water views. Tucked awayon a private road, this property provides privacy and tranquility while still offering all the comforts of home. This spacious home features multiple levels of living, including two kitchens, one on the main level and an additional kitchen in the walkout basement, making it idealfor entertaining. The entry-level walkout basement opens directly to a deck overlooking the lake, creating the perfect space to relax andenjoy the serene surroundings. With 3 full bathrooms and 1 half bath, the layout is both functional and convenient, including a half bathon the main floor and full bathrooms on the first, second, and basement levels. A 2 car attached garage adds everyday convenience andstorage. Recent updates include a brand new roof (2025) and a new well (2025), along with a heating system that is approximately 10 years old, offering added peace of mind. Just a quick drive into Fife Lake where you can find an ice cream shop, a new coffee shop, restaurants, grocery store and walking park. While then just a 45 minute drive to Traverse City for the perfect day trip. Enjoy serene mornings by the water, endless fun on the all-sports lake, and evenings spent entertaining on the deck. Surrounded by natural beauty and local wildlife, this home offers comfort, space, and the lifestyle you’ve been dreaming of. Don’t miss your chance to own your own slice of lakefront living.

6258 SW Ginafred Shores Drive, Fife Lake
$44,900
1926681 MLS ⋅ ACTIVE Status
The Ultimate "Up North" Build Site: Shovel-Ready & Trail-Adjacent Your Northern Michigan escape is ready when you are. Situated less than a mile from the charming Village of Fife Lake, this premium development borders the Pere Marquette State Forest, offering a backyard that never ends. Enjoy seamless access to world-class hiking and biking trails without sacrificing modern essentials. This site is fully improved with a private paved road, natural gas, and underground electric. Perfectly positioned for an easy commute: just 22 miles to Traverse City and 25 miles to Cadillac..

1 Spruce Hollow Trace, Fife Lake
$44,900
1944107 MLS ⋅ ACTIVE Status
The Ultimate "Up North" Build Site: Shovel-Ready! Your Northern Michigan escape is ready when you are. Situated less than a mile from the charming Village of Fife Lake, this premium development borders the Pere Marquette State Forest, offering a backyard that never ends. Enjoy seamless access to world-class hiking and biking trails without sacrificing modern essentials. This site is fully improved with a private paved road, and underground electric. Perfectly positioned for an easy commute: just 22 miles to Traverse City and 25 miles to Cadillac. Easy restriction in place to ensure your piece of mind.

4 Spruce Hollow Trace, Fife Lake
$359,900
3 Beds ⋅ 2 Baths ⋅ 1943980 MLS ⋅ ACTIVE Status
Escape to your private sanctuary in the wilds of Northern Michigan on Oak Hill Road — a quiet, private road that winds through a magnificent hardwood forest just minutes from Fife Lake. This rare custom-built ranch home, owned by the original owners, sits surrounded by towering hardwoods on a peaceful, secluded property where the only sounds are the whisper of the wind through the trees and the call of the wild. Imagine stepping out your door into a true outdoor paradise: World-class fly fishing on the legendary Manistee River in nearby Old Sharon — some of the best in the Midwest. Miles upon miles of trails right out your back door for hiking, horseback riding, dirt biking, SxS adventures, or snowmobiling. Campfires that burn late into the night under a sky bursting with stars and the glowing Milky Way. Hunting, exploring, and four-wheeling through hundreds of acres of pristine Northern Michigan wilderness. Just a few miles north and west (as the eagle flies) to East Lake or Fife Lake for boating, swimming, and all your favorite water sports including fishing or a little further down the road, Fife Lake The custom home itself offers approximately 2,200+ sq ft of comfortable living space with 3 bedrooms and 2 full baths. Highlights include a dramatic two-way fireplace shared between the dining room and living room, a walk-out basement, and a massive oversized pole barn fully equipped with a hoist, air compressor, and everything you need for projects, toys, or winter storage. A seller favorite is sipping morning coffee on the deck while listening to and watching wildlife. Casting a line for trophy trout, or roaring down snow-covered trails on your sled, this property delivers the ultimate Northern Michigan lifestyle — raw, peaceful, and unforgettable. A true rare find for the outdoor enthusiast who wants to live immersed in nature.

309 Oak Hill Road, Fife Lake
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