Fife Lake Homes with FHA Listing Terms

Fife Lake Homes with FHA Listing Terms

Welcome to Fife Lake, Michigan – a hidden gem nestled in the heart of Kalkaska County. This charming village, surrounded by the natural beauty of northern Michigan, offers a serene lifestyle that attracts both outdoor enthusiasts and families alike. With its stunning landscapes, pristine lakes, and a close-knit community, Fife Lake is the perfect place to call home.

Fife Lake boasts an array of recreational opportunities, from fishing and boating in the crystal-clear waters of Fife Lake to hiking and biking along the scenic trails that wind through the surrounding forests. The village itself is rich in history and community spirit, hosting seasonal events that bring residents together to celebrate the charm of small-town living.

For those looking to invest in this picturesque area, Fife Lake offers homes with FHA listing terms, making it easier for first-time buyers and those looking to secure a mortgage with flexible financing options. These homes provide an excellent opportunity to embrace the tranquil lifestyle that Fife Lake has to offer, whether you're seeking a cozy cabin, a family home, or an investment property.

With its affordable housing market and welcoming atmosphere, Fife Lake is not just a place to live—it's a community where memories are made. Explore the possibilities that await you in this delightful village, where every day feels like a retreat into nature. Come discover your dream home in Fife Lake, and experience the charm of northern Michigan living at its finest!

Newest Fife Lake Homes with FHA Listing Terms

$159,900
2 Beds ⋅ 1 Baths ⋅ 1948685 MLS ⋅ ACTIVE Status
Affordable, clean, and move-in ready! This well-maintained home offers comfortable one-level living with a bright, open floor plan that's filled with natural light. Featuring 2 bedrooms, including an oversized primary bedroom, this home feels surprisingly spacious and inviting. Enjoy your morning coffee on the large partially covered front porch or unwind on the private back porch after a day on the lake. Outside, you'll find incredible storage and workspace with four storage sheds plus a large pole barn complete with a workshop area and lean-to—perfect for boats, ATVs, lawn equipment, hobbies, or all your Up North toys. Situated in a quiet, friendly neighborhood, you'll love being within walking distance of beautiful All-Sports Fife Lake, where you can enjoy boating, fishing, kayaking, swimming, and year-round recreation. Conveniently located with an easy commute to Traverse City, this property is an excellent option for a full-time residence, vacation getaway, or investment opportunity. If you're looking for an affordable home with exceptional storage, a great location, and true move-in-ready condition, this one is a must-see!

118 Maple Street, Fife Lake
$210,000
3 Beds ⋅ 2 Baths ⋅ 1948660 MLS ⋅ ACTIVE Status
3 bed 2 bath home with an open concept that sits on 3.3 acres. You'll have room to move, privacy and a fenced in back yard. Home has recent updates that make this place move in ready.

6184 Gonyer, Fife Lake
$265,000
3 Beds ⋅ 2 Baths ⋅ 1948479 MLS ⋅ ACTIVE Status
Welcome to your own private Northern Michigan retreat! Nestled on 10 beautifully wooded acres, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and endless outdoor recreation. The spacious open floor plan is designed for both everyday living and entertaining, featuring a large kitchen that flows seamlessly into the main living area, a formal dining room, and two separate living spaces, providing plenty of room for family and guests. The generous primary suite offers a private bath and a walk-in closet, creating the perfect place to unwind at the end of the day. Thoughtful updates, including RetroFoam insulation, help make this home exceptionally energy efficient with surprisingly affordable utility costs. Additional improvements include new flooring and some newer windows, making this home move-in ready. Step outside and experience everything Northern Michigan has to offer. Enjoy your morning coffee or evening sunsets from the covered back porch, where deer, turkey, and other wildlife are frequent visitors. Gather with family and friends around the beautiful fire pit area, creating memories under the stars in your own peaceful backyard. The 30' x 40' pole barn provides plenty of room for vehicles, recreational toys, equipment, or a workshop. Best of all, this property backs up to thousands of acres of public land and trail systems, giving you direct access to hunting, hiking, ORV riding, snowmobiling, and countless outdoor adventures. You're also just minutes from the Manistee River, one of Michigan's premier destinations for fishing, kayaking, canoeing, and enjoying the beauty of Northern Michigan. Whether you're searching for a year-round home, a hunting retreat, or the ultimate Up North getaway, this exceptional property offers privacy, recreation, and comfort in one incredible package.

11961 Waterhole Creek Road, Fife Lake
$185,000
1 Beds ⋅ 1 Baths ⋅ 1948478 MLS ⋅ ACTIVE CONTINGENT Status
Welcome to your peaceful getaway on the beautiful Manistee River. Tucked away in the woods on 1.7 private acres, this charming 1-bedroom, 1-bath cottage offers the perfect opportunity to enjoy Northern Michigan at its finest. Whether you're looking for a weekend retreat, vacation rental, seasonal escape, or cozy year-round residence, this property delivers a relaxing riverfront lifestyle. Spend your days watching kayakers and canoe enthusiasts float by as they explore one of Michigan's most scenic rivers. Anglers will appreciate the excellent trout fishing, with deep pockets and natural bends along this stretch of the Manistee River creating ideal habitat for both brown and rainbow trout. Inside, you'll find a comfortable and inviting layout featuring a bright sunroom that is perfect for enjoying your morning coffee, reading a book, or simply taking in the peaceful wooded surroundings. Even better, this cottage is being sold fully furnished, making it truly move-in ready. From the furniture and household contents to the canoes waiting outside, everything you need to begin enjoying the river is included. Surrounded by nature and abundant wildlife, this property offers direct access to some of Northern Michigan's best outdoor recreation, including kayaking, canoeing, fishing, and wildlife watching. If you've been searching for a private Manistee River cottage with acreage, beautiful scenery, and turnkey convenience, this is a rare opportunity you won't want to miss. Come experience the tranquility, natural beauty, and endless recreational opportunities that make the Manistee River one of Michigan's premier destinations.

13773 SW Spring Creek, Fife Lake
$220,000
3 Beds ⋅ 2 Baths ⋅ 1948247 MLS ⋅ ACTIVE CONTINGENT Status
Escape to your own private Northern Michigan retreat with this 3-bedroom, 2 full bath home situated on 27.4 beautiful acres in Fife Lake. Offering a perfect blend of comfort, recreation, and functionality, this property is ideal for year-round living, a hunting getaway, or a weekend escape. The 952 sq. ft. home has seen several important updates, including a newer furnace (2012), central air conditioning (2018), windows (2013), and an asphalt roof (2023). The owned propane tank helps keep utility costs under control while providing added value to the next owner. Outside, you'll find an impressive collection of amenities that make this property stand out. A 10'x12' metal storage shed provides additional storage space, while two 20' Conex storage containers sit on full concrete slabs, offering secure storage for equipment, tools, and recreational vehicles. Guests and campers will appreciate the RV water and electric hookups, along with the separate 12'x12' bath house featuring a shower, toilet, tankless water heater, and its own 100-amp electrical service with a dedicated meter. The land itself is a true Northern Michigan gem. Rolling terrain, established ATV trails, and a beautiful mix of mature hardwoods and evergreens create a scenic setting with endless opportunities for outdoor recreation. Whether you enjoy hunting, hiking, trail riding, or simply relaxing in nature, this property offers the privacy and space to enjoy it all. Located in the Fife Lake area and surrounded by the natural beauty Northern Michigan is known for, this unique property is ready for its next owner to enjoy.

3512 SW Ingersoll Road, Fife Lake
$419,900
3 Beds ⋅ 1 Baths ⋅ 1947814 MLS ⋅ ACTIVE CONTINGENT Status
50.4 ACRES OF NORTHERN MICHIGAN PARADISE! Escape to your own private retreat with this beautifully maintained 3-bedroom, 2-bath home built in 2007, perfectly situated on 50.4 picturesque acres just outside of Fife Lake and only 30 minutes from Traverse City. This exceptional property combines peaceful country living with endless opportunities for recreation, hobby farming, and outdoor adventure. Inside, you'll find a warm and inviting home featuring a spacious floor plan, a bright sun porch, a relaxing screened-in porch, and a full basement offering abundant storage or additional finished living space. One of the home's most charming features is the authentic old-fashioned wood cook stove located in the sun porch—a perfect place to bake fresh homemade bread, prepare hearty country meals, or simply enjoy the warmth and nostalgic character it brings to the home. Step outside and experience a property that has been lovingly developed over the years. Beautiful perennial gardens, wild berries, fenced vegetable garden, and your own established vineyard complete with a charming sitting arbor, and a thriving orchard featuring a variety of fruit trees, allowing you to enjoy fresh harvests throughout the growing season. Whether you're picking grapes, relaxing beneath the arbor with your morning coffee or an evening glass of wine, or tending the gardens, you'll appreciate the peaceful lifestyle this property provides. The impressive 40' x 30' pole barn with an additional 40' x 12' open lean-to offers exceptional space for tractors, equipment, recreational vehicles, boats, ATVs, or all the tools needed for country living. The current owners have enjoyed raising rabbits, chickens, and other farm animals, making this an ideal property for hobby farming or those seeking a more self-sufficient lifestyle. For outdoor enthusiasts, this property is truly exceptional. Tucked back in the woods is a well-built hunting blind overlooking established food plots that attract abundant deer.

12549 Puffer Road, Fife Lake
$228,400
3 Beds ⋅ 1 Baths ⋅ 1945672 MLS ⋅ ACTIVE CONTINGENT Status
Located just minutes away from the beautiful waters of Fife Lake, local park, shopping and dining. This 3 bedroom 1 bathroom home gives you the quiet charm of village life with easy access to everything you need. New roof, new water heater and gutters have been recently updated with an attached garage for extra storage or a workshop. Enjoy the fenced in yard with family and friends or a short walk to the park.

621 E State Street, Fife Lake
$550,000
3 Beds ⋅ 3 Baths ⋅ 50205980 MLS ⋅ ACTIVE Status
Welcome to this beautiful home on Long Lake, offering a peaceful setting surrounded by nature and stunning water views. Tucked awayon a private road, this property provides privacy and tranquility while still offering all the comforts of home. This spacious home features multiple levels of living, including two kitchens, one on the main level and an additional kitchen in the walkout basement, making it idealfor entertaining. The entry-level walkout basement opens directly to a deck overlooking the lake, creating the perfect space to relax andenjoy the serene surroundings. With 3 full bathrooms and 1 half bath, the layout is both functional and convenient, including a half bathon the main floor and full bathrooms on the first, second, and basement levels. A 2 car attached garage adds everyday convenience andstorage. Recent updates include a brand new roof (2025) and a new well (2025), along with a heating system that is approximately 10 years old, offering added peace of mind. Just a quick drive into Fife Lake where you can find an ice cream shop, a new coffee shop, restaurants, grocery store and walking park. While then just a 45 minute drive to Traverse City for the perfect day trip. Enjoy serene mornings by the water, endless fun on the all-sports lake, and evenings spent entertaining on the deck. Surrounded by natural beauty and local wildlife, this home offers comfort, space, and the lifestyle you’ve been dreaming of. Don’t miss your chance to own your own slice of lakefront living.

6258 SW Ginafred Shores Drive, Fife Lake
$289,000
3 Beds ⋅ 2 Baths ⋅ 1944439 MLS ⋅ ACTIVE Status
This 3-bedroom, 2-bathroom home is a perfect starter home, second home or home to downsize into! With plenty of room for a garage, outbuilding, or pole barn, this home offers flexibility for four season Northern Michigan enjoyment. The home was built in 2015. It has a deck off of the dining room to enjoy morning coffee. Large fenced in area for pets and children.

11675 SW Coster Road, Fife Lake
$44,900
1926681 MLS ⋅ ACTIVE Status
The Ultimate "Up North" Build Site: Shovel-Ready & Trail-Adjacent Your Northern Michigan escape is ready when you are. Situated less than a mile from the charming Village of Fife Lake, this premium development borders the Pere Marquette State Forest, offering a backyard that never ends. Enjoy seamless access to world-class hiking and biking trails without sacrificing modern essentials. This site is fully improved with a private paved road, natural gas, and underground electric. Perfectly positioned for an easy commute: just 22 miles to Traverse City and 25 miles to Cadillac..

1 Spruce Hollow Trace, Fife Lake
$240,000
2 Beds ⋅ 1 Baths ⋅ 1944270 MLS ⋅ ACTIVE CONTINGENT Status
Escape to Northern Michigan and experience true creekside living with this updated log cabin nestled on 1.78 wooded acres featuring 148 feet of frontage on sought-after Big Cannon Creek. Known for exceptional fly fishing and healthy populations of brown trout and brook trout, Big Cannon Creek offers a rare opportunity to enjoy world-class angling right from your own property. Combined with direct access to thousands of acres of adjacent state land and nearby ORV trails, this is an outdoor enthusiast’s dream for fishing, hunting, riding, wildlife watching, and year-round recreation. Inside, rustic charm meets modern comfort with warm wood finishes, updated laminate flooring, and a spacious kitchen featuring granite countertops and generous prep space. The inviting living area centers around a pellet stove and dramatic stone chimney, creating the perfect gathering space after a day outdoors. Offering two bedrooms, two bathrooms, and convenient main-floor laundry, the layout is ideal for weekend getaways, seasonal use, or full-time living. Step outside onto the deck and relax to the peaceful sounds of flowing water while taking in frequent wildlife sightings and the natural beauty surrounding you. The property also includes a 20x30 pole barn with concrete floors and electricity, a carport, and an additional storage shed, providing excellent space for recreational equipment, tools, ATVs, fishing gear, and outdoor storage. Whether you're searching for a waterfront cabin, Northern Michigan retreat, hunting property, fly fishing getaway, or a peaceful year-round residence surrounded by nature, this unique Big Cannon Creek property delivers privacy, recreation, and authentic Up North living.

9890 SE Angel Road, Fife Lake
$44,900
1944107 MLS ⋅ ACTIVE Status
The Ultimate "Up North" Build Site: Shovel-Ready! Your Northern Michigan escape is ready when you are. Situated less than a mile from the charming Village of Fife Lake, this premium development borders the Pere Marquette State Forest, offering a backyard that never ends. Enjoy seamless access to world-class hiking and biking trails without sacrificing modern essentials. This site is fully improved with a private paved road, and underground electric. Perfectly positioned for an easy commute: just 22 miles to Traverse City and 25 miles to Cadillac. Easy restriction in place to ensure your piece of mind.

4 Spruce Hollow Trace, Fife Lake
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