Lake Homes with FHA Listing Terms

Lake Homes with FHA Listing Terms

Welcome to Lake, Michigan – a hidden gem nestled in the heart of the Great Lakes region. Known for its picturesque landscapes and serene atmosphere, Lake offers a perfect blend of natural beauty and small-town charm. With its shimmering waters and lush greenery, this idyllic city is the ultimate retreat for those seeking a tranquil lifestyle.

Lake is not just a place to live; it’s a community where neighbors become friends and every season brings a new adventure. Whether you enjoy boating, fishing, or simply soaking up the sun on the shore, the recreational opportunities here are endless. The vibrant downtown area features quaint shops, delightful eateries, and year-round events that foster a strong sense of community.

For prospective homeowners, Lake offers an impressive selection of properties that cater to diverse tastes and budgets. One of the most appealing aspects of the real estate market here is the availability of homes with FHA listing terms. This means that first-time buyers and those looking to invest can take advantage of favorable financing options, making homeownership more accessible than ever. With FHA loans, you can secure a home with a lower down payment and flexible credit requirements, allowing you to turn your dream of owning a home in this charming city into a reality.

Whether you’re looking for a cozy cottage by the water or a spacious family home, Lake, MI has something for everyone. Discover the beauty and warmth of this community today, and let us help you find the perfect place to call home!

Newest Lake Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 1948452 MLS ⋅ ACTIVE Status

Move-in ready 3-bedroom, 2-bath ranch offering 1,867 finished sq. ft. of one-level living! Over $160,000 in updates and improvements have been completed within the last 10 years, including a steel roof, siding, insulation, windows, carpeting, hot water heater, water softener, and crushed concrete driveway. Recent improvements within the last five years include two remodeled bathrooms, an updated primary bedroom, and fresh interior paint throughout. Additional features include natural gas, an attached heated 2-car garage with a steel ceiling, and immediate occupancy. Conveniently located just minutes from Clare and approximately 35 minutes from Cadillac, this well-maintained home offers comfort, quality, and peace of mind with many of the major updates already completed.

6145 Parker Road, Lake

3 Beds ⋅ 2 Baths ⋅ 20261055907 MLS ⋅ ACTIVE Status

Welcome to 7170 Oak Hollow Trail—your perfect retreat whether you’re looking for a full-time residence or a peaceful second home escape. Nestled in a serene, wooded setting, this property offers the ideal balance of comfort, privacy, and natural beauty. Step inside and experience a calm, inviting atmosphere where everyday living feels like a getaway. The home’s interior provides a warm and relaxing environment, perfect for unwinding after a long day or hosting family and friends. The kitchen comes complete with newer appliances (2023), offering both style and peace of mind. You’ll find plenty of spaces to relax and enjoy the peaceful surroundings, including a sprawling front porch, a bright three seasons room, and a deck with a covered gazebo area on the back of the home—perfect for taking in the quiet beauty of nature. Outdoors, the tranquility continues. Surrounded by nature, you’ll enjoy peaceful views and a quiet setting that makes it easy to disconnect and recharge. Whether you’re sipping your morning coffee or simply soaking in the stillness, this property is designed for relaxation. This home has been meticulously maintained and is in great condition thanks to the exceptional care it has received. If you’ve been searching for a place to call home—or a private escape from the hustle and bustle—this charming property offers the best of both worlds.Greenhouse structure is included, but the plants, raised growing containers, and contents inside greenhouse are excluded.

7170 Oak Hollow Trail, Lake

3 Beds ⋅ 1 Baths ⋅ 1948279 MLS ⋅ ACTIVE Status

Lake life starts here! Enjoy 90 feet of waterfront on beautiful 388-acre all-sports Eight Point Lake with this well-maintained 2 +bedroom home, ideally situated on a canal with easy access to all the lake has to offer. Step outside to a spacious deck overlooking the water—the perfect place to relax, entertain, or take in the peaceful views. Across the street, you'll find an extra-large pole barn with plenty of room to store your boat, jet skis, golf cart, ATV, and all your lake toys, along with ample parking for family and guests. Eight Point Lake offers something for everyone, from boating, fishing, swimming, kayaking, and other water sports to a welcoming community with activities throughout the year. Enjoy pickup softball games, trivia nights, the annual Fourth of July golf cart parade, concerts at the pavilion, Labor Day Fireworks and many other community events that make this a favorite destination for year-round living or weekend getaways. Whether you're searching for a full-time residence, vacation home, or investment property, this waterfront retreat offers the space, storage, and lifestyle you've been looking for. Don't miss this opportunity to own your slice of lakefront paradise!

11815 N Shore Drive, Lake

2 Beds ⋅ 1 Baths ⋅ 1948105 MLS ⋅ ACTIVE Status

Escape to your own private Up North retreat! Nestled on a beautiful wooded parcel with frontage on Norway Creek, this cozy 2-bedroom, 1-bath home offers the peaceful setting Northern Michigan is known for. The clear, cold waters of Norway Creek provide a picturesque backdrop and appear to be ideal habitat for brook trout, making this a dream property for nature lovers and anglers alike. Inside, you'll find a spacious open floor plan centered around a striking wood-burning stove that creates a warm, inviting atmosphere year-round. The oversized primary bedroom offers exceptional space and storage, while the updated bathroom features a beautifully tiled walk-in shower.Large windows throughout the home bring in natural light and showcase the surrounding woods and abundant wildlife. The detached pole barn is a standout feature, offering plenty of room for vehicles, recreational toys, or a workshop, and is heated by its own wood stove for year-round use. The expansive yard provides room to relax, entertain, or simply enjoy the sights and sounds of the creek. Whether you're looking for a full-time residence, hunting camp, weekend getaway, or outdoor recreation headquarters, this property offers privacy, comfort, and the true Up North lifestyle.

9230 Monroe Road, Lake

50214889 MLS ⋅ ACTIVE Status

Don't miss this rare opportunity to own two adjoining waterfront lots on beautiful private Manitonka Lake. Being sold together, 7967 Manitonka Lane and 7947 Manitonka Lane offer a combined 0.55 acres with approximately 190 feet of water frontage. Both wooded lots provide a peaceful setting on a dead end road and waiting for your vision. Community amenities include a private community boat launch, beach area and community airstrip. Year round camping allowed. $27,000 for both lots

7967 Manitonka Lane, Lake

50214881 MLS ⋅ ACTIVE Status

Don't miss this rare opportunity to own two adjoining waterfront lots on beautiful private Manitonka Lake. Being sold together, 7947 Manitonka Lane and 7967 Manitonka Lane offer a combined 0.55 acres with approximately 190 feet of water frontage. Both wooded lots provide a peaceful setting on a dead end road and waiting for your vision. Community amenities include a private community boat launch, beach area and community airstrip. Year round camping allowed. $27,000 for both lots.

7947 Manitonka Lane, Lake

1 Beds ⋅ 1 Baths ⋅ 20261051184 MLS ⋅ ACTIVE Status

Cozy Cottage with lake access on Bluff Lake! Escape to this fully renovated, fully furnished lake access cottage on serene Bluff Lake--ideal as a cozy retreat or lucrative Airbnb. Stylish knotty pine accents complement an open-concept layout with a modern kitchen with granite countertops, cozy bedroom, and updated bathroom. Enjoy a large deck and fire pit for all the features of lakefront living. Also, has a massive 20 x 40 detached garage for storage or that could be attached and finished for additional bedrooms and bathroom. Brand new: Kitchen cabinets, counters, sinks, faucets, flooring, appliances, shower, plumbing, electrical, and reverse osmosis system. Move-in ready for relaxation or rental income!

6287 Rock Road W, Lake

4 Beds ⋅ 2 Baths ⋅ 20261050030 MLS ⋅ ACTIVE Status

Your Waterfront Oasis Awaits on All-Sports Bluff Lake~ Experience the perfect lakefront tranquility in this stunning 4-bedroom, 2-full bath home. Boasting over 1,500 sq. ft. of curated living space and over 70 feet of prime sandy frontage, this property is the ultimate four-season retreat or income producing vacation rental property. The Heart of the Home starts in the open-concept main level designed for entertaining. The seamless flow between the living, kitchen, and dining areas is accentuated by rich wood flooring running throughout featuring quality wood cabinetry, live edge countertops, and sleek newer appliances. The Peninsula overlooks the living room where you can enjoy lake views or enjoy your favorite films and shows. The main floor also offers two bedrooms and a full bathroom. The thoughtful layout ensures privacy and comfort for guests and large families alike, The walk-out Lower Level has two generous bedrooms featuring two bunk beds in one room and a king bed in the other and a shared full bathroom. Unmatched Outdoor Living whether you're hosting a summer BBQ or enjoying a quiet morning coffee, the outdoor spaces are designed to impress. Relax on the large balcony-style deck and take in panoramic views of Bluff Lake or enjoy the covered poured patio leading to the firepit area, perfect for lakeside s'mores and bonfires. Waterfront Fun starts at the sandy beach area with a private dock, ideal for launching kayaks, swimming, or mooring your boat on this premier all-sports lake. No lake house is complete without room for the toys! This property includes a massive 20' x 40' atttached garage providing ample space for boats, ATVs, and workshop projects. This amazing property has it all and all furnishings are included with a number of bookings for the rest of summer and fall for immediate income. Don't wait and schedule your private showing today!

6301 Rock Road, Lake

2 Beds ⋅ 1 Baths ⋅ 1947547 MLS ⋅ ACTIVE Status

COUNTRY feel with CONVENIENCE! This home is just minutes from beautiful lakes, major highways, shopping, ORV trails and state land. Featuring an open floor plan, basement for ample storage space, and spacious yard perfect for a mini homestead. Chicken coop included with plenty of room for gardening, animals, or outdoor enjoyment. Privacy, space, and convenience all in one!

8196 Ludington Drive, Lake

1 Beds ⋅ 1 Baths ⋅ 26033287 MLS ⋅ ACTIVE CONTINGENT Status

Are you looking for a move-in-ready place with ZERO home improvement projects? Check out this sweet little BRAND NEW home on one full acre!! You will love the peaceful setting while you relax on the huge 28x8 covered front deck. Step inside to the clean, modern laminate flooring, fresh paint and a well appointed kitchen with all new appliances. The entire second story is the bedroom. The 6'' walls are insulated with spray foam and all of the new windows have custom fit insulated shades to add to the efficiency of the two mini split heating and cooling units. No propane needed for this all-electric home. The crawl space is 6 blocks high, about 4 feet tall and, of course, the well and septic are also BRAND NEW!! This is an amazing opportunity to own a beautiful little affordable home. Check it out today!

6250 Big Buck Trail, Lake

4 Beds ⋅ 2 Baths ⋅ 1947310 MLS ⋅ ACTIVE Status

Discover the perfect blend of comfort, recreation, and Northern Michigan living in this beautifully maintained 4-bedroom, 2-bathroom home just steps from Crooked Lake. Located just northwest of the Gateway to the North, this property is ideal as a year-round residence, vacation home, or weekend getaway. The expansive, fully fenced property features a gated front driveway and a rear second gated entrance off Elder St., providing secure, block-wide access. There's plenty of room to store your boat, RV, camper, trailers, golf carts, ATVs, snowmobiles, and other recreational toys. Enjoy public access to Crooked Lake at the end of the street—less than a 1/8-mile golf cart ride away. Spend your days boating, fishing, kayaking, paddle boarding, or simply relaxing on one of Northern Michigan's beautiful lakes. Outdoor enthusiasts will also love being just minutes from the Pere Marquette Rail Trail, offering miles of scenic trails for biking, walking, running, and year-round recreation. Inside, you'll find a bright, open-concept floor plan with tasteful finishes, abundant natural light, and spacious living areas perfect for entertaining. Four generously sized bedrooms and two full bathrooms provide plenty of room for family, friends, and weekend guests. If you're searching for a Crooked Lake area home for sale, a property with public lake access within walking distance, RV and boat storage, or a home near the Pere Marquette Rail Trail, this one checks all the boxes. Don't miss this opportunity to own your own slice of Northern Michigan paradise.

1632 Birch Drive, Lake

3 Beds ⋅ 1 Baths ⋅ 26032246 MLS ⋅ ACTIVE Status

Welcome to peaceful country living at 8938 Gibson Ave in Lake, Michigan. This charming 3 bedroom, 1 bathroom farmhouse offers a wonderful combination of classic character, comfortable living space, and endless potential. Surrounded by open countryside, this property is perfect for anyone looking to enjoy a quieter lifestyle while still being within easy reach of town. Step inside to discover a spacious and inviting layout filled with natural light. The oversized living room features large picture windows that create a bright, welcoming atmosphere for relaxing or entertaining. The country kitchen offers solid oak cabinetry, generous counter space, ceramic tile flooring, and an adjoining dining area that makes everyday living both comfortable and functional. The home features three spacious bedrooms, a beautifully updated full bathroom, and fresh neutral paint throughout much of the interior. Updated flooring on the main level provides a modern touch while maintaining the home's farmhouse charm. Upstairs, you'll find additional living space that can easily accommodate bedrooms, a home office, hobby room, or play area depending on your needs. An enclosed mudroom provides convenient access to the home and offers additional storage for coats, boots, and everyday essentials. Outside, the detached two stall garage offers excellent space for vehicles, storage, or a workshop, while the expansive yard provides plenty of room for gardening, outdoor activities, or simply enjoying the peaceful country setting. Whether you're searching for your first home, looking to escape to the countryside, or wanting a property with room to personalize and make your own, this home offers incredible opportunity and value. Buyer to verify all information.

8938 Gibson Avenue, Lake

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