Ludington Homes with VA Loan Listing Terms

Ludington Homes with VA Loan Listing Terms

Welcome to Ludington, Michigan – a charming lakeside gem nestled in Mason County! Known for its stunning natural beauty and vibrant community spirit, Ludington offers a unique blend of small-town charm and outdoor adventure. With its picturesque beaches along Lake Michigan, scenic parks, and the iconic Ludington State Park, residents enjoy an active lifestyle filled with hiking, fishing, and boating. The city is also home to a thriving downtown area, featuring delightful shops, cozy cafes, and local eateries that showcase the best of Michigan's culinary scene.

For those looking to settle down in this idyllic setting, Ludington presents an excellent opportunity for homebuyers, particularly veterans seeking to utilize VA loan benefits. Homes with VA loan listing terms are available in various styles, from quaint bungalows to spacious family homes, catering to diverse preferences and budgets. The VA loan program offers significant advantages, including no down payment and competitive interest rates, making it easier for veterans to achieve their homeownership dreams in this beautiful community.

Ludington is not just a place to live; it's a lifestyle. With a strong sense of community, excellent schools, and numerous recreational activities, it’s an ideal environment for families, retirees, and everyone in between. Embrace the charm of Ludington and discover the perfect home where you can create lasting memories. Explore our listings today and take the first step towards calling this enchanting city your home!

Newest Ludington Homes with VA Loan Listing Terms

5 Beds ⋅ 2 Baths ⋅ 26048775 MLS ⋅ ACTIVE Status

Beautiful 5 bedroom, 2 bath home just five minutes from downtown Ludington. Features include a spacious kitchen with stainless steel appliances, open kitchen/dining room floorplan with access to the deck, and main floor laundry. The finished basement has a large family room, 2 bedrooms and a bathroom. Also includes attached 2 car garage, shed, fenced backyard, paved driveway and more. Call for more information today!

1918 Eisenhower Lane, Ludington

3 Beds ⋅ 1 Baths ⋅ 26048430 MLS ⋅ ACTIVE Status

**Rare Ludington Find - Privacy, Space & an Incredible Garage!** Enjoy the best of Northern Michigan living with **Ludington State Park within walking distance**. This secluded 3-bedroom, 1-bath home includs **1,344 sq. ft. of living space on approximately one private acre**, providing plenty of room to relax, entertain, or enjoy the outdoors. A standout feature is the **huge garage with an RV port**, offering exceptional space for vehicles, boats, an RV, recreational toys, storage, or a workshop-take advantage of everything the Ludington area has to enjoy. Surrounded by privacy while still convenient to Ludington's beaches, parks, trails, downtown, shopping, dining, and recreation, this property presents a hard-to-find combination of **location, acreage, seclusion, a nd serious garage space**. Whether you're looking for a year-round home, Northern Michigan getaway, or a property with room for all your toys, **this one deserves a look.

7121 W Jagger Road, Ludington

5 Beds ⋅ 2 Baths ⋅ 26046644 MLS ⋅ ACTIVE Status

Wonderful Craftsman-style home just four blocks from Lake Michigan and downtown Ludington! Situated on two full city lots measuring approximately 120' x 140', this unique property offers an abundance of space and opportunity. Lovingly maintained by the same family for generations, the home features beautiful character and "good bones." Recent updates include professionally refinished hardwood floors, new roof, new plumbing throughout, new kitchen appliances, new furnace and new water heater. The full basement offers a second kitchen, full bathroom and plenty of recreation space, providing excellent flexibility for guests, hobbies or additional living space. The oversized double lot provides room to garden, entertain, play or expand. Plenty of opportunity remains to add your own personal touches and make this special home your own. A rare combination of character, updates, space and location—just minutes from the beach, downtown, shopping, dining and all that Ludington has to offer.

408 N Lewis Street, Ludington

3 Beds ⋅ 2 Baths ⋅ 26045999 MLS ⋅ ACTIVE CONTINGENT Status

AMAZING NORTHSIDE LUDINGTON LOCATION! Welcome to this charming, move-in-ready home in the heart of Ludington! Ideally located just a few short blocks from Stearns Park Beach, city park, downtown shopping, restaurants, and all that this vibrant community has to offer. Recently updated with fresh paint, new flooring, and updated appliances, this inviting home blends comfort and convenience. The covered front porch is a true highlight—perfect for enjoying your morning coffee, relaxing, and taking in the welcoming neighborhood atmosphere. Whether you're looking for a year-round residence, a weekend getaway, or a second home near the beach, this property offers an ideal location and plenty of charm. Don't miss this opportunity to own a piece of Northside Ludington! Immediate occupancy, enjoy living here soon!

404 W Court Street, Ludington

3 Beds ⋅ 2 Baths ⋅ 26044987 MLS ⋅ ACTIVE Status

This stately, low maintenance home is prime for continued renovations to add your personal touches and even MORE appeal! With very little yard to maintain, spend your time puttering on the back deck and in the garden area or whiling the day away on the covered front porch! This home is set up for easy, one floor living with large spaces, a main floor bedroom and full bath with new, low threshold shower as well as a jacuzzi tub, and a bright laundry room! Flexible spaces allow your desire and creativity to flourish - all centered around a kitchen that was made to entertain in! Upper level avails itself to a second living space with it's large open lounge area and two very large dedicated bedrooms. Many features have been attended to in the last 10-15 years including windows, roof, bathrooms, sealed basement with battery back up sump and dehumidifier. Off street parking is available on a concrete pad off the alley. Consider this for your Ludington HOME! Floorplans coming soon!

506 S Washington Avenue, Ludington

3 Beds ⋅ 3 Baths ⋅ 26043835 MLS ⋅ ACTIVE Status

Welcome to this beautifully maintained 3-bedroom, 3-bath ranch, offering a warm & inviting place to call home. With 1,239 sq.ft. of comfortable living space & a thoughtfully designed layout, this home has plenty of room to relax, gather, & enjoy everyday living. The large, open kitchen & dining area create a welcoming space for meals & entertaining. A slinding glass door leads to the outdoor patio, perfect for enjoying nature & relaxing outdoors. The primary suite is complemented by its own private bath. Two additional bedrooms & a full bath complete the main level. The ¾-finished basement provides even more living space, featuring a family & recreation room, a flexible home gym or office area. Also a craft room & plenty of storage. An underground sprinkler system adds convenience to the home's outdoor maintenance. Located a few miles from downtown Ludington, Stearns Beach, Cartier Park, Ludington State Park, Lake Michigan, & Hamlin Lake. This wonderful home is ready to welcome you! A egress window could easily be added to the room downstairs for a 4th bedroom.

7079 W Decker Road, Ludington

4 Beds ⋅ 3 Baths ⋅ 26042971 MLS ⋅ ACTIVE CONTINGENT Status

Beautifully renovated 4-bedroom, 3-bath City of Ludington home in a prime location near downtown, Lake Michigan beaches, marina, restaurants, parks and schools. This classic home offers quality updates throughout, including a private main-floor primary suite with his-and-her closets, double vanity bath and sunroom. Updated kitchen features London Sky quartz countertops, island and stainless appliances. Enjoy hickory hybrid flooring, large bay windows, built-ins and a double-sided gas fireplace. Major renovations approximately five years ago included furnace, water heater, electrical, plumbing, windows, doors, lighting, drywall, paint, flooring, siding and closed-cell foam insulation. Encapsulated crawl space. Newer concrete rear patio provides a great space for entertaining. Home is currently used as a vacation rental. Any required short-term rental license or approval is not transferable and must be obtained by the new owner. Furnishings may be negotiable.

316 N William Street, Ludington

4 Beds ⋅ 2 Baths ⋅ 26041388 MLS ⋅ ACTIVE Status

Recently remodeled 4 bed 2 bath near downtown Ludington and Pere Marquette Lake. If you are looking for a move in ready home in need of nothing then this is for you! This home features an expansive main floor master suite, main floor laundry, redesigned staircase, new kitchen with granite countertops, sunporch overlooking the inviting patio area and so much more! Call on this today!

612 E Melendy Street, Ludington

2 Beds ⋅ 3 Baths ⋅ 26041105 MLS ⋅ ACTIVE BACKUP Status

If you've been dreaming of your own private escape without giving up easy access to everything Ludington has to offer — this is it ! Tucked away on 7.41 wooded acres, this 2-bedroom (w/ additional loft area), 2.5-bath home is totally move-in ready and just waiting for you to settle in. The main level features a spacious primary suite, main level laundry, and a thoughtful layout that keeps everyday living easy. Upstairs, an additional bedroom, full bathroom and a versatile loft space gives you the flexibility to create a home office, studio, playroom, or guest area. Big closets and generous storage throughout mean there's a place for everything. Tons of windows flood the space with natural light, making everything feel bright and welcoming no matter the season. The kitchen has been refreshed with brand new stainless steel appliances and new countertops, and the entire home has been updated with new carpet and fresh paint — just move right in. Immediate occupancy upon closing, so you don't have to wait to start enjoying it. Hobbyists will love the attached 4-car tandem drive-thru garage plus a separate 3-car detached garage — room for vehicles, equipment, toys, and projects of every kind. Outside, unwind on the covered front porch or entertain on the back deck overlooking a large backyard surrounded by peaceful wooded privacy. Whether you're hosting a gathering or simply soaking in the quiet, this property delivers. All of this, and you're still just a short drive to downtown Ludington's shops, restaurants, and Lake Michigan. The best of both worlds — private living with everyday conveniences.

3100 W 1st Street, Ludington

3 Beds ⋅ 3 Baths ⋅ 26040973 MLS ⋅ ACTIVE BACKUP Status

Premier Ludington Location! Just minutes from the sandy shores of Lake Michigan, Hamlin Lake, and Ludington State Park on M-116, this lovely home and property is ready for immediate occupancy. Situated on a large wooded parcel, and set back from the road with a circular drive, this 3 bedroom/2 1/2 bath home built in 1989 is well appointed and is in immaculate condition! The grand entry, with light pouring through from the vaulted dormer above, welcomes you the the main floor with two living areas - one has a wood burning fireplace; both formal and informal dining areas; a fabulous kitchen with Cambria quartz tops which overlooks the sunny back deck and yard; 1/2 bath and laundry. Three large bedrooms on the second floor include an expansive Primary Suite with private full bath, and a second full bath with new low threshold shower. Basement, currently used for storage, could be transformed to additional living space with the addition of egress windows to add more light...MORE Outside spaces provide room to escape and enjoy the surrounding woodlands. The covered front porch is a cozy gathering place and the tiered rear deck is perfect for entertaining large crowds! Step into the woods beyond the fire pit to enjoy the solace that Northern Michigan is known for! Versatile storage sheds can house your maintenance tools or become special spaces to retreat or create. Central Air Conditioning was just added to keep those summer days cool inside. Secure this one owner property that has been lovingly and skillfully maintained and start making your memories here in Ludington!

7354 W M-116, Ludington

3 Beds ⋅ 1 Baths ⋅ 26038497 MLS ⋅ ACTIVE Status

Welcome to your oasis! This wonderful property has lovingly been cultivated with flowers, fruit trees, vegetables and sunflowers! 3 bedrooms, 1 bath, wood floors and tasteful updates make this a must see! The garage off the alley is currently set up as a workout space but could provide parking. Home is within walking distance to downtown and all Ludington has to offer! If you have a green thumb then this is the place for you! Call today!

215 E Melendy Street, Ludington

3 Beds ⋅ 2 Baths ⋅ 20261057334 MLS ⋅ ACTIVE Status

Move-In Ready Home in Juniper Hills – Ludington, MIBeautifully maintained 3-bedroom, 1.5-bath ranch in Juniper Hills, one of Ludington’s most desirable neighborhoods. This move-in-ready home offers spacious living, major recent updates, and a location that’s hard to beat.Major Updates & Features:• New Roof – November 2025• New Well – December 2024• Fresh Exterior Paint – October 2024• New Insulated Exterior Doors• Updated Kitchen• HVAC Recently Serviced• Full Basement• 2-Car Attached Garage• Large Deck & Private BackyardThe home offers two spacious living areas, including a family room with a gas fireplace, along with abundant natural light, stainless steel kitchen appliances, and additional finished living space in the full basement.Outside, the large deck overlooks a peaceful backyard surrounded by mature trees, providing a great setting for entertaining and enjoying West Michigan summers.Conveniently located just minutes from Lake Michigan beaches, Ludington State Park, Corewell Health Hospital, schools, golf courses, marinas, and downtown Ludington shopping and restaurants.Many of the home’s largest ownership expenses have already been completed, giving the next owner the opportunity to simply move in and enjoy.

1439 Ivanhoe Road, Ludington

Start Your Search