Luther Homes with FHA Listing Terms

Luther Homes with FHA Listing Terms

Welcome to Luther, Michigan, a charming village nestled in the heart of Lake County. Known for its picturesque landscapes and serene environment, Luther is the perfect blend of small-town charm and natural beauty, making it an ideal place for those looking to escape the hustle and bustle of city life. With its lush forests, sparkling lakes, and abundant recreational opportunities, residents can enjoy a tranquil lifestyle surrounded by nature.

Luther is rich in community spirit, offering a friendly atmosphere where neighbors become friends. The village hosts various local events and activities throughout the year, fostering a strong sense of belonging among its residents. Whether you’re exploring the nearby Manistee National Forest or enjoying the peaceful ambiance of local parks, there’s always something to do in this lovely community.

For prospective homeowners, Luther presents a unique opportunity with homes available under FHA listing terms. This means that you can secure your dream home with more accessible financing options, making it easier to invest in your future. FHA loans are designed to help first-time buyers and those with less-than-perfect credit, ensuring that everyone has a chance to experience the joys of homeownership in this quaint village.

From cozy cottages to spacious family homes, Luther has a variety of properties to suit your needs and lifestyle. Discover the charm of Luther, MI, and take the first step towards your new home today! Your slice of paradise awaits in this delightful village.

Newest Luther Homes with FHA Listing Terms

4 Beds ⋅ 1 Baths ⋅ 26047379 MLS ⋅ ACTIVE Status

Charming 4-bedroom, 1-bath farmhouse conveniently located in the Village of Luther. Situated on approximately .40 acres, this home offers a comfortable country feel while being close to town amenities. Features include a Michigan basement for added storage, an enclosed porch perfect for relaxing, and a deck for enjoying the outdoors. With four bedrooms and a convenient location, this property offers plenty of potential for a full-time residence, weekend getaway, or investment opportunity. Come see all this Luther home has to offer!

201 Birch Street, Luther

3 Beds ⋅ 2 Baths ⋅ 26044896 MLS ⋅ ACTIVE Status

Charming updated farmhouse blending modern comforts with excellent accessibility! This 3-bedroom, 1.5-bath home features a barrier-free, handicap-accessible entry and a thoughtful main-floor layout. Enjoy multiple living spaces, including a spacious living room, a bonus family room, and an enclosed front porch perfect for morning coffee. The main full bath boasts a beautifully updated, handicap-accessible walk-in tile shower, situated right near the convenient main-floor laundry. Mechanically sound, the home offers a completely updated heating and cooling system, an upgraded electrical system and panel, and a newer roof for ultimate peace of mind. The solid Michigan basement with partial poured walls includes a massive cold-storage pantry

4984 N State Road, Luther

3 Beds ⋅ 2 Baths ⋅ 26043788 MLS ⋅ ACTIVE Status

Opportunities like this are nearly impossible to recreate. Set on 34.49 incredibly diverse acres with approximately 2,634 feet of private frontage along the Pine River, this extraordinary Northern Michigan property brings together extensive waterfront, remarkable natural beauty, privacy, and improvements in a setting that truly has to be experienced in person. At the heart of the property stands a custom-built Boyne Falls Virginian Model log home, constructed by Boyne Falls Custom Home Builders on a poured concrete foundation. The 3-bedroom, 2-bath home offers the unmistakable warmth and character of a true Northern Michigan retreat, featuring vaulted ceilings, a wood-burning fireplace, main-level primary bedroom, full basement, and beautiful views of the surrounding woods. Electric service to the cabin is underground, helping preserve the uninterrupted natural character of the setting. The land itself may be the property's greatest feature. The Pine River winds along more than half a mile of the property, joined by three separate creeks that meander through the acreage and feed into the river, along with several natural springs emerging from the hillsides and flowing toward the river below. Rolling hills, ravines, wetlands, river bottom, towering mature timber, and stretches of forest that feel untouched by time create an incredible diversity of terrain, wildlife habitat, and scenery. The owners have spent years thoughtfully caring for the property, doing nearly everything possible to make it accessible and enjoyable without taking away what makes it wild. The woods, waterways, trails, open areas, and improvements have been carefully maintained to complement the landscape rather than overpower it. The result is a property that feels remarkably natural while showing the level of care and stewardship that has gone into it. For the outdoorsman, the recreational opportunities are exceptional. The Pine River is recognized for trout fishing and is a favorite Northern Michigan river for canoeing and kayaking, putting fishing and paddling opportunities literally outside your door. The acreage itself provides tremendous opportunities for hunting, hiking, wildlife watching, exploring the creeks and springs, or simply disappearing into your own private piece of Northern Michigan. Beyond the property, the Luther area places you within reach of state forest lands, ORV and snowmobile trail systems, additional paddling and fishing access, and Caberfae Peaks Ski & Golf Resort, creating four-season recreation well beyond the boundaries of your own acreage. Additional improvements include a powered detached two-stall garage with an extra-deep concrete pad and a 38' x 32' pole barn offering approximately 1,216 square feet of additional space. Whether envisioned as a private Northern Michigan estate, premier hunting and fishing retreat, family compound, or simply a place to preserve and enjoy for generations, properties offering this combination of acreage, extensive river frontage, flowing creeks, natural springs, mature forest, infrastructure, and privacy are exceedingly rare. 34.49 acres. 2,634 feet of Pine River frontage. Three winding creeks. Natural hillside springs. A custom Boyne Falls log home. This is more than a property—it's a true generational opportunity to own your own slice of Northern Michigan heaven.

5118 N Raymond Road, Luther

4 Beds ⋅ 1 Baths ⋅ 1949228 MLS ⋅ ACTIVE Status

Updates 98% done!!!! Don't miss out! You need to come see it!! Near lakes & forests of northern Michigan, this beautiful ranch home is packed with amenities. Open floor plan from kitchen to dining-living area your choice, Family room or formal dining room, with lots of windows to bring in the light from the beautiful outdoors. This house comes furnished with New dishwasher, washer and dryer, water softener, microwave, electric stove with hood vent, refrigerator, 4-bed, 3 on main fl, lower w/room for more beds, 2 bath. 2+ garage w/attic storage-pull-down ladder, partially finished basement w/egress window, includes Generac whole house and shop generator powered by propane (you will never be without power), and central AC. 5 inch water well, three decks, back deck is 10 x 30 with a 10x20 canopy, side deck 8x24, front deck 10x27, Additional features fiber optic internet available. 30x40 insulated pole barn with cement floor that can store all of your snowmobiles, quads SideXSides, etc. that you can drive straight out of the pole barn to the trail head (approx. 2 miles away, no need to load them on a trailer). The pole barn has attic storage accessed by a pull-down ladder. There is a 30x15 workshop to hold your woodworking tools as well as a 22x14 garden shed that will hold all of your riding mowers and garden Mature Maple and pine- spruce trees. Huge Fenced yard. Close to main highways, Lakes, Rivers, Hunting, Shopping, State land, Hiking, Offroad trails, Fishing, Skiing, Golf, and More. Come check this one out.

702 Ash Street, Luther

4 Beds ⋅ 1 Baths ⋅ 26028494 MLS ⋅ ACTIVE Status

SELLER WILLING TO LOOK AT ALL LOAN TYPES! SEE AGENT REMARKS OR CALL LISTING AGENT! Welcome to this spacious 4-bedroom, 1-bath home situated on a large corner lot in the heart of Luther. This home could use a little TLC, making it a fantastic opportunity for buyers looking to build equity and add their own personal touches. The sellers are motivated and willing to consider all offers. Bring your ideas, bring your vision, and bring an offer! Offering over 1,300 square feet of living space, this property provides plenty of room for a growing family while still maintaining small-town charm and affordability. Inside, you'll find a generously sized kitchen with ample cabinet space, spacious living areas, and large bedrooms throughout. The enclosed front porch adds additional living space and creates the perfect place to relax and unwind. The detached garage offers additional storage and workspace, while the large lot provides endless possibilities. Located near schools, parks, shopping, and local amenities, this property is also just minutes from the Little Manistee River, state land, ORV trails, snowmobile trails, hunting, fishing, kayaking, and all the outdoor recreation Northern Michigan has to offer. Schedule your private showing today and discover the potential this property has to offer. Buyers to verify all information. Disclaimer: Some listing photos may contain virtual staging, photo enhancements, or digital edits intended to help visualize the property's potential. Actual property condition may vary. Buyers are encouraged to verify all information and inspect the property in person.

614 River Street, Luther

5 Beds ⋅ 2 Baths ⋅ 26027136 MLS ⋅ ACTIVE Status

Discover the perfect year-round getaway fully updated in 2023. 5-bedroom, 2-bath cabin on 9.2 private acres in Luther, MI. This property is designed for outdoor enthusiasts, offering unmatched access to Northern Michigan recreation and comfort for large groups or multi-family use. Inside, the cabin features many updates throughout, including two full kitchens, two full-size refrigerators, and a layout ideal for hosting. The home comes fully furnished, making it truly turnkey from day one. The location is a standout just 1/4 mile from the trail system, providing immediate access to snowmobiling, ORV riding, and year-round trail adventures. You're also close to multiple Pine River access points, perfect for kayaking, canoeing, and fishing. A hunting blind sits on the property, and Caberfae Peaks Ski Resort is only 20 minutes away. Outside, enjoy a hot tub for cold winter nights, a drive-in storage shed large enough for multiple snowmobiles or a side-by-side, and a drive-through driveway

8851 E 8 Mile Road, Luther

2 Beds ⋅ 3 Baths ⋅ 1945102 MLS ⋅ ACTIVE CONTINGENT Status

This home has been so well cared for and is an incredible value! Warm, cozy, and full of charm, this spacious home offers room for everyone. Enjoy your morning coffee on the beautiful front porch, play ball in the large yard, or create the perfect workshop space in the barn — the possibilities are endless! Featuring 4 bedrooms and 3 bathrooms (with two bedrooms being non-conforming/walk-through), this home offers flexible living spaces to fit your needs. Relax in the large living room, curl up with a book in the cozy den, or entertain guests in the formal dining room. Main floor laundry adds convenience, while the attached garage and paved driveway make everyday living easy. Situated on 3 lots in the quaint Village of Luther, this property is just a short drive to area rivers, ATV trails, and the National Forest for year-round outdoor recreation. Clean, solid, and lovingly maintained — this is the kind of home that just feels good the moment you walk in!

408 Garfield Street, Luther

3 Beds ⋅ 3 Baths ⋅ 26011757 MLS ⋅ ACTIVE Status

Eight garage stalls across three detached buildings, and one of them is air conditioned. That is not a typo. The outbuildings are what set this property apart. There is a three stall garage, a heated three stall garage with air conditioning, and a heated 26 x 32 building, already set up as a working shop with workbenches & a wood stove. The kennel and additional sheds provide even more space for equipment, tools, hobbies and storage. The 14.35 acres are largely open and usable with a tree line at the back, apple trees, garden area and approximately 1,576 feet of road frontage. Hundreds of acres of federal land sit directly across the road, and the Pine River is less than a mile away. The single level ranch offers 3 bedrooms, 2.5 baths, a center island kitchen, two living areas, mud room access, central air, a whirlpool tub in the primary bath, and front and back decks overlooking the property. Taxes currently reflect non homestead status.

4395 N Raymond Road, Luther

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