Otsego Homes under $350,000

Otsego Homes under $350,000

Welcome to Otsego, Michigan – a hidden gem nestled in Allegan County, where small-town charm meets modern convenience. With its picturesque landscapes, friendly community, and rich history, Otsego offers an inviting atmosphere for families, young professionals, and retirees alike.

Located just a short drive from the vibrant cities of Kalamazoo and Grand Rapids, Otsego boasts an array of amenities that cater to all lifestyles. Enjoy leisurely strolls through the scenic parks, partake in local events, or explore the quaint downtown area filled with unique shops and delightful eateries. The city is known for its excellent schools and strong sense of community, making it an ideal place to call home.

For those seeking affordable housing options, Otsego presents a fantastic opportunity with homes priced under $350,000. This price range allows buyers to find charming residences that fit their needs without breaking the bank. From cozy bungalows to spacious family homes, the real estate market in Otsego offers a variety of choices that reflect the warmth and character of the community. Many of these homes feature beautiful yards, modern amenities, and easy access to local parks and recreational activities.

Whether you’re a first-time homebuyer or looking to downsize, Otsego provides a welcoming environment with a strong sense of belonging. Discover your dream home in this delightful city and experience all that Otsego has to offer. Come for the homes, stay for the community!

Newest Otsego Homes under $350,000

1674 Aspen Trails, Otsego
$344,900
4 Beds ⋅ 2 Baths ⋅ 26052876 MLS ⋅ ACTIVE Status
New construction home in Southpointe Trails, located in Otsego school district. This thoughtfully designed split-level home offers 2,072 square feet, 4 bedrooms, and 2 full baths with a layout that maximizes both shared living space and private retreats. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. Sliding glass doors off the great room lead to a 10x10 deck, creating an inviting outdoor living space that extends the home for relaxing or entertaining. The primary suite is privately positioned on the upper level and includes its own full bath and generous closet space. The lower level adds exceptional flexibility with a full rec room that can easily serve as an office, study area, or den. Three spacious bedrooms and an additional full bath provide comfortable accommodations, while a dedicated utility area includes a washer and dryer. Daylight windows bring in abundant natural light, making the lower level feel open and welcoming. RESNET energy smart construction will save an estimated $1,209 annually. Actual savings may vary; see HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind.

1674 Aspen Trails, Otsego
420 S Grant Street, Otsego
$195,000
2 Beds ⋅ 1 Baths ⋅ 26052418 MLS ⋅ ACTIVE Status
Welcome to 420 S Grant St in Allegan! This 2-bedroom, 1-bathroom home offers a comfortable layout, a fenced-in yard, and a larger lot with plenty of outdoor space. The home also features a large basement, providing plenty of room for storage, hobbies, a workshop, or additional usable space. The spacious yard and fenced-in lawn offer room to enjoy the outdoors, garden, entertain, or simply relax. Located near Otsego with convenient access to local shopping, dining, parks, schools, and downtown amenities, this property offers a great opportunity to own a home with plenty of space inside and out.

420 S Grant Street, Otsego
478 19th Street, Otsego
$235,000
2 Beds ⋅ 1 Baths ⋅ 26051415 MLS ⋅ ACTIVE Status
Waterfront access...check. Country vibe and quiet neighborhood...check. Convenience of all stores and amenities less than 5 min away...check. On a nearly 3/4 acre corner lot, this 2-bedroom, 1-bath home, complete with a 2-car garage, offers a unique opportunity to have a little bit of everything. Just minutes outside of the busy town is a piece of serenity with a spacious lot, big garage, a bit of woods and direct frontage on Pine Creek Lake. As a bonus to this incredible setting, there is a fabulous custom built chicken coop that even keeps the feathery friends warm in the winter! All of the updates have been done and all appliances are included so there is nothing left to do other than come take a look for yourself!

478 19th Street, Otsego
1950 106th Avenue, Otsego
$325,000
3 Beds ⋅ 2 Baths ⋅ 26050820 MLS ⋅ ACTIVE Status
Welcome to 1950 106th Avenue in Otsego! This inviting home offers a convenient location just minutes from town, shopping, dining, schools, and local amenities. The open kitchen design creates a welcoming flow into the living space and features wonderful countertops with plenty of workspace. Enjoy the comfort of central air, along with the convenience of an attached garage and spacious circle drive for easy parking. Whether you're looking for a comfortable home or a convenient location close to everything Otsego has to offer, this property is ready to welcome you home!

1950 106th Avenue, Otsego
508 E Franklin Street, Otsego
$189,900
3 Beds ⋅ 1 Baths ⋅ 26050482 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 1-bathroom home in the City of Otsego! The main floor features two bedrooms, a full bathroom, convenient main-floor laundry (located in bedroom), and comfortable living space. Upstairs offers a third bedroom along with a versatile walk-through room that could be used for an office, hobby area, storage, or other needs. Step outside to enjoy the fenced yard and storage shed, providing useful outdoor space and additional storage. Appliances are included for added convenience. Located close to parks, shopping, and area amenities, with easy access to US-131. This home offers functional living space and plenty of opportunity to make it your own!

508 E Franklin Street, Otsego
503 W Franklin Street, Otsego
$130,000
3 Beds ⋅ 1 Baths ⋅ 26048980 MLS ⋅ ACTIVE Status
Great affordable three-bedroom, one-bathroom ranch home (with potential for a second bathroom) located in the Otsego School district. The seller has finished most of the remodeling. It was taken down to the studs, and updates include new drywall, a kitchen with new appliances, an updated bathroom, new plumbing, and new light fixtures, among other things. It also has a new furnace, siding, and windows. It does need a new roof; the seller is working on getting that done. The trim is included, but needs to be installed, and a second full bathroom needs to be completely finished; the plumbing is in place. Don't miss out on this great home. Don't miss out on this great home. The wooden table/counter by the refrigerator is included. Washer & Dryer are reserved.

503 W Franklin Street, Otsego
409 E Orleans Street, Otsego
$349,900
4 Beds ⋅ 2 Baths ⋅ 26044332 MLS ⋅ ACTIVE Status
Built in 2005 and tucked into an established downtown neighborhood, this 4-bedroom, 2-full-bath home offers something that's hard to find in this part of town: the convenience and character of an older neighborhood with a much newer home. The exterior has been thoughtfully updated with stone accents and warm wood architectural details that add character and curb appeal, plus a new roof in 2020. Inside, the open main level features vaulted ceilings, new carpet, and a spacious living area that flows into the kitchen and dining space. The kitchen offers stainless steel appliances, updated backsplash, plenty of cabinetry, and access to the backyard. The primary bedroom is generously sized, and the finished lower level adds even more flexible living space along with additional bedrooms.Outside, enjoy a fully fenced backyard, attached two-car garage, and a location close to everything downtown has to offer. With four bedrooms, two full baths, newer construction, and numerous updates throughout, 409 E Orleans St. offers a combination that's hard to find in this established downtown neighborhood.

409 E Orleans Street, Otsego
300 Lincoln Street, Otsego
$189,900
2 Beds ⋅ 1 Baths ⋅ 26044161 MLS ⋅ ACTIVE Status
Great Opportunity in the Heart of Otsego! Bring your vision and unlock the potential of this 3-bedroom, 1-bath home in Otsego! The main level offers a comfortable layout with a spacious living area, dining space, and kitchen, while three bedrooms and a full bathroom provide plenty of room to make this home your own. A partial basement adds valuable storage and additional possibilities. Situated on a nice-sized city lot, this property is a fantastic opportunity. With some updates and TLC, this diamond in the rough could truly shine!

300 Lincoln Street, Otsego
1746 104th Avenue, Otsego
$299,900
4 Beds ⋅ 2 Baths ⋅ 26042785 MLS ⋅ ACTIVE Status
Welcome to 1746 104th Avenue in Otsego! This property offers nearly 1.5 acres of space, providing plenty of room to enjoy the outdoors, create your own garden, or simply appreciate the peaceful setting. While conveniently located next to Otsego High School. The perfect home as your family grows! Main level laundry, because laundry is enough work without adding extra stairs! A spacious pole barn adds valuable storage and workspace for hobbies, equipment, or projects. You will also love the deck, offering a great place to relax, entertain, or enjoy the surrounding property. With a great size lot, useful pole barn, outdoor living space, and a convenient location, this property has so much to offer and is ready for its next owner.

1746 104th Avenue, Otsego
1656 Aspen Trails, Otsego
$349,900
4 Beds ⋅ 3 Baths ⋅ 26041657 MLS ⋅ ACTIVE Status
New construction home in Southpointe Trails, located in Otsego school district. This traditional two-story home features 1,830 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, created for comfort and easy everyday living. The main level offers a spacious great room that flows seamlessly into the kitchen, where a breakfast bar and pendant lighting naturally transition the spaces while maintaining an open, connected feel. Whether hosting gatherings or enjoying a quiet evening, the layout feels both functional and inviting. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. A first-floor laundry room, convenient powder room, and dedicated mudroom add everyday practicality and organization right where you need it most. Upstairs, all four bedrooms are positioned for privacy, including a generous primary suite with a private bath and walk-in closet. An additional full bathroom serves the remaining bedrooms, offering comfort and flexibility for guests, hobbies, or a home office. The home includes a patio to the backyard, creating the perfect space for outdoor dining, entertaining, or relaxing while seamlessly extending your living space for easy indoor-outdoor living. With energy-efficient construction and a layout designed for both function and flow, this home blends comfort, style, and smart design into a space that feels easy to come home to. RESNET energy smart construction will save an estimated $1,506 annually. Actual savings may vary. See HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Over 30 years newer and over 300 sq ft larger than similarly priced homes in the area. Contact our team to schedule your private tour of this brand new home today!

1656 Aspen Trails, Otsego
1958 Cygnet Drive, Otsego
$349,900
2 Beds ⋅ 3 Baths ⋅ 26038980 MLS ⋅ ACTIVE Status
New spacious bi-level with 1,362 sqft of living space! The large foyer invites you in, opening to a convenient mudroom with boot bench & half bath with main floor laundry. The kitchen features white (soft close) cabinetry, quartz countertops, tile backsplash, large center island, pantry, & stainless-steel appliances. The expanded floor plan creates a larger open concept kitchen, dining, & living area with cathedral ceilings, along with generously sized bedrooms. The primary suite includes dual sinks, a walk-in shower, and a large walk-in closet, while the second main-floor full bath also offers dual sinks for added convenience. The lower level has several daylight windows, providing flexibility for future bedrooms or additional living space. The oversized garage can easily accommodate larger vehicles and offers excellent storage. Set on a generous .70-acre lot, this new home offers peaceful country living with quick access to downtown Otsego and main roads for commuting. Tour today!

1958 Cygnet Drive, Otsego
120 N Farmer Street, Otsego
$325,000
26016147 MLS ⋅ ACTIVE Status
Turnkey investment opportunity in the heart of downtown Otsego! This 5-unit mixed-use building offers strong, consistent cash flow with a current gross income of $4,030/month and an impressively low expense ratio. A major bonus for investors--city-owned parking means reduced maintenance responsibilities and costs, as the municipality handles parking areas and sidewalks. The property features a versatile unit mix, including two approximately 950 sq ft main-floor commercial suites with excellent street presence, plus three residential units: a well-appointed 1-bedroom/1-bath apartment, a spacious 2-bedroom/1-bath unit, and a studio apartment. All units have seen significant updates, providing a clean, modern feel that attracts and retains quality tenants. Whether you're looking to expand your portfolio or secure a stable, income-producing asset, this property checks all the boxes. Fully occupied, professionally positioned, and truly turnkey--this is a rare opportunity to own a low-maintenance, passive income generator in a growing downtown market.

120 N Farmer Street, Otsego
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