Saugatuck Homes with FHA Listing Terms

Saugatuck Homes with FHA Listing Terms

Welcome to Saugatuck, Michigan, a picturesque gem nestled along the shores of Lake Michigan in Allegan County. Known for its stunning natural beauty and vibrant arts scene, Saugatuck offers a unique blend of small-town charm and cultural richness. With its scenic landscapes, sandy beaches, and quaint downtown filled with boutique shops, art galleries, and delightful eateries, Saugatuck is not just a destination; it’s a lifestyle.

For those looking to plant roots in this enchanting city, there are numerous homes available that qualify for FHA listing terms. The Federal Housing Administration (FHA) provides accessible financing options, making homeownership a reality for many. Whether you’re a first-time buyer or looking to invest in a vacation retreat, Saugatuck's diverse housing market has something for everyone. From cozy cottages and historic homes to modern waterfront properties, the options are plentiful and inviting.

Imagine waking up to the sound of waves lapping at the shore, or enjoying a sunset stroll along the picturesque Kalamazoo River. With its close-knit community and a plethora of outdoor activities, including hiking, boating, and art festivals, Saugatuck is perfect for those seeking an active and fulfilling lifestyle.

Explore the possibilities of owning a home in this idyllic city with FHA financing, and discover why Saugatuck is not just a place to live, but a place to thrive. Your dream home awaits in this charming lakeside paradise!

Newest Saugatuck Homes with FHA Listing Terms

2 Baths ⋅ 26039772 MLS ⋅ ACTIVE Status

Two parcels in one bundled package! A rare opportunity to own 3/4 of an acre in the City of Saugatuck. This exceptional offering includes 1019 and 1021 Elizabeth Street, combining two corner lots totaling approximately .75 acres and backing directly to a peaceful nature preserve for added privacy and natural beauty. Enjoy a quiet residential setting just a short walk from downtown Saugatuck's shops, restaurants, galleries and waterfront. The property includes two older homes and a detached garage all being sold as-is. Renovate and create a private retreat, reimagine the property as a distinctive residential compound with potential for multiple homes, or explore development possibilities. Two parcels are already included in the sale, with the possibility of additional division subject to survey, city approval and applicable regulations. Opportunities like this are exceptionally rare in the City of Saugutuck— don't wait to see this one for yourself. Cross posted on MLS as residential. See attached docs for unique description of each parcel included.

1019-1021 Elizabeth, Saugatuck

3 Beds ⋅ 1 Baths ⋅ 26039752 MLS ⋅ ACTIVE Status

Two parcels in one bundled package! A rare opportunity to own 3/4 of an acre in the City of Saugatuck. This exceptional offering includes 1019 and 1021 Elizabeth Street, combining two corner lots totaling approximately .75 acres and backing directly to a peaceful nature preserve for added privacy and natural beauty. Enjoy a quiet residential setting just a short walk from downtown Saugatuck's shops, restaurants, galleries and waterfront. The property includes two older homes and a detached garage all being sold as-is. Renovate and create a private retreat, reimagine the property as a distinctive residential compound with potential for multiple homes, or explore development possibilities. Two parcels are already included in the sale, with the possibility of additional division subject to survey, city approval and applicable regulations. Opportunities like this are exceptionally rare in the City of Saugutuck— don't wait to see this one for yourself. See attached documents outlining each parcel's tax id and legal description. Cross-posted in MLS as a multi-family listing.

1019 Elizabeth Street, Saugatuck

4 Beds ⋅ 4 Baths ⋅ 26033170 MLS ⋅ ACTIVE Status

Peaceful Woodlands, Downtown Charm, Exceptional Living.... Experience the rare combination of peaceful, wooded privacy and walkable convenience in one of the area's most desirable locations. Just blocks from the charm of downtown, this exceptional home on 'The Hill' is designed for both everyday living and effortless entertaining. The outdoor spaces are truly unmatched with four expansive patios that create multiple destinations for dining, relaxing, and gathering with family and friends. Inside, sunlight pours through twin sliding glass doors that frame a striking central fireplace and showcase wooded views. The high-end, open-concept kitchen seamlessly connects to the main living and dining areas. Beautiful hardwood flooring flows throughout the main level, leading to a luxurious primary suite featuring a jetted soaking tub and spa-inspired Euro-style tile shower. Three additional bedrooms provide exceptional flexibility for guests, family, ...or a dedicated home office, complemented by both a full and 1/2 bath. The lower level expands the living space with a spacious family room, full bath, and direct access to a stamped concrete patio and fenced backyard. Completing this remarkable property are an attached garage, two powered sheds, and ample parking. Offering a rare blend of luxury, privacy, and convenience just moments from downtown shopping, dining, parks, and community events, this one-of-a-kind property is the perfect place to call home.

648 Francis Street, Saugatuck

5 Beds ⋅ 5 Baths ⋅ 26031193 MLS ⋅ ACTIVE Status

Experience New Construction luxury living on desirable Red Oak Drive in Saugatuck. Surrounded by towering trees and offering breathtaking water views, this exceptional 5-bedroom, 4.5-bath home provides a front-row seat to nature. Designed for both everyday living and entertaining, the open-concept floor plan features designer finishes, expansive windows that capture the views, and abundant natural light throughout. The main level includes two private en suites, while extensive closet space and storage provide exceptional functionality. Step outside to a spacious two-level deck and patio, perfect for hosting guests or enjoying the peaceful setting. The finished lower level features a wet bar and additional gathering space. A rare combination of luxury, privacy, and thoughtful design in one of Saugatuck's most sought-after locations.

3126 Red Oak Drive, Saugatuck

4 Beds ⋅ 3 Baths ⋅ 26027999 MLS ⋅ ACTIVE CONTINGENT Status

Nestled in peaceful Saugatuck Township, this beautifully updated home combines modern comfort, deeded Silver Lake access, and an unbeatable West Michigan location just minutes from downtown Saugatuck, Douglas, and Lake Michigan beaches. Located in the highly desirable Lorrimar Lane neighborhood, this exceptional 4-bedroom, 3-bath home offers over 2,800 square feet of finished living space designed for both everyday living and entertaining. The heart of the home is a stunning, fully renovated kitchen featuring premium Wolf and Café appliances, quartz countertops, custom cabinetry, an oversized entertaining island, and an open-concept layout that seamlessly connects to the main living area. Warm wood flooring, a cozy gas fireplace, dedicated home office, spacious primary suite, and screened porch with scenic views create an inviting atmosphere throughout the main level. The finished lower level provides additional living space with multiple bedrooms, a full bathroom, a large family room, and a versatile home gym with existing exhaust ventilation that could also serve as a workshop, hobby room, or fitness space. Extensive recent improvements include remodeled bathrooms, Pella Impervia windows and sliding doors, a Therma-Tru front entry door, updated lighting and plumbing fixtures, newer roof, whole-home generator, fiber internet service, fenced backyard, underground sprinkling, storage shed, and professional landscaping enhancements. Enjoy deeded access to Silver Lake, complete with a shared beach area, patio, fire pit, and canoe/kayak storage, offering a true lakeshore lifestyle without the expense of direct waterfront ownership. Conveniently located near boating, marinas, golf courses, restaurants, shopping, art galleries, and the award-winning beaches of Lake Michigan, this property presents an outstanding opportunity as a year-round residence, vacation home, or West Michigan retreat in one of the region's most sought-after resort communities.

3260 Lorrimar Lane, Saugatuck

26012799 MLS ⋅ ACTIVE Status

Welcome! In sought-after Saugatuck Twp--just a short walk downtown --this exceptional two-unit offers prime location without the city's short-term rental restrictions. Recently remodeled in 2024 with new flooring, fresh paint and more, this is a rare gem. Unit 1: 1 bedroom, 1 bath with attached garage Unit 2: 2 bedrooms, 1 bath. Both have STR license and bring in approximately $90K/yr in short-term rental income. Looking to house hack? Live in one unit while renting out the other to offset your mortgage--or rent both and maximize cash flow. Adding private hot tubs could increase annual income by an estimated $20,000. Whether you're an investor or looking to reduce housing costs, this property is your opportunity to own in a thriving vacation market. Ask us how to make 707 N Maple yours today!

707 N Maple Street, Saugatuck

4 Beds ⋅ 3 Baths ⋅ 26001961 MLS ⋅ ACTIVE Status

Welcome to 6288 Hawthorne in Saugatuck, Michigan—a beloved West Michigan home tucked into one of the area's most sought-after lakeshore communities. This residence has been truly loved and appreciated over the years, offering a warm and inviting atmosphere. The fenced-in yard adds an extra layer of privacy and seclusion, making it a perfect private retreat. Located just minutes from the vibrant heart of downtown Saugatuck and Douglas, you'll have easy access to charming shops, delightful dining, and the scenic Kalamazoo River. Enjoy the natural beauty of Oval Beach, the trails of Saugatuck Dunes State Park, and the iconic Mount Baldhead. Come and experience a home that's been truly treasured, in a location that offers the very best of the Saugatuck lifestyle. Recent updates provide added peace of mind, including a whole-home dehumidifier, new furnace and refrigerator (2025), central air conditioning (2024), and a smart garage door opener and dishwasher (2023) Updates totaling $20,000

6288 Hawthorne Court, Saugatuck

4 Beds ⋅ 3 Baths ⋅ 25034050 MLS ⋅ ACTIVE CONTINGENT Status

Welcome to your dream home just a short distance away from the heart of Downtown Saugatuck -- where custom craftsmanship, thoughtful upgrades, and a touch of golf course magic come together on .91 acres! This stunning 4-bedroom, 2.5-bath home sprawls almost 2800 sqft...and it overlooks the prestigious Clearbrook Golf Course lush 18 holes -- an ever-changing view of rolling greens right from your own backyard. Built with meticulous attention to detail, this high-efficiency home boasts upgraded Timberline lifetime warranty shingles, Andersen Silverline windows & patio doors with a ''limited'' lifetime warranty, and custom blinds throughout. Sink your toes into the plush upgraded 8lb charity memory foam carpet padding that is both water-resistant and pet stain-resistant...so go ahead and invite the four-legged friends too! See 'More' Remarks... The open-concept living area invites you to gather around the cozy, climate-controlled upgraded and oversized gas fireplace, perfect for Michigan's crisp evenings. Entertain with ease inside and out..a spacious upper deck with composite decking and railing that is topped off with an LED lighted electronic retractable awning. Take the party down to the lower patios with a charming pergola, garden beds for your green thumb, and a gas line ready for your grill, fireplace, or future generator. Need extra space? The heated 3-car garage is a dream come true...where you will find hot & cold water spigots, insulated garage doors, high-end shelving and cabinets for ultimate organization, and much more. And, don't forget the handy shed for outdoor toys and tools, the 12-station underground sprinkling system for lush landscaping, and the invisible dog fence so "Fido" stays safe and happy. Speaking of rentals...this beauty is also a fantastic investment opportunity and just minutes from vibrant downtown Saugatuck, charming Douglas, sandy beaches at Oval and Douglas, and the wineries of Fennville. In addition, Saugatuck Township would even allow for a 650 SqFt ADU (Buyer would need and want to verify this with the Township). This home/property is close to everything around the area and is a one-of-a-kind property checking every box. Whether you're hosting summer soirées, sipping coffee on the covered front porch, or perfecting your swing at Clearbrook, this is more than a house...it's a lifestyle. Come see what "living the good life" really looks like, as your Saugatuck sanctuary awaits!

6515 134th Ave Avenue, Saugatuck

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