Watervliet Homes with FHA Listing Terms

Watervliet Homes with FHA Listing Terms

Welcome to Watervliet, Michigan—a charming city nestled in the heart of Berrien County. Known for its picturesque landscapes and friendly community, Watervliet offers a unique blend of small-town charm and modern convenience. With its close proximity to beautiful lakes, parks, and recreational areas, residents can enjoy a variety of outdoor activities year-round, from fishing and boating in the summer to hiking and snowmobiling in the winter.

Watervliet boasts a rich history and a vibrant local culture, with several annual events that bring the community together. The downtown area features a delightful mix of local shops, restaurants, and cafes, making it a perfect spot for leisurely strolls or a quick bite to eat. Families will appreciate the excellent school system and community resources that foster a nurturing environment for children.

For those looking to make Watervliet their home, the real estate market offers a range of options, including homes available with FHA listing terms. These homes are particularly appealing for first-time buyers or those looking for affordable financing solutions. FHA loans provide lower down payment options and flexible credit requirements, making it easier for individuals and families to step into homeownership.

Whether you’re drawn by the serene landscapes, the welcoming community, or the affordable housing options, Watervliet is a place where you can truly feel at home. Explore the possibilities today and discover why so many are choosing to call this delightful city their own!

Newest Watervliet Homes with FHA Listing Terms

4 Beds ⋅ 2 Baths ⋅ 26039526 MLS ⋅ ACTIVE Status

Discover 4034 Watertown Dr, a move-in-ready 4-bedroom, 2-bath home for sale in Watervliet, Michigan. Located in Watertown Place within the Watervliet School District, this raised-ranch home offers more than 1,700 square feet of finished living space across two levels. The open-concept main floor features features, vaulted ceilings, and a spacious great room that flows into a bright, modern kitchen. Enjoy new cabinetry, countertops, a tile backsplash, and stainless steel appliances, including the refrigerator, range, microwave hood, and dishwasher. Sliding glass doors off the great room lead to a 10-by-10 treated deck—perfect for relaxing or entertaining. Conveniently positioned between St. Joseph and Kalamazoo, this newer Watervliet home combines modern finishes, flexible living space, and a desirable Southwest Michigan location. This home qualifies for the "Home Now" mortgage program making the payments less and the home an even better deal (call for details).

4034 Watertown Drive, Watervliet

3 Beds ⋅ 1 Baths ⋅ 26039344 MLS ⋅ ACTIVE Status

Welcome home to this beautifully updated 3 bedroom, 1 bath home located on a corner lot in the city of Watervliet. This move-in ready home features modern updates throughout, a spacious dining room and sliding glass doors leading to your backyard deck, perfect for relaxing or entertaining. City water & sewer, gas heat, central air and all appliances included...even the washer & dryer! You'll also love the extra-large detached garage, offering plenty of space for vehicles, storage or hobbies. If you're looking for a home that's been thoughtfully updated and is ready for its new owners, this is one you won't want to miss.

335 S Pleasant Street, Watervliet

3 Beds ⋅ 2 Baths ⋅ 26039232 MLS ⋅ ACTIVE Status

Welcome to this incredible farmhouse set on a 3.75-acre property in beautiful Bainbridge Township! Known for its quiet rural charm, this location offers a country setting with easy access to St. Joseph, Coloma, Watervliet, and I-94. This unique property boasts an attached 2-car garage plus 8 outbuildings, including a massive 24ft x 40ft pole barn and a 39ft x 41ft barn, offering endless possibilities for storage, hobbies, or agricultural use. Inside, the home features 3 bedrooms, 1.5 bathrooms, hardwood floors throughout, and a spacious living and dining room perfect for gatherings. Enjoy the convenience of a new washer and dryer installed in June 2026. Don't miss this opportunity for country living in Southwest Michigan!

1770 N M 140, Watervliet

2 Beds ⋅ 1 Baths ⋅ 26039104 MLS ⋅ ACTIVE Status

Welcome to this charming 2-bedroom, 1-bathroom home in Watervliet Township, perfectly situated for those who love the outdoors! Inside, you'll find beautiful hardwood floors throughout, creating a warm and inviting atmosphere. The home features a new washer and dryer installed in June 2026. Step outside to a large backyard space with a concrete patio that's great for relaxing. The location is truly unbeatable for recreation enthusiasts: just 0.4 miles to Paw Paw Lake Golf Club, 0.8 miles to Paw Paw River County Park for a scenic walk or kayaking, 1.1 miles to Forest Beach Park, and 1.3 miles to the public boat launch for Paw Paw Lake. Don't miss this opportunity to live close to all the recreational amenities Watervliet and Coloma has to offer!

7777 Paw Paw Avenue, Watervliet

2 Beds ⋅ 1 Baths ⋅ 26038435 MLS ⋅ ACTIVE Status

Discover this charming two-bedroom, one-bathroom single-family residence in Watervliet, Michigan, offering 864 square feet of comfortable living space, a large basement for storage, plus a HUGE 20' x 22' two-car garage with a covered sitting porch off the back! Situated on one of the rare remaining double lots in the area, this property offers generous outdoor space with plenty of room for gardening, entertaining, future expansion, or other outdoor pursuits. The property is accessible from both the front and the back for added convenience. Originally built with character, the home was completely remodeled in 2021-2022, including a new furnace, central air conditioner, water heater, windows, plumbing, and an updated electrical system with a new electrical panel and meter. Additional improvements include a new water softener, garage door, kitchen cabinets, kitchen appliances, fresh interior paint, and new siding on the garage. The master bedroom is spacious with a large walk in closet. Immense dining room with a pantry that doubles great as extra counter space for small appliances because of its ample outlets! This compact yet functional home presents an excellent opportunity for first-time homebuyers, those looking to downsize, or investors seeking a well-updated property in a desirable Watervliet location. Conveniently located in the heart of Watervliet, this home is just minutes from Paw Paw Lake, the Paw Paw River kayak launch, local parks, shopping, and dining. Spend your weekends boating, fishing, or exploring Southwest Michigan's renowned wineries and farm markets, with Silver Beach, Jean Klock Park, Harbor Shores Golf Club, and downtown St. Joseph all just a short 20-minute drive away. Enjoy small-town living with quick access to some of Southwest Michigan's most popular recreational destinations.

216 Congress Street, Watervliet

2 Beds ⋅ 2 Baths ⋅ 26033242 MLS ⋅ ACTIVE Status ⋅ n/a BLDG.

WATERFRONT Condo for SALE in Sherwood Shores, Watervliet MI Meticulously maintained and updated 2bd/2ba,1200 sqft condo located on 27 acres of maintained rolling hills of green space and sprinkled with mature oaks and elms. The unit is furnished, includes a permanent dock and 10,000lb boat lift, private garage, and direct walkout access to the water/dock/boat. Year round living or a weekend retreat. Everything you need to start enjoying lake life immediately.

5576 N Watervliet Road Unit 23, Watervliet

2 Beds ⋅ 2 Baths ⋅ 26027572 MLS ⋅ ACTIVE Status

Bordered by nearly 760 ft of Mill Creek, this cozy retreat delivers big living on a streamlined footprint. The 2.43-acre setting offers an expansive deck with power-ready enclosed gazebo, covered patio, multiple outbuildings for storage, workshop, studio or livestock use, and a tall privacy fence enclosing approx. 0.3 acre while leaving over 2 acres open for gardens, pets, livestock or future plans. The partially finished garage offers flexible space for parking, storage, hobbies or a workshop. Low-maintenance finishes help simplify daily living, while the outdoor space offers room to relax, create and explore. Paw Paw Lake is about 10 minutes away, South Haven and Silver Beach are roughly 20 minutes, and I-94 provides easy access to Kalamazoo and beyond. SELLER WILL INSTALL A NEW ROOF PRIOR TO CLOSING FOR THE NEW OWNERS.

2743 N Michigan 140 Highway, Watervliet

26026362 MLS ⋅ ACTIVE BACKUP Status

Perfect 2-Unit Home with Rental Income Potential - Ideal for Homebuyers or Investors. NEW ROOF, NEW FLOORING, NEW PAINT! This spacious 2-unit property offers fantastic rental income. You will find great value in this rental property. FRONT UNIT IS 3bed/1bath and features beautiful bay windows and intricate woodwork throughout. The large living room (15x23) is perfect for entertaining, while the master bedroom (11x13) offers a cozy retreat. Two additional bedrooms are located upstairs. This unit includes air conditioning, washer and dryer, and a basement with plenty of storage space. BACK UNIT is 2 bed/1.5-bath w/spacious living room (13x25) with a wood-burning fireplace. Upstairs bedroom (13x15) features a large closet and en-suite master bath. The main level has an additional bedroom, a half-bath, a dining room, and a kitchen with ample cabinetry, pantry, and all appliances, including a washer and dryer. PARKING IS PLENTIFUL!

422 N Main Street, Watervliet

4 Beds ⋅ 3 Baths ⋅ 26013107 MLS ⋅ ACTIVE Status

New construction home in River Oaks South in the Watervliet school district. This home is 13 years newer than others in this market. This two-story home offers 1,882 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, blending everyday comfort with timeless style. The modern kitchen features a 48-inch island, white cabinetry, quartz countertops, tile backsplash, and stainless-steel appliances with refrigerator, creating a clean and functional centerpiece for the home. Just beyond, a dedicated dining nook provides a bright setting for everyday meals, conversation, and easy access through sliding glass doors to 10x10 patio and backyard. A practical mudroom with storage is located on the first floor with direct access to the garage, offering an organized drop zone for daily routines. The powder room is discreetly tucked away for added privacy, and the laundry is located on main level. room includes an exterior window for natural light along with a washer and dryer for convenience. Upstairs, all four bedrooms are thoughtfully arranged for privacy, including a spacious primary suite with a private bath and walk-in closet that feels like a personal retreat. With energy-efficient construction and a layout designed for flow and flexibility, this home offers a space that simply feels good to come home to. RESNET energy smart construction will save an estimated $1,195 annually. Actual savings may vary. See HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Contact our team to schedule your private tour today!

575 River Oaks Drive, Watervliet

5 Beds ⋅ 2 Baths ⋅ 26011376 MLS ⋅ ACTIVE Status

Rehabbed top to bottom making the perfect full-time home or Short-Term Rental! Set on a large double lot with 5 Bedrooms & room to enclose the loft or front room for additional sleeping. Incredible new finishes including luxury vinyl plank flooring, roof, gutters, & siding. So many options for laying out the Primary bedroom on main level or upper & 2nd washer/dryer hookup in basement & main. You'll love the open concept & enclosed heated porch overlooking the fenced yard. Wait til you see the incredible 2 car garage with loft above for additional storage. Walk to downtown Watervliet and enjoy Hayes & Flaherty Park to with kayaking on the Paw Paw River, frisbee golf, fishing, skate park & softball fields. Located 2hrs from Chicago & 1.5hrs from Grand Rapids you'll love the area with wineries, breweries, golf, farmer's markets & much more. 15mins to St. Joe, South Haven, Lake Michigan and minutes from Paw Paw Lake. Don't miss this opportunity to be in the Heart of Southwest Michigan!

329 Elm Street, Watervliet

4 Beds ⋅ 4 Baths ⋅ 25062585 MLS ⋅ ACTIVE Status ⋅ River Oaks Condominium BLDG.

Beautiful home in a quiet Watervliet neighborhood. 4 bedrooms and 3.5 baths. Over 3,000 finished SF! Great natural light throughout the home. Remodeled master bath with low barrier shower. Newer carpeting and ceiling fans in upper bedrooms. Large laundry room on the main floor with Speed Queen washer and dryer. Kitchen boasts an open feeling, large pantry, quartz counters and stainless steel appliances. Bright family room and front office. Fresh paint everywhere! Hardwood floors in the half bath. Some newer light fixtures. Basement has all new flooring, a full bathroom, large bedroom with a new egress window and a large living room. Great curb appeal with covered front porch. Spacious yard with play area and wood deck. New vinyl fencing and landscaping. Deeded access to Paw Paw River.

518 Dogwood Lane, Watervliet

25005272 MLS ⋅ ACTIVE Status

Looking for the Perfect Spot to Build your Dream Home? This is it! 2 Beautiful Lots sold together close to Scenic Paw Paw Lake! This hidden neighborhood is still being developed and ready for Construction. Just a short drive to Beaches, Shopping and downtown Coloma & Watervliet.

704 & 712 Courtyard Place, Watervliet

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