Muskegon Homes with FHA Listing Terms

Muskegon Homes with FHA Listing Terms

Welcome to Muskegon County, Michigan, a hidden gem nestled along the stunning shores of Lake Michigan. Known for its breathtaking natural beauty, Muskegon offers a unique blend of outdoor adventures, vibrant culture, and a welcoming community. With its pristine beaches, lush parks, and charming downtown area, Muskegon is the perfect place for those seeking a serene lifestyle while still enjoying the perks of city living.

Muskegon County boasts a diverse real estate market, making it an ideal destination for homebuyers of all types. Whether you’re searching for a cozy cottage by the lake, a spacious family home, or a modern urban loft, you’ll find a variety of options to fit your needs. Notably, many homes in the area are available with FHA listing terms, making homeownership more accessible for first-time buyers and those looking for affordable financing options.

The FHA (Federal Housing Administration) loans are designed to help individuals and families achieve their dream of homeownership with lower down payments and more lenient credit requirements. In Muskegon, you can explore an array of properties that qualify for these terms, allowing you to invest in a home without the stress of hefty upfront costs.

With a rich history, vibrant arts scene, and a plethora of recreational activities, Muskegon County is not just a place to live; it’s a place to thrive. Explore your options today and discover the charm and opportunity that await you in this beautiful Michigan county!

Newest Muskegon Homes with FHA Listing Terms

4 Beds ⋅ 3 Baths ⋅ 26049398 MLS ⋅ ACTIVE Status

Stunning custom-built home in NESTROM WOODS Subdivision offering over 5,300 sq ft of exceptional living space and featuring 4 bedrooms and 3 full baths. Distinctive and remarkably spacious, this home is designed for comfort, style, and entertaining. The chef's kitchen features a 7x5 walk-in pantry and flows into a formal dining room overlooking the impressive 28x17 living room, complete with sliders leading to the back deck. The 1,627 sq ft walk-out lower level is is currently being completed for two bedrooms, a full bath, large family room, and storage room, with four sliders bringing in an abundance of natural light. The main-floor suite includes a walk-in closet and a convenient 7x10 laundry room. Enjoy the tradition of luxury in this beautiful home, perfectly situated on a private, wooded 1-acre lot. Private. Peaceful. Perfect.

5195 Bittersweet Drive, Muskegon

5 Beds ⋅ 2 Baths ⋅ 26049379 MLS ⋅ ACTIVE Status

Welcome to 180 S Wolf Lake Road! This well-maintained 5-bedroom, 2-bath ranch offers incredible space, flexibility, and potential on nearly 1 fenced acre just one block from Wolf Lake and steps from the Oakridge school campus. The main level features a spacious living room, three bedrooms, and an updated full bath. The kitchen offers updated cabinetry and stainless-steel appliances, while the adjoining eating area opens through large sliders to an expansive deck—perfect for entertaining or enjoying the peaceful outdoor setting. The lower level adds even more possibilities with a new shower and toilet, a separate entrance, and ample space for a family room plus two additional bedrooms, home office, hobby area, or guest accommodations. Recent improvements include a new HVAC system and on-demand hot water heater. Outside, the property truly shines with a large 2-stall garage featuring a wood stove, an 18x24 pole building, and a spacious additional Newer Pole building approx. 18x20 There is plenty of room for storage, hobbies, recreational equipment, or future projects. With its generous acreage, multiple outbuildings, flexible lower-level space, and convenient location near the lake and schools, this property offers endless possibilities! Schedule your private showing today and discover all that 180 S Wolf Lake Road has to offer.

180 S Wolf Lake Road, Muskegon

3 Beds ⋅ 1 Baths ⋅ 26049372 MLS ⋅ ACTIVE Status

Welcome to your "country" setting! This property is perfect for a hobby farm and an outdoor enthusiast! Come off the beaten path and find nearly 10 acres, 2 private ponds, a HUGE pole barn with a cement floor & a former pasture! The versatile location is outside the city yet allows for quick trips for groceries, schools & eateries all while feeling embraced in nature. Inside, is a large kitchen with pantry and an island, three bedrooms, cozy living room and good sized bathroom. Master bedroom is oversized and has sliding doors to the back yard. Laundry room is in hall and oversized as well. Buyer/Buyer's agent to verify all information, including measurements.

5065 Lorenson Road, Muskegon

3 Beds ⋅ 2 Baths ⋅ 26049292 MLS ⋅ ACTIVE Status

Lake access, acreage, trails, and privacy—this property has it all! Welcome to this 3-bedroom, 1.5-bath home situated on 1.08 acres with beautiful views and access to Big Blue Lake, a clear-water, all-sports lake in Muskegon County. Lake access is conveniently located through a shared alley just off the corner of the property, making it easy to enjoy boating, fishing, swimming, kayaking, and everything lake life has to offer. Outdoor enthusiasts will love having thousands of acres of state and federal land just minutes away, plus snowmobile and ORV trails accessible right from the house. Whether you're looking for a year-round home, recreational getaway, or a place to enjoy Michigan's four seasons, this property offers endless possibilities. Tucked away from the main road on a quiet private drive, the home has seen several recent improvements, including a new roof in 2026 and new flooring throughout most of the home in 2026. The large 2-stall detached garage features an enclosed storage bay and had a new roof installed in 2023, providing plenty of space for vehicles, lake gear, ORVs, snowmobiles, and more. For added peace of mind, the home is equipped with a Generac whole-house generator that automatically turns on during a power outage. There's also an RV port with a concrete pad and water, sewer, and electric hookups—a fantastic feature for RV owners or accommodating visiting guests. With over an acre of land, Big Blue Lake access, nearby recreational trails, recent updates, generous garage and storage space, RV accommodations, and a peaceful private setting, this property offers a hard-to-find combination of lake life, outdoor adventure, privacy, and convenience. Come experience everything this unique property has to offer!

11032 Evergreen Street, Holton

3 Beds ⋅ 3 Baths ⋅ 26049286 MLS ⋅ COMING SOON Status

840 Glenwood Avenue, Muskegon

5 Beds ⋅ 2 Baths ⋅ 26049180 MLS ⋅ ACTIVE Status

Open House Saturday 9/19 1-3 PM. Enjoy waterfront living on beautiful, all-sports West Lake! This well-cared-for home has been loved for many years and offers the perfect setting for year-round living or a summer retreat. The main home features 3 bedrooms, a full bath, kitchen, laundry, and a comfortable living area with a fireplace. Step outside onto the large deck overlooking the lake—the perfect spot to relax, entertain, and take in the waterfront views. A detached oversized garage offers even more space, with 2 additional bedrooms and a full bath on the upper level, ideal for guests or extra living space when needed. A storage shed provides room for lake gear and outdoor essentials. Updates include a newer roof, redone siding, newer windows, and added insulation. The home will be sold fully furnished, making it easy to start enjoying lake life right away! A wonderful opportunity to make lasting memories on West Lake!

2176 W Lake Road, Twin Lake

2 Beds ⋅ 1 Baths ⋅ 26049179 MLS ⋅ ACTIVE Status

Check out this cute 2 bedroom, 1 bathroom home conveniently located in Muskegon. Home has newer windows, roof, A/C unit and furnace. All of the bigger ticket items are already taken care of so that you can move right in. Home also features a fenced-in back yard and 1 stall garage. Extra insulation has been added keeping it nice and cozy during the long winter. Schedule your private showing today. Agent Only Remarks: Contingent on bank approval of short sale. Already in discussions and application accepted so should go smoothly.

889 Fleming Avenue, Muskegon

6 Beds ⋅ 5 Baths ⋅ 26049138 MLS ⋅ ACTIVE Status

Offering over 7,400 finished square feet, this extraordinary six bedroom, five bathroom home delivers space, and flexibility on 6.01 acres. Designed for multigenerational living, the true mother-in-law suite includes its own bedroom, full kitchen, full bathroom, laundry and private deck extending from the home's primary deck. A three-zone HVAC system offers separate temperature control and personalized comfort throughout the home. Additional highlights include granite countertops, professional grade range top, a butler's pantry, breathtaking cathedral ceilings, a Generac generator, tankless water heater AND 24/7 security system. Outside enjoy an approximately 1,600 square foot insulated four stall attached garage, a heated 30x30 pole barn and recently installed invisible dog fencing. Private water frontage complete this remarkable property, room for EVERY generation. The sixth legal bedroom is currently used as a secure hunting room with keypad access from both the home and garage.

155 N Park Street, Muskegon

3 Beds ⋅ 2 Baths ⋅ 26049127 MLS ⋅ ACTIVE Status

Welcome to this adorable tri-level home!! Move in ready with fresh paint and flooring! Eat in kitchen overlooks large living room with vaulted ceilings. Down the hallway there is a full bath and 2 bedrooms, along with a primary and attached half bathroom. The partially finished daylight basement hosts a large bonus room that could easily be finished into extra bedrooms and a laundry/storage area. There is a partially fenced in yard and detached 20' x 25' garage. Call today to schedule a private tour.

1624 W Giles Road, Muskegon

4 Beds ⋅ 2 Baths ⋅ 26049097 MLS ⋅ ACTIVE Status

In the Heart of Montague, this 4 bedroom, 2 bathroom property is ideal for anyone looking for a spacious and turn-key home! Not only is the location ideal, the seller has made many updates including all new windows, new pex plumbing, new City main water line, Hardwood floors refinished, new tile flooring, ceiling fans, fixtures, painting, laundry moved to main floor & a complete reconfiguration to open up ONE of the TWO living rooms! With almost 1700 square feet, there is room to sprawl out and entertain. The partial basement gives you ample room for storage and if you prefer to only park 2 or 3 cars in the oversized garage, this space can be used for storage or a workroom. From the French doors, access your back yard patio and a fenced in area with privacy fence, that gives you options for all the things you don't want running off or peaceful enjoyment. Quiet neighborhood near schools. Buyer/Buyers agent to verify all information, including measurements.

4571 King Street, Montague

3 Beds ⋅ 4 Baths ⋅ 26049089 MLS ⋅ ACTIVE Status

Beautifully Renovated Home on 2.43 Acres! Welcome to this stunning 3-bedroom, 3.5-bath home, completely renovated with everything new and thoughtfully updated throughout. Featuring a spacious 3-car garage, brand-new appliances, modern finishes, and a working generator for added peace of mind, this home is truly move-in ready. Enjoy the peaceful setting surrounded by beautiful green space and mature trees, offering privacy and tranquility while still being conveniently located near everyday amenities. With 2.43 acres to enjoy, there is plenty of room to relax, entertain, and make the property your own. A rare combination of a completely updated home, privacy, acreage, modern amenities, and peace of mind all in a great location! Buyer to verify all info.

1505 N Green Creek Road, Muskegon

4 Beds ⋅ 1 Baths ⋅ 26049066 MLS ⋅ ACTIVE Status

Welcome to this spacious & move-in-ready 4-bed, 1-bath home in the City of Muskegon! Featuring original hardwood floors, this home offers classic character w/ thoughtful updates throughout. The updated kitchen includes brand new countertops, range & refrigerator, while the fully remodeled bath provides a fresh, modern feel. Additional updates include newer windows, vinyl siding (2009), roof (2017), and furnace (2022). Full basement provides additional storage & opportunity for future living space renovations. Freshly painted & ready for its new owners, the property also has a strong rental history offering excellent potential for investors seeking an established & updated rental property. Located just minutes from US-31 access & 2 miles from Muskegon's vibrant & growing Downtown , this home is ideally situated for convenience and accessibility. Whether you're looking for a spacious primary residence or a solid investment opportunity, this property is worth a look.

1826 Mc Ilwraith Street, Muskegon

Start Your Search