Osceola Homes with FHA Listing Terms

Osceola Homes with FHA Listing Terms

Welcome to Osceola County, Michigan, a hidden gem nestled in the heart of the Midwest! Known for its breathtaking landscapes and vibrant community, Osceola County offers a perfect blend of natural beauty and small-town charm. With its lush forests, serene lakes, and scenic trails, outdoor enthusiasts will find ample opportunities for hiking, fishing, and camping. The county is home to several quaint towns, each boasting unique shops, delightful eateries, and friendly locals who take pride in their community.

Osceola County is not just about nature; it also has a rich history and a strong sense of community spirit. Local events and festivals throughout the year bring residents together, celebrating everything from art and culture to seasonal harvests. Families are drawn to the area for its excellent schools and safe neighborhoods, making it an ideal place to raise children.

When it comes to finding your dream home in Osceola County, you’ll be pleased to know that many properties are available with FHA listing terms. This means that first-time homebuyers and those looking for affordable housing options can take advantage of flexible financing opportunities. FHA loans often require lower down payments and have more lenient credit requirements, making it easier for you to secure a home in this picturesque region.

Whether you’re looking for a charming cottage by the lake or a spacious family home surrounded by nature, Osceola County has something for everyone. Come explore the possibilities and discover the warmth and beauty of this remarkable county!

Newest Osceola Homes with FHA Listing Terms

3 Beds ⋅ 1 Baths ⋅ 1950484 MLS ⋅ ACTIVE Status

SECLUDED 23.43-ACRE COUNTRY RETREAT WITH AN IMPRESSIVE 44’ x 56’ POLE BARN! If you've been searching for a property that offers privacy, acreage, wildlife, a beautifully remodeled home, and an incredible setup for cars, equipment, hobbies, and storage, this one is worth a look! Tucked away on 23.43 secluded acres, this remodeled and expanded single-family home offers 3 bedrooms and 1 full bath, with plumbing already in place for a second bathroom. The home features a spacious open great room and a beautifully updated kitchen with abundant cabinetry, granite countertops and a distinctive copper sink. The open layout creates a warm and inviting space for both everyday living and entertaining. Step outside and enjoy the expansive 40’ x 24’ covered porch, providing a wonderful outdoor living area overlooking your private acreage. It's the perfect spot for morning coffee, entertaining, or simply enjoying the peace and privacy of your Northern Michigan surroundings. The real showstopper is the 44’ x 56’ pole barn, offering an exceptional setup for car enthusiasts, mechanics, collectors, contractors, outdoor enthusiasts, or anyone needing serious workspace and storage. The pole barn was new in 2023 and features 14-foot walls, a 6-inch concrete floor, its own dedicated electric meter, and seven 220-volt outlets. A hoist sits on its own 12-inch concrete pad, providing an ideal workspace for vehicles and equipment. The property has also seen numerous important updates. The 5-inch well was new in 2023, along with the water system. The mini-split heating and cooling system was installed in 2024, providing efficient year-round comfort. The septic system was new in 2021 and is approximately five years old. Storage is certainly not an issue here! In addition to the pole barn, there is a 24’ x 12’ storage shed and a 40-foot Conex storage container that will remain with the property, giving you an incredible amount of space for equipment, tools, recreational items, and more.

17181 N 10th Avenue, Marion

2 Beds ⋅ 1 Baths ⋅ 26048610 MLS ⋅ ACTIVE Status

Welcome to all-sports Negaunee Lake! This private nearly 100 acre lake is known for it's excellent fishing, boating and recreation, and unique privacy. Enjoy access to a private association-only boating ramp and beach, two park areas, and a well maintained road and lake system that is the perfect fit for the quiet lakefront lifestyle you have been craving.. The owners have taken excellent care of the property throughout, and it shows! Inside, the soaring a-frame style build offers a main floor bedroom, and a loft that could serve as a second. The exterior boasts vinyl siding, a metal roof, and thoughtfully laid out entertainment space on multiple levels benifitting from panoramic lakefront views. Nearby public land access offers additional opportunity for recreation, and you are less than a hour and a half away from Grand Rapids, Traverse City, and other metro areas. Call today for more information, or to set up your personal tour! NOTE: No STR's allowed in this community.

530 McLachlan Point, Evart

3 Beds ⋅ 1 Baths ⋅ 26048383 MLS ⋅ ACTIVE Status

Welcome to 701 N Hemlock St! This fully remodeled 3-bedroom, 1-bathroom home received a major facelift inside and out in 2026. Situated on a large corner lot, this home was taken down to the studs and completely rebuilt, offering the feel of a nearly new home. Inside, new windows throughout fill the living room and bedrooms with natural light. A wide hallway leads into the large kitchen, creating a comfortable and functional flow throughout the home. The mudroom/laundry room provides convenient direct access to the oversized 28' x 28' two-car garage with a 240 volt electrical port perfect for charging an EV. The exterior has been updated with a new roof, siding, exterior doors, and gutters. Major mechanical updates include a new furnace, new ductwork, and a new water heater. A large attic offers plenty of space for more storage of potential expansion for another bedroom in the future. With the extensive updates completed in 2026, this turnkey home allows you to move in and enjoy without the worry of taking on major projects. Come and see what this beautifully remodeled home has to offer!

701 N Hemlock Street, Evart

3 Beds ⋅ 2 Baths ⋅ 26047642 MLS ⋅ ACTIVE Status

This modern lakefront home provides incredible elevated views & 50 ft of sandy beach frontage on 370 acre all-sports Rose Lake. This newer ranch has been well cared for and is in great condition. An awesome attached 2+car garage provides lakefront storage & excellent space to hang out on rainy days. There is a sizable shed as well. Walking in from the garage is a nice laundry area and closet. The first floor includes a bedroom, full bathroom, and generous master bedroom. Proceeding through the first floor you get that gorgeous lake view as you enter the spacious kitchen, open to a generous and stylish dining & living room. A wide staircase leads to the lower level, which includes another bedroom, large bathroom, and sizable living and bar area. Plenty of extra storage as well. A sliding door leads to a recreational area with steps to the beautiful beach. Furnace, air cond., water heater in great working order. Never any water problems. A 50x60 piece of property avail. behind house.

14917 17 Mile Road, Leroy

3 Beds ⋅ 1 Baths ⋅ 1950298 MLS ⋅ ACTIVE Status

Welcome home to this spacious 3-bedroom, 1.5-bath home offering over 2,700 finished square feet in the heart of Reed City. This well-maintained home blends classic character with modern updates, featuring a beautifully updated kitchen, an expansive living room with a cozy gas fireplace, and multiple flexible living spaces perfect for entertaining, working from home, or relaxing with family. Conveniently located just blocks from downtown Reed City, schools, parks, and everyday amenities, this home offers the space and functionality you've been searching for at an exceptional value.

139 W 5th Avenue, Reed City

26047447 MLS ⋅ ACTIVE Status

Multi-unit investment property in Hersey offering solid ownership potential. This 2 to 4 unit building sits on a substantial 8,712 square foot lot, providing excellent land value and future development possibilities. The configuration supports multiple revenue streams through owner-occupancy or leasing strategies, making it an attractive addition to an investment portfolio. Well-positioned for those seeking tangible real estate assets with inherent equity growth prospects.

402 N Main Street, Hersey

3 Beds ⋅ 2 Baths ⋅ 26047256 MLS ⋅ ACTIVE Status

READY for you to move in. This 3 bedroom ranch on 10 acres has recent updates to give you peace of mind. New septic system & insulation in 2025. The home sits on 10 acres with direct access to the rails to trails system for biking trails, snowmobile trails, walking & running. Split floor plan with primary on suite and 2 more bedrooms with a full bath between an open concept living/dining area and main floor laundry. Great breezeway/mudroon connects an oversized garage and full basement. Generator, Star link and security system all installed and staying for next owner.

3067 170th Avenue, Hersey

3 Beds ⋅ 2 Baths ⋅ 26045967 MLS ⋅ ACTIVE Status

Take a look at these photos! This 20 acres of gorgeous rolling land contains just the right mixture of woods, fields, and privacy. Enjoy excellent hunting and recreational opportunity, with established trails and hunting lanes, and plenty of storage for your toys and tools in the garage and out building. Your back elevated deck overlooks the property, and the setting private setting is one you will not forget. Inside, the home has updates throughout, including brand new roof, windows and appliances, and is close to being ready to be the perfect home for wherever your plans take you. Located just north of US 10 in Reed City, you are only a few miles from HWY 131, making this an easy commute to work centers in Big Rapids and Cadillac. Little more than a stones throw away, the Lakes of Swiss Alpine are calling your name, and with the purchase of one of their very affordable lots, you could have water fun and sports right down the street from you as well. Call today and set up your tour!

9957 150th Avenue, Reed City

3 Beds ⋅ 2 Baths ⋅ 26045766 MLS ⋅ ACTIVE Status

Freshly Stained Deck! WOW! Stick built and owned by the same family since originally constructed —Discover this charming 3-bedroom, 2-bathroom charmer in beautiful Marion, MI, offering 1,200 square feet of finished living space on an expansive 2.7 acre lot. Many recent updates! New windows, new doors, a 3 year old furnace, newer flooring, fresh paint throughout, 3 year old furnace & a full propane tank! This waterfront property sits along the picturesque Middle Branch River, offering a serene setting just beyond your door. The gentle sound of water flowing over the rocks creates a relaxing backdrop, w/ direct access to water recreation. The two-car garage provides convenient storage & parking solutions. The generous lot size creates abundant space for outdoor pursuits & potential development, while the riverfront location delivers a unique lifestyle opportunity. This is an exceptional property combining residential comfort w/ waterfront living on Michigan's beautiful landscape. Freshly Stained Deck! WOW! Stick built and owned by the same family since originally constructed —Discover this charming 3-bedroom, 2-bathroom charmer in beautiful Marion, MI, offering 1,200 square feet of finished living space on an expansive 2.7 acre lot. Many recent updates! New windows, new doors, a 3 year old furnace, newer flooring, fresh paint throughout, 3 year old furnace & a full propane tank! This waterfront property sits along the picturesque Middle Branch River, offering a serene setting just beyond your door. The gentle sound of water flowing over the rocks creates a relaxing backdrop, w/ direct access to water recreation. The two-car garage provides convenient storage & parking solutions. The generous lot size creates abundant space for outdoor pursuits & potential development, while the riverfront location delivers a unique lifestyle opportunity. This is an exceptional property combining residential comfort w/ waterfront living on Michigan's beautiful landscape.

14150 Birch Lane, Marion

4 Beds ⋅ 2 Baths ⋅ 26045481 MLS ⋅ ACTIVE Status

Welcome to 602 N Pine Street in Evart! Offering approximately 2,137 square feet of living space, this spacious 4-bedroom, 2-full-bath home combines plenty of room with a convenient in-town location. Included with purchase is a 1-year home warranty! Inside, you'll find a large living room, multiple additional living and flex spaces, and a functional floor plan with plenty of possibilities. The kitchen offers generous counter space, a double-basin sink and an abundance of open cabinetry and shelving. Two full bathrooms add convenience, with laundry located right in one of the main-level baths. Upstairs provides additional bedroom space and plenty of room to make your own. Outside, the home features vinyl siding, a metal roof, an accessible ramped front entrance and a fully fenced backyard offering privacy and room for pets, gardening, entertaining or outdoor activities. A storage shed provides additional space for lawn and garden equipment. Located within the City of Evart, you'll enjoy easy access to schools, downtown, shopping and local amenities. With over 2,100 square feet, four bedrooms, two full baths and plenty of opportunity to add your own personal touches, this home has a lot to offer. Schedule your private showing today!

602 N Pine Street, Evart

4 Beds ⋅ 1 Baths ⋅ 1949698 MLS ⋅ ACTIVE Status

Beautifully updated turn-of-the-century home on approximately 2.5 acres, offering the character and craftsmanship of yesterday with many of the updates today's buyers are looking for! Step inside and appreciate the high ceilings, beautiful original custom woodwork, hardwood floors, wide staircase and two sets of gorgeous pocket doors that showcase the history and charm of this well-cared-for home. With approximately 2,356 sq ft, there's plenty of room to spread out. The main level features a spacious living room, large dining room, convenient mudroom and main-floor bedroom with beautiful pocket doors. Upstairs you'll find 3 oversized bedrooms plus a smaller non-conforming room perfect for an office, storage or hobby space. The basement adds a finished room ideal for a home gym, craft or recreation room. Recent improvements include new flooring, fresh paint, new ceilings, updated bathrooms, newer fixtures and electrical plugs, new water heater, some newer windows and a roof approximately 6 years old. The home offers two heating options with both propane and an outdoor wood-burning system. Outside, mature apple trees attract deer and abundant wildlife, while the large spring-fed pond creates your own peaceful backyard retreat and is home to bass, perch and sunfish! An artesian well provides a naturally flowing water source and adds another unique feature to this country property. The large garage/pole building offers plenty of space for projects, equipment and toys, along with water, electricity and 220V service, plus a large lean-to for covered wood storage. Located just outside Evart and close to Muskegon River access for fishing, kayaking, canoeing and outdoor recreation. A truly special property combining historic character, modern updates, acreage, water, wildlife and workshop space!

7146 River Road, Evart

3 Beds ⋅ 1 Baths ⋅ 1949636 MLS ⋅ ACTIVE Status

Charming historic home situated on 4 beautiful acres in the welcoming farming community of Marion, Michigan. This special property blends historic character with modern touches, featuring many original details including beautiful quarter-sawn oak trim and classic built-ins. The home also boasts Amish-built kitchen cabinets, adding quality craftsmanship and timeless appeal. Outside, you’ll find a spacious 2-stall garage along with plenty of acreage to enjoy the peaceful country setting. A wonderful opportunity to own a piece of Marion’s history with room to enjoy the beauty and tranquility of country living.

19540 70th Avenue, Marion

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