Osceola Homes with FHA Listing Terms

Osceola Homes with FHA Listing Terms

Welcome to Osceola County, Michigan, a hidden gem nestled in the heart of the Midwest! Known for its breathtaking landscapes and vibrant community, Osceola County offers a perfect blend of natural beauty and small-town charm. With its lush forests, serene lakes, and scenic trails, outdoor enthusiasts will find ample opportunities for hiking, fishing, and camping. The county is home to several quaint towns, each boasting unique shops, delightful eateries, and friendly locals who take pride in their community.

Osceola County is not just about nature; it also has a rich history and a strong sense of community spirit. Local events and festivals throughout the year bring residents together, celebrating everything from art and culture to seasonal harvests. Families are drawn to the area for its excellent schools and safe neighborhoods, making it an ideal place to raise children.

When it comes to finding your dream home in Osceola County, you’ll be pleased to know that many properties are available with FHA listing terms. This means that first-time homebuyers and those looking for affordable housing options can take advantage of flexible financing opportunities. FHA loans often require lower down payments and have more lenient credit requirements, making it easier for you to secure a home in this picturesque region.

Whether you’re looking for a charming cottage by the lake or a spacious family home surrounded by nature, Osceola County has something for everyone. Come explore the possibilities and discover the warmth and beauty of this remarkable county!

Newest Osceola Homes with FHA Listing Terms

$179,900
3 Beds ⋅ 1 Baths ⋅ 26038792 MLS ⋅ ACTIVE Status
Step into the charm of this delightful Victorian home nestled in a quiet rural village. A welcoming covered front porch sets the stage for this spacious home featuring an updated kitchen with a large eating area, snack bar, and abundant cabinetry. The main floor offers a primary bedroom, formal dining room, inviting living room, cozy parlor, and a generous first-floor laundry room with ample storage. Upstairs you'll find two additional bedrooms, plus a walk-up attic with the potential to be finished as a fourth bedroom, office, or hobby space. A convenient rear mudroom leads to the Michigan basement, which houses the mechanicals. Situated on a nice level lot, the property also includes a large pole barn/garage with plenty of room for vehicles, recreational toys, and workshop space. Updated kitchen and bath, immediate occupancy, and endless opportunities to add your own personal style make this a wonderful place to call home.

105 Mackinaw Trail, Leroy
$155,000
4 Beds ⋅ 2 Baths ⋅ 26038694 MLS ⋅ ACTIVE Status
Conveniently located near downtown Evart, this 4-bedroom home offers plenty of space along with several recent updates. Many of the windows have been replaced, and additional improvements have been made over the years, providing added value and peace of mind. The fenced backyard is perfect for pets, play, gardening, or simply relaxing outdoors. With easy access to local shops, parks, schools, and everything downtown Evart has to offer, this home is a great opportunity for anyone looking for comfort, convenience, and room to grow.

211 N Pine Street, Evart
$309,999
5 Beds ⋅ 2 Baths ⋅ 26038574 MLS ⋅ ACTIVE Status
Situated on 5.3 private acres in northern Osceola County, this spacious home offers approximately 3,000 finished square feet with room to live, work, and entertain. The functional floor plan includes generous living spaces, main-floor laundry, and multiple decks and porches overlooking the peaceful setting. The detached garage features a dedicated wood shop and a partially finished theater room ready for your finishing touches. While the home could benefit from cosmetic and minor to moderate updates, it offers solid bones, abundant space, and a fantastic opportunity to build equity in a desirable country location.

18344 9 Mile Road, Reed City
$225,000
3 Beds ⋅ 1 Baths ⋅ 1948450 MLS ⋅ ACTIVE Status
Escape to the peace and quiet of country living with this charming 3-bedroom, 1.5-bath home situated on a beautiful 1-acre corner lot. Inside, you'll find a recently remodeled walk-out basement offering an abundance of finished bonus space—perfect for a family room, home office, gym, non-conforming bedroom or playroom—with excellent potential to add additional bedrooms and increase the home's living space. Roof, well and updated electrical panel all within the last 5 years for peace of mind! Outside, the property is equally impressive with a spacious two-story barn providing endless possibilities for storage, hobbies, livestock, or a workshop, along with a detached two-car garage for added convenience. Whether you're looking for room to grow, space to entertain, or simply want to enjoy the tranquility of the countryside, this property offers the perfect blend of comfort, functionality, and opportunity. Don't miss your chance to make this country retreat your own!

18994 W Two Mile Road, Hersey
$335,000
4 Beds ⋅ 2 Baths ⋅ 26038475 MLS ⋅ ACTIVE Status
Come and take a look! This modern ranch home is located just north of Evart, and an easy communte away from Cadillac, Big Rapids and Reed City! The payout is open and airy, with elevated ceilings, spacious bedrooms, a main floor laundry room. You will enjoy easy access to the 2 car attached garage and the wooded/private back yard, full of deer, turkey and all sports of wildlife. The basement is partially finished, and nearly doubling your finished space is easily within reach! Outside, this heavily wooded lot offers hunting opportunity and plenty of back and frontyard space for the family or the pets. The enormous pole barn is powered and ready to house you projects, your toys and your tools. Come take a look!

7975 110th Avenue, Evart
$474,000
3 Beds ⋅ 2 Baths ⋅ 26038437 MLS ⋅ ACTIVE Status
Welcome to 12423 20th Ave! This beautifully remodeled 3-bedroom, 2-bathroom farmhouse has been completely renovated from the inside out since 2020. Taken down to the studs, the home features updated mechanicals, electrical with diming lights throughout, flooring, windows, and much more, offering peace of mind and modern comfort for its next owner. Other highlights are quartz and granite countertops, in floor radiant heating, and a generator hookup. Step inside to discover a spacious open-concept living room, dining area, and kitchen, all filled with abundant natural light. The main floor also includes a full bathroom with a laundry area and a generous walk-in closet. Upstairs, you'll find three comfortable bedrooms and a full bathroom featuring a Jack-and-Jill vanity. Outside, this remarkable property spans nearly 34 acres of picturesque countryside. Mature trees, several natural springs, and over a mile of maintained trails create a truly unique and scenic outdoor retreat. Whether you're exploring the property for outdoor activities or enjoying the peace and quiet of the surroundings, there's no shortage of natural beauty. The 30' x 60' pole barn features 12-foot ceilings, electricity, and sits on an approximately 9-inch-thick concrete slab, providing ample space for equipment, recreational vehicles, hobbies, or additional storage. The farmhouse charm mixed with the modern updates makes this the perfect home for your future hobby farm, hunting land, or just up north country living.

12423 20th Avenue N, Marion
$279,900
3 Beds ⋅ 2 Baths ⋅ 26038384 MLS ⋅ ACTIVE Status
Looking for space, privacy, and room to ride? This single-story ranch-style home sits on 10 acres, just a short drive from Cadillac and convenient to US-131. The property offers open land, established trails ideal for horseback riding or ATVs, and a scenic creek that runs through the back corner. The home itself is a 3-bedroom, 1.5-bath ranch that is outdated and ready for updates. It includes a utility room and a full basement that can be finished or used for storage. A durable metal roof and dual heating options (wood and propane) are already in place. The attached two-car garage and large completed pole barn give you plenty of room for vehicles, equipment, livestock, or projects. Whether you want to renovate the house at your own pace or simply enjoy the acreage, trails, and outbuildings, this property delivers solid country living close to town amenities. Large yard space is perfect for animals, gardens, or outdoor recreation.Bring your vision and make this your next chapter in the

20290 11 Mile Road, Leroy
$245,000
2 Beds ⋅ 1 Baths ⋅ 26038028 MLS ⋅ ACTIVE Status
This incredible cottage feels like owning your own island with water on three sides, offering water views of Saddlebag Lake from every window. This peninsula oasis is a turn key opportunity to own a cottage that is ready to enjoy from day one. A well maintained two bedroom, 1 bath home has an open concept with large rooms that are great for entertaining. The screened in porch, large windows, and sliders make this home a bright and beautiful space. Purchase includes all furnishings, pontoon, and additional parcel.

9582 N Shore Drive, Evart
$273,900
3 Beds ⋅ 2 Baths ⋅ 26037984 MLS ⋅ ACTIVE Status
Discover this charming 3-bedroom, 2-bathroom single-family residence in Marion, MI, offering 1,200 square feet of finished living space on an expansive 98,010-square-foot lot. This waterfront property sits along the picturesque Middle Branch River, providing a serene setting and direct access to water recreation. The two-car garage provides convenient storage and parking solutions. The generous lot size creates abundant space for outdoor pursuits and potential development, while the riverfront location delivers a unique lifestyle opportunity. This is an exceptional property combining residential comfort with waterfront living on Michigan's beautiful landscape.

14150 Birch Lane, Marion
$199,900
4 Beds ⋅ 3 Baths ⋅ 26037712 MLS ⋅ ACTIVE BACKUP Status
Welcome to this well-maintained 4-bedroom, 2.5-bath home located within the City of Reed City. Situated on a desirable double lot, this property offers plenty of outdoor space with mature landscaping, creating an inviting setting for gardening, recreation, or simply enjoying the outdoors. Inside, you'll find a functional floor plan with generous living space and a walk-out basement that provides additional flexibility for storage, hobbies, or future finishing possibilities. The detached garage offers convenient parking and extra room for tools and equipment. The spacious yard provides ample room for outdoor activities while the home's location offers convenient access to local schools, parks, shopping, dining, and other community amenities. Whether you're looking for space to spread out or a home with easy access to everything Reed City has to offer, this property is one you'll want to see. Property Highlights: 4 bedrooms 2.5 bathrooms Walk-out basement Detached garage Double lot Spacious yard with mature landscaping Convenient in-town location Close to schools, parks, shopping, dining, and everyday amenities Schedule your private showing today and discover all that this Reed City property has to offer.

226 W Church Avenue, Reed City
$375,000
3 Beds ⋅ 1 Baths ⋅ 26037706 MLS ⋅ ACTIVE Status
Welcome to this inviting 3-bedroom, 1-bath tri-level home situated on approximately 1.65 acres along the scenic Hersey River in Reed City. Offering approximately 200 feet of river frontage, this property provides a wonderful opportunity to enjoy waterfront living with plenty of outdoor space. The home's tri-level design offers comfortable living areas, while the attached two-stall garage provides convenient parking and additional storage. Outside, the expansive open yard creates ample space for recreation, gardening, entertaining, or simply enjoying the peaceful surroundings. A driveway extending to the river offers convenient access to the waterfront, making it easy to appreciate fishing, kayaking, canoeing, or relaxing by the water, subject to local regulations and seasonal conditions. Whether you're looking for a year-round residence or a place to enjoy the natural beauty of Northern Michigan, this property offers a unique combination of space, river frontage, and a convenient location just minutes from Reed City's schools, shopping, dining, and everyday amenities. Schedule your private showing today to experience all this waterfront property has to offer.

20210 Maple Drive, Reed City
$215,000
2 Beds ⋅ 1 Baths ⋅ 26037373 MLS ⋅ ACTIVE Status
Welcome to this Charming Ranch/Cottage Home with Deeded access to Austin Lake! This unique home features: 2 Bedrooms, 1 Bath, located directly across from private lake access and boat launch! Great fishing lake! Home has an open floor plan with many updates. Updates that were done in last 5 years are; Central Air, Furnace, Cement patio outside bordering a Lovely layered garden area, kitchen with natural Hickory wood cabinetry, Laminate flooring thru-out, updated Well & Septic, generator hook ups and more! There is a convenient Laundry area and Pantry just in "side" door entry. Enjoy the 3 season screened porch area off the Garage! The 1 1/2 car garage offers great storage, a workbench, some shelving and electric. Convenient location to shopping, trails and many other lakes! Close to Reed City and Cadillac.

10182 Bertrand Boulevard, Reed City
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