Wexford Homes with FHA Listing Terms

Wexford Homes with FHA Listing Terms

Welcome to Wexford County, Michigan—a hidden gem nestled in the heart of the picturesque Northern Michigan landscape. Known for its stunning natural beauty, Wexford County is a paradise for outdoor enthusiasts, offering an abundance of recreational activities year-round. From the serene waters of Lake Cadillac and Lake Mitchell to the lush trails of the Manistee National Forest, this county is perfect for those who cherish nature and value an active lifestyle.

Wexford County boasts a charming blend of small-town warmth and modern conveniences. The vibrant communities of Cadillac, Manton, and surrounding areas are rich in history and offer a plethora of local shops, restaurants, and cultural attractions. Whether you're exploring the historic downtown, enjoying a summer festival, or savoring a delicious meal at a family-owned eatery, you’ll find that Wexford County has something for everyone.

For prospective homebuyers, Wexford County presents an exciting opportunity, especially for those looking to take advantage of FHA listing terms. With the backing of the Federal Housing Administration, these homes are designed to make homeownership more accessible, allowing you to secure a mortgage with lower down payments and more flexible credit requirements. This means you can find your dream home without the stress of hefty financial barriers.

Whether you're seeking a cozy cottage by the lake or a spacious family home in a friendly neighborhood, Wexford County's real estate market has a variety of options to suit your needs. Embrace the charm of Northern Michigan living and discover the perfect place to call home in Wexford County!

Newest Wexford Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 1948639 MLS ⋅ ACTIVE Status

Beautiful one-owner home, with two lots, that has been lovingly maintained, offering thoughtful design elements, comfortable living spaces, and a setting that makes this home a wonderful fit for all stages of life. Ideally located just down the road from The Eldorado Golf Course and with convenient access to US-131. The large vaulted-ceiling living room creates the perfect space to gather, unwind, and relax. A corner gas fireplace adds a cozy touch, while sliding glass doors lead to the back deck, inviting you outside to enjoy the peaceful surroundings and privacy provided by the beautifully wooded acreage. All three bedrooms and two full bathrooms are conveniently located on the main level. The primary en suite enjoys a slight degree of separation on the west end of the home and features a walk-in closet, beautiful hardwood floors, private bathroom and a charming window seating area. The additional two bedrooms are located just off the living room on the east side of the home. The eat-in kitchen offers plenty of prep space with a center island, a large pantry, and all appliances included. Anderson windows throughout the home provide quality and natural light, while central air conditioning adds year-round comfort. The main-floor laundry is conveniently located near the living spaces and features a pocket door for added functionality. The formal dining room showcases hardwood flooring and a touch of grandeur, making it a lovely setting for gatherings and special occasions. The unfinished basement provides abundant storage and plenty of opportunity for additional living or recreational space. A finished two-car garage adds convenience and functionality. Outside, enjoy all that this beautiful property has to offer, including a gazebo and patio tucked beneath the shade of the trees, creating a peaceful place to relax and enjoy the outdoors. A stone garden house, gazebo and additional outdoor features add even more versatility and charm to this special property.

7212 E 46 1/2 Road, Cadillac

4 Beds ⋅ 2 Baths ⋅ 1948618 MLS ⋅ ACTIVE Status

Exceptional 4-bedroom, 3-bath home offering 4,839 finished square feet on a beautifully maintained .96-acre lot. Designed for both comfortable living and entertaining, this spacious home features a generous primary suite with a private ensuite bath, multiple living areas, and a well-appointed floor plan. Enjoy outdoor living with an above-ground pool and nearly an acre of space to relax or play. Car enthusiasts, hobbyists, or those in need of extra storage will appreciate the attached 3-car garage as well as the detached secondary garage. Additional highlights include a dedicated office, new roof (2022), and a desirable Cadillac location close to schools, shopping, and recreational opportunities. A rare combination of space, functionality, and amenities—this property is ready to welcome its next owners.

8443 Valley Forge Drive, Cadillac

4 Beds ⋅ 2 Baths ⋅ 1948600 MLS ⋅ ACTIVE Status

Completely Remodeled with Million-Dollar Views! Perched atop 2.35 scenic acres, this stunning home offers breathtaking panoramic views that stretch for miles. Enjoy unforgettable sunsets from your spacious wood deck while overlooking the countryside—this is Northern Michigan living at its finest! Every inch of this 4-bedroom, 2-bath home has been thoughtfully remodeled, making it truly move-in ready. The open-concept design features gorgeous new flooring, trim, windows, and doors throughout, along with a beautiful kitchen showcasing high-end granite and quartzite countertops, a large center island, farmhouse sink, new induction range, and stainless steel appliances. The spacious primary suite offers a private retreat, while the custom tiled shower and quality finishes throughout give the home a luxurious feel. Comfort and efficiency are top priorities with central air, a forced-air furnace, and an outdoor wood boiler for economical heating options. A brand-new roof installed in 2026 provides added peace of mind. Outside, you'll find a 30x40 pole barn with a 15x40 enclosed lean-to currently used as a home gym, complete with 220-amp electrical service—perfect for hobbies, a workshop, or storing all your recreational toys. A 16x12 woodshed adds even more functionality. Located just minutes from the expressway, this property offers an easy commute to Cadillac or Traverse City while still providing the privacy and tranquility of country living. Plus, you're just a short drive from the beautiful Manistee River for fishing, kayaking, and year-round outdoor adventures. If you've been searching for a home that combines modern updates, incredible views, one-level living, and a fantastic location, this is one you won't want to miss!

6773 N 43 Road, Manton

4 Beds ⋅ 2 Baths ⋅ 1948594 MLS ⋅ ACTIVE Status

Welcome to this spacious 4-bedroom, 3-bath home offering 1,752 finished square feet in an exceptional location just across the road from Lake Cadillac. Enjoy seasonal lake views and refreshing breezes while being just minutes from downtown Cadillac, shopping, dining, schools, parks, the hospital, and year-round recreation. Originally built in 1972 and extensively remodeled in 2010, the home offers a functional layout with plenty of room to spread out. Upstairs you’ll find four bedrooms, including a private primary suite with its own full bathroom. A second full bathroom serves the remaining bedrooms, while the main level offers comfortable living spaces and a large bonus room that could function as a family room, home office, playroom, hobby space, or a potential non-conforming fifth bedroom. Outside, the large fenced backyard provides plenty of space for children, pets, gardening, and entertaining. Relax on the covered front porch while enjoying the breeze off Lake Cadillac, or unwind in the included hot tub after a long day. Additional features include boiler heat, private well, private septic, an attached one-car garage, a detached secondary garage ideal for storage, a workshop, or recreational equipment, a concrete driveway, and blacktop road frontage. Seller is considering all types of financing, including Conventional, Rural Development (RD), FHA, and VA loans. Offering an unbeatable location, a versatile floor plan, generous outdoor space, and the opportunity to make it your own over time, this home is ready for its next owners to enjoy everything Cadillac has to offer.

1017 Sunnyside Drive, Cadillac

3 Beds ⋅ 1 Baths ⋅ 1948513 MLS ⋅ ACTIVE Status

Affordable, move-in ready home built in 2018, offering 3 bedrooms and 1 full bathroom in a convenient Mesick location. The bright, functional floor plan features a spacious kitchen, living, and dining area, making everyday living easy. Step outside to enjoy the fully fenced backyard—perfect for pets, play, gardening, or entertaining. Situated on a quiet street, this home is just a short walk to Northern Exposure Campground with access to the beautiful Manistee River, providing opportunities for kayaking, fishing, tubing, and enjoying Northern Michigan's outdoor lifestyle. Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance Up North getaway, this property offers exceptional value in a great location.

3328 Clyde Drive, Mesick

2 Beds ⋅ 1 Baths ⋅ 1948416 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained, move-in ready 2-bedroom, 1-bathroom home situated on nearly half an acre in a convenient location just minutes from Cadillac's north end. Whether you're looking for your first home, a place to settle down or an investment opportunity, this property offers endless possibilities. The spacious 25x15 living room provides the perfect gathering space for entertaining family and friends or simply relaxing after a long day. The unfinished basement features a wood-burning fireplace and offers tremendous potential to create additional living space, a recreation room, home office or workshop tailored to your needs. Step outside to enjoy the large, shaded backyard, offering plenty of room for outdoor activities, gardening or peaceful evenings under the trees. Conveniently located near shopping, dining and everyday amenities, with quick access to the US-131 freeway for an easy commute north or south, this home combines comfort with convenience. Currently operating as a successful rental property, it presents an excellent investment opportunity while also being perfectly suited as a wonderful place to call home!

1533 Plett Road, Cadillac

2 Beds ⋅ 1 Baths ⋅ 26038294 MLS ⋅ ACTIVE Status

Escape to your own private Northern Michigan paradise! This beautifully renovated 2-bedroom, 1 bath home on 40 acres offers the perfect combination of modern comfort, rustic charm & year-round outdoor adventure. Completely renovated from top to bottom, the main level features a stunning new kitchen with stainless steel appliances, a dining area, mudroom, convenient laundry, and a cozy living room with a rustic accent wall. Recessed lighting and warm finishes throughout create the inviting Up North atmosphere you have been dreaming of. The flexible layout includes a main-level bedroom and an additional room with potential for use as a third bedroom, office, or den. A spiral staircase leads to the loft-style primary bedroom. Recent improvements include new siding on both the home and garage, a newer roof, replacement windows, composite front porch, updated 200-amp electrical service, new plumbing, drywall, flooring, fresh paint throughout, three mini-split heating and cooling systems & a generator inlet. Once a Christmas tree farm, the property offers 40 mostly wooded acres with maintained trails, established food plots, a hunting blind, berry patches, and mature hardwoods that may provide future timber value. Deer, turkey, grouse, and morel mushrooms add to the appeal of this outdoor enthusiast's retreat. The property also borders state land to the north and west, providing even more space to explore, hunt, hike & enjoy nature right from your own backyard. Located approximately 3 miles from Lake Mitchell and just minutes from downtown Cadillac, the home provides convenient access to boating, beaches, golf courses, campgrounds, the White Pine Trail, public land, ORV and snowmobile trails, schools, shopping, and dining. Whether you are looking for a peaceful year-round home, weekend getaway, stylish hunting retreat, or your own recreational escape, this exceptional property offers endless possibilities. Call for a private tour today! You're Up North adventure begins here.

3251 E 46 Road, Cadillac

5 Beds ⋅ 1 Baths ⋅ 1948390 MLS ⋅ ACTIVE Status

Escape to your own private Northern Michigan retreat! Nestled on 10 beautiful acres between Peterson and Dobson Bridges, this charming brick home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring a beautiful mix of mature hardwoods and pine, this property is a dream for hunters, nature lovers, and anyone seeking peace and quiet. The home offers up to five potential bedrooms, two cozy fireplaces, a spacious loft, and a walk-out basement with excellent potential for additional living space. The updated living and dining areas create a warm and inviting atmosphere, while the functional layout provides plenty of room for family, guests, a home office, or hobby space. The property is well-equipped with two versatile pole buildings, providing abundant space for vehicles, recreational equipment, tractors, ATVs, boats, workshop space, or hobby projects. Whether you're looking for extra storage or room for all your Northern Michigan toys, these outbuildings offer endless possibilities. Bordering U.S. Federal Forest on one corner, you'll enjoy direct access to thousands of acres of public land for hunting, hiking, snowmobiling, and exploring. Located just minutes from the renowned Pine River and surrounded by endless outdoor recreation, this property is an ideal year-round residence, hunting camp, vacation getaway, or investment opportunity. An additional 30-acre parcel directly behind the property is also available for purchase, offering the opportunity to expand your acreage and privacy. Note: Some bedrooms may be non-conforming. Buyers are encouraged to verify room dimensions and bedroom conformity to meet their individual needs. If you've been searching for a private country property with acreage, abundant wildlife, room to roam, and exceptional storage for all your equipment and outdoor adventures, this Wellston retreat is one you won't want to miss.

10530 W 48 1/2 Road, Wellston

3 Beds ⋅ 1 Baths ⋅ 1948371 MLS ⋅ ACTIVE Status

Welcome to 901 Ernst Street. Move-in ready and in a fantastic Cadillac location! This inviting 3-bedroom, 1.5-bath home offers 1,483 square feet of comfortable living space and is perfectly situated on a desirable corner lot, just minutes from downtown Cadillac, shopping, dining, and the all new Diggins Hill Playground. Enjoy peace of mind knowing the home features a new roof installed in 2023, one of the most important updates already completed. Inside, you'll find a welcoming layout with plenty of space to make your own, while the 1-car garage provides added convenience and storage. The home features a beautiful original wooden staircase that preserves its historic charm, while thoughtful updates throughout the rest of the home provide the comfort and convenience of modern living. Step outside to a cute, fenced backyard offering the perfect space for pets, gardening, entertaining, or simply relaxing outdoors. With its ideal combination of location, functionality, and important updates, this home is an excellent opportunity for first-time buyers, downsizers, or anyone looking to enjoy all that Cadillac has to offer.

901 Ernst Street, Cadillac

2 Beds ⋅ 2 Baths ⋅ 26037596 MLS ⋅ ACTIVE BACKUP Status

Welcome to this beautifully maintained, move-in-ready home located just minutes outside of Cadillac. This spacious 2-bedroom, 2-bathroom property boasts vaulted ceilings, large bedrooms, and a primary suite featuring a walk-in shower. The updated kitchen is ready for its new owners, while major recent investments—including a brand-new roof (2025), a newer 2-stall detached garage, and a newly added 10x12 storage shed—offer ultimate peace of mind. Outside, you'll find beautiful landscaping, a paved driveway, covered front and back entrances, and an expansive deck complete with a handicap-accessible ramp. With added bonuses like central air and an included generator, this home truly has it all. Call today to schedule your personal tour!

8166 Constitution Boulevard, Cadillac

2 Beds ⋅ 2 Baths ⋅ 26037514 MLS ⋅ ACTIVE Status

Set on an impressive 63.79 acres, this Harrietta property offers the ultimate land focused lifestyle just minutes from Caberfae Peaks Ski Resort and surrounded by miles of riding trails for dirt bikes, side by sides, snowmobiles, and more. This is two parcels, roughly 55 acres and 8 acres with potential more splits upon township approval, the acreage provides endless options for homesteading, investing, or creating your own private retreat. The home features 2 bedrooms, 2 bathrooms, a finished kitchen downstairs, and full plumbing ready for a second kitchen upstairs, making dual living or expansion simple. Outdoors, hunters and anglers will appreciate Hinton Creek running through much of the property, along with abundant wildlife and peaceful wooded surroundings. Whether you're seeking quiet seclusion, a cabin in the woods, or land to truly live off, this property delivers rare space, versatility, and opportunity.

9191 W 34 Road, Harrietta

4 Beds ⋅ 1 Baths ⋅ 1948154 MLS ⋅ ACTIVE Status

Beautifully Updated Victorian in the Heart of Cadillac! Timeless character meets modern comfort in this beautifully maintained 4-bedroom, 1-bath home offering 1,625 square feet plus a full basement with endless storage or future finishing potential. Need more space? A versatile main-floor bonus room offers the perfect opportunity for a 5th bedroom, home office, or playroom. You'll love the long list of updates, including a new kitchen, updated electrical and plumbing fixtures, newer furnace, water heater, fresh paint, refinished hardwood floors, roof and much more—giving you the charm of a classic Victorian without sacrificing today's conveniences. Relax with your morning coffee on the inviting covered front porch or unwind in the enclosed porch. The private, wooded backyard creates a surprising retreat right in town, while the large detached garage provides plenty of room for vehicles, hobbies, and extra storage. Ideally located in the heart of Cadillac, you'll enjoy quick access to downtown, Lake Cadillac, shopping, restaurants, parks, walking and biking trails, and everything this vibrant community has to offer. If you're searching for a move-in-ready Victorian home with modern updates, flexible living space, a large garage, and a prime Cadillac location, this is one you won't want to miss!

846 Farrar Street, Cadillac

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