Wexford Homes with FHA Listing Terms

Wexford Homes with FHA Listing Terms

Welcome to Wexford County, Michigan—a hidden gem nestled in the heart of the picturesque Northern Michigan landscape. Known for its stunning natural beauty, Wexford County is a paradise for outdoor enthusiasts, offering an abundance of recreational activities year-round. From the serene waters of Lake Cadillac and Lake Mitchell to the lush trails of the Manistee National Forest, this county is perfect for those who cherish nature and value an active lifestyle.

Wexford County boasts a charming blend of small-town warmth and modern conveniences. The vibrant communities of Cadillac, Manton, and surrounding areas are rich in history and offer a plethora of local shops, restaurants, and cultural attractions. Whether you're exploring the historic downtown, enjoying a summer festival, or savoring a delicious meal at a family-owned eatery, you’ll find that Wexford County has something for everyone.

For prospective homebuyers, Wexford County presents an exciting opportunity, especially for those looking to take advantage of FHA listing terms. With the backing of the Federal Housing Administration, these homes are designed to make homeownership more accessible, allowing you to secure a mortgage with lower down payments and more flexible credit requirements. This means you can find your dream home without the stress of hefty financial barriers.

Whether you're seeking a cozy cottage by the lake or a spacious family home in a friendly neighborhood, Wexford County's real estate market has a variety of options to suit your needs. Embrace the charm of Northern Michigan living and discover the perfect place to call home in Wexford County!

Newest Wexford Homes with FHA Listing Terms

2 Beds ⋅ 1 Baths ⋅ 1948755 MLS ⋅ ACTIVE Status

Nice 2 bedroom, 2 bath in the heart of Cadillac. Close to Lake Cadillac, Franklin Elementary School, the downtown area and the public library. The new owner could add a garage in the large backyard (access off the alley).

405 Prospect Street, Cadillac

3 Beds ⋅ 1 Baths ⋅ 1948752 MLS ⋅ ACTIVE Status

Located just minutes from downtown Cadillac, this 3-bedroom, 1-bath home offers the perfect blend of character, functionality, and affordability. Inside you'll find beautiful hardwood floors, spacious living and dining areas, over 1,200 finished square feet, and a full basement. Outside, you'll appreciate the detached two-car garage featuring 220-volt electrical service and a forced-air furnace, making it an ideal space for projects, hobbies, or a year-round workshop. Recent improvements—including a newer roof (2023), and remodeled bathroom. Whether you're purchasing your first home, or adding to your investment portfolio, this property offers outstanding value in today's market. Professional photography coming soon.

717 E Garfield Street, Cadillac

3 Beds ⋅ 2 Baths ⋅ 1948750 MLS ⋅ ACTIVE Status

Nestled just outside Mesick on 3 private acres, ideally positioned between Cadillac and Traverse City, this updated ranch features bright, open living with luxury vinyl plank flooring throughout. A covered porch invites you in, while built-in shelving and cubbies in living spaces keep things tidy. The airy primary suite offers a spa-like bath, walk-in closet, and main-floor laundry. Sunlight fills every corner through abundant windows. Relax by two cozy fireplaces, or host gatherings on the expansive deck, patio, or around the fire pits. The walkout basement offers a family room, wet bar, and a bedroom. An extra-large two-car garage, plus an updated furnace, new water heater, and water softener, complete this very private, and quiet, retreat. VA assumable loan available.

3854 W 18 Road, Mesick

2 Beds ⋅ 1 Baths ⋅ 1948716 MLS ⋅ ACTIVE Status

Tucked away at the end of a private road, this charming 2-bedroom, 2½-bath home offers the peace, privacy, and natural beauty you've been searching for. Nestled on 10 beautifully wooded acres of mature hardwoods, you'll enjoy the sights and sounds of Northern Michigan with deer, wild turkeys, and even the occasional black bear wandering through the property. Built in 2001, this well-maintained home features an open-concept living area and soaring vaulted ceilings. The second-floor loft overlooks the living room below and includes a versatile landing that's perfect for a home office, reading nook, or additional sitting area. The generously sized primary suite provides a relaxing retreat, while thoughtful updates include an on-demand hot water heater and a new metal roof installed within the last three years. Sip your morning coffee from the covered front porch or unwind in the evening while taking in the peaceful wooded surroundings. A curved driveway leads you to the home, creating a secluded setting with exceptional privacy. Additional features include a 2-car attached garage and the convenience of being sold fully furnished, including many household furnishings, a lawn mower, and useful tools—making it easy to move in and start enjoying everything this property has to offer. Perfect as a year-round residence, vacation getaway, or investment property, this home is ideally located just minutes from the Public Land, the Hodenpyle Dam Pond, and Crystal Mountain. Enjoy easy access to skiing, golfing, hiking, boating, fishing, snowmobiling, ORV trails, and countless outdoor adventures. Conveniently located approximately 30 minutes from Traverse City, 20 minutes from Cadillac, and 40 minutes from the shores of Lake Michigan. This property is being sold as-is, offering an incredible opportunity to own your own private slice of Northern Michigan.

3878 Vista Valley Trail, Mesick

4 Beds ⋅ 3 Baths ⋅ 1948664 MLS ⋅ ACTIVE Status

Welcome to this exceptional 4-bedroom, 3-bathroom home, approximately 2100 finished sq.ft., built in 2019, ideally situated on a peaceful ½-acre lot just south of Buckley. Thoughtfully designed with quality craftsmanship and tasteful finishes throughout, this home perfectly blends modern elegance with the inviting charm of Northern Michigan. Step inside to a bright, open-concept living area featuring soaring vaulted ceilings, a beautiful stone gas fireplace, and abundant natural light. The spacious kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, a large center island, and plenty of space for gathering with family and friends. The main-floor primary suite offers a private retreat with a luxurious en-suite bathroom featuring a soaking tub and separate shower. Main-floor laundry provides added convenience for everyday living. The fully finished lower level expands the home's living space with two spacious bedrooms, one featuring a large walk-in closet. There is a full bathroom, a large family room, and a generous storage area—ideal for guests, entertaining, or multi-generational living. Just off the living and dining area, a spacious side deck extends your living space outdoors, creating the perfect setting to enjoy your morning coffee, host family and friends, or simply unwind while taking in the peaceful Northern Michigan surroundings. Located just minutes from the Manistee River, ORV and snowmobile trails, and countless opportunities for outdoor recreation, this home offers the perfect balance of refined living and the Up North lifestyle. Conveniently situated between Cadillac and Traverse City, you'll enjoy the tranquility of country living, Manistee River access just down the road, along with endless miles of ORV trails. Don't miss out on this opportunity to call this place your next Northern MI home.

6160 W 10 1/2 Mile Road, Mesick

3 Beds ⋅ 2 Baths ⋅ 1948639 MLS ⋅ ACTIVE Status

Beautiful one-owner home, with two lots, that has been lovingly maintained, offering thoughtful design elements, comfortable living spaces, and a setting that makes this home a wonderful fit for all stages of life. Ideally located just down the road from The Eldorado Golf Course and with convenient access to US-131. The large vaulted-ceiling living room creates the perfect space to gather, unwind, and relax. A corner gas fireplace adds a cozy touch, while sliding glass doors lead to the back deck, inviting you outside to enjoy the peaceful surroundings and privacy provided by the beautifully wooded acreage. All three bedrooms and two full bathrooms are conveniently located on the main level. The primary en suite enjoys a slight degree of separation on the west end of the home and features a walk-in closet, beautiful hardwood floors, private bathroom and a charming window seating area. The additional two bedrooms are located just off the living room on the east side of the home. The eat-in kitchen offers plenty of prep space with a center island, a large pantry, and all appliances included. Anderson windows throughout the home provide quality and natural light, while central air conditioning adds year-round comfort. The main-floor laundry is conveniently located near the living spaces and features a pocket door for added functionality. The formal dining room showcases hardwood flooring and a touch of grandeur, making it a lovely setting for gatherings and special occasions. The unfinished basement provides abundant storage and plenty of opportunity for additional living or recreational space. A finished two-car garage adds convenience and functionality. Outside, enjoy all that this beautiful property has to offer, including a gazebo and patio tucked beneath the shade of the trees, creating a peaceful place to relax and enjoy the outdoors. A stone garden house, gazebo and additional outdoor features add even more versatility and charm to this special property.

7212 E 46 1/2 Road, Cadillac

4 Beds ⋅ 2 Baths ⋅ 1948618 MLS ⋅ ACTIVE Status

Exceptional 4-bedroom, 3-bath home offering 4,839 finished square feet on a beautifully maintained .96-acre lot. Designed for both comfortable living and entertaining, this spacious home features a generous primary suite with a private ensuite bath, multiple living areas, and a well-appointed floor plan. Enjoy outdoor living with an above-ground pool and nearly an acre of space to relax or play. Car enthusiasts, hobbyists, or those in need of extra storage will appreciate the attached 3-car garage as well as the detached secondary garage. Additional highlights include a dedicated office, new roof (2022), and a desirable Cadillac location close to schools, shopping, and recreational opportunities. A rare combination of space, functionality, and amenities—this property is ready to welcome its next owners.

8443 Valley Forge Drive, Cadillac

4 Beds ⋅ 2 Baths ⋅ 1948600 MLS ⋅ ACTIVE Status

Completely Remodeled with Million-Dollar Views! Perched atop 2.35 scenic acres, this stunning home offers breathtaking panoramic views that stretch for miles. Enjoy unforgettable sunsets from your spacious wood deck while overlooking the countryside—this is Northern Michigan living at its finest! Every inch of this 4-bedroom, 2-bath home has been thoughtfully remodeled, making it truly move-in ready. The open-concept design features gorgeous new flooring, trim, windows, and doors throughout, along with a beautiful kitchen showcasing high-end granite and quartzite countertops, a large center island, farmhouse sink, new induction range, and stainless steel appliances. The spacious primary suite offers a private retreat, while the custom tiled shower and quality finishes throughout give the home a luxurious feel. Comfort and efficiency are top priorities with central air, a forced-air furnace, and an outdoor wood boiler for economical heating options. A brand-new roof installed in 2026 provides added peace of mind. Outside, you'll find a 30x40 pole barn with a 15x40 enclosed lean-to currently used as a home gym, complete with 220-amp electrical service—perfect for hobbies, a workshop, or storing all your recreational toys. A 16x12 woodshed adds even more functionality. Located just minutes from the expressway, this property offers an easy commute to Cadillac or Traverse City while still providing the privacy and tranquility of country living. Plus, you're just a short drive from the beautiful Manistee River for fishing, kayaking, and year-round outdoor adventures. If you've been searching for a home that combines modern updates, incredible views, one-level living, and a fantastic location, this is one you won't want to miss!

6773 N 43 Road, Manton

4 Beds ⋅ 2 Baths ⋅ 1948594 MLS ⋅ ACTIVE Status

Welcome to this spacious 4-bedroom, 3-bath home offering 1,752 finished square feet in an exceptional location just across the road from Lake Cadillac. Enjoy seasonal lake views and refreshing breezes while being just minutes from downtown Cadillac, shopping, dining, schools, parks, the hospital, and year-round recreation. Originally built in 1972 and extensively remodeled in 2010, the home offers a functional layout with plenty of room to spread out. Upstairs you’ll find four bedrooms, including a private primary suite with its own full bathroom. A second full bathroom serves the remaining bedrooms, while the main level offers comfortable living spaces and a large bonus room that could function as a family room, home office, playroom, hobby space, or a potential non-conforming fifth bedroom. Outside, the large fenced backyard provides plenty of space for children, pets, gardening, and entertaining. Relax on the covered front porch while enjoying the breeze off Lake Cadillac, or unwind in the included hot tub after a long day. Additional features include boiler heat, private well, private septic, an attached one-car garage, a detached secondary garage ideal for storage, a workshop, or recreational equipment, a concrete driveway, and blacktop road frontage. Seller is considering all types of financing, including Conventional, Rural Development (RD), FHA, and VA loans. Offering an unbeatable location, a versatile floor plan, generous outdoor space, and the opportunity to make it your own over time, this home is ready for its next owners to enjoy everything Cadillac has to offer.

1017 Sunnyside Drive, Cadillac

3 Beds ⋅ 1 Baths ⋅ 1948513 MLS ⋅ ACTIVE Status

Affordable, move-in ready home built in 2018, offering 3 bedrooms and 1 full bathroom in a convenient Mesick location. The bright, functional floor plan features a spacious kitchen, living, and dining area, making everyday living easy. Step outside to enjoy the fully fenced backyard—perfect for pets, play, gardening, or entertaining. Situated on a quiet street, this home is just a short walk to Northern Exposure Campground with access to the beautiful Manistee River, providing opportunities for kayaking, fishing, tubing, and enjoying Northern Michigan's outdoor lifestyle. Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance Up North getaway, this property offers exceptional value in a great location.

3328 Clyde Drive, Mesick

2 Beds ⋅ 1 Baths ⋅ 1948416 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained, move-in ready 2-bedroom, 1-bathroom home situated on nearly half an acre in a convenient location just minutes from Cadillac's north end. Whether you're looking for your first home, a place to settle down or an investment opportunity, this property offers endless possibilities. The spacious 25x15 living room provides the perfect gathering space for entertaining family and friends or simply relaxing after a long day. The unfinished basement features a wood-burning fireplace and offers tremendous potential to create additional living space, a recreation room, home office or workshop tailored to your needs. Step outside to enjoy the large, shaded backyard, offering plenty of room for outdoor activities, gardening or peaceful evenings under the trees. Conveniently located near shopping, dining and everyday amenities, with quick access to the US-131 freeway for an easy commute north or south, this home combines comfort with convenience. Currently operating as a successful rental property, it presents an excellent investment opportunity while also being perfectly suited as a wonderful place to call home!

1533 Plett Road, Cadillac

2 Beds ⋅ 1 Baths ⋅ 26038294 MLS ⋅ ACTIVE Status

Escape to your own private Northern Michigan paradise! This beautifully renovated 2-bedroom, 1 bath home on 40 acres offers the perfect combination of modern comfort, rustic charm & year-round outdoor adventure. Completely renovated from top to bottom, the main level features a stunning new kitchen with stainless steel appliances, a dining area, mudroom, convenient laundry, and a cozy living room with a rustic accent wall. Recessed lighting and warm finishes throughout create the inviting Up North atmosphere you have been dreaming of. The flexible layout includes a main-level bedroom and an additional room with potential for use as a third bedroom, office, or den. A spiral staircase leads to the loft-style primary bedroom. Recent improvements include new siding on both the home and garage, a newer roof, replacement windows, composite front porch, updated 200-amp electrical service, new plumbing, drywall, flooring, fresh paint throughout, three mini-split heating and cooling systems & a generator inlet. Once a Christmas tree farm, the property offers 40 mostly wooded acres with maintained trails, established food plots, a hunting blind, berry patches, and mature hardwoods that may provide future timber value. Deer, turkey, grouse, and morel mushrooms add to the appeal of this outdoor enthusiast's retreat. The property also borders state land to the north and west, providing even more space to explore, hunt, hike & enjoy nature right from your own backyard. Located approximately 3 miles from Lake Mitchell and just minutes from downtown Cadillac, the home provides convenient access to boating, beaches, golf courses, campgrounds, the White Pine Trail, public land, ORV and snowmobile trails, schools, shopping, and dining. Whether you are looking for a peaceful year-round home, weekend getaway, stylish hunting retreat, or your own recreational escape, this exceptional property offers endless possibilities. Call for a private tour today! You're Up North adventure begins here.

3251 E 46 Road, Cadillac

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