Charlotte Homes with Cash Listing Terms

Charlotte Homes with Cash Listing Terms

Welcome to the vibrant community of Charlotte, Michigan, nestled in the heart of Eaton County. Known for its rich history and friendly atmosphere, Charlotte is not just a place to live; it's a place to thrive. One of the standout features of this charming city is its exceptional school district, which is dedicated to providing a top-notch education for its students. The Charlotte Public Schools are renowned for their commitment to academic excellence, innovative programs, and a supportive environment that fosters personal growth. With a variety of extracurricular activities and dedicated staff, families can feel confident that their children are receiving a well-rounded education.

Living in Charlotte means you’ll have access to a tight-knit community where neighbors become friends, and local events bring everyone together. The city boasts beautiful parks, recreational facilities, and a lively downtown area, making it an ideal setting for families and individuals alike.

If you're considering a move to this beautiful area, you'll be pleased to know that there are homes available with cash listing terms. This option provides buyers with flexibility and convenience, making the purchasing process smoother and more accessible. Whether you're looking for a cozy family home or a charming property to start your new chapter, Charlotte has something for everyone.

Explore the opportunities that await you in Charlotte, MI, where quality education, a warm community, and attractive housing options come together to create the perfect place to call home!

Newest Charlotte Homes with Cash Listing Terms

$270,000
2 Beds ⋅ 2 Baths ⋅ 20261073238 MLS ⋅ ACTIVE Status
**OPEN HOUSE SATURDAY 9/12 FROM 9-11AM & SUNDAY 11AM-2PM **Just a short walk from Crandell Park and close to the exciting entertainment and development planned for the surrounding area, this one-of-a-kind condo puts you in the perfect spot to enjoy everything Charlotte already has to offer while watching the community continue to grow around you.And when you come home, life gets even easier.Offering approximately 1,680 square feet including the finished basement, this condo gives you plenty of room to live, entertain, work, or simply spread out. The finished lower level adds flexible bonus space, while the spacious 2.5-car detached garage offers room for vehicles, storage, hobbies, and more.Inside, many of the updates have already been taken care of. Brand-new windows were installed in August 2025, along with a new LG refrigerator in January 2025. You’ll also find a newer gas range with convection, air fry, bake and griddle features, LG stackable washer and dryer, motorized window blinds, a 2024 water heater, newer basement and stairway carpet, updated ceiling fans and light fixtures, and comfort-height toilets.With lawn care and snow removal included in the HOA, you can spend less time worrying about upkeep and more time actually enjoying where you live. Take a walk to the park, explore Charlotte, entertain at home, or simply enjoy having your weekends back.Mounted TVs stay, and select kitchenette and living room furniture may also be negotiable, making your move that much easier.Less maintenance. More living. And a front-row seat to what’s next for Charlotte. Now is the perfect time to make this place home.

2887 Twelve Oaks Drive, Charlotte
$625,000
4 Beds ⋅ 2 Baths ⋅ 26046437 MLS ⋅ ACTIVE Status
Welcome to your own private retreat! Set on 32 wooded acres, this spacious 4-bedroom, 2-bath home offers the perfect blend of country living, outdoor recreation, and excellent hunting potential. Word on the street is that a couple record breaking whitetail bucks have been harvested here. The property features an established livestock fence and run-in shelter, making it ideal for horses or other hobby farming ventures, A 30x80 barn provides an abundance of room for equipment, storage, workshop space, or livestock. Multiple decks and patio areas create plenty of options for entertaining, relaxing, and taking in the peaceful surroundings. When it's time to unwind, enjoy the hot tub, take a dip in the above-ground pool, or chill with a cold beverage on the deck. A whole-house generator and fully fenced back yard provide added peace of mind. All of the perks of country living just 20 minutes outside of Lansing.

8720 N Cochran Road, Grand Ledge
$179,000
4 Beds ⋅ 2 Baths ⋅ 26046149 MLS ⋅ ACTIVE Status
Welcome to this spacious 4-bedroom, 2-bath home located just minutes from downtown Charlotte and its local shops, restaurants, and community amenities. The main floor offers the convenience of a bedroom, full bathroom, and laundry. The partially finished basement adds even more usable space to the home. Outside, you'll find a partially fenced backyard with room to relax, entertain, or enjoy the outdoors. One of the standout features of this property is the detached 2-car garage with a large addition, providing approximately 1,200 square feet of total garage space. Whether you're looking for extra storage, workshop space, room for hobbies, or simply an impressive amount of garage area, this property delivers. With its convenient location near downtown and plenty of usable space inside and out, this Charlotte home is ready for its next owner.

224 N Clinton Street, Charlotte
$200,000
26044397 MLS ⋅ ACTIVE Status
Just under 30 acres of gorgeous property ready for your build plans, hobby farm, hunting and more! Located at the end of a beautiful private drive. Minutes from downtown Charlotte, the tranquil Crandall Park and tons of great shopping and dining. Schedule your tour today!

Snowy Pine Drive, Charlotte
$199,900
3 Beds ⋅ 2 Baths ⋅ 20261062593 MLS ⋅ ACTIVE BACKUP Status
Spacious 3-bedroom, 2-bath manufactured home situated on approximately 3 acres, offering plenty of space and privacy. Property features a 24' pole barn with electricity and insulation, perfect for storage, a workshop, or recreational equipment. Manufactured home has an Affidavit of Affixture. Great opportunity to enjoy country-style living with plenty of room to make it your own!

1010 McConnell Highway, Charlotte
$145,000
3 Beds ⋅ 2 Baths ⋅ 26037946 MLS ⋅ ACTIVE Status
Welcome to this spacious 3-bedroom, 1.5-bath home in the heart of Charlotte, offering nearly 2,000 finished sq. ft. of living space. Features include an updated roof, wood-burning stove for supplemental heat, oversized 2.5-car garage, and a large rear parking area with plenty of room for guests, entertaining, or extra vehicles. The shared driveway leads to a generous turnaround and ample off-street parking. This home has been well maintained and is move-in ready, with great potential for a buyer looking to add their own style and build equity. Priced to reflect needed cosmetic updates, including windows, flooring, paint, siding, and a kitchen renovation. The HVAC system is older but currently operational. An exceptional opportunity for homeowners or investors seeking outstanding value with significant upside. **Interior photos coming soon!**

220 Prairie Street, Charlotte
$45,000
2 Beds ⋅ 1 Baths ⋅ 20261056946 MLS ⋅ ACTIVE Status
ZERO DOWN OWNER FINANCING — PLUS YOUR FIRST YEAR OF HOA DUES, WAIVED! Calling all builders, contractors, handy buyers, and investors: this 700 sq ft raw framed shell at Pleasant Street Manor is ready for your custom build-out, and the seller will carry the note with NO DOWN PAYMENT required. A refundable-toward-closing earnest deposit and closing costs is all it takes to own it — As an added incentive, the seller will cover your first 12 months of HOA dues...Framed to the studs and stubbed for a 1–2 bed, 1 full bath layout, Unit 7 is a blank canvas: subfloor leveling, electrical, plumbing, and a tap into the building’s new commercial steam boiler are all part of the roughly 45,000 dollar build-out scope, along with storm-graded window replacement, interior framing, drywall, cabinetry, and flooring.Once finished, Unit 7 plugs into an all-inclusive 400/mo HOA covering heat, water, gas, building insurance, and grounds — Blocks from downtown Charlotte, minutes to I-69, 25 minutes to Lansing/MSU. Sold strictly as-is. Buyer to verify all local building codes, permits, and HOA architectural board requirements prior to build-out. Seller-financing terms subject to a fully executed written agreement — contact listing agent for full details.

510 Pleasant Street, Charlotte
$89,900
3 Beds ⋅ 2 Baths ⋅ 20261056899 MLS ⋅ ACTIVE Status
Investor value-add opportunity at Pleasant Street Manor, 510 Pleasant Street, Charlotte. This 960 sq ft, 3-bedroom, 2-full-bath condominium is offered as-is and priced to reflect an estimated $20,000 renovation scope:subfloor preparation and leveling, drywall, new kitchen and bathroom fixtures, cabinetry, interior doors, paint, andflooring throughout. Living room windows are ready for reframing, and the private deck balcony is ready to berepurposed.Seller financing is available on flexible terms — This property is eligible for cash purchase, conventional, FHA 203(k) or Fannie Mae Home Style Renovation financing.This property features a $466/month HOA fee that covers— heat, hot water, gas, landscaping, snow removal, andmaster building insurance — Located blocks from downtown Charlotte shopping, parks, and dining, with I-69 access for a roughly 25-minute commuteto Lansing and Michigan State University. Offers reviewed as received; proof of funds or financing pre-qualification requested.

510 Pleasant Street, Charlotte
$84,999
26036605 MLS ⋅ ACTIVE Status
Please note- seller has lowered the price several times and are now firm at the asking price. Discover this 1.37-acre commercial lot in the Charlotte area of Eaton County, Michigan. Featuring mostly flat, partially wooded terrain, the property offers a versatile setting for a variety of future commercial possibilities. Water is available, providing added convenience for future development. Located close to major highways, the property offers convenient visibility and accessibility while being near local businesses, shopping, dining, and everyday amenities. Situated in the Charlotte area, this property presents an excellent opportunity in a growing Michigan community.

5515 Lansing Road, Charlotte
$135,700
2 Beds ⋅ 2 Baths ⋅ 20261052776 MLS ⋅ ACTIVE Status
Unit 2 (1,050 sq ft | 2 Bed / 2 Bath) WELCOME TO PLEASANT STREET MANOR — UNIT 2! Aggressively priced for a quick sale, this premium 1st-floor corner condo offers 2 beds, 2 full baths, and 1,050 sq ft of accessible living. Perfect alternative to high-rent or house maintenance!ALL-INCLUSIVE HOA ADVANTAGE: Your $466/mo fee covers HEAT, WATER, GAS, snow removal, lawn care, and building insurance. Owners pay $0 separately for major utilities! The new commercial boiler/water tanks handle climate costs for zero added bills.FEATURES: Enjoy stair-free access via secure lobby or private double doors to your personal deck. Sprawling living room with massive corner windows, formal dining, primary suite with private bath, and deep storage. Includes basement storage and 2 assigned parking spaces. Steps from downtown Charlotte and minutes to I-69 for a fast Lansing commute. Priced below market ceiling for instant equity. Schedule a private tour today!

510 Pleasant Street, Charlotte
$119,900
2 Beds ⋅ 2 Baths ⋅ 20261052830 MLS ⋅ ACTIVE Status
Move-in-ready 2 bedroom, 2 full bath condominium on the second floor of Pleasant Street Manor, a condominiumbuilding (built 1967, newly converted) at 510 Pleasant Street in Charlotte, MI. Unit 4 offers 1,050 square feet witha sliding-glass-door balcony off the dining area, a primary suite with a private en-suite bath and standaloneshower, and a second full bath serving the second bedroom. Additional storage is available in the hallway and adedicated basement storage space.The $472.34/month HOA assessment is all-inclusive: heat, hot water, gas, master building insurance,landscaping, lawn care, and snow removal are all covered, leaving the owner responsible only for a low-costwalls-in insurance policy. The building also includes common laundry and 2 assigned off-street parking spaces forthis unit.The condominiums Master Deed is recorded with Eaton County (June 22, 2026); title is insurable now, andconventional and cash financing are available — Buyer to verify square footage, HOA assessments, andAssociation rules directly with the Association of Co-owners prior to closing.

510 Pleasant Street, Charlotte
$107,900
3 Beds ⋅ 2 Baths ⋅ 20261052622 MLS ⋅ ACTIVE Status
— MOVE-IN READY 3-BEDROOM. Welcome to 510 Pleasant Street, Unit 6. This top-floor, 3-bedroom, 2-full-bathroom condo spans 1,010 square feet, is freshly finished and move-in ready, — Real square footage, a genuine third bedroom, and nothing left to do but move in.THE ULTIMATE ALL-INCLUSIVE UTILITY UMBRELLAYour $470 monthly HOA fee includes Heat, Water & Gas: The building's commercial steam heating boiler and common water tanks handle 100% of your indoor climate and hot water costs.Zero Outdoor Chores: Lawn care, professional landscaping, and snow removal are completely managed by the association.The HOA includes master building insurance.THREE REAL BEDROOMS, TOP-FLOOR PRIVACYNo neighbors living above you. A sprawling living room flows into a formal dining area, with sliding glass doors opening onto a private, elevated exterior deck balcony overlooking the tree-lined streetscape. Three genuinely usable bedrooms — The primary bedroom includes its own en-suite bathroom; the second bathroom features a full tub. Includes dedicated basement storage, shared common laundry, and two assigned off-street parking spaces.UNMATCHED STRATEGIC LOCATIONA short walk to downtown Charlotte parks, dining, and shopping, with immediate access to the I-69 corridor for a seamless 25-minute commute into Lansing and Michigan State University.Move-in ready and priced to sell. Schedule your private tour of Unit 6 today!

510 Pleasant Street, Charlotte
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