Charlotte Homes with FHA Listing Terms

Charlotte Homes with FHA Listing Terms

Welcome to the vibrant community of Charlotte, Michigan, where small-town charm meets modern convenience! Nestled in Eaton County, Charlotte is renowned for its friendly atmosphere, rich history, and a strong sense of community. One of the standout features of this lovely area is its exceptional school district, which is dedicated to providing quality education and fostering a nurturing environment for students of all ages.

Charlotte Public Schools boasts a range of educational programs and extracurricular activities designed to engage and inspire students. With dedicated teachers and a commitment to academic excellence, the district is highly regarded for its focus on student achievement and personal development. Families in Charlotte can take pride in knowing their children are receiving a well-rounded education, preparing them for future success.

For those considering a move to this charming town, you’ll be pleased to know that there are homes available with FHA listing terms. This means that first-time homebuyers and those looking to invest in real estate can take advantage of flexible financing options, making it easier to find your dream home. Whether you’re searching for a cozy bungalow or a spacious family residence, Charlotte offers a variety of properties that cater to diverse tastes and budgets.

In addition to its excellent schools and welcoming neighborhoods, Charlotte is conveniently located near major highways, providing easy access to nearby cities and amenities. Discover the perfect blend of community spirit, educational excellence, and affordable housing in Charlotte, MI – your new home awaits!

Newest Charlotte Homes with FHA Listing Terms

$270,000
2 Beds ⋅ 2 Baths ⋅ 20261073238 MLS ⋅ ACTIVE Status
**OPEN HOUSE SATURDAY 9/12 FROM 9-11AM & SUNDAY 11AM-2PM **Just a short walk from Crandell Park and close to the exciting entertainment and development planned for the surrounding area, this one-of-a-kind condo puts you in the perfect spot to enjoy everything Charlotte already has to offer while watching the community continue to grow around you.And when you come home, life gets even easier.Offering approximately 1,680 square feet including the finished basement, this condo gives you plenty of room to live, entertain, work, or simply spread out. The finished lower level adds flexible bonus space, while the spacious 2.5-car detached garage offers room for vehicles, storage, hobbies, and more.Inside, many of the updates have already been taken care of. Brand-new windows were installed in August 2025, along with a new LG refrigerator in January 2025. You’ll also find a newer gas range with convection, air fry, bake and griddle features, LG stackable washer and dryer, motorized window blinds, a 2024 water heater, newer basement and stairway carpet, updated ceiling fans and light fixtures, and comfort-height toilets.With lawn care and snow removal included in the HOA, you can spend less time worrying about upkeep and more time actually enjoying where you live. Take a walk to the park, explore Charlotte, entertain at home, or simply enjoy having your weekends back.Mounted TVs stay, and select kitchenette and living room furniture may also be negotiable, making your move that much easier.Less maintenance. More living. And a front-row seat to what’s next for Charlotte. Now is the perfect time to make this place home.

2887 Twelve Oaks Drive, Charlotte
$625,000
4 Beds ⋅ 2 Baths ⋅ 26046437 MLS ⋅ ACTIVE Status
Welcome to your own private retreat! Set on 32 wooded acres, this spacious 4-bedroom, 2-bath home offers the perfect blend of country living, outdoor recreation, and excellent hunting potential. Word on the street is that a couple record breaking whitetail bucks have been harvested here. The property features an established livestock fence and run-in shelter, making it ideal for horses or other hobby farming ventures, A 30x80 barn provides an abundance of room for equipment, storage, workshop space, or livestock. Multiple decks and patio areas create plenty of options for entertaining, relaxing, and taking in the peaceful surroundings. When it's time to unwind, enjoy the hot tub, take a dip in the above-ground pool, or chill with a cold beverage on the deck. A whole-house generator and fully fenced back yard provide added peace of mind. All of the perks of country living just 20 minutes outside of Lansing.

8720 N Cochran Road, Grand Ledge
$179,000
4 Beds ⋅ 2 Baths ⋅ 26046149 MLS ⋅ ACTIVE Status
Welcome to this spacious 4-bedroom, 2-bath home located just minutes from downtown Charlotte and its local shops, restaurants, and community amenities. The main floor offers the convenience of a bedroom, full bathroom, and laundry. The partially finished basement adds even more usable space to the home. Outside, you'll find a partially fenced backyard with room to relax, entertain, or enjoy the outdoors. One of the standout features of this property is the detached 2-car garage with a large addition, providing approximately 1,200 square feet of total garage space. Whether you're looking for extra storage, workshop space, room for hobbies, or simply an impressive amount of garage area, this property delivers. With its convenient location near downtown and plenty of usable space inside and out, this Charlotte home is ready for its next owner.

224 N Clinton Street, Charlotte
$234,900
3 Beds ⋅ 1 Baths ⋅ 50215786 MLS ⋅ ACTIVE Status
Discover this amazing opportunity in this 3-bedroom 1-bath home. Endless possibilities with the 2.66 acres with an inground pool. The sunroom is a beautiful highlight to enjoy the summer or winter months in a cozy environment. Easy access to I-69. This property delivers country charm with urban convenience. Some updates include a new roof in 2021 and new furnace in 2022. Charlotte itself shines with family friendly highlights like the expansive Bennett Park that has trails, playgrounds and picnic areas. Charlotte has a vibrant downtown featuring the Eaton Theatre, local shops, farmers markets, and annual festivals.

1830 Flanders Road, Not Provided
$297,900
4 Beds ⋅ 2 Baths ⋅ 26029757 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 4-bedroom, 1.5-bath property offering the perfect blend of modern upgrades, outdoor living, and extra space. Recent improvements include a brand-new roof with a transferable lifetime warranty, brand-new furnace, central air, flooring throughout, fresh paint, and new appliances. The kitchen features refinished real hardwood floors, while the bathroom showcases a custom ceramic-tiled shower. Enjoy entertaining or relaxing outdoors on the large wraparound rear deck and concrete patio with privacy fence. Additional features include a 1-car attached garage and a large shed with fresh new siding. As an added bonus, the sale includes Parcel #110-004-400-085-00, providing an additional 1.84 acres of land. With extensive updates, extra acreage, and move-in-ready condition, this property offers exceptional value and room to enjoy both inside and out.

1077 Gidner Road, Charlotte
$449,900
6 Beds ⋅ 2 Baths ⋅ 26011175 MLS ⋅ ACTIVE Status
Nestled on just under Ten Acres, this Desirable Ranch-Style Home is Anchored by an Expansive Pond, which Features around 340Ft. of Water Frontage, and Breathtaking Views. Encompassed by a Full Wrap-Around Deck, the Outdoor Entertainment Possibilities are Endless. Upon Entering, You are Greeted by a Large Mudroom, Attached to another Spacious Mudroom/Storage Area. A Gorgeous Stone, Wood-Burning Fireplace Highlights the Alluring Open Floor Plan, which Ties Together the Vast Kitchen/Dining/Living Areas. Stunning Knotty Pine Beckons Throughout, while Leading You into the Bright Sunroom~ which Features Admirable Cathedral Ceilings. The Main Floor is also Home to The Primary Bedroom which is Accompanied by a Private Full Bathroom; along with a Second Bedroom, and another Full Bathroom. Winding Downstairs, You will Find an Expansive Family Room, along with Four More Convenient Bedrooms. There is also an Additional Finished10x12 Bonus Room, along with a Vast Amount of Storage Space. Wandering back Outside~ the Spacious Three-Stall Attached Garage, Brings it All Together. This Property also Highlights an Insulated 40x80 Pole Barn, which features a Convenient Pit, and 14Ft. Eaves~ So Many Possibilities Here! To Top it Off for any Hunters, there is an Existing Hunting Blind that Stays with the Property. *New laminate flooring inside (2025). Furnace and A/C- 5 yrs. old +/-. Replacement windows (2016)

1306 Jack Henry Drive, Charlotte
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