Hart Homes with FHA Listing Terms

Hart Homes with FHA Listing Terms

Welcome to the Hart School District, a gem nestled in the heart of Oceana County, Michigan. Known for its commitment to academic excellence and community engagement, Hart School District serves families with a diverse range of educational opportunities. From dedicated teachers to vibrant extracurricular activities, the district is designed to foster a nurturing environment where students can thrive both academically and socially.

Hart boasts a blend of small-town charm and modern amenities, making it an ideal place for families looking to settle down. With a focus on holistic development, the district encourages students to explore their interests, whether in sports, arts, or academics. The close-knit community supports local events and initiatives, ensuring that every child feels valued and connected.

For families considering a move to this picturesque area, there are homes available with FHA listing terms, making homeownership more accessible than ever. These properties not only provide a comfortable living space but also allow families to invest in a community that prioritizes education and growth. With FHA options, potential homeowners can take advantage of lower down payments and flexible credit requirements, making it easier to find your dream home in Hart.

Explore the charm of Hart, MI, where quality education meets a welcoming community. With its scenic landscapes, friendly neighborhoods, and excellent school district, Hart is more than just a place to live—it's a place to grow and thrive. Come discover the perfect home for your family in this idyllic setting!

Newest Hart Homes with FHA Listing Terms

26037538 MLS ⋅ ACTIVE Status

Welcome to a charming Lake Holiday located on 8015 Jupiter Beach Road in Mears, Michigan. This delightful property boasts a spacious layout with frontage on Lake Holiday. Enjoy the serene surroundings with proximity to local amenities and outdoor activities. The parcels or properties features a cozy resort/residential setting on Lake Holiday, three miles from the Silver Lake Park/ORV area. The area has many parks to Lake Michigan and Silver Lake Sand dunes. The area is very appropriate for relaxation. Don't miss the opportunity to explore this wonderful parcels or properties in a beautiful setting.

8005 W Juniper Beach Road, Mears

3 Beds ⋅ 2 Baths ⋅ 26036901 MLS ⋅ ACTIVE Status

Built in 2022, this beautiful 3 bedroom, 2 bathroom home offers modern comfort with deeded access to Hart Lake. The open concept layout features a spacious kitchen with quartz countertops, while the primary suite includes a walk-in closet and a relaxing soaking tub. Radiant in floor heat and an on-demand water heater provide year-round comfort and energy efficiency. Conveniently located just miles from the Silver Lake Sand Dunes and the village of Pentwater, this home is the perfect place to enjoy all that West Michigan has to offer!

3970 W Destiny Drive, Hart

3 Beds ⋅ 2 Baths ⋅ 26036644 MLS ⋅ ACTIVE Status

Northern Michigan getaway, investment opportunity, or your own private retreat—this one checks every box! Tucked away on a beautiful wooded 2-acre setting, this charming 3-bedroom, 2-bath ranch offers the perfect blend of privacy, comfort, and unbeatable location. Whether you're searching for a year-round home, a weekend escape, or a high-demand vacation rental, you'll love being less than 10 minutes from both Silver Lake Sand Dunes and the shops, restaurants, and marina of Pentwater, with Lake Michigan beaches just minutes away. Inside, the open-concept floor plan is warm and inviting, featuring spacious living areas with wonderful natural light (all new Anderson windows), a well-appointed kitchen, and a comfortable primary suite. The bright four-season room overlooks the peaceful backyard, creating the perfect spot to enjoy your morning coffee or unwind after a day at the beach. Step outside and you'll find plenty of room to relax, entertain, or gather around the fire pit under the stars. The wooded acreage offers exceptional privacy while still leaving space to add an outbuilding for all your recreational toys. With nearby access to hundreds of acres of state land, plus endless opportunities for boating, hiking, ORV riding, snowmobiling, and beach days, adventure is always close by. Properties in this location are in high demand for both personal enjoyment and short-term rental potential. Don't miss your chance to own a slice of West Michigan paradise where every season offers something to love.

4434 N Pine Avenue, Mears

2 Beds ⋅ 3 Baths ⋅ 26035033 MLS ⋅ ACTIVE Status

Welcome to your slice of paradise on Easy St! This fully furnished 2 bedroom/ 2.5 bath has everything you need to relax in Silver. The entire second floor is the ensuite for ultimate privacy. The main floor includes the kitchen, living and a half bath for all your needs. The finished walkout basement features a bunkroom, full bath and washer/dryer. Outside you will find 2 patio areas, 2 firepits, an outdoor bar and PLENTY of parking for trucks and trailers. This home has been used as a STR over the last several years with great reviews and is booked thru the end of summer. Home is located within the Silver Village Association which includes pool access and the ability to get a dock on lower Silver Lake. Call today for your private showing.

8523 W Easy Street, Mears

4 Beds ⋅ 3 Baths ⋅ 26032762 MLS ⋅ ACTIVE CONTINGENT Status

Amazing location just outside of town less than a mile from all of the Schools! Sprawling 4 bedroom 3 bath ranch home on over 3 acres and perfect for a hobby farm or just enough room for outdoor toys and activities. Large pole building with high ceilings, perfect for any kind of project, workshop, storage ect... Home has had extensive updates over the years, the details are in the finishes and careful thought in the flow and floorplan. The primary suite has so much to offer with 2 closets (hers & his) not to mention the actual space with double sinks and shower. Move into the Kitchen for that open concept feel with the eat in feel and snack bar. Gorgeous cabinets with hard surface countertops and newer appliances. A cozy wood stove takes that Winter chill off with additional cost savings. Full basement for the extension of your imagination with potential for an in-law suite and separate one-stall garage or workshop. This Location is truly the added and one of the most important features as it is close to Hart lake access, downtown shopping/dining yet with a country feel. If you are looking for convenience with a mix of country, this is it!!!!

3585 N 72nd Avenue, Hart

4 Beds ⋅ 3 Baths ⋅ 26032097 MLS ⋅ ACTIVE Status

Nestled on a peaceful, wooded one-acre lot, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of privacy and convenience in the heart of Michigan's lakeshore. Ideally located between Pentwater and Silver Lake, you'll enjoy being just a short two minute drive to Lake Michigan access at Cedar Point Park. A quick 15 minute drive gets you to Pentwater's quaint downtown with shopping and dining opportunities. Inside, the home features an open floor plan with cathedral ceilings, an island kitchen, and a bright living area that opens to a deck overlooking the private backyard. To round out the rest of the main floor you'll find two bedrooms, full bath, half bath and laundry room. The daylight lower level adds valuable space with a family room, two additional bedrooms, and full bath. Whether you're looking for a year-round residence or vacation home, this property offers an exceptional location and comfortable living in one of West Michigan's most sought-after recreational areas.

4561 N Pine Avenue, Mears

2 Beds ⋅ 2 Baths ⋅ 26031217 MLS ⋅ ACTIVE Status

Completed in Fall 2025, this beautifully designed 2-bedroom, 2-bath barndominium sits on 15 private acres in Hart, offering the perfect blend of modern craftsmanship and natural beauty with piece of mind for years to come. Tucked away in a peaceful setting with a mix of wooded and semi-open farmland, this property delivers privacy, recreation, and year-round enjoyment. Step onto the impressive 400 sqft covered front porch--an ideal place to take in quiet country sunrises and the changing Michigan seasons. Inside, custom double glass entry doors welcome you into a bright, open-concept living space filled with natural light and elevated by soaring 10-foot ceilings. The kitchen serves as the centerpiece of the home, featuring a massive one-of-a-kind black walnut live-edge island, quartz countertops, premium quiet-close cabinetry, and brand-new Maytag appliances with a 10-year manufacturer warranty. Premium finishes continue throughout, including Pergo LifeProof cherry wood luxury vinyl plank flooring, solid core interior doors, and carefully selected high-end paints. The thoughtfully designed floor plan offers both openness and privacy, with a spacious primary suite set apart from the main living area. A 3-zone mini-split heating system provides efficient, customizable comfort year-round. The attached garage offers flexibility and can easily be converted into a third bedroom, office, or additional living space. Outdoors, the 15-acre parcel offers endless possibilities--from hunting and recreation to trail riding and exploring, with a landscape that blends wooded cover and open ground. Located just 15 minutes from Pentwater and Charles Mears State Park, and a short drive to Ludington State Park and the Silver Lake Sand Dunes, this property provides easy access to Lake Michigan beaches, boating, hiking, and vibrant small-town shopping. Enjoy stunning fall colors, and in the winter months, snowmobile directly from your property. Whether you're looking for a full-time residence, seasonal retreat, or recreational getaway, this property offers a rare combination of quality construction, acreage, and prime West Michigan location.

875 E Jackson Road, Hart

4 Beds ⋅ 2 Baths ⋅ 26029381 MLS ⋅ ACTIVE Status

507 S. State Street is the quintessential tome on a small-town main street. With its classic architecture, stately oak tree shading the front yard, and a backyard made for summer barbecues, it captures the timeless charm of nostalgic Americana. Inside, hardwood floors, a formal dining room, rich original woodwork, and a clawfoot tub speak to the craftsmanship and character of a bygone era. Offering four bedrooms, two bathrooms, and a heated workshop and garage, the home provides both warmth and functionality. Best of all, it's just a short stroll down the sidewalk to downtown Hart's shops and restaurants. Grab a coffee at Stella's, enjoy an ice cream and summer concert in the commons, or watch the fireworks over the lake--all without reaching for your car keys. For decades, 507 S. State Street has been the backdrop for a life well lived. Now it's ready to welcome new owners to write the next chapter. Step into the future with a home that honors the best of the past

507 S State Street, Hart

3 Beds ⋅ 2 Baths ⋅ 26029126 MLS ⋅ ACTIVE CONTINGENT Status

Brand New Construction Near Lake Michigan. Winding paved road brings you to the front door of this beautifully appointed home carefully situated on a wooded parcel overlooking natures wonder. Vaulted ceilings in main living space with 9 foot ceilings throughout. Open concept Kitchen with hard surface counters and stainless appliances. Primary suite features a walk in tiled shower, double sinks and walk-in closet all on a private wing of the house. Full basement with egress windows and ready to finish for added living space, bath and/or bedroom. Great floor plan and attached garage make this the perfect year round home or vacation retreat. The property backs up to over 400 acres of state land. Just about one mile to Lake Michigan at Cedar Point County Park with beautiful beach access, new stairs and parking.

4410 N Pine Avenue, Mears

5 Beds ⋅ 3 Baths ⋅ 26026839 MLS ⋅ ACTIVE Status

Welcome to country living just east of Hart in the beautiful Oceana Co. A spacious 5-bedroom, 3 bath home on almost 2 acres of well-groomed land with a very large 48 x 72 insulated pole barn w/ loft - ready for whatever your needs may be, from storage, to entertainment, to a barndominium. The home boasts an open floor plan w/ a large kitchen flowing into the dining & family living area. A master suite with its own private bath & large walk-in closet on the upper level to 2 add'l large bedrooms & a full bath on the main level & 2 more bedrooms on the lower level with a family/recreation area, full bath, all on a walkout level. Beautiful accents of plank ceilings & lots of storage. The home even features geothermal heating. Located just minutes from US 31 to Silver Lake Sand Dunes to Lake Michigan.

2861 W Polk Road, Hart

1 Beds ⋅ 1 Baths ⋅ 26026552 MLS ⋅ ACTIVE Status

Vacation Retreat & custom built home on 17 beautiful wooded acres with trails and a food plot. Pole barn offers guest quarters, a full bath, bar and a gaming area for events. Extra storage for all of your toys. The home offers 1 full bedroom, 1 bath with main floor laundry. High-end Stainless appliances, a stainless farm sink, Anderson windows, walnut butcher block counter tops, a quartz island and sliders to an over sized deck. A full walkout lower level with sliders to the patio. Great hunting property or recreational property only 20 minutes frrom Silver Lake Dunes Steel roof, gradeed circle drive way. MOVE IN READY! FURNISHINGS NEGOTIABLE.

6830 N 120th Avenue, Hart

3 Beds ⋅ 2 Baths ⋅ 26023486 MLS ⋅ ACTIVE Status ⋅ Floradale BLDG.

Welcome to your Silver Lake retreat nestled in the highly sought-after Floradale Association near the breathtaking Silver Lake Sand Dunes -- one of Michigan's premier destinations for lakeside living and outdoor adventure. This beautifully maintained 3-bedroom, 2-bath home offers comfort, style, and exceptional amenities both inside and out. The kitchen features elegant granite countertops, while the spacious primary bathroom showcases a stunning floor-to-ceiling tiled shower for a luxurious touch. The oversized 3-stall heated garage is a standout feature, complete with a basement level offering the perfect space for a workshop, hobby area, storage, and an entertaining bar area. Enjoy everything the Floradale Association has to offer, including: • Dock slip on Silver Lake • Deeded Lake Access,400 feet of shared lake frontage • Sandy beach area • Clubhouse • Heated swimming pool • Tennis/pickleball courts • Basketball courts Whether you're looking for a year-round residence, vacation getaway, or an investment property, this property offers the perfect blend of relaxation, recreation, and Silver Lake lifestyle living. This is a property you must see in person to witness all that it offers! Schedule your private showing today!

9103 W Ranger Road, Mears

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