Hart Homes with FHA Listing Terms

Hart Homes with FHA Listing Terms

Welcome to the Hart School District, a gem nestled in the heart of Oceana County, Michigan. Known for its commitment to academic excellence and community engagement, Hart School District serves families with a diverse range of educational opportunities. From dedicated teachers to vibrant extracurricular activities, the district is designed to foster a nurturing environment where students can thrive both academically and socially.

Hart boasts a blend of small-town charm and modern amenities, making it an ideal place for families looking to settle down. With a focus on holistic development, the district encourages students to explore their interests, whether in sports, arts, or academics. The close-knit community supports local events and initiatives, ensuring that every child feels valued and connected.

For families considering a move to this picturesque area, there are homes available with FHA listing terms, making homeownership more accessible than ever. These properties not only provide a comfortable living space but also allow families to invest in a community that prioritizes education and growth. With FHA options, potential homeowners can take advantage of lower down payments and flexible credit requirements, making it easier to find your dream home in Hart.

Explore the charm of Hart, MI, where quality education meets a welcoming community. With its scenic landscapes, friendly neighborhoods, and excellent school district, Hart is more than just a place to live—it's a place to grow and thrive. Come discover the perfect home for your family in this idyllic setting!

Newest Hart Homes with FHA Listing Terms

8662 W Edgewood Road, Mears
$970,000
6 Beds ⋅ 4 Baths ⋅ 26058152 MLS ⋅ ACTIVE Status
Set on private Lake Marie with 200 feet of frontage and just minutes from the world-famous Silver Lake Sand Dunes, this exceptional waterfront property offers luxury, privacy, and versatility on nearly an acre of landscaped, irrigated grounds. The main home features 2,346 sq ft with 3 bedrooms, 2.5 baths, a dedicated office, cathedral ceilings, heated bathroom floors, bamboo hardwood flooring, and an attached 949 sq ft garage. A separate 1,166 sq ft guest house includes 3 bedrooms, 1 bath, and additional garage/recreation space--ideal for guests, extended family, or entertaining. Designed for year-round enjoyment, the property includes a lakeside patio with an outdoor kitchen, brick pizza oven, and two gazebos. Multiple garage spaces accommodate up to 5 vehicles, plus an RV pad with 30-amp service for dune and outdoor enthusiasts. Nearly fully furnished and turnkey, this rare West Michigan retreat is perfect as a primary residence, vacation home, or multi-generational getaway.

8662 W Edgewood Road, Mears
2905 E Jackson Road, Walkerville
$265,000
4 Beds ⋅ 2 Baths ⋅ 26056238 MLS ⋅ ACTIVE Status
Spacious 4 bedroom, 2 bath home on 4 acres just outside of Hart! So many recent updates! Buyers can have peace of mind with a brand new furnace, new flooring throughout, new water heater, new furnace stack and dishwasher and well are only 2 years old! The home has over 2300 sq. ft. of finished living space on the main level, not to mention the potential for extra bedrooms & more in the unfinished walkout basement! Each of the 4 bedrooms has a vaulted ceiling & large closet. The primary bedroom has an ensuite with oversized tub, double sinks & separate low threshold shower. There are 2 living room options, as well as front, side & back decks for even more outdoor living space! The expansive 4 acre lot provides space to grow and plenty of privacy, with no neighbors close by. High speed fiber optic internet available. Overall, this property combines tons of space indoors & out plus loads of possibilities at a great price! Under appraisal value! Reach out today for a showing!

2905 E Jackson Road, Walkerville
3429 N 72nd Avenue, Hart
$399,900
3 Beds ⋅ 3 Baths ⋅ 26054078 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 3-bedroom, 3-bath home nestled on over 13 acres across two separate parcels, offering a unique opportunity for privacy, recreation, investment, or future development. The primary parcel features over 9 acres and hosts a well-kept home set far back from the road, creating a peaceful setting surrounded by nature. An additional 3+ acre parcel with its own tax ID is included in the sale, providing flexibility for future building plans, income potential, or added privacy. Inside, you'll find a spacious and functional layout with comfortable living spaces and a full walkout basement that is partially finished, offering additional room for entertaining, hobbies, storage, or future expansion. The attached two-stall garage provides convenience, while the home's low-maintenance exterior allows more time to enjoy the property and less time on upkeep. For added efficiency and versatility, the property includes an outdoor wood boiler.

3429 N 72nd Avenue, Hart
250 N 144th Avenue, Hart
$299,900
4 Beds ⋅ 2 Baths ⋅ 26052824 MLS ⋅ ACTIVE Status
Welcome home to country living at its best! This well-maintained ranch home offers 4, possibly 5, bedrooms and 2 baths, all nestled on a beautiful 8-acre setting with plenty of room to enjoy the peace, privacy, and space that country life has to offer. Step outside and enjoy everything this property has to offer, including a 9x16 above-ground pool for those warm summer days and a dedicated garden area perfect for growing your own vegetables, flowers, and herbs. A charming barn adds even more versatility with space for storage, hobbies, animals, or whatever your country-living dreams may be. Whether you're looking for room to spread out, space to enjoy the outdoors, or simply a peaceful retreat from the everyday hustle, this property offers a wonderful opportunity to make your country-home dreams a reality!

250 N 144th Avenue, Hart
6483 N 144th Street, Walkerville
$599,900
6 Beds ⋅ 3 Baths ⋅ 50223069 MLS ⋅ ACTIVE Status
TRULY ONE-OF-A-KIND HOME ON 10 PRIVATE ACRES! Offering approximately 3,000 sq. ft. above grade plus an impressive 1,582 sq. ft. finished walkout basement, this 1999-built home combines space, privacy, and striking architectural character. Step inside to soaring cathedral ceilings and a dramatic two-story living room highlighted by a magnificent floor-to-ceiling fireplace and walls of windows that fill the home with natural light and showcase beautiful wooded views. The spacious eat-in kitchen flows into a bright dining area with skylights, while multiple living and gathering spaces provide plenty of room to spread out. The home offers 4 conforming bedrooms and 3 full baths, plus 2 additional non-conforming bedrooms in the finished lower level—providing the flexibility of up to 6 sleeping rooms, offices, hobby rooms, or guest spaces. The expansive walkout basement features approximately 1,582 finished sq. ft. and a large recreation area. Additional highlights include a primary suite, whirlpool tub, tiled shower, walk-in closet, hardwood/laminate flooring, multiple decks, and an energy-efficient geothermal heating and cooling system. Outside, enjoy approximately 10 acres surrounded by mature trees, a paved driveway, attached 720 sq. ft. garage, chicken coop, and incredible privacy. With its distinctive design, abundant windows, flexible floor plan, and peaceful setting, this property offers space and character that are increasingly hard to find.

6483 N 144th Street, Walkerville
6667 N 126th Avenue, Hart
$279,000
3 Beds ⋅ 2 Baths ⋅ 26042472 MLS ⋅ ACTIVE Status
Welcome to this well-maintained and thoughtfully updated 3 bed/2 bath farmhouse on 5 beautiful acres in Hart! Seller contribution of $10,000 at closing for upstairs renovations. This comfortable home offers the character of a traditional farmhouse with the updates today's buyers appreciate, including a newer metal roof, windows, furnace (2022), and all new appliances. The addition provides a spacious primary bedroom, large walk-in closet, and private bathroom, creating a comfortable retreat. Outside, the property offers plenty of room to enjoy country living, a small farm, gardening, exploring trails, watching wildlife or simply relaxing on the back deck. A large pole barn provides excellent space for equipment, hobbies, storage, or a workshop. The upstairs of this charming farmhouse offers a wonderful opportunity to bring your vision to life. Enjoy the peace and privacy of acreage while owning a home that has been cared for and updated over the years. Schedule your showing today.

6667 N 126th Avenue, Hart
6809 W Deer Road, Mears
$425,000
3 Beds ⋅ 2 Baths ⋅ 26039330 MLS ⋅ ACTIVE Status
Set on 10 peaceful acres near Silver Lake, this beautifully maintained home offers privacy, space, and modern updates throughout. With 3 bedrooms (one currently used as a den) and 2 full baths, the home has been thoughtfully improved from top to bottom — including kitchen and primary bath via cabinetry, fixtures, and flooring, plus updated windows. A standout feature is the 21× 13 stick built four season knotty pine sunroom, perfect as a warm and inviting family gathering space. The home also includes an added breezeway connecting to the 26 × 30 garage, providing convenience and protection from the elements. For hobbyists, or your storage needs, or serious workspace requirements, the property offers a second 24×40 pole barn equipped with 220 electrical service — ideal for a workshop, equipment, or recreational toys. Set well back from the road, the home delivers a quiet, private setting while remaining close to everything the Silver Lake area has to offer. This is truly a must see! There is a second well and septic on the property in unknown condition.

6809 W Deer Road, Mears
8005 W Juniper Beach Road, Mears
$249,900
26037538 MLS ⋅ ACTIVE Status
Welcome to a charming Lake Holiday located on 8015 Jupiter Beach Road in Mears, Michigan. This delightful property boasts a spacious layout with frontage on Lake Holiday. Enjoy the serene surroundings with proximity to local amenities and outdoor activities. The parcels or properties features a cozy resort/residential setting on Lake Holiday, three miles from the Silver Lake Park/ORV area. The area has many parks to Lake Michigan and Silver Lake Sand dunes. The area is very appropriate for relaxation. Don't miss the opportunity to explore this wonderful parcels or properties in a beautiful setting.

8005 W Juniper Beach Road, Mears
3970 W Destiny Drive, Hart
$359,900
3 Beds ⋅ 2 Baths ⋅ 26036901 MLS ⋅ ACTIVE Status
Built in 2022, this beautiful 3 bedroom, 2 bathroom home offers modern comfort with deeded access to Hart Lake. The open concept layout features a spacious kitchen with quartz countertops, while the primary suite includes a walk-in closet and a relaxing soaking tub. Radiant in floor heat and an on-demand water heater provide year-round comfort and energy efficiency. Conveniently located just miles from the Silver Lake Sand Dunes and the village of Pentwater, this home is the perfect place to enjoy all that West Michigan has to offer!

3970 W Destiny Drive, Hart
4561 N Pine Avenue, Mears
$359,900
4 Beds ⋅ 3 Baths ⋅ 26032097 MLS ⋅ ACTIVE Status
Nestled on a peaceful, wooded one-acre lot, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of privacy and convenience in the heart of Michigan's lakeshore. Ideally located between Pentwater and Silver Lake, you'll enjoy being just a short two minute drive to Lake Michigan access at Cedar Point Park. A quick 15 minute drive gets you to Pentwater's quaint downtown with shopping and dining opportunities. Inside, the home features an open floor plan with cathedral ceilings, an island kitchen, and a bright living area that opens to a deck overlooking the private backyard. To round out the rest of the main floor you'll find two bedrooms, full bath, half bath and laundry room. The daylight lower level adds valuable space with a family room, two additional bedrooms, and full bath. Whether you're looking for a year-round residence or vacation home, this property offers an exceptional location and comfortable living in one of West Michigan's most sought-after recreational areas.

4561 N Pine Avenue, Mears
875 E Jackson Road, Hart
$420,000
2 Beds ⋅ 2 Baths ⋅ 26031217 MLS ⋅ ACTIVE CONTINGENT Status
Completed in Fall 2025, this beautifully designed 2-bedroom, 2-bath barndominium sits on 15 private acres in Hart, offering the perfect blend of modern craftsmanship and natural beauty with piece of mind for years to come. Tucked away in a peaceful setting with a mix of wooded and semi-open farmland, this property delivers privacy, recreation, and year-round enjoyment. Step onto the impressive 400 sqft covered front porch--an ideal place to take in quiet country sunrises and the changing Michigan seasons. Inside, custom double glass entry doors welcome you into a bright, open-concept living space filled with natural light and elevated by soaring 10-foot ceilings. The kitchen serves as the centerpiece of the home, featuring a massive one-of-a-kind black walnut live-edge island, quartz countertops, premium quiet-close cabinetry, and brand-new Maytag appliances with a 10-year manufacturer warranty. Premium finishes continue throughout, including Pergo LifeProof cherry wood luxury vinyl plank flooring, solid core interior doors, and carefully selected high-end paints. The thoughtfully designed floor plan offers both openness and privacy, with a spacious primary suite set apart from the main living area. A 3-zone mini-split heating system provides efficient, customizable comfort year-round. The attached garage offers flexibility and can easily be converted into a third bedroom, office, or additional living space. Outdoors, the 15-acre parcel offers endless possibilities--from hunting and recreation to trail riding and exploring, with a landscape that blends wooded cover and open ground. Located just 15 minutes from Pentwater and Charles Mears State Park, and a short drive to Ludington State Park and the Silver Lake Sand Dunes, this property provides easy access to Lake Michigan beaches, boating, hiking, and vibrant small-town shopping. Enjoy stunning fall colors, and in the winter months, snowmobile directly from your property. Whether you're looking for a full-time residence, seasonal retreat, or recreational getaway, this property offers a rare combination of quality construction, acreage, and prime West Michigan location.

875 E Jackson Road, Hart
2861 W Polk Road, Hart
$499,000
5 Beds ⋅ 3 Baths ⋅ 26026839 MLS ⋅ ACTIVE Status
Welcome to country living just east of Hart in the beautiful Oceana Co. A spacious 5-bedroom, 3 bath home on almost 2 acres of well-groomed land with a very large 48 x 72 insulated pole barn w/ loft - ready for whatever your needs may be, from storage, to entertainment, to a barndominium. The home boasts an open floor plan w/ a large kitchen flowing into the dining & family living area. A master suite with its own private bath & large walk-in closet on the upper level to 2 add'l large bedrooms & a full bath on the main level & 2 more bedrooms on the lower level with a family/recreation area, full bath, all on a walkout level. Beautiful accents of plank ceilings & lots of storage. The home even features geothermal heating. Located just minutes from US 31 to Silver Lake Sand Dunes to Lake Michigan.

2861 W Polk Road, Hart
Start Your Search

How much is your home worth?

Get instant property value now!