Houghton Lake Homes with Cash Listing Terms

Houghton Lake Homes with Cash Listing Terms

Welcome to Houghton Lake, Michigan, a charming community that boasts not only stunning natural beauty but also a thriving educational environment. Nestled in the heart of Roscommon County, Houghton Lake is known for its picturesque lake views and outdoor recreational activities, making it an ideal place for families to settle down.

One of the standout features of this area is the Houghton Lake Community Schools district, which is dedicated to providing quality education to its students. The district prides itself on fostering a supportive and engaging learning atmosphere, encouraging academic excellence, and promoting personal growth. With a range of programs tailored to meet diverse learning needs, students have the opportunity to excel in both academics and extracurricular activities. Parents can rest assured that their children will receive a well-rounded education in a safe and nurturing environment.

For those considering a move to Houghton Lake, you’ll find a variety of homes available, many of which come with cash listing terms. This flexibility can make the buying process smoother and more accessible for potential homeowners. Whether you’re looking for a cozy cottage by the lake or a spacious family home, the real estate options here cater to a range of tastes and budgets.

In Houghton Lake, you’re not just buying a home; you’re investing in a lifestyle enriched by community spirit and educational opportunities. Discover the charm of Houghton Lake and explore the homes that await you in this beautiful Michigan town. Your dream home is just a visit away!

Newest Houghton Lake Homes with Cash Listing Terms

$175,000
2 Beds ⋅ 1 Baths ⋅ 26049136 MLS ⋅ ACTIVE Status
Lake views, proven rental history, and all the charm of a classic Houghton Lake cottage! Located directly across the street from Houghton Lake, this adorable 2-bedroom, 1-bath cottage offers lake views and a long history as a successful short-term rental. Even with a shortened rental season, the property grossed approximately $21,000 in 2026. Even better, this is a truly turnkey rental opportunity, being sold furnished and equipped, allowing the next owner to step in without the expense and hassle of furnishing a vacation rental from scratch. Whether you're looking for an investment property, personal getaway, or a combination of both, much of the work has already been done. The sellers have thoughtfully improved the property while preserving its original cottage character. Updates include new LVP flooring, new appliances, ceiling fan/light combinations, and beautifully restored original flooring in the mudroom. Major improvements completed in 2025 include new A/C, hot water heater, well pump, sump pump, and washer and dryer. There's also plenty of room for an RV, boat, trailer, or other Up North toys, plus an existing garage that may offer potential for conversion to additional living space or an accessory dwelling unit, subject to local zoning, permitting, and approval. Spend your mornings enjoying the lake view, your days on Houghton Lake, and your evenings relaxing at your own cozy retreat. With an established rental history, furnishings included, major improvements already completed, and room for all the toys, this one is ready to go from day one. Use it, rent it, or do a little of both!

5401 W Houghton Lake Drive, Houghton Lake
$75,000
3 Beds ⋅ 1 Baths ⋅ 26049043 MLS ⋅ ACTIVE Status
This 3-bedroom, 1-bath manufactured home in Houghton Lake offers solid ownership value on a generous lot. The home is 924 square feet, which provides efficient, manageable accommodations, while the 2-car garage delivers practical storage and protection for vehicles. The expansive lot size presents flexibility for outdoor use and potential future improvements. The home is in need of renovations, allowing the next owner to earn sweat equity. A straightforward property choice for those seeking affordable homeownership in the Houghton Lake area.

304 Magellan Avenue, Houghton Lake
$249,900
3 Beds ⋅ 2 Baths ⋅ 50221000 MLS ⋅ ACTIVE Status
Beautiful Ranch home updated and ready for you to enjoy! It sits on White Deer Golf Course, with the backyard and woods across the road from the front yard. Nature lovers, come and enjoy! Also offers Houghton Lake at the end of the road, near parks, trails, etc. Great recreational area. Walk into the foyer that takes you right into the great room with cathedral ceilings. From here, if you wish, head out the patio doors and relax on the deck. Open concept to the kitchen. Spacious master bedroom with full master bath and a large walk-in closet. Main floor laundry! Attached garage! Large concrete driveway with plenty of parking. Large shed for all the extras. The home has newer windows, a CertainTeed Landmark 30-year shingle roof, flooring, etc. Make your appointment to see for yourself!

120 White Deer Trail Road, Prudenville
$125,000
3 Beds ⋅ 1 Baths ⋅ 20261069726 MLS ⋅ ACTIVE Status
Escape to your own Up North retreat at 104 Dale! Enjoy private access to beautiful Houghton Lake while coming home to a quiet, peaceful setting with a low-maintenance yard. This spacious home features a large kitchen, oversized living room, gas log fireplace, and plenty of room to relax and entertain. The large lot offers privacy and space to enjoy the outdoors, while the large garage and additional pole-barn-style storage provide plenty of room for boats, toys, and recreational equipment. Whether you're looking for a year-round home, vacation getaway, or an investment property with potential for Airbnb use, this property offers an excellent opportunity to enjoy all that the Houghton Lake area has to offer!

104 Dale Drive, Houghton Lake
$125,000
3 Beds ⋅ 1 Baths ⋅ 26047410 MLS ⋅ ACTIVE Status
Escape to your own Up North retreat at 104 Dale! Enjoy private access to beautiful Houghton Lake while coming home to a quiet, peaceful setting with a low-maintenance yard. This spacious home features a large kitchen, oversized living room, gas log fireplace, and plenty of room to relax and entertain. The large lot offers privacy and space to enjoy the outdoors, while the large garage and additional pole-barn-style storage provide plenty of room for boats, toys, and recreational equipment. Whether you're looking for a year-round home, vacation getaway, or an investment property with potential for Airbnb use, this property offers an excellent opportunity to enjoy all that the Houghton Lake area has to offer!

104 Dale Drive, Houghton Lake
$92,000
26047394 MLS ⋅ ACTIVE Status
LAKEFRONT OPPORTUNITY ON LAKE JAMES! Discover the perfect place to build your northern Michigan getaway on this 0.18± acre waterfront lot located on the shores of private Lake James in Prudenville, Roscommon County. With a driveway already in place, much of the groundwork is ready for you to begin planning your future lakefront retreat. Enjoy direct waterfront access and the peaceful atmosphere of a private lake while being surrounded by some of the best recreational opportunities northern Michigan has to offer. Whether you're looking to spend your summers boating, fishing, kayaking, swimming, or simply relaxing by the water, this property offers an excellent opportunity to enjoy the Up North lifestyle. The location is another major advantage. Situated in Prudenville, you'll be just minutes from the extensive recreational opportunities surrounding Houghton Lake, one of Michigan's most popular inland lakes. Higgins Lake is also within close proximity, giving you even more options for boating, fishing, beaches, hiking, and outdoor recreation. For the outdoor enthusiast, Roscommon County offers year-round recreation with nearby state land, trails, hunting, snowmobiling, and ORV opportunities. This property provides a great combination of private lakefront living and convenient access to everything that makes northern Michigan such a desirable destination. Whether you're searching for a place to build a seasonal cabin, a recreational getaway, or your own piece of waterfront Up North, this Lake James property is worth taking a look at. Opportunities to own lakefront property in a recreational destination like this don't come along every day!

203 Atwood Drive, Prudenville
$185,000
3 Beds ⋅ 2 Baths ⋅ 50220857 MLS ⋅ ACTIVE Status
Welcome to this well-cared-for ranch in Prudenville, offering the perfect blend of comfort, flexibility, storage, and year-round recreation! This inviting home features 3 bedrooms, 2 full baths, an attached 1-car garage, and a versatile layout with the possibility of an in-home workspace featuring a private entrance. The primary bedroom offers convenient access to a screened porch and fenced yard, creating a comfortable private retreat for relaxing or enjoying the outdoors. An additional drive-through garage with two sets of overhead doors provides excellent storage and easy access for vehicles, boats, snowmobiles, SxS vehicles, recreational toys, or other equipment. Inside, enjoy central air and a cozy gas fireplace in the living room, perfect for relaxing after a day on the trails or lake. Best of all, the property includes access to private Lake James, offering opportunities for boating, fishing, swimming, and more. Located just minutes from the I-75 exit and downtown Houghton Lake, restaurants, shopping, trails, and area attractions, this home puts you close to everything the Houghton Lake area has to offer. Whether you're looking for a comfortable year-round home, a convenient in-home workspace, or the perfect Northern Michigan getaway, this property is ready to enjoy!

194 Springwood Drive, Prudenville
$209,000
4 Beds ⋅ 2 Baths ⋅ 20261069707 MLS ⋅ ACTIVE Status
Welcome to 330 Ivy Drive in the family-friendly Higgins Lake Forest Subdivision! Nestled on a deep, wooded lot, this spacious 4-bedroom, 2-full-bath home offers plenty of room to relax and enjoy Up North living. Step inside to tall ceilings and an open living, dining and kitchen area filled with natural light. A natural wood burner helps provide warmth and charm, complemented by baseboard heating throughout the home. All four bedrooms are generously sized, including a spacious primary bedroom with its own private balcony. The large driveway provides plenty of space for parking, including room for a garage or small boat during the spring and summer seasons, and the deep lot offers plenty of room for outdoor activities. Enjoy an incredible location just 5 minutes from Houghton Lake and less than 10 minutes from South Higgins Lake State Park. With access to Houghton Lake Schools, Roscommon Schools and Charlton Heston Charter School, this home is a wonderful opportunity for year-round living or an Up North getaway! Sq.ft source is previous listing. Buyer and BA must verify ALL info.

330 Ivy Drive, Roscommon
$9,900
20261069558 MLS ⋅ ACTIVE Status
A golden opportunity in this lot near Houghton Lake.Electric, Natural gas, and sewer exist.land contract asking price is $16,000.Selling agent and Purchaser to verify data.

BUNNY RUN VACANT HOUGHTON Bunny Run, Houghton Lake
$114,900
2 Beds ⋅ 1 Baths ⋅ 50220089 MLS ⋅ ACTIVE Status
Escape to your own private retreat at Houghton Lake! This charming two-bedroom, one-bath condo offers the ideal combination of year-round recreation and low-maintenance living. Located just steps from the water, the property includes private dock access for boating and fishing, plus convenient proximity to state land, hunting opportunities, and ATV trails. Inside, the warm knotty pine interior creates a classic up-north feel, while the condo comes fully furnished and ready to enjoy. The updated kitchen features gas cooking and a microwave, and an in-wall air-conditioning unit provides added comfort during the summer months. A brand-new on-demand hot water heater adds modern efficiency and convenience. The HOA handles exterior maintenance, including lawn care, snow removal, and winterization, all for a remarkably low annual fee. With an assigned parking space plus additional visitor parking, this turn-key Houghton Lake getaway is ready for its next owner to start enjoying immediately.

6344 W Houghton Lake Drive, Houghton Lake
$144,900
2 Beds ⋅ 1 Baths ⋅ 20261068639 MLS ⋅ ACTIVE Status
Welcome to your own peaceful Northwoods retreat! Nestled on a beautiful .69-acre park-like setting in St. Helen, this charming 2-bedroom, 1-bath home offers the perfect blend of comfort, privacy, and outdoor adventure - all just 2 miles from the St. Helen ORV Trail and approximately 7 miles from Lake St. Helen! Step inside and you'll immediately feel at home with the warmth of knotty pine accents, custom-built bookshelves, and beautiful new light fixtures that add a fresh, welcoming touch throughout the home.. The inviting kitchen features an island with butcher block countertops.. The home offers two comfortable bedrooms and a layout that makes an ideal starter home, retirement retreat, or weekend getaway. Outside is where this property truly shines. The landscaped grounds have a park-like feel, surrounded by wildlife and mature greenery. Enjoy the established fruit trees, space for a garden, greenhouse/potting shed, and rock garden filled with beautiful plants and impressive oversized hostas. Start your morning with coffee on the covered front porch, then spend your evenings relaxing on the 12 x 20 covered back deck, complete with a hot tub - the perfect place to unwind after a day on the trails, fishing, or enjoying everything Northern Michigan has to offer. And for the outdoor enthusiast, there's plenty of room for your toys! The heated and insulated garage features electricity, a aehd complete with a loft and a lean-to, while the attached carport provides even more covered storage for side-by-sides, ORVs, boats, and recreational equipment. Washer and dryer were new in 2024. A new refrigerator was added in December 2025, and all appliances are included with the sale. For peace of mind a newer well, roof, and furnace. Whether you're looking for your first home, a peaceful place to retire, or a Northern Michigan getaway close to ORV trails, fishing, nature, and outdoor recreation, this property offers the space, privacy, and lifestyle you've been looking for.

8135 E West Branch Road, St. Helen
$653,250
4 Beds ⋅ 3 Baths ⋅ 50219859 MLS ⋅ ACTIVE Status
Spring 2027. Welcome home to our newest Split Level floorplan canal waterfront offering in Houghton Lake! The Ethan offers the largest split-level floorplan with 2341sq. ft. of living space. Take your pontoon boat right from your own dock in your backyard just minutes to beautiful all Sports Houghton Lake, enjoy boating to restaurants. Greet your guests in the spacious wide foyer which leads to the designer kitchen complete with a stainless-steel built-in appliances, granite countertops, a huge island, large walk in pantry that extends into the open kitchen and great room centered around a warm cozy fireplace, black Anderson windows, dimensional shingles, board and batten vinyl siding, luxury vinyl plank beach style flooring. 42” upper kitchen cabinets, best in class Carrier furnace / AC. Interior options from our Brock Mclaren luxury designer series options. Guests will love the second and third bedrooms with easy access to the spacious full bath. The private owner’s suite features a luxurious bathroom with double vanity sinks and a huge walk-in closet. The flex room provides space to be a 4th bedroom, home office, library, or cozy TV den with another on suite. Ample space for a large dining table in the cafe' is the perfect space for casual or formal dining. Other convenient spaces the mud room and a large laundry room. Personalize this home choosing your own interior color palette and design features and follow your build from start to finish. Spend more time enjoying each day on the lake or trails while the HOA takes care of your snow removal and lawn care maintenance. Visit today to tour a soon to be complete decorated model home of this same home design and pick out your waterfront lot.

108 Black Pine Trail, Houghton Lake
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