Houghton Lake Homes with VA Loan Listing Terms

Houghton Lake Homes with VA Loan Listing Terms

Welcome to Houghton Lake, Michigan—a picturesque community nestled around the state’s largest inland lake, offering a perfect blend of small-town charm and outdoor adventure. Known for its stunning natural beauty, Houghton Lake is not just a haven for nature lovers but also a fantastic place to raise a family, thanks in part to its highly regarded school district.

The Houghton Lake Community Schools District is dedicated to providing a quality education that fosters both academic excellence and personal growth. With a commitment to nurturing students' diverse talents, the district boasts a range of programs that cater to various interests, from advanced placement courses to arts and athletics. The supportive environment encourages students to thrive, making it an ideal choice for families looking to settle down in a community that values education and development.

For those considering purchasing a home in this vibrant area, you’ll be pleased to know that there are homes available with VA Loan listing terms. This makes it easier for veterans and active-duty military personnel to secure financing for their dream home in Houghton Lake. With a variety of properties to choose from—whether you’re seeking a cozy cottage by the lake or a spacious family home—you'll find a welcoming neighborhood that feels like home.

Experience the charm of Houghton Lake, where quality education and community spirit come together in a setting that’s simply hard to beat. Come explore the possibilities today!

Newest Houghton Lake Homes with VA Loan Listing Terms

$249,900
3 Beds ⋅ 2 Baths ⋅ 50221000 MLS ⋅ ACTIVE Status
Beautiful Ranch home updated and ready for you to enjoy! It sits on White Deer Golf Course, with the backyard and woods across the road from the front yard. Nature lovers, come and enjoy! Also offers Houghton Lake at the end of the road, near parks, trails, etc. Great recreational area. Walk into the foyer that takes you right into the great room with cathedral ceilings. From here, if you wish, head out the patio doors and relax on the deck. Open concept to the kitchen. Spacious master bedroom with full master bath and a large walk-in closet. Main floor laundry! Attached garage! Large concrete driveway with plenty of parking. Large shed for all the extras. The home has newer windows, a CertainTeed Landmark 30-year shingle roof, flooring, etc. Make your appointment to see for yourself!

120 White Deer Trail Road, Prudenville
$209,000
4 Beds ⋅ 2 Baths ⋅ 20261069707 MLS ⋅ ACTIVE Status
Welcome to 330 Ivy Drive in the family-friendly Higgins Lake Forest Subdivision! Nestled on a deep, wooded lot, this spacious 4-bedroom, 2-full-bath home offers plenty of room to relax and enjoy Up North living. Step inside to tall ceilings and an open living, dining and kitchen area filled with natural light. A natural wood burner helps provide warmth and charm, complemented by baseboard heating throughout the home. All four bedrooms are generously sized, including a spacious primary bedroom with its own private balcony. The large driveway provides plenty of space for parking, including room for a garage or small boat during the spring and summer seasons, and the deep lot offers plenty of room for outdoor activities. Enjoy an incredible location just 5 minutes from Houghton Lake and less than 10 minutes from South Higgins Lake State Park. With access to Houghton Lake Schools, Roscommon Schools and Charlton Heston Charter School, this home is a wonderful opportunity for year-round living or an Up North getaway! Sq.ft source is previous listing. Buyer and BA must verify ALL info.

330 Ivy Drive, Roscommon
$199,900
3 Beds ⋅ 2 Baths ⋅ 50219745 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 2-bath home offering 938 square feet of comfortable, efficiently designed living space. Located on sought-after Old Trail on the northeast side of Houghton Lake, the home is just steps from public lake access and conveniently close to snowmobile and side-by-side trails. Recent improvements include a new roof, furnace, on-demand water heater, well pressure tank, flooring, refrigerator, and dishwasher. The attached two-car heated garage provides excellent year-round parking, storage, and workspace. Outside, you’ll find a fenced yard and two storage sheds measuring 8' x 8' and 12' x 18'—plenty of room for tools, lawn equipment, and recreational gear. The home also includes pots, pans, dishes, and silverware and furniture with the right offer, making it an appealing option for a year-round residence or an easy-to-enjoy Houghton Lake getaway. Shopping, restaurants, entertainment, and nightlife are all approximately 10 minutes away. Bring your lake toys and start enjoying the Houghton Lake lifestyle!

632 Old Trail Drive, Houghton Lake
$125,000
3 Beds ⋅ 1 Baths ⋅ 20261066980 MLS ⋅ ACTIVE Status
A 3-bedroom ranch on over a third of an acre gives you the space that matters without the upkeep of a larger home. This approximately 880 sq ft Prudenville property pairs an efficient single-level layout with a large, tree-lined backyard, rear deck, and storage shed—creating plenty of room to enjoy the outdoors, store your gear, or make the property your own.Inside, the vaulted living area stands out with an exposed wood beam, wood-look flooring, and a modern fireplace feature wall. The kitchen offers updated cabinetry, stainless appliances, tile backsplash, and generous storage. The asphalt roof was replaced approximately 10 years ago, and the furnace remains operational. With three bedrooms, a spacious lot, and room for selective cosmetic improvements, this is a strong option for a primary residence or an affordable northern Michigan getaway.

228 Oakdale Drive, Prudenville
$349,900
3 Beds ⋅ 2 Baths ⋅ 20261064942 MLS ⋅ ACTIVE Status
Experience elevated lakefront living in this beautifully maintained waterfront home on one of the most sought-after stretches of Houghton Lake. Begin each day with breathtaking sunrise views shimmering across the water while enjoying your morning coffee in a peaceful setting. This move-in ready retreat features 3 spacious bedrooms and 1.5 baths, thoughtfully designed for both comfort and effortless entertaining. The inviting fireplace creates the perfect ambiance for cozy Michigan evenings, while endless days can be spent enjoying the pristine all-sports lake lifestyle. Whether you’re searching for a refined year-round residence or an exceptional getaway escape, this stunning property offers the perfect blend of relaxation, recreation, and timeless waterfront charm.

12508 West Shore Drive, Houghton Lake
$185,000
3 Beds ⋅ 1 Baths ⋅ 50218155 MLS ⋅ ACTIVE Status
Welcome to this quaint 3-bedroom home tucked into a peaceful countryside subdivision near Houghton Lake! Surrounded by beautiful mature trees, the neighborhood offers a relaxed, up-north feel while keeping you close to all the recreation and amenities of the Houghton Lake area. Inside, you’ll find a comfortable, inviting home with simple finishes and plenty of potential to make it your own. Whether you’re looking for a year-round residence or an affordable getaway near one of Michigan’s most popular lakes, this cute home is ready for its next chapter.

207 Butterfield Lane, Houghton Lake
$260,000
2 Beds ⋅ 2 Baths ⋅ 50217485 MLS ⋅ ACTIVE Status
Looking for a relaxed up-north feel for either your primary residence or second home? One that you can walk to the end of the road for access to Houghton Lake? Let's get you scheduled to see this wonderful ranch home with large open spaces, a great four season room, two and a half baths, and a beautiful yard. Fully updated baths, furnace is only 3 years, water heater is brand new - also a newer metal roof all take that added worry of a big expense out of your thoughts and will allow you to make this home your own.

110 Chippewa Trail, Prudenville
$249,900
2 Beds ⋅ 1 Baths ⋅ 50216171 MLS ⋅ ACTIVE Status
Welcome to your Up North retreat! Nestled in one of Houghton Lake’s most beautiful, mature wooded subdivisions, this charming 2-bedroom, 1.5-bath Berm-style home offers a unique design, peaceful surroundings, and year-round recreation. The Berm construction provides natural insulation, contributing to comfortable and energy-efficient living throughout the seasons. Located just steps from the golf course and only minutes from Houghton Lake, you’ll enjoy easy access to boating, fishing, swimming, and miles of nearby ORV and snowmobile trails. Whether you’re searching for a full-time residence, family getaway, or vacation home, this property is truly move-in ready. The spacious layout provides comfortable living, while the attached 2-car garage and additional detached 2-car garage offer exceptional storage for vehicles, boats, snowmobiles, ATVs, golf carts, and all your outdoor toys. Surrounded by towering mature trees in a quiet, established neighborhood, this home is the perfect place to unwind after a day on the golf course, lake, or trails. Opportunities like this don’t come along often—start making memories in Houghton Lake from the moment you arrive!

2625 W Nestel Road, Prudenville
$169,950
2 Beds ⋅ 1 Baths ⋅ 20261051062 MLS ⋅ ACTIVE Status
* With accepted offer New Appliances are an option!*This perfect little Cabin is ready for you to walk in and enjoy all that Mother Nature has to offer. This cozy 2-bedroom 1 bath, pellet wood stove home has seen numerous recent upgrades including New Flooring throughout, High Quality-Grade LVF., Fully remodeled bathroom, New Tile, Sink, Lighting, Hardware, Stool. Fresh Drywall. Updated Electrical & Plumbing, (partial). New lighting, Ceiling Fans, New electrical Heating components with remote, Chandelier, Kitchen Sink, New Paint throughout. Brand-New large Septic Tank & Field! It can accommodate larger groups with every day usage as well as entertaining. Pump-house Heater. Recent tree removal for improved views and safety (3+ trees). Enjoy a beautiful setting with a view of the private pond as well as the Muskegon River right from the cabin. Located close to scenic riding trails & river access. This Cabin is great for year-round recreation. Snowmobiling, Side-by-Side UTV Trail Riding, Fishing-all year long, Kayaking, Canoe, Paddle Board. Ideal for Weekend Getaways, Investment Property, Full-Time Living. Minutes from the Muskegon River, Houghton Lake, Lake City. Trail-rich, nature-filled setting. Water views & outdoor fun all year long.

6246 Dorr, Falmouth
$220,000
2 Beds ⋅ 1 Baths ⋅ 20261042328 MLS ⋅ ACTIVE Status
Escape to the charm of northern Michigan with this rustic Cape Cod nestled on over 2.5 acres near Houghton Lake. Surrounded by nature, this inviting home offers a warm welcoming open floor plan, perfect for a gathering with family and friends after a day outdoors. The impressive two-story detached garage provides ample space for vehicles, boats, outdoor gear, and workshop projects. Whether you're seeking a year round home or a relaxing up-north retreat, this property captures the tranquility, space, and natural beauty that make Houghton Lake living so special

4489 W School Road W, Roscommon
$290,000
3 Beds ⋅ 2 Baths ⋅ 26024004 MLS ⋅ ACTIVE Status
Golf course living at its best! Perfectly situated along Hole #13 of White Deer Country Club, this bright and cheerful 3-bedroom, 2-bath home offers over 1,700 square feet of comfortable living with beautiful fairway views and a relaxed northern Michigan lifestyle. Inside, you'll find a spacious, light-filled living room that opens to a large kitchen with ample cabinetry, generous counter space, and a sunny dining area with slider access to the back deck. The primary suite features a private bath, while two additional bedrooms offer plenty of space for guests or family. Outside, enjoy the covered front porch, patio, back deck, and storage shed with room for all your golf clubs and outdoor gear. Just a short walk to Houghton Lake and minutes from shopping, dining, and recreation, this home offers the perfect blend of golf course living and lake life.

132 White Deer Trail, Prudenville
$595,000
4 Beds ⋅ 3 Baths ⋅ 26023464 MLS ⋅ ACTIVE Status
Escape to peaceful country living with this stunning 5-acre property featuring both a river and private pond, all nestled in a picturesque setting just a short drive from Houghton Lake. Surrounded by mature trees, perennial gardens, apple trees, grapevines, raspberries, and abundant wildlife, this one-of-a-kind property offers the perfect blend of privacy, charm, and outdoor recreation. Enjoy nearby lakes, hunting, fishing, trails, and everything Northern Michigan has to offer. The inviting wrap-around front porch welcomes you home and sets the tone for the warmth and character found throughout. Inside, the spacious living area is centered around a beautiful fireplace with an impressive mantle, designed to draw outside air for combustion and blower efficiency. Large windows throughout the home flood the interior with natural light and provide serene views from every room. The kitchen features a large center island perfect for entertaining and gathering with family and friends. Practicality meets comfort with a spacious mudroom complete with sink, storage area, and convenient bathroom access. Upstairs, you'll find three generously sized bedrooms along with a spacious primary suite featuring a walk-in closet and private ensuite bath. An additional full bathroom and loft attic area offer flexible bonus space and extra storage. Built with quality in mind, the home features all 2x6 construction, 18" floor trusses, a walk-out basement with 9-foot ceilings, in-floor heat, a cellar, workshop area, and an impressive 8-foot-wide by 60-foot-long storage area. The unfinished lower level provides endless opportunities for additional living space, recreation, or hobby areas. Outside, the property continues to impress with: " Large garden area " 40x24 pole barn with second-story loft " Attached shed/chicken coop " RV parking with electric hookup " Mature landscaping and perennial gardens " Beautiful natural water features " Peaceful wooded surroundings and abundant wildlife Additional updates include a new roof in 2020. Whether you're looking for a full-time residence, hobby farm, hunting retreat, or peaceful getaway near Houghton Lake, this exceptional property offers rustic charm, modern functionality, and endless possibilities.

1519 N Roscommon Road, Roscommon
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