Houghton Lake Homes with FHA Listing Terms

Houghton Lake Homes with FHA Listing Terms

Welcome to Houghton Lake, Michigan—a charming community that boasts not only stunning natural beauty but also an exceptional educational environment for families. Nestled in the heart of Roscommon County, Houghton Lake is home to a dedicated school district that prioritizes student success and community involvement.

The Houghton Lake Community Schools district is known for its commitment to providing quality education from preschool through high school. With a focus on academic excellence, the district offers a variety of programs designed to meet the diverse needs of its students. From advanced placement courses to vocational training, Houghton Lake schools prepare students for both higher education and the workforce. The small class sizes ensure personalized attention, fostering a supportive environment where every child can thrive.

For families considering a move to this picturesque area, the real estate market in Houghton Lake is particularly inviting. Many homes are available with FHA listing terms, making it easier for first-time buyers to enter the housing market. These homes often feature spacious layouts, modern amenities, and proximity to local parks and recreational activities, perfect for families who love the outdoors.

Living in Houghton Lake means enjoying a close-knit community filled with friendly neighbors and a wealth of local activities. From summer fishing and boating on the lake to winter sports and cozy gatherings, this area truly offers something for everyone. If you’re looking for a place where education is valued and community spirit thrives, Houghton Lake is the perfect destination to call home. Discover your dream home today!

Newest Houghton Lake Homes with FHA Listing Terms

$249,900
2 Beds ⋅ 1 Baths ⋅ 50216171 MLS ⋅ ACTIVE Status
Welcome to your Up North retreat! Nestled in one of Houghton Lake's most beautiful, mature wooded subdivisions, this charming 2-bedroom, 1.5-bath home offers the perfect blend of peaceful surroundings and year-round recreation. Located just steps from the golf course and only minutes from Houghton Lake, you'll enjoy easy access to boating, fishing, swimming, and miles of nearby ORV and snowmobile trails. Whether you're searching for a full-time residence, a family getaway, or the perfect vacation home, this property is truly move-in ready. Being sold fully furnished, it includes furniture, appliances, cookware, dishes, décor, and more—simply open the door, unpack your suitcase, and start enjoying your new home without lifting a finger. The spacious layout provides comfortable living, while the attached 2-car garage and an additional detached 2-car garage offer exceptional storage for vehicles, boats, snowmobiles, ATVs, golf carts, and all of your outdoor toys. Surrounded by towering mature trees in a quiet, established neighborhood, this home is the perfect place to unwind after a day on the golf course, the lake, or the trails. Opportunities like this don't come along often—start making memories in Houghton Lake from the moment you arrive.

2625 W Nestel Road, Prudenville
$169,950
2 Beds ⋅ 1 Baths ⋅ 20261051062 MLS ⋅ ACTIVE Status
* With accepted offer New Appliances are an option!*This perfect little Cabin is ready for you to walk in and enjoy all that Mother Nature has to offer. This cozy 2-bedroom 1 bath, pellet wood stove home has seen numerous recent upgrades including New Flooring throughout, High Quality-Grade LVF., Fully remodeled bathroom, New Tile, Sink, Lighting, Hardware, Stool. Fresh Drywall. Updated Electrical & Plumbing, (partial). New lighting, Ceiling Fans, New electrical Heating components with remote, Chandelier, Kitchen Sink, New Paint throughout. Brand-New large Septic Tank & Field! It can accommodate larger groups with every day usage as well as entertaining. Pump-house Heater. Recent tree removal for improved views and safety (3+ trees). Enjoy a beautiful setting with a view of the private pond as well as the Muskegon River right from the cabin. Located close to scenic riding trails & river access. This Cabin is great for year-round recreation. Snowmobiling, Side-by-Side UTV Trail Riding, Fishing-all year long, Kayaking, Canoe, Paddle Board. Ideal for Weekend Getaways, Investment Property, Full-Time Living. Minutes from the Muskegon River, Houghton Lake, Lake City. Trail-rich, nature-filled setting. Water views & outdoor fun all year long.

6246 Dorr, Falmouth
$104,900
1 Beds ⋅ 1 Baths ⋅ 20261052053 MLS ⋅ ACTIVE BACKUP Status
Welcome to this beautifully remodeled 1-bedroom, 1-bath log cabin offering the perfect blend of rustic charm and modern updates. Ideally located just a short 5-minute walk to Houghton Lake Heights Park, this cozy retreat is perfect as a year-round home, weekend getaway, or investment property.Set on a spacious 0.24-acre lot, this property provides plenty of room to relax, entertain, and store all your recreational gear. The oversized garage is a standout feature—ideal for housing your boat, ATVs, and more.Inside, every inch of the cabin has been thoughtfully updated to meet today’s standards, featuring modern finishes while maintaining its warm, inviting character. Best of all, the home is being sold fully furnished, making it completely move-in ready.Enjoy the convenience of lake access nearby and start making memories right away. Schedule your showing today—submit your offer and be settled in before Labor Day to enjoy all that Houghton Lake has to offer!

318 Brown Street, Not Provided
$90,000
1 Beds ⋅ 1 Baths ⋅ 20261044482 MLS ⋅ ACTIVE Status
This cozy Houghton Lake studio cabin delivers the classic Up North vibe with unbeatable convenience. Tucked just across the road from the sparkling shoreline. Inside, the efficient open layout blends living, sleeping, and dining into a warm, inviting space—perfect for weekend getaways or a simple year-round retreat. With its rustic charm, low-maintenance design, and close proximity to local shops, trails, and waterfront activities, this little cabin makes an ideal escape for anyone looking to enjoy the best of Michigan lake life. All Information Deemed Reliable But Not Guaranteed. Buyer’s Agent to Verify All Information.

2007 N Markey Road, Houghton Lake
$240,000
2 Beds ⋅ 1 Baths ⋅ 20261042328 MLS ⋅ ACTIVE Status
Escape to the charm of northern Michigan with this rustic Cape Cod nestled on over 2.5 acres near Houghton Lake. Surrounded by nature, this inviting home offers a warm welcoming open floor plan, perfect for a gathering with family and friends after a day outdoors. The impressive two-story detached garage provides ample space for vehicles, boats, outdoor gear, and workshop projects. Whether you're seeking a year round home or a relaxing up-north retreat, this property captures the tranquility, space, and natural beauty that make Houghton Lake living so special

4489 W School Road W, Roscommon
$190,000
3 Beds ⋅ 2 Baths ⋅ 26025369 MLS ⋅ ACTIVE Status
Beautiful stick built home in a wonderful neighborhood on a beautiful lot! The almost 1300 square foot home has an Incredible Master Suite for this price range and another spacious 2 bedrooms. The open concept has a large living room with a dining room that opend so the HUGE kitchen. The appliances are included too! Outside features a covered porch in the front, perfect for sitting and watching the rain, and another big deck in the back. The 2 stall garage with opener is a great place to keep your cars or tinker. It also includes a shed in the backyard too! Offers will be reviewed June 1 at noon:-)

306 Silverhill Drive, Houghton Lake
$290,000
3 Beds ⋅ 2 Baths ⋅ 26024004 MLS ⋅ ACTIVE Status
Golf course living at its best! Perfectly situated along Hole #13 of White Deer Country Club, this bright and cheerful 3-bedroom, 2-bath home offers over 1,700 square feet of comfortable living with beautiful fairway views and a relaxed northern Michigan lifestyle. Inside, you'll find a spacious, light-filled living room that opens to a large kitchen with ample cabinetry, generous counter space, and a sunny dining area with slider access to the back deck. The primary suite features a private bath, while two additional bedrooms offer plenty of space for guests or family. Outside, enjoy the covered front porch, patio, back deck, and storage shed with room for all your golf clubs and outdoor gear. Just a short walk to Houghton Lake and minutes from shopping, dining, and recreation, this home offers the perfect blend of golf course living and lake life.

132 White Deer Trail, Prudenville
$349,900
3 Beds ⋅ 2 Baths ⋅ 20261035500 MLS ⋅ ACTIVE Status
Experience elevated lakefront living in this beautifully maintained waterfront home on one of the most sought-after stretches of Houghton Lake. Begin each day with breathtaking sunrise views shimmering across the water while enjoying your morning coffee in a peaceful setting. This move-in ready retreat features 3 spacious bedrooms and 1.5 baths, thoughtfully designed for both comfort and effortless entertaining. The inviting fireplace creates the perfect ambiance for cozy Michigan evenings, while endless days can be spent enjoying the pristine all-sports lake lifestyle. Whether you’re searching for a refined year-round residence or an exceptional getaway escape, this stunning property offers the perfect blend of relaxation, recreation, and timeless waterfront charm.

12508 West Shore Drive, Houghton Lake
$289,900
2 Beds ⋅ 2 Baths ⋅ 20261035720 MLS ⋅ ACTIVE Status
Just down the road from the crystal-clear waters of Higgins Lake State Park and only a few miles from Houghton Lake, this fully renovated home offers the perfect Up North getaway with modern comfort, quality craftsmanship, and thoughtful upgrades throughout.Higgins Lake is known for its stunning blue water, sandy shoreline, and some of the most beautiful sunsets in Northern Michigan. With boating, fishing, swimming, and miles of public shoreline, it’s a true four-season destination that makes this location incredibly desirable for both relaxation and recreation.Whether you’re looking for an everyday home or your Up North getaway, this property offers the flexibility to fit your lifestyle.The great room is warm and inviting with soaring cathedral ceilings and a charming fireplace, creating the perfect space to relax or entertain in every season.The gorgeous kitchen is a true highlight, featuring stainless steel appliances, granite countertops, and a clean, modern design that blends style and function beautifully.Also on the main level is a beautifully updated full bathroom with quality finishes throughout, showcasing craftsmanship and attention to detail at every turn. The primary bedroom is conveniently located on the main floor, offering comfortable one-level living and easy access to the main living spaces.A functional mudroom and main-floor laundry add everyday convenience and practicality, keeping life organized after days on the lake or outdoors.The second bedroom is located on the upper level, along with a versatile loft area that serves perfectly as a 3rd bedroom, plus a convenient half bath.This home has been completely updated, including a forced air furnace with central air conditioning for year-round comfort, as well as a whole-house generator for peace of mind in any season.An oversized 2-car garage provides plenty of room for vehicles, boats & all your Up North toys.Nothing to do but move in and enjoy!

110 Wendy Lane, Roscommon
$329,900
3 Beds ⋅ 2 Baths ⋅ 20261033103 MLS ⋅ ACTIVE Status
"Reduced by $10,000" Located in the highly sought-after Sherwood Forest subdivision, this beautifully updated chalet-style home offers the perfect blend of comfort and convenience. Featuring 3 bedrooms and 2 full baths, this home is ideal for entertaining with its open-concept layout, vaulted ceilings, and cozy gas fireplace. The dining area opens to a spacious deck, perfect for relaxing or hosting guests. The kitchen includes stainless steel appliances, along with a stackable washer and dryer for added convenience. Outside, you’ll find an attached 2-car garage with an overhead bonus room, paved driveway, fenced backyard, and two storage sheds. Situated on two oversized lots, there’s plenty of room to add your future pole barn. The home also features updated siding with the look of classic cedar shake. Located in a paved subdivision with city sewer, this property is perfectly positioned between beautiful Higgins Lake and Houghton Lake. Come enjoy everything Northern Michigan lake living has to offer!

302 Robin Hood Street, Roscommon
$534,900
4 Beds ⋅ 3 Baths ⋅ 50207435 MLS ⋅ ACTIVE Status
Follow the winding drive to your private escape on over 13 acres of beautiful northern Michigan landscape. Located about a mile to the Houghton Lakes DNR boat launch and the locals favorite golf course. Inside, you'll find a thoughtfully designed home featuring a spacious main-level primary suite with views of the woods, a large living room with a beautiful gas fireplace, and an office overlooking the covered front porch. The kitchen is both stylish and functional, featuring quartz countertops, newer appliances, and a bar area. It opens to a formal dining space and has convenient main-floor laundry. Feed the deer off your back deck while soaking in the hot tub. Life couldn't get much better than this right here. The full finished basement adds even more room for entertaining, relaxing, or hosting. Step out onto the back deck and unwind in the hot tub while taking in the peaceful surroundings. With both an attached garage and a separate outbuilding, there's no shortage of room for storage and recreational toys. Whether you're hosting friends or enjoying quiet evenings at home, this one-of-a-kind property delivers.

5675 Old Orchard Road, Prudenville
$319,900
3 Beds ⋅ 2 Baths ⋅ 50206875 MLS ⋅ ACTIVE Status
Motivated sellers Welcome home to this beautifully updated 3 bedroom, 2.5 bath property offering space, comfort, and the perfect Up North lifestyle! The Owner's Suite includes a private exterior entrance, private sunroom/office/craft room, large bedroom and bath with fireplace. Situated on a large 3/4 acre lot in a quiet neighborhood, this home is just a few blocks from Houghton Lake and only minutes from a public boat launch and marina where you can rent boat slips for endless summer fun. Inside, you’ll love the many updates throughout along with the durability and peace of mind of a metal roof. The spacious enclosed heated porch creates the perfect year-round space for relaxing, entertaining, or enjoying your morning coffee. Outside, the property truly shines with incredible storage and workspace options including a detached 2.5 car garage, an additional 1.5 car garage with an attached 16 x 16 covered lean-to, plus a large shed for all your tools and toys. The fenced backyard provides privacy and room for pets, gatherings, or outdoor enjoyment. Conveniently located close to restaurants, bars, coffee shops, shopping, and lake activities, this property offers the ideal blend of peaceful living and recreation.

117 Vienna Court, Houghton Lake
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