Lake City Homes with Conventional Listing Terms

Lake City Homes with Conventional Listing Terms

Welcome to Lake City, Michigan, a charming community nestled in the heart of Missaukee County, where small-town warmth meets vibrant educational opportunities. The Lake City School District is renowned for its commitment to academic excellence and holistic development, making it an ideal place for families looking to plant roots. With a strong focus on fostering a supportive learning environment, the district offers a variety of programs tailored to meet the diverse needs of its students. From innovative STEM initiatives to rich arts and athletics programs, Lake City schools are dedicated to nurturing well-rounded individuals ready to thrive in an ever-changing world.

Living in Lake City means you’ll enjoy the benefits of a close-knit community, where neighbors know each other by name and local events bring everyone together. The picturesque surroundings, featuring beautiful lakes and lush forests, provide ample opportunities for outdoor activities, while the downtown area offers charming shops and eateries that reflect the area’s unique character.

For those considering a move to this idyllic town, there are a variety of homes available with conventional listing terms. This means you can find a range of properties that fit your lifestyle and budget, whether you’re looking for a cozy starter home or a spacious family residence. The real estate market in Lake City is thriving, making it an excellent time to explore your options and discover your dream home in this delightful community. Embrace the Lake City lifestyle, where quality education and a welcoming atmosphere await you and your family!

Newest Lake City Homes with Conventional Listing Terms

3 Beds ⋅ 3 Baths ⋅ 26037216 MLS ⋅ ACTIVE Status

Custom designed and built in 2021, this exceptional west-facing waterfront home offers breathtaking sunset views over beautiful all-sports Lake Missaukee. With 118.6 feet of private frontage featuring a private sandy beach, sandy swimming bottom, and included dock, this rare property delivers the ultimate Northern Michigan lakefront lifestyle. Thoughtfully designed to maximize the waterfront setting, the open-concept floor plan is filled with natural light from expansive picture windows showcasing panoramic lake views. The beautifully appointed kitchen features quartz countertops, KraftMaid soft-close cabinetry throughout, a spacious center island with power on both sides, a walk-in pantry with a pocket door, and all appliances are included. Granite countertops in the bathrooms and quality finishes throughout reflect the home's custom craftsmanship. Relax on the covered composite lakeside deck, entertain on the lakeside patio, or spend the day enjoying your private beach just steps from the water. The finished 2.5-car attached garage features knotty pine accents and ample space for vehicles, lake toys, and hobbies. Two storage sheds, city water and sewer, natural gas, and a low-maintenance exterior complete this outstanding property. Conveniently located just steps from downtown Lake City, this custom-built waterfront retreat offers modern comfort, exceptional quality, and one of the finest sandy beach settings on Lake Missaukee.

250 Langley Street, Lake City

4 Beds ⋅ 4 Baths ⋅ 26031574 MLS ⋅ ACTIVE Status

Welcome to a truly exceptional country estate where luxury, comfort, and functionality come together in perfect harmony. Set on over 37 picturesque acres, this stunning 4-bedroom, 3.5-bath residence offers endless opportunities for farming, livestock, recreation, and hunting while delivering the refined finishes and modern conveniences today's buyers desire. From the moment you arrive, the welcoming covered front porch sets the tone for the warmth and elegance found throughout the home. Step inside and you'll immediately appreciate the attention to detail and quality craftsmanship. The gourmet kitchen serves as the heart of the home, showcasing crisp white cabinetry, sleek dark countertops, stainless steel appliances, elegant accent lighting, and a spacious seating bar designed for effortless entertaining. Rich, warm flooring flows throughout the main living areas, complementing the home's inviting yet sophisticated atmosphere. The open-concept design seamlessly connects the kitchen, dining, and living spaces, creating the perfect setting for gatherings while capturing breathtaking countryside views. Just off the foyer, a dedicated home office provides a private and professional workspace, ideal for remote work or managing day-to-day operations from home. The luxurious primary suite offers a true retreat, featuring a spa-inspired bath with dual vanities, a spacious walk-in shower, elegant finishes, and a large walk-in closet. Two additional generously sized bedrooms and a full bath are thoughtfully positioned on the opposite side of the main level, offering privacy and comfort for family and guests. The finished lower level is equally impressive, featuring radiant heated floors throughout, two expansive recreation and entertaining areas, one already plumbed for a future wet bar or secondary kitchen. An additional bedroom, full bath, and finished flex room with a closet provide exceptional versatility for guests, hobbies, fitness space, or multi-generational living.

4690 E Houghton Lake Road, Lake City

3 Beds ⋅ 1 Baths ⋅ 26031167 MLS ⋅ ACTIVE Status

115 Acres - Lake City, Michigan! Rare opportunity to own 115 acres just outside of the charming town of Lake City in Missaukee County. This diverse property offers the perfect combination of country living, recreation, hunting, and future investment potential. The property features a well-maintained 1,092 sq. ft. home with 3 bedrooms, 1 bathroom, a poured wall foundation, cozy fireplace, and a Generac whole-home backup generator. Outbuildings include a 60' x 30' pole barn and an additional 32' x 24' pole barn, providing ample storage for equipment, recreational vehicles, and outdoor gear. The land itself is exceptional, offering rolling terrain, mature timber, established trail systems, and a beautiful stand of Christmas trees near the road frontage. Wildlife is abundant, with excellent populations of whitetail deer, turkey, and grouse, making this a premier recreational and hunting property. Located on a paved road, the property combines privacy and seclusion with convenient access to town and nearby Lake Missaukee. For those looking toward future value, the layout may allow a buyer to split off the home and several acres, creating additional flexibility and investment potential. Whether you're searching for a year-round residence, hunting retreat, recreational getaway, or long-term land investment, this property offers a rare blend of acreage, improvements, wildlife habitat, and location.

5070 W Sanborn Road, Lake City

26030394 MLS ⋅ ACTIVE BACKUP Status

Situated on a spacious 3.2-acre lot, this property features a newly constructed (2025) 32x48 pole building with an attached lean-to. The barn is fully equipped with electricity and heat, making it a perfect year-round workspace. It boasts 12-foot sidewalls, a large 10x16 foot door, and a convenient 10x10 pull-through garage door for easy access. Centrally located between Lake City and Cadillac, this is a must-see! Some restrictions apply.

10420 W Rosted Road, Lake City

3 Beds ⋅ 1 Baths ⋅ 20261044262 MLS ⋅ ACTIVE Status

Beautiful lake front home on Lake Missaukee. This 3 bedroom, 1 bath home has only ever had 1 owner. Very spacious family/living room with wood-burning fireplace, and bonus room that is currently a hot tub room. Kitchen and dining room are open to the family room, creating a very spacious living area. Nice patio area with awning, facing the lake. Home has large shed and 2-car detached garage with concrete driveway. This home has always been used as a year-round home, but would would also make a wonderful summer cottage for weekend lake fun! Roof on house is about 10 years old. Gas wall furnace is 6 years old. Newer vinyl plank flooring. New shower insert (6 mos). Home sits on quiet small lagoon with a seawall. There is also an easement for the neighborhood with a nice sandy beach.

6783 W Northshore Drive, Lake City

1 Beds ⋅ 1 Baths ⋅ 20261033158 MLS ⋅ ACTIVE Status

NEW CONSTRUCTION , Maintenance Free, Metal Siding, Metal Standing Seam Roof! Be the very first to own this brand-new approximately 400 sq. ft. home featuring 1 bedroom, 1 bathroom, and an inviting open-concept living room and kitchen design. Thoughtfully built for efficiency and comfort, this charming home is perfect as a full-time residence, vacation getaway, or investment property.Situated on your own private lot, the home is elevated on piers and includes a private well and septic system for independent living and low-maintenance convenience. Never occupied and fully completed, this property already has its Certificate of Occupancy issued and is truly move-in ready.Financing options are available for qualified buyers, including Conventional, FHA, VA, FNMA, and Freddie Mac financing.Property Features:Brand-new constructionApproximately 400 sq. ft.1 bedroom / 1 full bathOpen living room & kitchen layoutPrivate lot settingWell & septic installedHome set on piersNever occupiedCertificate of Occupancy issuedEligible for Conventional, FHA, VA, FNMA & Freddie Mac financingEnjoy simple, affordable living in a peaceful Northern Michigan setting while still being close to the amenities and recreation that make Lake City such a desirable destination.Schedule your private showing today!

1545 S LACHANCE Road, Lake City

3 Beds ⋅ 3 Baths ⋅ 50205146 MLS ⋅ ACTIVE Status

Lakefront Living on Sapphire Lake! From enjoying fishing, golf, and taking the boat out on the water in the summer to ORV trails, skiing, snowmobiling and ice fishing in the winter this is lakefront living at its finest for all seasons! Built in 2003 and set on a desirable corner lot, this home offers over 2,135 finished square feet of space with a RARE 178 feet of private waterfront on beautiful 246-acre Sapphire Lake. It’s one of the few homes on the lake with this much frontage, giving you room to spread out and truly enjoy the water. Step inside and you’re greeted with an open-concept main level, where large windows frame lake views from nearly every angle. The kitchen, dining, and living spaces flow together seamlessly, creating a bright, welcoming atmosphere that is perfect for gathering with family and friends. The bathrooms throughout the home are generously sized, giving everyone space and comfort. Upstairs, two oversized bedrooms with vaulted ceilings provide plenty of room and capture panoramic views of Sapphire Lake. Both include oversized closets. The thoughtful design ensures you can wake up each morning to sunlight reflecting off the water. The finished walkout basement adds even more living space, complete with two sliding glass doors that lead directly to the lake. From here, step out onto the expansive 40x26 lower deck, the ultimate space for entertaining, grilling, or enjoying summer nights. Above, the 30x10 upper deck gives you another outdoor retreat with incredible views. Outside, the home offers everything you need for a true lake lifestyle. A sandy beach shoreline makes swimming easy and enjoyable, while the private dock is ready for your boat, jet skis, or just a quiet afternoon of fishing. A storage shed on the property provides space for lake toys and outdoor equipment, keeping everything close at hand. From sunrise to sunset, every room in this home offers a view of Sapphire Lake. And when you’re ready to explore, you’re just minutes from other area lakes and all the recreation that Northern Michigan has to offer. Whether you’re looking for a year-round residence, a seasonal getaway, or a place to gather and make memories, this home offers a rare combination of space, frontage, and comfort on one of the most beautiful lakes in the area.

1876 S Schneider Street, Lake City

26011115 MLS ⋅ ACTIVE Status

**Prime Commercial Real Estate Opportunity - High-Traffic Corner Parcel in NW Michigan** Discover an exceptional development opportunity at the bustling intersection of M-66 and M-55 in Lake City. Located across from McDonald's and a busy gas station, this large, level corner lot boasts premium visibility and accessibility, with frontage on three streets and city services readily available. Near a busy traffic light and on the main town's thoroughfare, the site enjoys consistent exposure to high vehicle traffic, making it ideal for businesses seeking maximum visibility. Access is convenient and reliable with paved, county-maintained roads surrounding the property. The level terrain offers a blank slate for seamless development, perfectly suited for office space, health services, or retail ventures. Positioned in a growing area this property is a rare find for developers and investors looking to capitalize on a strategic location. **Highlights:** (See 'More'...) Location: Corner lot at M-66/M-55 intersection - Frontage: Main, Park & Front Street - Access: Paved, county-maintained roads -Utilities: City services available - Topography: Level, cleared - Potential Uses: Office, health services, retail, commercial Seize this opportunity to bring your vision to life in a highly visible and accessible location.

Lake City

26008303 MLS ⋅ ACTIVE Status

Investment Highlights: Includes business, assets, and real property High traffic year round: Between US 131 and US 75 Unique 3rd bay for boats, RVs, Side by Sides and ORV. View of Lake Missaukee from the parking lot. New Gin-San 'SES' Carwash system fully installed in 2025. Full cinderblock construction centered on a large lot. Welcome to Lake City Car Wash. Situated on a large lot with access to the main road and bask street, this Self Serve Car Wash features 2 inside bays, 1 outside bay and two vacuums. Capable of running remotely, this carwash has been set up to use the most current and durable technology available. Featuring Gin-San Direct Drive system, auto mixing chem configuration as well as high pressure delivery, foaming brush as well as the brand new triple foam system. In floor heated: All three bays/Boiler High power electrical service connected externally 2025/Value of Gin-San system alone = $48,000 per bay In bay systems also fully updated to allow customers both coin and card, as well as a cash changer in front of the building. The Gin-San coin vaults and control doors are set up to the Nyax system and can be controlled remotely, as well as tracking: coin and card use and reports for real-time monitoring. -Hamilton DRS: Dual loading stacker for redundancy: NEW 2025. ($6500 value) -On demand water heater feeding into mixing tanks -New commercial water softener system installed 2025 -On site extras include camera system, internet, weep systems and more. Also included: The LLC name "Lake City Car Wash LLC" / The web domain, Google Business Account, Email, Facebook account, and all associated virtual assets. Full build records, schematics and more. Water and valve inspections by the city and state of MI were completed Dec 2025. Neighboring businesses include: Self storage, screen and vinyl printing, and a musical instruction business, all just minutes away from Down Town. High traffic location Ideal for owner/operator Cash flow potential Recently Upgraded Priced to sell Potential appreciation value

991 S Lakeshore Drive, Lake City

2 Beds ⋅ 2 Baths ⋅ 26006865 MLS ⋅ ACTIVE Status

Charming & Spacious 2 Bed / 2 Bath Home with Garage Well maintained and move-in ready, this charming 16x80 manufactured home offers 2 bedrooms and 2 full bathrooms with a spacious, functional split floor layout. Great main floor living! The home is equipped with central A/C for year-round comfort. Situated on three lots totaling over one acre, the property provides both comfort and privacy with mature trees creating a sense of seclusion. Located in the desirable Homeacres Skyranch private airport community, this prime Up North property is near the country airport--perfect for aviation enthusiasts and pilots seeking convenience and lifestyle. Best of all, enjoy the benefits of this unique airpark setting with no HOA fees. Outdoor living is easy with a fenced backyard, a deck ideal for relaxing or entertaining, and a detached garage for secure parking and storage. Enjoy the best of northern Michigan living: (SEE 'MORE;) just 2 miles from beautiful Lake Missaukee and Lake City, 15 miles from Cadillac, and less than an hour's drive to Traverse City. All appliances included. Move in ready.

1404 S Taxiway Delta, Lake City

1 Baths ⋅ 26005359 MLS ⋅ ACTIVE Status

What started as a small bakery in 1976 led to Don's All American Pizza today. This building and business have been locally owned and operated for over 20 years. Now is your chance to continue the local tradition of offering a slice of pizza and smiley face cookies to the thousands of passersby. Located just north of the M-55 and M-66 intersection you couldn't ask for a more visible location for your business. Included in the sale; 2 door natural gas pizza oven, a newer pizza table, a 3-shelf convection oven, commercial grade mixer, 2 stand up freezers, 1 pop cooler, 10x10 walk in cooler and more. Continue the current business operations or start your own venture.

81 N Morey Road, Lake City

3 Beds ⋅ 3 Baths ⋅ 25059661 MLS ⋅ ACTIVE Status

Nestled in the peaceful curve of Clayton Harbor Bay, this 4-bedroom, 2.5-bath storybook cottage captures the essence of Northern Michigan lakefront living. With 60 feet of private, sandy shoreline, your lakeside lifestyle begins the moment you arrive — morning coffee by the calm waters, evenings under the stars in the hot tub with a lake view, and endless days filled with sun, play, and serenity. Inside, a sun-drenched living and dining area welcomes you, with French doors that open onto an expansive back deck — perfect for entertaining or simply soaking in the lake breeze. The main level features an updated primary bedroom with hot tub access and lake views, a second cozy bedroom, two full baths and a mudroom/laundry area. Upstairs, you'll find two additional guest rooms — one with balcony views of the water — plus a half bath. This home has been extensively updated to blend charm with modern convenience: Entire exterior, decks, and shed freshly painted Luxury vinyl plank (LVP) flooring New lighting throughout Two new fan heaters in bathrooms New water heater, well pump, and whole-house water filtration system Smart Wi-Fi thermostats, smart locks, and a Ring camera system Portable AC units in all bedrooms for year-round comfort Mounted TVs in all bedrooms Expanded beach area and new added hot tub Smart-home controls let you manage locks, lighting, temperature, and security from your phone anytime, anywhere The converted two-stall garage is now a full game room/man cave, perfect for rainy-day fun. And with a private dock included, you're all set to enjoy every inch of Lake Missaukee's 1,880 acres of sandy-bottom, all-sports water. Just minutes from downtown Lake City, cruise into town and tie up at the dock for dinner, shopping, or a visit to the beloved Tasty Treat. Surrounded by ORV and snowmobile trails, close to ski resorts, and within easy reach of Traverse City and Lake Michigan, this home is your base for four-season adventure.

6789 W Redman Drive, Lake City

Start Your Search