Mount Clemens Homes with FHA Listing Terms

Mount Clemens Homes with FHA Listing Terms

Welcome to Mount Clemens, Michigan, a vibrant community nestled in the heart of Macomb County. Known for its rich history and charming atmosphere, Mount Clemens is not just a place to live; it’s a place to thrive. One of the standout features of this area is its highly regarded school district, which is dedicated to providing quality education and fostering a supportive environment for students. With a range of educational programs and extracurricular activities, Mount Clemens School District is committed to nurturing the next generation of leaders.

Families looking to settle in this area will find an array of homes that cater to various lifestyles and budgets. Notably, many of these homes come with FHA listing terms, making it easier for first-time homebuyers to secure financing. The FHA (Federal Housing Administration) loans are designed to help those with lower credit scores or limited savings to achieve their dream of homeownership. This accessibility is a tremendous advantage for families eager to plant roots in Mount Clemens.

Beyond its educational offerings and housing opportunities, Mount Clemens boasts a thriving downtown area filled with local shops, restaurants, and recreational parks. Residents can enjoy a blend of urban conveniences and suburban tranquility, making it an ideal place for families, professionals, and retirees alike.

Discover the charm of Mount Clemens, where excellent schools, welcoming neighborhoods, and a strong sense of community await you. Whether you’re searching for your first home or looking to upgrade, this delightful city is ready to welcome you with open arms.

Newest Mount Clemens Homes with FHA Listing Terms

$219,900
5 Beds ⋅ 3 Baths ⋅ 26048807 MLS ⋅ ACTIVE Status
Spacious 5-Bedroom Colonial in the Heart of Mount Clemens! Discover the perfect blend of historic charm and modern potential in this impressive 5-bedroom, 3-bathroom Colonial! Boasting approximately 2,500 sq. ft. of living space, this home is designed for flexibility. The main level features a bright, open living area, a formal dining room, and a large kitchen ready for your custom touch. With five true bedrooms--including a convenient first-floor suite--the layout easily adapts to a home office, guest wing, or large family needs. Recent updates include new vinyl flooring and a brand-new hot water tank. Parking: 2-car attached garage Location: Minutes from Downtown Mount Clemens, parks, and schools. A rare find with this much square footage at an incredible price point. Don't miss your chance to own a sizable home in a prime location!

23 Ferrin Place, Mount Clemens
$425,000
3 Beds ⋅ 2 Baths ⋅ 50221351 MLS ⋅ ACTIVE Status
Offering a versatile layout with generous living space, this 3 bedroom home features 2 full bathrooms and 2 half bathrooms throughout the home. The bright main floor features a vaulted great room with a fireplace, a dedicated office with an oversized arched window, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a large peninsula. A full bathroom and an additional half bath complete the main level. Upstairs, the primary bedroom features vaulted ceilings, while a versatile loft provides additional living or workspace alongside another full bathroom. The basement expands the living space with a recreation area, exercise space, and convenient half bath. Outside, enjoy a beautifully maintained fenced backyard with a stamped-concrete patio, sauna, mature landscaping, and plenty of space for relaxing or entertaining. An attached 2-car garage completes the home.

42930 Little Road, Clinton Twp
$200,000
3 Beds ⋅ 1 Baths ⋅ 20261072027 MLS ⋅ ACTIVE Status
Welcome to this move-in ready ranch sitting on a spacious lot in a prime Clinton Township location! Inside, an inviting open-concept layout features high-durability flooring, crisp trim, and a bright kitchen complete with classic cabinetry and generous counter space. The cozy main living area offers a warm setting to unwind, while the expansive backyard creates an ideal backdrop for summer relaxing and outdoor entertaining. Outstanding curb appeal and everyday convenience come together with a deep 2-car attached garage for extra storage, plus a location that puts you within walking distance to the picturesque trails, fountains, and play areas of George George Park. Local dining, shopping, and major commuter routes are all just minutes away—schedule your private tour today!

40695 Moravian Drive, Clinton Twp
$215,000
3 Beds ⋅ 1 Baths ⋅ 50221193 MLS ⋅ ACTIVE Status
Fully remodeled and move-in ready! This beautifully updated home blends modern comfort with a new electric fireplace in the living room, renovated bathrooms with smart features, whole house freshly painted, recessed lighting and vinyl floors thru out. Rest assured with the big-ticket items competed in the last year which are a new roof, new furnace, new central air conditioner, and a new hot water tank. Upstairs, the bedroom opens to a private second-story patio perfect for enjoying your morning coffee or unwinding in the evening. Conveniently located within walkable minutes from vibrant downtown Mount Clemens, you'll enjoy easy access to local restaurants, shopping, and entertainment, along with quick access to major highways for an easy commute. This turnkey home is one you won't want to miss!

44 Union Street, Mount Clemens
$420,000
4 Beds ⋅ 3 Baths ⋅ 20261071630 MLS ⋅ ACTIVE Status
Beautiful home, sitting on a very large park like setting lot in Seminole Hills Subdivision. This special home is ready for its new family to make it their “home”. Expansive sunroom style room overlooking a peaceful, treed yard opens to a large deck across entire back of home and the 20x30 garage. Enjoy summer and fall evenings at your natural wood burning fireplace on the lower deck. If you’re a gardener, you will love the greenhouse. If you’re a handyman or mechanic you’ll love the second garage. Nice main bedroom suite with gas fireplace, double closets and a full bathroom. Laundry on second floor and a second laundry area in the basement. Pull down attic storage. Home sits on 4 1/2 lots and is completely fenced in with gated entry allowing many options-storing your camper, boat, etc. All appliances included, Exclude hot tub. Most mechanicals have been updated in this lovely, well maintained home. Room sizes are estimated and will be updated, and more comments to follow.

1405 Wellesley Drive, Mount Clemens
$275,000
3 Beds ⋅ 2 Baths ⋅ 50220834 MLS ⋅ ACTIVE Status
This is a Fannie Mae HomePath property. Updated and move-in ready, this 3-bedroom, 2-bath, 2-story home in Mount Clemens backs to the Clinton River. The property is up to code, and a Certificate of Occupancy has been issued by the City of Mount Clemens. The living room offers a fireplace, built-in bookcase, and wood flooring. The eat-in kitchen features wood cabinets, a double sink, a pantry, and ample cabinet space. The rear living room offers great views and two doorwalls with access to the rear deck. The home offers one bedroom on the main floor and two bedrooms on the second floor. Main floor full bath with stand-up shower, 2 skylights and updated ceramic tile. New carpeting has been installed in the upper bedrooms, stairways, and hall. The full second-floor bath includes an old-style tub, pedestal sink, and over-sink lighting. Freshly painted throughout. All new electrical wiring. Walk to River Park, restaurants and retail.

40 Riverside Drive, Mount Clemens
$225,000
3 Beds ⋅ 1 Baths ⋅ 20261070678 MLS ⋅ ACTIVE Status
Charming 3 bed, 1 bath ranch in the Mount Clemens area of Michigan. This well-maintained 1,322 sq ft home offers a comfortable and functional layout with spacious living areas and well-sized bedrooms. Hardwood flooring is underneath the carpet and remains clean and in great condition, offering an excellent opportunity to showcase its natural beauty. A thoughtfully cared-for home with convenient one-level living, located near shopping, dining, schools, parks, and major roadways. A great opportunity for those seeking a comfortable and well-kept ranch home.

932 N Esplanade Street, Mount Clemens
$365,000
3 Beds ⋅ 2 Baths ⋅ 50220561 MLS ⋅ ACTIVE Status
This spacious 3-bedroom ranch in Mt. Clemens offers a functional layout with 2 full bathrooms and 2 half bathrooms, including a half bath in the finished basement. Lovingly maintained by the original owners, this solid home features generously sized living spaces, three comfortable bedrooms, and the convenience of one-floor living. Much of its original character remains, providing an excellent opportunity to add your own personal style and updates. The finished basement offers valuable additional living and entertaining space with plenty of possibilities. Located on a freshly paved road near shopping, dining, parks, and everyday conveniences, this home is full of potential and ready for its next owner. A one-year home warranty is included for added peace of mind!

645 Wellington Crescent, Mount Clemens
$85,000
1 Beds ⋅ 1 Baths ⋅ 50220114 MLS ⋅ ACTIVE Status
Rare opportunity! 1 bedroom ranch condo with fenced back yard! AND an extra fenced lot! (see survey) All at the end of a dead end street! Low association fees and all appliances included. Most of contents may be included as well.

263 Carlson Street, Mount Clemens
$232,500
3 Beds ⋅ 1 Baths ⋅ 20261068247 MLS ⋅ ACTIVE Status
Welcome to desirable Seminole Hills! This 1925 home blends historic charm and character with thoughtful updates. Natural hardwood floors flow throughout the home, while updated lighting fixtures enhance its inviting character. Relax on the expansive covered front porch, then step inside to a spacious family room featuring accent walls, a bow window, and architectural details that create a warm, distinctive setting. The adjoining formal dining area is ideal for everyday meals and entertaining, with quick doorwall access to the rear deck and backyard for seamless outdoor gatherings. Enjoy a bright kitchen with abundant cabinetry & storage, quartz countertops, and new stainless appliances in 2024. Upstairs offers 3 suitable bedrooms, including a large primary bedroom, plus a versatile flex room with built in shelving ideal for an office, library, nursery, or playroom. The full bath offers a vanity with storage. The basement provides valuable additional space and includes a functioning shower. Major improvements include Wallside windows installed August 2025, including the doorwall and basement windows, with a 35 year transferable warranty; roof replaced in 2021. Updated mechanicals, plumbing, and electrical. The rare but convenient deep tandem depth garage provides flexible space for vehicles, equipment, hobbies, extras, and excellent storage. A spacious yard adds even more appeal, offering plenty of room to relax, play, garden, or entertain outdoors. Conveniently located near downtown Mount Clemens where many activities take place, the Clinton River, local venues, restaurants, boutiques, medical facilities, and major amenities. This is truly one of a kind! Welcome home!

665 Harrington Street, Mount Clemens
$119,900
2 Beds ⋅ 1 Baths ⋅ 50219579 MLS ⋅ ACTIVE Status
Immediate Occupancy on this Move-in ready 2-bedroom townhome in a quiet Mt. Clemens community! Enjoy an updated kitchen, newer flooring, hardwood floors in both bedrooms, vinyl windows, newer water heater and central air. The door wall opens to a patio and your own private fenced backyard—perfect for relaxing, entertaining or letting the dog out. All appliances stay! Enjoy a low $50 monthly HOA that includes grass cutting and snow removal. Conveniently located near downtown Mt. Clemens, restaurants, shopping and M-59. A great opportunity for a first-time buyer or anyone looking for affordable, low-maintenance homeownership. Don't miss this one!

209 N Christine Circle, Mount Clemens
$199,990
3 Beds ⋅ 3 Baths ⋅ 20261067222 MLS ⋅ ACTIVE Status
PRICE REDUCTION!Welcome home to this charming 3-bedroom, 3-full-bath bungalow conveniently located near downtown Mt. Clemens! This home offers comfortable living spaces, a full basement providing plenty of additional storage, and the added peace of mind of all-new appliances. Enjoy the convenience of being just minutes from downtown Mt. Clemens, where you'll find an inviting mix of boutique shops, restaurants, weekly community events, and festivals throughout the year. Whether you're looking for local entertainment, shopping, dining, or simply a great place to call home, this property puts you close to it all.The seller will consider all reasonable offers and is willing to offer concessions to assist the buyer with eligible closing costs, making this an excellent opportunity for buyers looking for flexibility and value.Three bedrooms, three full bathrooms, a basement, all-new appliances, a two-car garage, and a great location—this home is ready for its next owner!

32 Gibb, Mount Clemens
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