Niles Homes with Assumable Listing Terms

Welcome to Niles, Michigan—a charming city nestled in Berrien County, where community spirit and educational excellence thrive. Niles is not just a place to live; it’s a place to grow, learn, and flourish. The Niles Community Schools district is renowned for its commitment to providing quality education, with a range of programs designed to meet the diverse needs of its students. Families here benefit from a well-rounded curriculum that emphasizes academic excellence, arts, and athletics, ensuring that every child has the opportunity to shine.

In addition to its strong educational offerings, Niles boasts a welcoming atmosphere with picturesque parks, vibrant local shops, and a rich cultural heritage. The city is conveniently located near Lake Michigan, providing residents with ample opportunities for outdoor activities and recreation. From hiking trails to community events, there’s always something happening in Niles.

For those considering a move to this delightful area, we are excited to present homes with assumable listing terms. This unique financing option allows buyers to take over the existing mortgage of the seller, potentially offering significant savings and a smoother transition into homeownership. Whether you’re a first-time buyer or looking to upgrade, Niles has a variety of homes that cater to different lifestyles and budgets.

Explore the warmth and charm of Niles, where quality education meets community living. Discover your dream home today and become part of a vibrant community that truly feels like home.

Newest Niles Homes with Assumable Listing Terms

$134,900

3 Beds ⋅ 1 Baths ⋅ 26045888 MLS ⋅ ACTIVE Status

3-4 bedroom house is located on a quiet, dead end street off Chicago Road, close to the hospital and downtown Niles, with easy access to US 31. Main level features eat in kitchen, living room, 2 bedrooms and full bath. The upper level consists of a 13X13 bedroom, and another room that could possibly be utilized as a 4th bedroom. New furnace January 2026, bathtub was updated 2024. Owner purchased a home warranty that can be transferred to next owner. FHA loan is assumable with $50,000 down payment, and verification of buyer credit.

516 Hillcrest Road, Niles

$364,900

4 Beds ⋅ 2 Baths ⋅ 26042350 MLS ⋅ ACTIVE Status

Welcome to this inviting new-construction home in the desirable Winding River Estates community of Niles. Offering 2,368 finished square feet, this four-bedroom, two-bath residence features an open-concept main level with a bright kitchen. The home includes two distinct living areas, a comfortable main living room and a second rec room ideal for relaxing or entertaining. Outside, the .63 acre private lot stretches generously to the rear, bordered by mature trees and extending all the way back to the creek , perfect for outdoor enjoyment, privacy, and future possibilities. Thoughtfully designed for everyday living and lasting value, this single-family home is ready for its next owners to enjoy in a peaceful, well-established neighborhood. Seller offering to paint areas of walls that show significant wear and tear and cleaning credit

1493 Drew Drive, Niles

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