Oscoda Homes with FHA Listing Terms

Oscoda Homes with FHA Listing Terms

Welcome to Oscoda, Michigan – a charming community that offers a harmonious blend of natural beauty, small-town warmth, and excellent educational opportunities. Nestled along the picturesque shores of Lake Huron, Oscoda is not only known for its breathtaking landscapes but also for its dedicated and thriving school district, which serves as a cornerstone for families looking to invest in their future.

Oscoda Area Schools is committed to providing a comprehensive and nurturing educational experience for students of all ages. With a focus on academic excellence, the district offers a variety of programs designed to meet the diverse needs of its students. From dedicated teachers who inspire curiosity to innovative curricula that foster critical thinking, Oscoda schools are dedicated to helping students reach their fullest potential. The community's commitment to education is reflected in the strong partnerships between schools, families, and local organizations, creating a supportive environment for all learners.

For those looking to make Oscoda their home, the real estate market is brimming with opportunities. Many homes in this delightful area are available with FHA listing terms, making it easier for first-time buyers and families to secure their dream home. With a range of properties to choose from, you can find everything from charming bungalows to spacious family homes, all set against the backdrop of Oscoda's stunning natural scenery.

Whether you’re drawn to the area's top-notch schools, its close-knit community, or the beautiful landscapes, Oscoda, MI is a place where you can truly thrive. Come explore the possibilities and discover why so many families are proud to call Oscoda home!

Newest Oscoda Homes with FHA Listing Terms

$1,595,000
1 Beds ⋅ 1 Baths ⋅ 20261050813 MLS ⋅ ACTIVE Status
Discover an unparalleled waterfront investment opportunity on the shores of Lake Huron. The Aloha Beach Club is a fully operational, income-generating retreat boasting 13 well-appointed cottages, comprising of 27 beds and 13 baths, and nestled along 150 feet of pristine, sugar-sand beachfront.This property operates on a highly successful, year-round business model—commanding premium weekly rates during the vibrant summer season and securing steady monthly tenancy throughout the winter. With major infrastructure projects recently completed, this property offers immediate cash flow alongside incredible potential for future growth.The current owners have heavily invested in future-proofing the property, eliminating deferred maintenance and upgrading key utilities:1. The outdated septic system has been entirely removed, and the property is now fully connected to the City Sewer.2. A comprehensive upgrade of the electrical systems across all 13 cottages was completed in 2024.3. Brand-new composite decking and extensive walkways have been installed throughout the grounds, providing a polished, low-maintenance aesthetic.4. The sale includes fully finalized architectural drawings for a complete cottage remodel. These plans are strategically designed to enhance guest amenities and maximize energy efficiency—lowering off-season overhead while driving up your nightly RevPAR (Revenue Per Available Room).The 13 cottages are outfitted for modern travelers. Every cabin includes smart keyless entry, flat-screen televisions, and dedicated standalone air conditioning. Eleven of the units are also equipped with efficient tankless water heaters.There is 150+ feet of private beach access, BBQ equipment and fire pits, and two electric vehicle (EV) charging stations to attract eco-conscious guests.Schedule your private tour of the Aloha Beach Club today and secure your piece of Lake Huron beachfront!

3358 N US 23, Oscoda
$210,000
2 Beds ⋅ 2 Baths ⋅ 26033404 MLS ⋅ ACTIVE Status

5520 Heather Street, Oscoda
$162,900
3 Beds ⋅ 2 Baths ⋅ 20261045440 MLS ⋅ ACTIVE Status
Welcome to your Up North getaway! Nestled on a peaceful .30-acre fenced lot, this charming 3-bedroom, 2-bathroom cabin is the perfect place to relax and enjoy Northern Michigan. Recent updates include a newer roof (5 years old), new HVAC system, and a new well. Conveniently located just down the road from the Au Sable River, across the street from Hunters Lake, and within walking distance to the local golf course. Whether you're looking for a weekend retreat, year-round residence, or investment opportunity, this cozy cabin offers the ideal blend of comfort, recreation, and Up North charm. -BATVAI

3410 Algonquin Trail, Glennie
$250,000
3 Beds ⋅ 2 Baths ⋅ 20261039152 MLS ⋅ ACTIVE Status
Welcome to Lakewood Shores - enjoy all the amenities including Beach Club restaurant & Lounge, Security, Pavilion, Parks, Game Room, 3 Private Beaches, Playgrounds, Recreational Equipment, Tennis Courts, Dog Park, Trails & Hiking. Docks available on Cedar Lake on a wait list basis. All of this and a newly remodeled Ranch on a corner lot. The home is freshly pained, new carpet, new kitchen sink, new bathroom fixtures and flooring, new water heater (2025), septic (2021), furnace (2018), siding, roof, and garage door (2008). Home features 3 bedrooms and 2 baths with an open floor plan, large window, skylights, and sliding door opening to a large patio letting the beauty of the outdoors inside.Just north of Oscoda, minutes to Lake Huron, the Ausable River, and Lakewood Shores golf course you’ll be in the Heart of the Sunrise Side. Enjoy this home as a year round residence, a weekend get away, or a STR.Visit lakewoodshorespoa for information on the association.

7395 Crestwood Drive, Oscoda
$175,900
3 Beds ⋅ 1 Baths ⋅ 50202871 MLS ⋅ ACTIVE Status
Charming 3-Bedroom Home Near Huron Lake, MI Discover this beautifully maintained and updated home just minutes from Huron Lake. Featuring 3 spacious bedrooms and 1 ½ bathrooms, this property offers both comfort and convenience. Highlights include: A brand-new furnace, generator, and hot water tank for peace of mind A spacious 2-car garage A versatile four-season room perfect for relaxing year-round Impeccably clean and move-in ready Whether you're looking for a cozy year-round residence or a vacation retreat, this home combines modern updates with a fantastic location. Don’t miss the opportunity to make this charming house your new home!

10033 8th Street, Oscoda
$117,000
2 Beds ⋅ 1 Baths ⋅ 25044494 MLS ⋅ ACTIVE Status
Escape to the peace and charm of forest living with this beautiful cabin nestled near the serene Au Sable River. A true northern retreat, this property offers the perfect outdoor lifestyle, whether it's morning coffee with the sound of nature or evening bonfires under the stars. Ideal for Buyers seeking a private getaway or full-time up-north Living. Schedule your showing today before this Home is gone!

2106 Baynes, Oscoda
$315,000
3 Beds ⋅ 2 Baths ⋅ 25043171 MLS ⋅ ACTIVE Status
Escape to serenity in this stunning 3 bedroom, 2 full bath retreat nestled on a peaceful 1/2 acre wooded lot. In Lakewood Shores, and the extra bonus lot is yours as well! Custom built home. With its tranquil surroundings and picturesque views, this home offers the perfect blend of seclusion and accessibility. Located just a short distance from the shores of Lake Huron and Cedar Lake, you'll enjoy endless opportunities for boating, fishing, and swimming. The natural beauty of the area provides a serene backdrop for outdoor enthusiasts and nature lovers alike. Bring your vision and make this property your dream home! With all the amenities that Lakewood Shores has to offer, this home is ideal, and in the perfect location.

4873 Birchwood Trail, Oscoda
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