Oscoda Homes with FHA Listing Terms

Oscoda Homes with FHA Listing Terms

Welcome to Oscoda, Michigan – a charming community that offers a harmonious blend of natural beauty, small-town warmth, and excellent educational opportunities. Nestled along the picturesque shores of Lake Huron, Oscoda is not only known for its breathtaking landscapes but also for its dedicated and thriving school district, which serves as a cornerstone for families looking to invest in their future.

Oscoda Area Schools is committed to providing a comprehensive and nurturing educational experience for students of all ages. With a focus on academic excellence, the district offers a variety of programs designed to meet the diverse needs of its students. From dedicated teachers who inspire curiosity to innovative curricula that foster critical thinking, Oscoda schools are dedicated to helping students reach their fullest potential. The community's commitment to education is reflected in the strong partnerships between schools, families, and local organizations, creating a supportive environment for all learners.

For those looking to make Oscoda their home, the real estate market is brimming with opportunities. Many homes in this delightful area are available with FHA listing terms, making it easier for first-time buyers and families to secure their dream home. With a range of properties to choose from, you can find everything from charming bungalows to spacious family homes, all set against the backdrop of Oscoda's stunning natural scenery.

Whether you’re drawn to the area's top-notch schools, its close-knit community, or the beautiful landscapes, Oscoda, MI is a place where you can truly thrive. Come explore the possibilities and discover why so many families are proud to call Oscoda home!

Newest Oscoda Homes with FHA Listing Terms

$474,900
3 Beds ⋅ 3 Baths ⋅ 20261073676 MLS ⋅ ACTIVE Status
Welcome to your ultimate all-sports waterfront retreat on Van Etten Lake! This stunning 2-story A-frame home offers 2,500 sq ft of finished living space featuring 3 bedrooms, 3 full baths (one full bath and sleeping area on every floor), and sleeps 10+ guests. Perfectly set up for a turnkey vacation home or high-performing Airbnb/VRBO rental with keypad entry access, lake-fed Rachio smart sprinkler system, Ecobee smart thermostat, and dedicated locking owner storage closets/HVAC rooms. Step inside to an open-concept main floor with stainless steel appliances, a brand-new front-load washer/dryer combo, and a new furnace. The fully finished walk-out lower level is built for entertaining, showcasing a cozy gas fireplace, two living areas, a wet bar with pub-style high-top seating, custom smart LED lighting, and direct patio access. Outdoors, enjoy panoramic lake views from the elevated deck or your under-deck covered seating area and storage. Step down to the new circular paver patio with a built-in fire pit, seat-level retaining wall, and your included L-shaped dock along 60 feet of prime lake frontage. The high-tech features continue outside with fast Wi-Fi coverage across the entire grounds, a Sonos sound system with speakers at the deck area and by the fire pit. Ring floodlight camera overlooking the lake and backyard for effortless remote visibility. The heated detached garage is fully outfitted as a private home gym with rubber flooring, TV, sound system, smart garage opener, and a 220V line for EV charging. Situated in a fantastic neighborhood within walking distance to Ken Ratliff Park, Van Etten Dam, and just minutes from Lakewood Shores Golf Resort, Lake Huron, and the AuSable River. This shoreline paradise can be purchased fully furnished and is completely turnkey for immediate enjoyment or investment income!

6024 Westshore Drive, Oscoda
$650,000
4 Beds ⋅ 4 Baths ⋅ 20261061698 MLS ⋅ ACTIVE Status
Currently Under Construction!! Discover your dream home in Cedar Lake! This new construction in the desirable St. George's Point Subdivision features a charming nautical colonial design. As you enter, you're welcomed by a spacious foyer with high ceilings. The stunning two-story great room boasts large windows that provide view of your access to the Lake. The main level includes a spacious kitchen and dining area, ideal for entertaining friends and family on lake days. A large office space offers the perfect spot for productivity, ensuring that business won’t intrude on your lakefront lifestyle. As you make your way upstairs, you'll walk around the two-story stand-alone fireplace chase. In The Owner's Suite, you'll find a large walk-in closet and spacious ensuite bathroom. The balcony off this bedroom is a perfect place to unwind and enjoy the views of beautiful Cedar lake. This home offers three more bedrooms on the second floor, two of which are connected with a Jack and Jill bathroom! The fourth bedroom has its own ensuite bathroom! A second-floor laundry room is a convenient touch to the beautifully designed home! This home will also offer a walkout basement and a three-car tandem garage, a perfect place to store your boat, jet skis, and other watersport toys! Don't miss out on the opportunity to choose your finishes to add your personal touches to this beautiful lakehouse!

7269 Shoreview Drive, Oscoda
$208,900
2 Beds ⋅ 1 Baths ⋅ 50217487 MLS ⋅ ACTIVE Status
Peaceful/Relaxing/Fun All describe this very neat and well kept get away cottage or starter home. Natural Fireplace. Large picture window to Lake. New storage building. approx 40 ft lake frontage (at the waterline, lot extends out into lake), nice aluminum dock. Minutes North of Downtown Oscoda. Nicely treed, wide easement adjoins lot, no evidence of use.

7201 Loud, Oscoda
$1,595,000
1 Beds ⋅ 1 Baths ⋅ 20261050813 MLS ⋅ ACTIVE Status
Discover an unparalleled waterfront investment opportunity on the shores of Lake Huron. The Aloha Beach Club is a fully operational, income-generating retreat boasting 13 well-appointed cottages, comprising of 27 beds and 13 baths, and nestled along 150 feet of pristine, sugar-sand beachfront.This property operates on a highly successful, year-round business model—commanding premium weekly rates during the vibrant summer season and securing steady monthly tenancy throughout the winter. With major infrastructure projects recently completed, this property offers immediate cash flow alongside incredible potential for future growth.The current owners have heavily invested in future-proofing the property, eliminating deferred maintenance and upgrading key utilities:1. The outdated septic system has been entirely removed, and the property is now fully connected to the City Sewer.2. A comprehensive upgrade of the electrical systems across all 13 cottages was completed in 2024.3. Brand-new composite decking and extensive walkways have been installed throughout the grounds, providing a polished, low-maintenance aesthetic.4. The sale includes fully finalized architectural drawings for a complete cottage remodel. These plans are strategically designed to enhance guest amenities and maximize energy efficiency—lowering off-season overhead while driving up your nightly RevPAR (Revenue Per Available Room).The 13 cottages are outfitted for modern travelers. Every cabin includes smart keyless entry, flat-screen televisions, and dedicated standalone air conditioning. Eleven of the units are also equipped with efficient tankless water heaters.There is 150+ feet of private beach access, BBQ equipment and fire pits, and two electric vehicle (EV) charging stations to attract eco-conscious guests.Schedule your private tour of the Aloha Beach Club today and secure your piece of Lake Huron beachfront!

3358 N US 23, Oscoda
$199,000
2 Beds ⋅ 2 Baths ⋅ 26033404 MLS ⋅ ACTIVE Status

5520 Heather Street, Oscoda
$162,900
3 Beds ⋅ 2 Baths ⋅ 20261045440 MLS ⋅ ACTIVE Status
Welcome to your Up North getaway! Nestled on a peaceful .30-acre fenced lot, this charming 3-bedroom, 2-bathroom cabin is the perfect place to relax and enjoy Northern Michigan. Recent updates include a newer roof (5 years old), new HVAC system, and a new well. Conveniently located just down the road from the Au Sable River, across the street from Hunters Lake, and within walking distance to the local golf course. Whether you're looking for a weekend retreat, year-round residence, or investment opportunity, this cozy cabin offers the ideal blend of comfort, recreation, and Up North charm. -BATVAI

3410 Algonquin Trail, Glennie
$235,000
3 Beds ⋅ 2 Baths ⋅ 20261039152 MLS ⋅ ACTIVE Status
Welcome to Lakewood Shores - enjoy all the amenities including Beach Club restaurant & Lounge, Security, Pavilion, Parks, Game Room, 3 Private Beaches, Playgrounds, Recreational Equipment, Tennis Courts, Dog Park, Trails & Hiking. Docks available on Cedar Lake on a wait list basis. All of this and a newly remodeled Ranch on a corner lot. The home is freshly pained, new carpet, new kitchen sink, new bathroom fixtures and flooring, new water heater (2025), septic (2021), furnace (2018), siding, roof, and garage door (2008). Home features 3 bedrooms and 2 baths with an open floor plan, large window, skylights, and sliding door opening to a large patio letting the beauty of the outdoors inside.Just north of Oscoda, minutes to Lake Huron, the Ausable River, and Lakewood Shores golf course you’ll be in the Heart of the Sunrise Side. Enjoy this home as a year round residence, a weekend get away, or a STR.Visit lakewoodshorespoa for information on the association.

7395 Crestwood Drive, Oscoda
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