Richmond Homes with FHA Listing Terms

Richmond Homes with FHA Listing Terms

Welcome to Richmond, Michigan, a charming city nestled in the heart of Macomb County, where community spirit flourishes and educational excellence is a priority. Richmond is served by the Richmond Community Schools district, renowned for its commitment to providing a quality education to students from kindergarten through high school. With a focus on academic achievement, the district boasts dedicated educators, a variety of extracurricular activities, and a supportive environment that encourages student growth and development.

Families looking to settle in Richmond will appreciate the district's emphasis on small class sizes and personalized learning experiences, ensuring that every child receives the attention they deserve. The schools are equipped with modern facilities and resources, providing students with a well-rounded education that prepares them for future success. Richmond’s vibrant community also offers numerous parks, recreational programs, and family-friendly events, making it a wonderful place to raise children.

For those interested in making Richmond their home, the real estate market offers a range of options, including homes available with FHA listing terms. This is particularly advantageous for first-time homebuyers or those seeking to secure a property with lower down payment requirements. Richmond's homes are characterized by their charm and affordability, making it an ideal location for families, young professionals, and retirees alike.

Whether you're drawn to the excellent school district, the welcoming community, or the variety of housing options, Richmond, MI, is a place where you can truly feel at home. Explore your possibilities in this delightful city today!

Newest Richmond Homes with FHA Listing Terms

$275,000
3 Beds ⋅ 1 Baths ⋅ 50221562 MLS ⋅ ACTIVE Status
Nice home in wonderful area this property is zoned for both residential and commercial. The home has bean well maintained and updated with newer windows, siding and insulation, in addition there is a functioning wood burning stove to take the chill out of those frosty winter days. The attached 3 car garage with work area is also perfect for those home improvement or handyman projects. Additionally the property has bean professionally regraded and drain lines opened and cleaned to channel any water away from the home. City water and sewer is also a nice touch. ONE YEAR HOME WARRANTY INCLUDED WITH SALE

64690 Gratiot Ave Avenue, Not Provided
$214,900
2 Beds ⋅ 2 Baths ⋅ 20261071528 MLS ⋅ ACTIVE Status
Welcome home to this Ranch style condo, complete with basement! Located on a quiet, private dead end street with a peaceful pond view, 36831 Lakeview has much to offer. Convenient attached garage, generous closet space, all appliances included in sale of home, as well as immediate occupancy to name a few. Basement is partially finished with a wet bar and second full bathroom. Recent updates include water heater (2025) and electrical panel. Immediate occupancy offered with easy showings!

36831 Lakeview, Richmond
$400,000
3 Beds ⋅ 1 Baths ⋅ 50221190 MLS ⋅ ACTIVE Status
Welcome home to this stunning, fully renovated residence combining modern finishes with everyday comfort. Every inch of this property has been beautifully updated with new flooring, fresh paint, and stunning lighting making it completely move-in ready. Kitchen features an updated layout with a spacious bar-height countertop perfect for casual dining and entertaining. Stay cozy with elegant fireplaces located in both the family room and the private master bedroom suite. A quiet, functional workspace designed for today's remote professional. Step outside to a peaceful, private backyard. An expansive, oversized attached garage provides plenty of room for vehicles, storage, or a workshop.

74875 Memphis Ridge Road, Richmond
$285,000
3 Beds ⋅ 2 Baths ⋅ 20261072261 MLS ⋅ ACTIVE Status
This adorable in town ranch on a corner lot is ready for new people to come enjoy not only an amazing home, but also being walking distance to downtown Richmond! Featuring 3 bedrooms, a giant living room, and spacious kitchen with an updated bath on the main level, below in the basement is room for entertaining, play, and another bathroom if needed! The deck out back is quiet, and there is oodles of room in the yard for kids, pets, and just hosting friends and family! This is a well taken care of home that is waiting for its new owners! Mini-splits installed 2025, chimney replaced 2020, updated kitchen and bathroom!

70484 N Main Street, Richmond
$345,000
3 Beds ⋅ 2 Baths ⋅ 20261068742 MLS ⋅ ACTIVE BACKUP Status
Space, storage, and a backyard you’ll love! This tri-level in Richmond sits on an impressive .87-acre lot and offers plenty of room both inside and out. Enjoy multiple living areas plus a beautiful sunroom filled with natural light and views of the spacious backyard. The property also features an oversized detached shed/outbuilding with electricity, perfect for extra storage, hobbies, or recreational equipment, along with a heated attached garage for year-round comfort and convenience. A great combination of space, functionality, and outdoor living with tons of potential to make it your own.

36400 Madison Street, Richmond
$285,000
2 Beds ⋅ 1 Baths ⋅ 50219831 MLS ⋅ ACTIVE Status
Welcome home to this charming 2 bedroom, 1 bath ranch in Richmond, filled with timeless character and inviting living spaces. Relax on the spacious covered front porch before stepping inside to discover beautiful hardwood floors, rich original woodwork, and decorative columns connecting the living and dining rooms. The kitchen offers abundant cabinetry, stainless steel appliances, and plenty of counter space. The updated bathroom features a stylish vanity and glass-enclosed shower. Both bedrooms provide comfortable accommodations, and the basement offers additional space for entertaining, recreation, and storage. Conveniently located near downtown Richmond’s shopping, dining, and local amenities.

35920 Division Road, Richmond
$594,900
5 Beds ⋅ 3 Baths ⋅ 50219681 MLS ⋅ ACTIVE Status
Welcome to this stunning brick Colonial in the highly sought-after Lake Angela Estates. Offering over 3,000 square feet of living space, this 5-bedroom, 5-bathroom home combines timeless architecture with an exceptional setting. Situated on a beautifully landscaped .36-acre lot, the property backs to a park-like setting with no rear neighbors, providing rare privacy and tranquility. Enjoy picturesque views of Lost Forest Lake from the comfort of your home and outdoor living spaces. Inside, the spacious floor plan is ideal for both everyday living and entertaining, featuring generous bedrooms, multiple gathering areas, and abundant natural light throughout. A 3-car attached garage adds convenience and storage. Located in one of the area’s premier neighborhoods, this home offers the perfect blend of elegance, space, and peaceful surroundings. Don’t miss the opportunity to own a private retreat with lake views in desirable Lake Angela Estates.

68242 Lake Angela Pointe Street, Richmond
$459,900
3 Beds ⋅ 2 Baths ⋅ 50218966 MLS ⋅ ACTIVE CONTINGENT Status
Escape to peaceful country living on 12+ acres in Richmond Twp! This updated 3 bedroom home features an inviting interior with an updated kitchen and laundry, hardwood flooring throught, ceramic tile in kitchen, and a cozy natural fireplace. Appliances are included (basement freezer excluded). Major updates include roof approx 10 yrs, new 95% efficient furnace, whole-house waterfiltration system, water softner, new well pump, upgraded 200-amp electrical service, and generator interlock. Enjoy outdoor living on a well-maintained deck overlooking private acreage with abundant wildlife. Property includes a 32x30 pole barn with cement floor, 40-ft waterproof/mouse-proof storage container and covered RV parking with electric. Mature trees, privacy, and ample space for hobbies, and recreation, all just minutes away from Richmond amenities. Richmond Community Schools. Living the dream awaits you!

30301 Armada Ridge Road, Richmond
$615,000
4 Beds ⋅ 3 Baths ⋅ 26044236 MLS ⋅ ACTIVE Status
Stunning split colonial situated on 10 peaceful acres, offering the perfect combination of privacy, space, and modern comfort. The desirable main-floor primary suite provides convenient first-floor living, while geothermal heating delivers exceptional year-round energy efficiency. This spacious home features 4 bedrooms plus a versatile loft that can easily serve as a 5th bedroom, home office, playroom, or flex space. The open, inviting layout includes 2 full baths and 1 half bath, along with an extra-deep basement offering tremendous storage and exciting potential for future finishing. Step outside and take in the breathtaking views of the large, deep pond, surrounded by abundant wildlife and the natural beauty of this incredible property. A generous pole barn provides plenty of room for equipment, recreational vehicles, hobbies, a workshop, or additional storage. Whether you're looking for acreage, outdoor living, privacy, or simply room to spread out, this rare country retreat truly checks every box. Best of all, the seller is offering immediate occupancy. Move in and start enjoying everything this exceptional property has to offer!

9227 Yager Road, Columbus
$550,000
4 Beds ⋅ 2 Baths ⋅ 50218858 MLS ⋅ ACTIVE Status
Welcome to your own private retreat! This distinctive 2,500 sq. ft. log-cabin-style home offers 4 bedrooms, 2.5 baths and 7.88 beautiful acres, combining rustic character with plenty of space inside and out. A classic wraparound porch welcomes you home, while the newly finished back deck provides another great spot to relax and enjoy the peaceful surroundings. Inside, you’ll find warm wood accents, cathedral ceilings, a striking stone fireplace and an inviting morning room filled with natural light. Large upstairs bedroom windows bring in even more of the wooded views. The home also features a charming clawfoot tub plus a separate jetted tub. The property is made for enjoying the outdoors, with groomed trails winding through the woods and a .34-acre pond with aerator. A substantial 34x40 pole barn features a second floor for additional storage or workspace, plus a 10x40 lean-to with hot tub. Numerous improvements add peace of mind, including a metal roof, newer boiler, water heater, sump pump, water filtration system and reverse-osmosis system. The exterior was painted in 2023. The property is also equipped with electric fencing. If you’ve been looking for acreage, privacy, character and room for all the toys, this one checks a lot of boxes—a true country setting with the warmth and personality of a log-cabin home. Contingent on Sellers purchase of another home that is known to them.

8828 Meskill, Not Provided
$580,000
3 Beds ⋅ 1 Baths ⋅ 50218885 MLS ⋅ ACTIVE Status
Enjoy peaceful country living with this updated ranch situated on 17 acres in Lenox, offering an incredible combination of privacy, space, and numerous improvements throughout! With 611 feet of frontage on 30 Mile Rd, this expansive property provides plenty of room for outdoor recreation, gardening, farming, and more. Inside, the updated kitchen features quality Lafata cabinetry, granite countertops, stainless steel appliances, and newer flooring. The spacious living room is highlighted by a fireplace with German smear brick and an updated mantel, creating a warm and inviting gathering space. Additional interior improvements include crown molding, shiplap accents in the entry and dining room, newer lighting and ceiling fans, premium interior paint, updated door hardware and light switches, and newer window treatments and vinyl shutters. Newer windows throughout the home include vented glass block windows in the basement. The basement provides additional usable space with a pellet stove, Drylok-treated walls, added insulation, updated lighting, and a finish applied to the basement floor. Outside, enjoy your own private retreat featuring a newer 15x30 swimming pool with a custom deck fand wide steps, a fenced garden area, mature and newly planted fruit trees, decorative landscape fencing, and a red barn-style shed with a newer roof. Extensive exterior improvements include a newer tear-off roof, additional soffit vents and blown-in attic insulation, newer storm doors, exterior motion lighting, an additional exterior faucet, a newer mailbox and post, and newer garage lighting. The driveway has been improved with crushed limestone and a newer 24-foot culvert, while extensive grading, drainage improvements, yard drains, and gutter drains have been completed around the property. Bridges provide access across drainage areas, and additional landscaping improvements further enhance the grounds. Security cameras, motion lighting in several areas, and other thoughtful improvements add convenience throughout. Surrounded by a combination of open acreage, mature trees, and natural surroundings, this property offers the space and peaceful setting of country living while still providing convenient access to I-94, shopping, dining, and everyday amenities.

34189 30 Mile Road, Not Provided
$269,000
2 Beds ⋅ 2 Baths ⋅ 50218482 MLS ⋅ ACTIVE Status
Welcome to peaceful Garden Grove Estates, where tree-lined streets and a slower pace of living create a truly inviting place to call home. This well-built brick attached condo offers an open-concept floor plan filled with natural light, comfortable living spaces, and abundant storage throughout. The main level features a bright and spacious layout with a seamless flow between the living, dining, and kitchen areas. The kitchen offers newer appliances, including a **brand-new refrigerator**, and the entire home has been thoughtfully maintained and is exceptionally clean. Downstairs, the finished basement adds valuable living space with a versatile bonus room and a full bathroom—perfect for a home office, guest space, recreation room, or whatever best fits your lifestyle. Storage is plentiful, making it easy to keep everything organized without sacrificing living space. Enjoy the outdoors from your private patio, along with the convenience of underground sprinklers. With its solid brick construction, attached design, natural light, finished basement, ample storage, and move-in-ready condition, this condo offers a wonderful combination of comfort and practicality. Located in Richmond, you'll enjoy a peaceful community atmosphere, beautiful tree-lined roads, and a more relaxed pace of living while still being close to everyday conveniences. **Clean, well cared for, and ready for its next owner—come see all this Garden Grove Estates condo has to offer!**

34917 Chickadee RDG, Richmond
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