Roscommon Homes with FHA Listing Terms

Roscommon Homes with FHA Listing Terms

Welcome to Roscommon, Michigan, where community spirit and educational excellence thrive! Nestled in the heart of Roscommon County, this charming district is renowned for its commitment to providing a quality education to all students. The Roscommon School District is dedicated to fostering a supportive learning environment, ensuring that every child has the opportunity to succeed. With a range of educational programs and extracurricular activities, students here are encouraged to explore their interests and develop their talents.

Families considering a move to Roscommon will find a welcoming community that values education and supports its schools. The district boasts a variety of resources, including dedicated teachers and modern facilities, all aimed at nurturing the minds of future leaders. From early childhood programs to high school, Roscommon students receive a well-rounded education that prepares them for both college and career paths.

For those looking to settle in this idyllic area, there are homes available with FHA listing terms, making it easier for first-time buyers and families to find their dream home. The FHA loan program is designed to promote homeownership, offering flexible financing options that cater to a variety of budgets. With a range of charming properties set against the backdrop of Michigan's stunning natural beauty, you'll find homes that not only meet your needs but also provide a sense of belonging.

Explore the wonderful opportunities that await in Roscommon, where education meets community, and your dream home is just around the corner! Whether you’re drawn by the schools, the scenery, or the friendly atmosphere, Roscommon is a place where you can truly thrive.

Newest Roscommon Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 20261057817 MLS ⋅ ACTIVE Status

Better than new & truly turnkey! Built in 2021, this custom split ranch ranch offers modern finishes, quality construction, & peaceful Up North living. Sold fully furnished as shown, this home is ready for immediate enjoyment! The bright, open-concept floor plan features premium Armstrong flooring throughout the living areas & is centered around a stunning great room with a tray ceiling, recessed lighting, oversized picture window, & a stone front gas fireplace. The spacious island kitchen is beautifully appointed w/white shaker cabinetry, tiled backsplash, stainless appliances, farmhouse sink, pantry & abundant cabinet & counter space. The adjoining nook overlooks the yard & offers direct access to it. The generous primary suite features plush carpet w/upgraded pad, a walk-in closet, lighted fan & a private en-suite bath w/dual vanities & a beautifully tiled walk-in shower w/glass doors. 2 additional spacious bedrooms offer large closets, ceiling fans, & plush carpet. The 2nd full bath includes a full tub/shower & attractive finishes. A large 1st floor laundry/mudroom comes complete w/washer, dryer, utility sink/cabinet & direct access to the huge attached 2 car covered carport which can easily be enclosed as a garage. Addt'l highlights: 52" deep crawl space foundation, high-efficiency natural gas furnace-no LP gas, central air prep if desired, & a 50-year transferable warranty on the vinyl siding. You'll love the beautifully maintained grounds featuring a concrete patio & walkways, a large storage shed, & an oversized yard that backs to a 10-acre wooded parcel, providing privacy & a true up north setting. Located within walking distance to the subdivision's private beach on Lake St. Helen, complete with a gazebo & restroom, you'll enjoy access to year-round recreation. Whether you're searching for a full-time residence, vacation home, Airbnb investment, or weekend retreat, this fully furnished, move-in-ready property offers the best of Northern Michigan living.

1316 Leeward Lane, St. Helen

3 Beds ⋅ 2 Baths ⋅ 20261051897 MLS ⋅ ACTIVE Status

Steps from coveted Kelly Beach and Higgins Lake — the sixth most beautiful lake in the world — your happy place has been waiting for you.As you pull down the brand new driveway, the emerald isle lawn stretches out to greet you — lush, perfect, and fed by a brand new sprinkler system that keeps it that way all season long. The new siding and windows tell you immediately: this home has been loved and invested in. A step onto the never ending deck makes you realize: this is where summer lives. Big enough to hold any gathering you can dream of, this is your outdoor headquarters from Memorial Day to Labor Day. As the evening settles in, watch the Northern Lights paint the Michigan sky from your back patio. Moments like this cannot be manufactured.Step inside and the gas fireplace pulls you in — warm, inviting, and perfect when Up North winters work their magic. This is a four season home in every sense, and every season here is spectacular. The kitchen stands ready with top of the line stainless steel appliances for any feast you dare to prepare. And the water? The deepest well in town draws pristine, soft water straight to your faucet — you will taste the difference immediately. The primary bedroom is your ultimate sanctuary — luxurious, spacious, built for deep restful slumber. Two additional bedrooms and the bonus room ensure every aspect of life has its perfect space. Two full baths keep residents and overnight guests comfortable and worry free. New driveway, siding, windows, A/C, furnace, and electric panel — this home is built for the long haul. The garage offers endless storage for every toy and tool, with all the room a tinkerer could dream of. Multiple boat launches nearby, the world famous Cross Country Ski headquarters around the corner, and endless state land bringing adventure to your doorstep every single morning. Lake life is calling. Make your appointment today.

130 Siesta Trail, Roscommon

3 Beds ⋅ 1 Baths ⋅ 26034259 MLS ⋅ ACTIVE Status

Higgins Lake/ Roscommon Area 3 bedroom, 1 Bath ranch style home on 7.6 acres of beautiful hardwoods. The home features some classic knotty pine interior with fireplace , And many updated item's to the home inside and out shows Great , detached workshop, and large separate pole barn to store all your toys. Beautiful elevations on the property mostly wooded. good hunting on the property and in the area. This property has a nice private back yard, close to Higgins Lake, Schools, Golfing, and is adjacent to State Land. You will enjoy all the area has to offer!

1799 W Sunset Drive, Roscommon

4 Beds ⋅ 3 Baths ⋅ 20261042348 MLS ⋅ ACTIVE Status

Nestled on nearly 2.5 private acres in Roscommon County, this spacious 4-bedroom, 2.5-bath home offers over 2,500 sq ft of comfortable living surrounded by Northern Michigan beauty. Features include real hardwood flooring, Wallside windows with transferable warranty, a brand-new furnace (2026), roof replaced 6 months ago, fenced area for pets or children, and a functional layout ideal for year-round living or an Up North retreat. Enjoy expansive outdoor space perfect for entertaining, bonfires, gardening, or storing recreational toys. Conveniently located near Higgins Lake, Houghton Lake, state land, boating, beaches, hiking, ORV and snowmobile trails, this area is known as one of the lowest entry points into Northern Michigan's extensive trail system. Whether your looking for a full-time home, vacation getaway, or investment opportunity, this property offers the perfect blend of privacy, recreation, and Northern Michigan charm.

11050 Old Orchard Court, Roscommon

3 Beds ⋅ 2 Baths ⋅ 20261030797 MLS ⋅ ACTIVE Status

Reduced another $20,000! Don't miss this incredible opportunity to own a beautifully updated ranch-style home in the peaceful Higgins Lake area. Originally offering approximately 1,500 square feet of living space on six lots, this home has been thoughtfully expanded to 2,301 square feet and now sits on 12 lots, providing exceptional privacy and plenty of room to enjoy the outdoors. This spacious home features 3 bedrooms and 2 full bathrooms on an expansive 100' x 300' corner lot (30,000 square feet). The property is well-equipped with a detached 2-car garage, a new 40' x 50' pole barn, two storage sheds, and a newly installed 22 kW Generac whole-house generator, offering abundant storage and peace of mind year-round. Located just a quarter mile from the boat launch in the highly desirable Sam-O-Set area, you'll have easy access to beautiful Higgins Lake for boating, fishing, swimming, and all-season recreation.The home has been extensively updated inside and out, including a newer roof, windows, flooring, carpeting, furnace, water heater, well tank, bathrooms, bedrooms, stacked washer and dryer, and custom blinds throughout. A spacious family room addition with a dry bar provides the perfect place to gather and entertain. One of the home's standout features is a custom Murphy door bookcase that discreetly opens to a walk-in closet and a secure room—ideal for storing valuables, creating a private office, or designing a hobby or craft room.A complete list of improvements is available with the listing documents. Buyers and buyers' agents are encouraged to verify all measurements and square footage. Whether you're looking for a year-round residence or the perfect Up North getaway, this exceptional property offers the ideal combination of space, comfort, storage, and convenient access to Higgins Lake.

144 CANTON Street, Roscommon

3 Beds ⋅ 2 Baths ⋅ 20261032160 MLS ⋅ ACTIVE Status

Rare opportunity within walking distance to beautiful Higgins Lake! This updated 3-bedroom, 2-bath ranch offers 1,264 sq ft plus a finished walk-out basement, providing flexible living space for guests, entertaining, or year-round enjoyment in one of Northern Michigan’s most sought-after recreational areas.Featuring beautiful hardwood floors throughout the main level, this home is packed with major upgrades including a new furnace and A/C, whole-house Generac generator, water purifier and softener system, and a durable Husky metal roof—offering comfort, efficiency, and peace of mind for years to come. The home also includes a whole-house wood furnace system, providing an efficient and cost-saving supplemental heating option during the colder months.Enjoy added privacy and convenience with a privacy fence along the back property line as well as an installed electric dog fence already in place. Situated on 4 lots, the property offers plenty of space to relax, entertain, and enjoy the Up North lifestyle. An additional 4 cleared and buildable lots are also included in this sale, creating a rare opportunity for expansion, future building, or investment potential near Higgins Lake.

228 Clearview Drive, Roscommon

3 Beds ⋅ 2 Baths ⋅ 20261030140 MLS ⋅ ACTIVE CONTINGENT Status

Price adjustment! Completely transformed 3 bed, 2 bath home with a full makeover—move-in ready and packed with value! Enjoy a spacious layout paired with a rare 2-car drive-through garage, plus an additional detached garage out back for all your toys and storage needs. Outdoor enthusiasts will love the nearby trailhead offering access to thousands of acres of state land—perfect for ORVs, snowmobiling, and exploring. Conveniently located close to the lake for boating, fishing, and year-round recreation. Ideal as a full-time residence, weekend getaway, or investment property!

10865 Johnston Boulevard, St. Helen

4 Beds ⋅ 4 Baths ⋅ 26017856 MLS ⋅ ACTIVE Status

Welcome to 1065 S McMasters Bridge Rd in Grayling! An exceptional log cabin retreat set along approximately 1,000 feet of frontage on the beautiful Au Sable River. This one-of-a-kind property offers the perfect blend of rustic charm and functional living, surrounded by nature and breathtaking water views. The main level features four spacious bedrooms and two full bathrooms, providing comfortable accommodations for family and guests alike. Warm wood finishes and classic log cabin details create a cozy, inviting atmosphere throughout. The fully finished walkout lower level expands your living space with an additional bedroom and full bathroom, ideal for hosting, extended stays, or creating a private guest suite. Step outside and experience true Northern Michigan living with expansive river frontage perfect for fishing, kayaking, or simply enjoying the peaceful surroundings. Whether you're seeking a year-round residence or vacation getaway, this property delivers unmatched charm, space, and waterfront lifestyle! Schedule your private showing today and discover everything this remarkable riverfront home has to offer!

1065 S Mcmasters Bridge Road, Grayling

4 Beds ⋅ 2 Baths ⋅ 25054773 MLS ⋅ ACTIVE Status

Discover this charming 4-bedroom, 2-bath bungalow (1,990 sq ft) on 1.74 private acres (two lots) in the highly sought-after paved Running Deer Estates subdivision, completely surrounded by the beautiful Huron National Forest. Perfect year-round recreational home with easy access to trails for ATVs, snowmobiles, side-by-sides, and biking. Enjoy the open main living area with a two-story loft overlooking a cozy fireplace. Built in 1999 with premium durability: lifetime metal roofs on all structures and a Generac whole-house generator for worry-free living. High-speed DSL and underground utilities add convenience. Garage enthusiasts will love the fully insulated attached 2-car garage plus an impressive 58' x 28' insulated detached garage with its own 200 Amp panel and 240V power. Beautifully landscaped with a durable concrete driveway. Turnkey peace and privacy await in this low-maintenance Michigan getaway. Schedule your showing today!

108 Deerwood Court, Roscommon

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