Saugatuck-Douglas Homes with FHA Listing Terms

Saugatuck-Douglas Homes with FHA Listing Terms

Welcome to the Saugatuck-Douglas area, a charming community nestled in Allegan County, Michigan, known for its stunning landscapes and vibrant culture. This region is not only a picturesque place to call home but also boasts an exceptional school district that prioritizes quality education and community involvement.

The Saugatuck-Douglas School District is renowned for its commitment to academic excellence, offering a comprehensive curriculum designed to foster critical thinking and creativity among students. With small class sizes and dedicated educators, children receive personalized attention that nurtures their individual talents and aspirations. The district is proud of its strong focus on arts and athletics, encouraging students to explore their passions beyond the classroom. Parents can feel confident knowing that their children are receiving a well-rounded education in a supportive environment.

For those looking to settle in this idyllic area, there are homes available with FHA listing terms, making the dream of homeownership more accessible. These properties often feature attractive financing options, allowing first-time buyers and families to invest in their future without the burden of hefty down payments. Whether you’re seeking a cozy cottage or a spacious family home, the Saugatuck-Douglas area has a diverse selection of real estate that caters to various lifestyles and budgets.

Experience the unique blend of small-town charm and modern amenities that Saugatuck-Douglas has to offer. With its excellent school district, welcoming community, and beautiful homes, it's no wonder that this area is a sought-after destination for families and individuals alike. Come discover your new home in Saugatuck-Douglas, where education and community thrive together!

Newest Saugatuck-Douglas Homes with FHA Listing Terms

6 Beds ⋅ 5 Baths ⋅ 26047331 MLS ⋅ ACTIVE Status

An exceptional opportunity in the heart of Saugatuck, this meticulously maintained three-unit property blends historic charm, thoughtful updates, and outstanding short-term rental potential. Just two blocks from downtown with convenient highway access, it offers projected annual rental income well into six figures. The 2,200-square-foot main home features original hardwood floors, a high-end kitchen, flexible sleeping spaces, multiple living areas, and a private rooftop deck. Two renovated carriage-house units provide additional guest accommodations, including a studio and an upper apartment with a full kitchen. Turnkey and versatile, it is ideal as an investment, personal retreat, or income-producing compound.

722 Lake Street, Saugatuck

4 Beds ⋅ 3 Baths ⋅ 26046530 MLS ⋅ ACTIVE Status

A Unique Saugatuck Offering — On the Hill When location matters and you want to enjoy all that Saugatuck has to offer, look no further. Located in the area affectionately known as "On the Hill," this charming home is just a hop, skip and a jump from downtown, the waterfront, shops, restaurants, marinas, the high school and so much of what makes Saugatuck special. There is a wonderful history to this home. Three generations of the same family have lived here and cared for this property through the years. For decades, the home has been used as two living spaces, offering flexibility for family, guests or rental use. Most recently, both sides have been used as short-term rentals. Some remodeling has been completed through the years, creating a mix of stepping back to a slower, simpler time while still offering the conveniences of everyday living. The long-standing two-living-space arrangement gives the new owner many possibilities — continue using the home as two living spaces, bring it together as one home, live in one side and use the other as a monthly rental, or create a space that works beautifully for family and guests. The offering price leaves room for the next family to bring their own vision to this special property and create the home and living space they have been dreaming of. Both living spaces offer covered porches, providing wonderful spots to sit back and enjoy the setting. The full backyard offers room to relax, garden, gather and enjoy the outdoors, while the jumbo storage shed provides plenty of space for storage, tools, bikes and all the extras that come with enjoying a Saugatuck property. This is a must-see home and property for anyone wanting a Saugatuck address, a walkable location and the flexibility to make a property their own. Walk to town, the waterfront, shops, restaurants, marinas, the high school and countless community activities — then come home to a property with a history of being loved and cared for by three generations. A special location. A home with a story. And an opportunity for the next chapter to be yours.

345 Mary Street, Saugatuck

4 Beds ⋅ 3 Baths ⋅ 26046342 MLS ⋅ ACTIVE CONTINGENT Status

Nestled in peaceful Saugatuck Township, this beautifully updated home combines modern comfort, deeded Silver Lake access, and an unbeatable West Michigan location just minutes from downtown Saugatuck, Douglas, and Lake Michigan beaches. Located in the highly desirable Lorrimar Lane neighborhood, this exceptional 4-bedroom, 3-bath home offers over 2,800 square feet of finished living space designed for both everyday living and entertaining. The heart of the home is a stunning, fully renovated kitchen featuring premium Wolf and Café appliances, quartz countertops, custom cabinetry, an oversized entertaining island, and an open-concept layout that seamlessly connects to the main living area. Warm wood flooring, a cozy gas fireplace, dedicated home office, spacious primary suite, and screened porch with scenic views create an inviting atmosphere throughout the main level. The finished lower level provides additional living space with multiple bedrooms, a full bathroom, a large family room, and a versatile home gym with existing exhaust ventilation that could also serve as a workshop, hobby room, or fitness space. Extensive recent improvements include remodeled bathrooms, Pella Impervia windows and sliding doors, a Therma-Tru front entry door, updated lighting and plumbing fixtures, newer roof, whole-home generator, fiber internet service, fenced backyard, underground sprinkling, storage shed, and professional landscaping enhancements. Enjoy deeded access to Silver Lake, complete with a shared beach area, patio, fire pit, and canoe/kayak storage, offering a true lakeshore lifestyle without the expense of direct waterfront ownership. Conveniently located near boating, marinas, golf courses, restaurants, shopping, art galleries, and the award-winning beaches of Lake Michigan, this property presents an outstanding opportunity as a year-round residence, vacation home, or West Michigan retreat in one of the region's most sought-after resort communities.

3260 Lorrimar Lane, Saugatuck

5 Beds ⋅ 3 Baths ⋅ 50220125 MLS ⋅ ACTIVE Status

A beautiful, modern home in the heart of charming Douglas/Saugatuck – a pedestrian-friendly Lake Michigan community that feels like a peaceful seaside Long Island escape. Ideal as a full-time residence or continue as a successful turnkey short-term rental in one of Michigan’s top tourist destinations. Total finished living area of 3,275 sq ft includes a fully finished lower level (1,035 sq ft) with 2 bedrooms featuring grade-level egress windows, media/cinema room, full bath, and storage. Light-filled with contemporary finishes, spacious kitchen with abundant counters, multiple skylights, gas range, oven, large vent hood, and easy indoor-outdoor living. Private backyard oasis: massive hydrangeas, mature trees, slate patio, grilling areas, and lovely garden fountain. Screened-in porch seats 14. Flexible living spaces across 3 floors for everyone to have their private space. First-floor primary suite with full bath and zero-entry shower and main-level laundry. Large two+ car garage with room for bikes, beach gear, and toys. Roughed-in apartment above garage ready to finish for guests or extra rental income. Circular driveway accommodates many vehicles. Timeless James Hardie exterior enamel siding with limestone accents all around. Expansion potential for pool and patio in the huge yard (see concept images). Smart-home equipped: fiber-optic internet, keyless entry, Wi-Fi irrigation, Wi-Fi garage (Amazon Key), and high-powered EV charger. Separate, zoned HVAC system for the ultimate in comfort. Conveniently located near Center Street – restaurants, bars, grocery, parks, waterfront, marina, and boat launch. Experience this tranquil, luxurious home that elevates everyday living or your investment portfolio.

201 Heirloom Lane, Douglas

5 Beds ⋅ 4 Baths ⋅ 26045641 MLS ⋅ ACTIVE Status ⋅ Please Contact the listing Agent for Financial BLDG.

A rare opportunity to own a unique property in the heart of the village of Douglas . This Home is a stones throw from the Kalamazoo river waterfront and walking distance to everything Douglas has to offer . It offers a rare combination of location, space, flexibility, and income potential. Enjoy the best of the area on foot or bike. Stroll to Douglas' waterfront, children's park, unique boutiques, galleries, and top rated restaurants. Take a short walk cross the bridge to Saugatuck and enjoy even more shopping, dining, art, and Lake Michigan activities. Set on a spacious corner lot with river views from the property. This home offers ample outdoor space including a covered front porch and two fenced private outdoor patios. Zoning allows for a garage or additional accessory building. Adding even greater potential for you to further customize to this already unique property. The home features 5 bedrooms and 4 full baths providing an abundant amount of space and possibilities. This includes a fully updated stylish In-law suite with its own private patio and outdoor entrance and dedicated parking. The suite includes an oversized stylish studio bedroom with a wet bar and full bath with Moroccan style tile. Making it a great option if you want to live on the property and still have an income producing vacation rental on site. The property has been extensively updated. Improvements include a new roof, windows, doors, tankless hot water system, air conditioning, flooring, lighting, and much more. The property is Meticulously furnished with high end luxury furnishings and offered turnkey including all linens and towels . No detail has been overlooked. For added convenience the property features two sets of washers and dryers. It also features a large full height basement with epoxy floors, providing plenty of extra storage. Just bring your overnight bag and be ready to enjoy this exceptional property from day one or put to work as income producing vacation rental. Whether you are looking for a personal getaway, a vacation rental investment, or a property that offers the flexibility to be both, this location is hard to beat. This is an exceptional investment opportunity you won't want to miss. A must-see property in one of West Michigan's most desirable coastal communities that has consistently been rated one of the best lake towns in America year every year including one of America's top rated fresh water beaches. Saugatuck/Douglas is the quintessential embodiment of the coastal Michigan lifestyle.

15 E Wall Street, Douglas

5 Beds ⋅ 4 Baths ⋅ 26044386 MLS ⋅ ACTIVE Status

Experience refined lakeshore living at The Residence at Old Owl, where timeless design meets serene natural beauty. Nestled on a private, wooded lot just off Lakeshore Drive and moments from Lake Michigan, this exquisitely maintained five-bedroom, four-bath residence showcases exceptional craftsmanship and thoughtful detail throughout. Inside, vaulted ceilings, warm white oak floors, and designer-curated touches set an elegant tone. A custom bunk room with built-ins offers a unique and inviting retreat for guests, while spacious living and dining areas create an effortless flow for both relaxation and entertaining. Every feature reflects superior quality—from dual-zone climate control and a whole-home generator to bespoke finishes and maintained systems. Outdoors, enjoy the privacy of the wooded setting and gather around the custom firepit to savor the peaceful surroundings. this residence offers rare privacy, sophistication, and enduring appeal along Michigan's treasured lakeshore.

6927 Old Owl Drive, Fennville

4 Beds ⋅ 3 Baths ⋅ 26043873 MLS ⋅ ACTIVE Status

This Thornapple floor plan is gorgeous and is located within a short distance to downtown Douglas and Saugatuck! This home features a large entry porch, a great room with soaring 12' ceiling accented by wood beams, featuring a gorgeous fireplace with built in cabinetry. The clean lines of the kitchen feature a large island, an oven range hood insert, a large pantry, and a dining room just off to the side. The generous owner's entry has a mudroom bench and you have a large laundry room with a sink just off the primary floor bedrooms. You also have a large 3 car garage with plenty of space. This house is rounded out by four bedrooms, three full bathrooms, and a 10'X12' composite deck with stairs to your back yard.

2975 Colfax Street, Fennville

3 Beds ⋅ 3 Baths ⋅ 26042927 MLS ⋅ ACTIVE Status

Freshly updated and income-ready in Saugatuck Township! This stylish ranch at 3333 Blue Star Hwy offers a smart opportunity for investors, short-term rental buyers, or those seeking a property with flexible use potential in a desirable lakeshore market. With major updates already completed, this move-in-ready home is positioned for immediate enjoyment or rental income. The main level features an open living area with ceiling beams, new laminate wood flooring, and a striking floor-to-ceiling stone fireplace. The updated eat-in kitchen includes new cabinets, countertops, island, and a stackable washer/dryer tucked behind a barn door. Double doors lead from the living room to the back patio and fenced backyard, complete with a bar area and wiring for a hot tub — ideal amenities for guests and entertaining. The main floor includes a stylish owner's ensuite with new vanity, fixtures, tile shower, and tile flooring, plus an additional bedroom and full bath. Both main-level bedrooms feature hardwood floors. The finished lower level expands the usable space with a family room, third bedroom, and all-new vinyl plank flooring. Recent improvements include fresh paint inside and out, new A/C, new windows, new front deck, and new garage door. Located near Saugatuck's beaches, restaurants, shops, galleries, and year-round attractions, this updated property offers strong appeal as a rental, vacation getaway, or income-producing investment.

3333 Blue Star Highway, Saugatuck

4 Beds ⋅ 3 Baths ⋅ 26042649 MLS ⋅ ACTIVE Status

Must see in person! Live just minutes from the heart of Saugatuck in this stunning, completely remodeled 4-bedroom, 2.5-bath home offering nearly 3,000 sq. ft. of finished living space. Enjoy quick access to downtown Saugatuck's acclaimed restaurants, shops, galleries, waterfront, Lake Michigan beaches and everything that makes this area one of West Michigan's most desirable destinations—all while enjoying Saugatuck Township taxes. Nearly every detail has been refreshed, including a new roof, deck, landscaping, hardwood floors, paint, and appliances. The showpiece kitchen features beautiful cabinetry, quartz countertops, a large island and stainless appliances. The main level offers laundry, a beautifully detailed bedroom and a luxurious primary suite with spa-inspired bath. Upstairs features two spacious bedrooms, full bath and versatile bonus room. The lower level adds even more space for entertaining and relaxing. An exceptional year-round home, Saugatuck getaway or potential STR!

2955 66th Street, Fennville

3 Beds ⋅ 3 Baths ⋅ 26041681 MLS ⋅ ACTIVE Status ⋅ Singapore Trails BLDG.

Discover an exceptional condo in Saugatuck Township offering a spacious, thoughtfully designed floor plan with beautiful finishes and a peaceful wooded setting. The main level features an inviting open-concept living and entertaining area with hardwood floors, a stylish bar, and a well-appointed kitchen with elegant quartz countertops. Just off the dining area, a private deck provides the perfect spot to enjoy morning coffee, outdoor dining, or the tranquil views of the wooded backdrop. The main-level primary suite is generously sized and features a large walk-in closet and a luxurious ensuite bath finished with beautiful tile. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile office/study area—ideal for guests, hobbies, or working from home. The lower level expands the living space even further with a large recreation and TV area that opens directly to a nicely landscaped rear patio, creating an inviting connection between indoor and outdoor living. Located just minutes from the beaches, downtown Saugatuck, Douglas, and the area's exceptional shopping, dining, and recreation, this home offers the ideal combination of comfort, style, and location. A wonderful opportunity to enjoy the best of Southwest Michigan in a beautifully finished, low-maintenance home.

6540 Old Singapore Trail, Saugatuck

3 Beds ⋅ 2 Baths ⋅ 26036216 MLS ⋅ ACTIVE Status

Set on more than 2 acres in Saugatuck Township, and just minutes from downtown Douglas and Saugatuck, this beautifully updated property offers the perfect blend of privacy and convenience. The spacious yard in a wooded setting, with a babbling creek that runs along the property, feels like a private paradise! Enjoy the hot tub on the patio, as well as a landscaped fire pit for gathering with friends. The knotty pine interior and wood-burning fireplace create a warm and cozy feel. The remodeled kitchen features newer cabinetry, appliances, and an oversized island. The 3-car garage is complemented by a newly constructed pole barn addition with ample space for a boat, RV, workshop, or all your recreational gear! Located near the 63rd St public boat launch on the Kalamazoo River, you could easily kayak or boat to Saugatuck and Douglas. This is a rare opportunity to enjoy quiet, country living just minutes from the lakeshore!

2944 64th Street, Fennville

4 Beds ⋅ 4 Baths ⋅ 26033170 MLS ⋅ ACTIVE Status

Peaceful Woodlands, Downtown Charm, Exceptional Living.... Experience the rare combination of peaceful, wooded privacy and walkable convenience in one of the area's most desirable locations. Just blocks from the charm of downtown, this exceptional home on 'The Hill' is designed for both everyday living and effortless entertaining. The outdoor spaces are truly unmatched with four expansive patios that create multiple destinations for dining, relaxing, and gathering with family and friends. Inside, sunlight pours through twin sliding glass doors that frame a striking central fireplace and showcase wooded views. The high-end, open-concept kitchen seamlessly connects to the main living and dining areas. Beautiful hardwood flooring flows throughout the main level, leading to a luxurious primary suite featuring a jetted soaking tub and spa-inspired Euro-style tile shower. Three additional bedrooms provide exceptional flexibility for guests, family, ...or a dedicated home office, complemented by both a full and 1/2 bath. The lower level expands the living space with a spacious family room, full bath, and direct access to a stamped concrete patio and fenced backyard. Completing this remarkable property are an attached garage, two powered sheds, and ample parking. Offering a rare blend of luxury, privacy, and convenience just moments from downtown shopping, dining, parks, and community events, this one-of-a-kind property is the perfect place to call home.

648 Francis Street, Saugatuck

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