Shelby Homes with FHA Listing Terms

Shelby Homes with FHA Listing Terms

Welcome to Shelby, Michigan, a charming city nestled in the heart of Oceana County, where community spirit thrives and quality education is a top priority. Known for its picturesque landscapes and friendly atmosphere, Shelby is not just a place to live; it’s a place to grow, learn, and flourish.

The Shelby School District is renowned for its commitment to academic excellence and holistic development. With a focus on fostering a supportive learning environment, the district offers a range of programs designed to meet the diverse needs of its students. From dedicated teachers to modern facilities, Shelby schools prioritize student achievement and well-being. Families can feel confident that their children are receiving an education that prepares them for future success, whether through college pathways or vocational training.

For homebuyers looking to settle in this vibrant community, Shelby offers a variety of housing options, including homes available with FHA listing terms. This means that potential homeowners can take advantage of favorable financing options, making it easier to step into their dream home without the burden of hefty down payments. Whether you're interested in cozy single-family homes or charming cottages, Shelby has something for everyone.

Living in Shelby means being part of a close-knit community that values education, growth, and togetherness. Come explore the opportunities that await you in this delightful city, and discover why Shelby is the perfect place to call home!

Newest Shelby Homes with FHA Listing Terms

4 Beds ⋅ 2 Baths ⋅ 26039251 MLS ⋅ ACTIVE Status

Classic farmhouse on 3.21 acres just minutes from downtown Shelby and the Lake Michigan shoreline. This 4-bedroom, 2-bath home offers approximately 1,900 square feet with a spacious kitchen featuring abundant cabinetry, a large living room, main-floor primary bedroom and an enclosed 3-season porch overlooking the backyard. Outside, mature apple trees and a stately weeping willow create a picturesque setting that reflects the property's country character. The walk-out basement includes partially finished space with room for recreation, hobbies, a workshop or additional storage. A detached 2-car garage, large deck and open acreage provide plenty of room for gardening, projects or simply enjoying country living. Whether you're ready to restore its farmhouse charm or make it your own, this property offers exceptional potential in a peaceful rural setting.

611 W Shelby Road, Shelby

2 Beds ⋅ 1 Baths ⋅ 26038993 MLS ⋅ ACTIVE CONTINGENT Status

Serenity, seclusion, and a super well maintained home! This 2 bedroom, 1 bath home has many updates and a stellar nearly 4 acre property. In addition to being well-maintained overall, this home has a newer septic system and furnace. The detached 26x42 garage provides plenty of space for parking and storage, in addition to the shed. Come take a look at this gem today and maybe you'll spot some wildlife from the covered porch. Full legal- 1085 E SHELBY RD WD-L2012P11026 WD-L2015/P21263 SPL FR 7 IN 96 SEC 20 T14N R16W. COM 480 FT E OF NW COR OF SE 1/4 OF NW 1/4, TH S 400 FT, TH E 450 FT, TH N TO CTR OF SHELBY RD, TH NW'LY ALG CTR OF RD TO N LN OF SE 1/4 OF NW 1/4, TH W TO POB.

1085 Shelby Road, Shelby

3 Beds ⋅ 2 Baths ⋅ 26038584 MLS ⋅ ACTIVE Status

Discover the perfect blend of country living and modern comfort on 23 beautiful acres in Oceana County, located in the Shelby School District. This well-maintained 3-bedroom, 2-bath home offers a functional floor plan, a full basement, and numerous recent improvements, including a new roof, updated main-level flooring, and refreshed kitchen countertops and sink. Outside, the property is packed with amenities. A detached three-stall garage provides ample parking and storage, while the impressive 30' x 40' barn features three horse stalls, a birthing stall, and a 14' x 40' upper loft for additional storage. Relax all summer in the 18' x 36' heated in-ground pool, complemented by a fully equipped pool house complete with a loft sleeping area, full bathroom, and washer/dryer hookups. The expansive acreage includes open pasture and borders state land, creating endless opportunities for horseback riding, hunting, recreation, or simply enjoying the privacy and wildlife. A heat pump installed in 2019 serves as the home's primary heating source, and all appliances are included, making this exceptional property move-in ready. Whether you're looking for a hobby farm, equestrian property, or your own private West Michigan retreat, this one offers a rare combination of space, functionality, and location.

6914 S 128th Avenue, Rothbury

2 Beds ⋅ 1 Baths ⋅ 26038195 MLS ⋅ ACTIVE Status ⋅ Devonwood BLDG.

Welcome to this two bedroom, one bath condo offering comfortable, low maintenance living. The open floor plan creates a bright and inviting space that's perfect for both everyday living and entertaining. Enjoy the convenience of an attached garage, a private patio out back for relaxing or outdoor dining, and a location that's close to shopping, dining, and everyday amenities. Whether you're a first-time buyer or looking to downsize, this conveniently located condo is a wonderful place to call home.

218 Devonwood Drive, Shelby

4 Beds ⋅ 3 Baths ⋅ 26037242 MLS ⋅ ACTIVE Status

Completely updated and move-in ready! This spacious 4-bedroom, 2.5-bath ranch offers over 2,800 finished sq. ft. of living space on a beautifully landscaped double lot. The welcoming main level features an inviting living room with fireplace, updated kitchen with abundant cabinetry and dining area, spacious primary suite, and generously sized bedrooms. The finished lower level with exterior access provides exceptional additional living space with a large family room, recreation area, wet bar, bonus rooms, and abundant storage—perfect for entertaining, guests, hobbies, or a home office. Step outside to an expansive deck overlooking the private backyard with mature landscaping and plenty of room to relax or play. A nearly new geothermal heating and cooling system delivers exceptional energy efficiency and year-round comfort. Ideally located just off the US-31 Shelby exit, you'll enjoy easy commuting and quick access to shopping, restaurants, schools, and some of West Michigan's premier destinations, including Silver Lake Sand Dunes, Lake Michigan beaches, and the Hart-Montague Bike Trail. This beautifully maintained home offers the perfect blend of space, efficiency, updates, and location. Call today for your private showing!

4834 W Elizabeth Drive, Shelby

2 Beds ⋅ 1 Baths ⋅ 26034285 MLS ⋅ ACTIVE Status

This move in ready home offers comfort and potential. The interior features a welcoming living space, two bedrooms and a functional layout. A framed pole barn is on the property, with supplies on site for you to complete the finish work. All of this with immediate possession.

2249 E Ferry Street, Shelby

3 Beds ⋅ 1 Baths ⋅ 26033256 MLS ⋅ ACTIVE Status

Discover this charming 3-bedroom, 1-bath ranch home tucked away on the corner of Johnson and 40th Avenue, offering privacy with convenient access to everything West Michigan has to offer. Full of character and history, this inviting home has been thoughtfully updated with a new roof, new furnace, and an updated septic system and drain field--giving you peace of mind for years to come. Enjoy a peaceful evening on your new deck, don't wait too long as this beauty won't last long. Schedule your private tour today!

2423 S 40th Avenue, Shelby

2 Beds ⋅ 2 Baths ⋅ 26033145 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Shelby Acres Condominium BLDG.

New construction in the beautiful Shelby Acres! Introducing the Chestnut. The much anticipated 2-bedroom, 2-bath home offers over 1,200 sq. ft all on the main floor. Featuring, a primary bedroom with a master bath, laundry on the main floor, quartz countertops, vinyl plank flooring, and all major appliances! The plumbed basement is ready to be finished for additional space, and the ample garage provides plenty of room for storage and parking. A fresh, ample but cozy and stylish home ready for its new owner!

297 Aspen Hill Drive, Shelby

3 Beds ⋅ 2 Baths ⋅ 26032881 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Shelby Acres Condominium BLDG.

Welcome to the Hemlock! This gorgeous new built offers a 3-bedroom, 2-bath home with over 1,300 square feet is sure to make you fall in love. Featuring a spacious open-concept layout, this home is perfect for entertaining and hosting gatherings with family and friends. The large kitchen island offers additional seating and flows seamlessly into the living and dining areas. Relax in the private primary suite complete with its own full bath, creating the perfect retreat at the end of the day. Stylish, inviting, and move-in ready -- the Hemlock is a place you'll love to call home.

299 Aspen Hill Drive, Shelby

4 Beds ⋅ 2 Baths ⋅ 26032749 MLS ⋅ ACTIVE Status ⋅ Shelby Acres Condominium BLDG.

Welcome to Shelby Acres, The Aspen! This home exudes classic country charm from the moment you step onto the front porch. Enter into a bright living space with cathedral ceilings, equipped kitchen, separate dining area and two main floor bedrooms and full bathroom. Designed for comfortable living, new appliances, quartz countertops, walk-in kitchen panty and bountiful natural light. As you head downstairs, it is well- lit and well-designed offering additional finished living space for an entertainment or recreational room as well as two complete bedrooms, a full bathroom, a laundry and mechanicals. The Aspen boosts of a detached garage and is located in a neighborhood close to Shelby Public Schools and welcoming downtown.

291 Aspen Hill Drive, Shelby

4 Beds ⋅ 2 Baths ⋅ 26031714 MLS ⋅ ACTIVE CONTINGENT Status

Enjoy the best of country living with this well-maintained home situated on 5 beautiful acres in Oceana County, just outside the Village of Shelby and within Shelby Public Schools. Offering the perfect balance of convenience and privacy, you'll appreciate the peaceful rural setting while still being only minutes from shopping, dining, schools, and everyday amenities. This spacious home features 4 bedrooms and 2 full bathrooms, with 3 bedrooms, 1 full bath, and the main living area located on the upper level. The lower level offers an additional bedroom, full bath, kitchen, and secondary living area, providing excellent flexibility for guests, and entertaining. Major updates include a roof and heat pump that are approximately 4 years old, along with a furnace that is approximately 9 years old. Sellers report no known issues with the electrical, plumbing, or well systems, offering added peace of mind. With 5 acres to enjoy, there's plenty of room for recreation, gardening, hobby farming, or simply relaxing and taking in the country surroundings.

2430 W Woodrow Road, Shelby

3 Beds ⋅ 1 Baths ⋅ 26029262 MLS ⋅ ACTIVE Status

Trade traffic for tractors and alarm clocks for birdsong at 6520 W. Johnson Rd. Tucked into the peaceful Shelby countryside just minutes from Lake Michigan beaches and scenic nature trails, this property offers a lifestyle that makes you wonder why you didn't move sooner. Plant the garden you've always talked about, make blackberry jam from the bushes in your backyard, raise a few chickens (or goats...we won't judge), and finally put those hobby farm dreams to work. The expansive deck is perfect for summer cookouts, morning coffee, or keeping an eye on whatever the dog is chasing across the yard. Inside, there's comfortable living today and potential to build equity. With a generous pole barn with separate electric meter, detached garage, and unfinished walk-out basement, this efficient home packs a storage punch. Close to Silver Lake Dunes, Lewis Farm Market, Double JJ. A little fresh air, a little elbow room, and a lot to love--this is West Michigan living the way it ought to be.

6520 W Johnson Road, Shelby

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