St. Joseph Homes with VA Loan Listing Terms

St. Joseph Homes with VA Loan Listing Terms

Welcome to St. Joseph, Michigan, where picturesque landscapes meet a vibrant community, making it an ideal place to call home. Nestled along the shores of Lake Michigan in Berrien County, St. Joseph boasts a rich history and a welcoming atmosphere. One of the standout features of this charming city is its exceptional school district, which is dedicated to providing students with a high-quality education and a nurturing environment.

The St. Joseph School District is renowned for its commitment to academic excellence and innovative teaching methods. With a variety of programs and extracurricular activities, students are encouraged to explore their interests and develop their talents. The district prides itself on small class sizes, allowing for personalized attention and fostering a strong sense of community among students, parents, and educators. From award-winning arts programs to competitive athletic teams, the opportunities for growth and achievement are abundant.

For those considering a move to this delightful city, there are homes available with VA loan listing terms, making it easier for veterans and active-duty military members to secure their dream home. The VA loan program offers favorable terms, including no down payment and competitive interest rates, allowing families to invest in their future without the burden of excessive financial strain.

Whether you're drawn by the stunning beaches, thriving downtown, or the top-notch school district, St. Joseph is a community that embraces both its history and its future. Explore the available homes today and discover the perfect place to create lasting memories in this beautiful lakeside town!

Newest St. Joseph Homes with VA Loan Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26048305 MLS ⋅ ACTIVE Status

Your backyard oasis is calling! Start your mornings with coffee on the screened-in porch, spend sunny afternoons relaxing by the pool, and enjoy the comfort of a heated pool well into the fall. Inside, this charming home offers three generously sized bedrooms with beautiful hardwood floors, 1.5 bathrooms, and over 2,500 square feet of finished living space—providing plenty of room to relax, entertain, and make your own. Located in a highly desirable St. Joseph neighborhood, you'll love being just minutes from parks, schools, restaurants, shopping, I-94, downtown St. Joseph, and the beautiful Lake Michigan beaches. With its inviting indoor spaces, incredible backyard retreat, and convenient location, this home truly has so much to offer. Come see it for yourself and make this house your home!

1885 Acorn Drive, St. Joseph

4 Beds ⋅ 3 Baths ⋅ 26048302 MLS ⋅ ACTIVE Status

Open House Sun, Aug 13 from 11:00-1:00. Old charm meets modern convenience on coveted State Street in this beautifully renovated 4-bedroom, 2.5-bath home. Thoughtfully designed with a welcoming floor plan, the home offers both character and functionality for comfortable everyday living and effortless entertaining. The spacious kitchen features double oven and overlooks a beautifully landscaped double lot that is fenced in. Step outside to enjoy your private fiberglass pool, with auto pool cover & whirlpool, an ideal setting for relaxing, gathering, and making lasting memories. A main-floor bedroom overlooks the backyard, three generously sized bedrooms upstairs. Additional highlights include a two-car garage plus 2-3 parking spaces. Enjoy a location that puts you within walking distance of Lake Michigan and everything downtown St. Joe has to offer; dining, shopping, splash pad, sailing, kayaking, and entertainment. Easy drive from Chicago, Detroit, Indy. Love where you live! Home was renovated in 2021. Pool has automatic pool covers and changes colors in the evening.

1007 State Street, St. Joseph

3 Beds ⋅ 3 Baths ⋅ 26048176 MLS ⋅ ACTIVE Status

Welcome to this distinctive St. Joseph home, tucked away on a beautiful .94-acre ravine lot offering a peaceful, private setting! The unique tri-level floor plan puts a fresh spin on everyday living, with the bedrooms located on the lower level and the main living spaces upstairs to take advantage of the surrounding views. The home features a primary ensuite, an updated full bathroom completed in 2020, convenient main-floor laundry, and a cozy gas fireplace. Andersen windows provide quality and natural light throughout, while an attached 2-car garage offers plenty of parking and storage. Major improvements have already been taken care of, including a new roof in 2023, furnace and A/C in 2024, and hot water heater in 2022. With nearly an acre of property, a beautiful ravine backdrop, an interesting floor plan, and numerous big-ticket updates, this home offers a combination of character, privacy, and convenience that's hard to find in the St. Joseph area.

4625 Terra Lane, St. Joseph

4 Beds ⋅ 3 Baths ⋅ 26048017 MLS ⋅ ACTIVE Status

This darling Ranch home offers more than meets the eye with four bedrooms, two and a half baths and over 1,800 square feet of finished living space. This well built all brick home offers the connivence of three bedrooms and one and a half baths on the main floor. Downstairs is another large bedroom with egress, another full bathroom and a large recreation room to enjoy. The eat in kitchen also offers a peninsula for additional seating and has been updated with newer countertops, tile backsplash and newer appliances. The roof and HVAC system are newer as well. The property also offers a two car detached garage and a fully fenced in rear lawn. Located within blocks of Lincoln Elementary School, and just a short distance to Downtown St. Joseph and all of its amenities.

1307 Marion Avenue, St. Joseph

1 Beds ⋅ 1 Baths ⋅ 26047458 MLS ⋅ ACTIVE Status

Do not miss this fantastic one bedroom ranch in St. Joseph that is just a short drive to downtown and to several Lake Michigan beaches, and is perfect for a first time homeowner, someone wanting to size down or for a vacation retreat! Many updates have been made to this great home in the last three years including a new roof with tear-off, new gutters with gutter toppers, new washer, dryer, fridge and range, new water heater, and added concrete to the large concrete driveway! A large and peaceful half acre lot full of wildlife, 2 car garage with a new garage door opener, and two storage sheds are just a few additional perks to make this house the one for you! Put it at the top of your list...Welcome Home!

3011 Lincoln Avenue, St. Joseph

4 Beds ⋅ 3 Baths ⋅ 26046884 MLS ⋅ ACTIVE Status ⋅ MAIDEN LANE COTTAGES BLDG.

Welcome home to Bungalow Path. You will find luxurious, maintenance-free living in this Maiden Lane Cottage located in the heart of Southwest Michigan. Designed by Greg Fenner Homes, this exceptional 55+ community offers over 2,400 SF of beautifully finished living space, 4 bedrooms, 3 full baths and a 2-car attached garage. The inviting main level features a stunning kitchen with quartz countertops, granite center island and stainless steel appliances, opening to a spacious living room with vaulted ceiling and gas fireplace. The bright dining room creates an ideal setting for entertaining. The main-level primary suite offers a beautiful bath and walk-in closet, along with a convenient laundry room with sink. The finished lower level provides two additional bedrooms, full bath, spacious family room, office nook and abundant storage. Enjoy the ease of maintenance-free living in St. Joseph, Michigan's, Maiden Lane Cottages Community.

3767 Bungalow Path, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26046554 MLS ⋅ ACTIVE Status

This charming 3 bedroom, 2 full bath St. Joseph residence offers an exceptional blend of privacy and space, perfectly situated on a generous 0.81 acre lot. The layout is designed for comfortable living and features versatile parking options, including a one-car attached garage and a one-car carport with a dedicated 4x8 storage area next to it. Built for long-term peace of mind, the property boasts key mechanical updates, including a new well pressure tank replaced in 2025 and a brand new hot water heater installed on August 3, 2026. The expansive grounds provide endless opportunities for gardening, outdoor recreation, or future development, and comes fully equipped with an additional carport and storage area behind the home, plus an extra storage shed. Combining a spacious three bedroom floor plan with vast outdoor freedom, this property serves as a remarkable foundation for long-term ownership and value building.

4787 Scottdale Road, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26046302 MLS ⋅ ACTIVE Status

Welcome to this charming brick ranch in Saint Joseph, lovingly cared for by owners for more than 30 years. This inviting 3-bedroom, 1.5-bath home offers comfortable one-level living with a spacious living room featuring a huge picture window that fills the space with natural light. The eat-in kitchen overlooks the backyard, while a versatile second living area provides the perfect space for a home office, den, or small family room. A 1-car attached garage adds everyday convenience, while the impressive detached 2.5-stall garage offers exceptional space for vehicles, hobbies, storage, or a workshop. The large backyard includes a storage shed and plenty of room to enjoy the outdoors. A full, dry basement provides additional storage and potential living space. All appliances are included. Ideally located in a quiet neighborhood with convenient access to shopping, dining, and major highways, this well-loved home is ready for its next chapter.

2197 Ann Drive, St. Joseph

5 Beds ⋅ 3 Baths ⋅ 26045554 MLS ⋅ ACTIVE Status

Tucked on a quiet dead-end street in the City of St. Joseph, this solid brick home sits on a beautiful 2/3-acre ravine lot. Offering 5 bedrooms and 2.5 baths, the home features extensive updates over the past year, including new and refinished hardwood floors, a brand new roof, remodeled upstairs bath, fresh paint throughout, updated plumbing and electrical, new washer and dryer, basement vinyl composition tile, and epoxy-coated breezeway and garage. Enjoy the peaceful setting from the oversized deck overlooking the ravine with freshly trimmed trees -- move-in ready with space, privacy, and style this home will be hard to beat! Schedule your showing today!

703 Comings Avenue, St. Joseph

4 Beds ⋅ 5 Baths ⋅ 26045198 MLS ⋅ ACTIVE Status

Wide open spaces in this flowing 4,862 finished SF home in a great St. Joseph location. 3 primary suites on the handicap accessible main floor in addition to laundry, office, open kitchen/dining/living space and powder room. Hardwood floors, gas fireplace, 2 sliders to deck, custom cabinets, large kitchen island, vaulted ceilings and more. Upper level offers additional recreation space, full bath, expansive bedroom and storage. Four garage doors with parking for 5 vehicles. Basement offers over 2,400 unfinished square feet with a large workshop, mechanical room, tons of storage, 3 egress windows and is plumbed for a bathroom. Enjoy the new expansive, awning-covered deck and professional landscaping. Enjoy speakers throughout the home, 400 amp service, underground sprinklers, multiple water heaters, ac units and a Guardian generator.

2992 E Bluffwood Terrace, St. Joseph

5 Beds ⋅ 4 Baths ⋅ 26045148 MLS ⋅ ACTIVE Status

3,000 finished SF in a great St. Joseph location. Across the street from Brown Elementary, this 1989 home has been added on to and updated. Upper level offers bedrooms, a full bathroom and a sizable walk in attic. Main floor has vaulted ceilings, gas fireplace, inviting kitchen, primary suite with jetted tub and two additional bedrooms. Lower level walkout offers an office area, two rec rooms, a bathroom, additional storage and a 240+ SF enclosed patio area perfect for a hot tub or seasonal dining. Don't miss the pond water feature, expansive awning covered elevated deck, underground sprinklers, beautiful landscaping and large shed.

2100 Brown School Road, St. Joseph

4 Beds ⋅ 3 Baths ⋅ 26045118 MLS ⋅ ACTIVE Status

New construction home in Royal Glen in the St. Joseph school district. Designed with both structure and openness in mind, this 2,278 square foot two-story home offers 4 bedrooms and 2.5 baths with spaces that feel intentional and well balanced. A welcoming foyer sets the tone, leading to a conveniently placed powder room and a versatile den at the front of the home—perfect for a dedicated office, library, or quiet retreat. Just beyond, the formal dining room flows into a well-planned kitchen featuring quartz countertops accented by white cabinetry, along with a full stainless steel appliance package including the refrigerator. A peninsula helps define the space and the versatile 48-inch island offers additional prep space, storage, and seating. while clear sight lines to the great room keep conversations flowing and natural light moving throughout the main floor. Sliding glass doors off the kitchen open to a 10x10 deck, creating an easy transition for indoor-outdoor dining and entertaining. Upstairs, 4 spacious bedrooms create comfortable separation from the main living areas. The primary suite offers a generous walk-in closet and private bath, creating a relaxed escape at the end of the day. Three additional bedrooms are positioned near a full bath and a centrally located laundry room equipped with washer & dryer, bringing everyday convenience exactly where it's needed. RESNET energy smart construction will save an estimated $1,448 annually. Actual savings may vary; see HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Contact our team to schedule your private tour today!

Lot 1 S Niles Road, St. Joseph

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