Swartz Creek Homes with FHA Listing Terms

Swartz Creek Homes with FHA Listing Terms

Welcome to Swartz Creek, Michigan – a vibrant community nestled in Genesee County, where education and family values come together to create an ideal environment for growth and development. Known for its strong sense of community and commitment to excellence, the Swartz Creek School District is a cornerstone of this charming area, providing quality education and a variety of extracurricular activities for students of all ages.

The district is dedicated to fostering a supportive learning atmosphere, boasting a team of highly qualified educators and innovative programs that cater to diverse learning needs. With a focus on academic achievement, Swartz Creek schools offer a range of advanced placement courses, as well as engaging arts and athletics programs. Parents can feel confident knowing their children are receiving a well-rounded education in a safe and nurturing environment.

For those looking to make Swartz Creek their home, there’s an exciting range of properties available, including homes that qualify for FHA listing terms. This means that first-time homebuyers or those seeking to purchase a home with lower down payment options can find their dream residence here. The real estate market in Swartz Creek is diverse, featuring charming single-family homes, spacious townhouses, and modern condos, all set against the backdrop of friendly neighborhoods and scenic parks.

Experience the perfect blend of community spirit, educational excellence, and accessible housing options in Swartz Creek, MI. Whether you’re a growing family, a young professional, or looking to settle down, this delightful area has something for everyone. Come explore your future home today!

Newest Swartz Creek Homes with FHA Listing Terms

$275,000
2 Beds ⋅ 1 Baths ⋅ 20261058627 MLS ⋅ ACTIVE Status
Charming Ranch on 1.21 Acres with 1,200 SF Pole Barn! Welcome home to this beautifully updated 2-bedroom, 1-bath ranch offering 1,040 SF of main-floor living plus a full 1,040 SF basement — ready to finish for extra storage or additional living space. Set on a peaceful, country-like 1.21-acre lot, this home offers the perfect blend of privacy and convenience. Step inside to find stunning metallic epoxy flooring flowing through the kitchen, dining room, bathroom, and hallways, refinished hardwood floors in both bedrooms, and durable vinyl plank flooring in the living room. The spacious primary bedroom features a walk-in closet, and first-floor laundry adds everyday ease. The fully renovated bathroom completes the thoughtful updates throughout. Major updates in 2013 include solid cherry hardwood kitchen cabinets with soft-close doors and drawers, granite countertops, hot water heater, windows, and furnace. More recent updates include a new roof, vinyl siding, and a new deck — offering peace of mind for years to come. Outside, the impressive 1,200 SF pole barn with epoxy-coated concrete floors is a dream for storage, hobbies, or a workshop — plenty of room for all your toys and tools. Don't miss this move-in ready home offering comfort, character, and space to grow!

305 W Walker Street, Gaines Vlg
$375,000
3 Beds ⋅ 3 Baths ⋅ 20261058312 MLS ⋅ COMING SOON Status
Welcome to your peaceful country retreat set on 14 sprawling acres in Gaines. This charming two-story home features three bedrooms, two full bathrooms, an attached two-car garage, and a finished lower level that serves as a versatile space for a rec room, home gym, or office. Inside, the open main level is bathed in natural light, seamlessly flowing from a spacious living room into a bright dining area and an adjacent kitchen equipped with ample cabinetry, a pantry, and a breakfast bar peninsula. Step out through the sliding glass doors onto an expansive raised back deck—perfect for outdoor dining, grilling, and soaking in uninterrupted views of the open countryside. Upstairs, you'll find all three bedrooms, including a primary suite with a walk-in closet. Complete with both a 24x30 pole barn and a 28x40 horse barn, this incredible acreage provides endless possibilities for hobby farming, workshop space, livestock, and rural living at its finest.

10179 Duffield Road, Gaines Vlg
$475,000
4 Beds ⋅ 4 Baths ⋅ 20261057604 MLS ⋅ ACTIVE Status
First time ever offered! Tucked away on a private wooded lot is this stunning custom 1-1/2-story home that offers the perfect blend of timeless design, generous living space and the peaceful setting you are searching for. From the moment you step inside, your attention is drawn to the two-story great room, where a soaring wall of windows (Anderson/tilt) frames tranquil views of the backyard. Designed for both everyday living and effortless entertaining, the great room w/fireplace flows into the spacious eat-in kitchen featuring abundant cabinetry and room for everyone to gather. Adjacent to the kitchen, the oversized dining room comfortably accommodates large gatherings. Step outside onto the deck and pergola to enjoy morning coffee or quiet evenings surrounded by nature. Rich hardwood flooring (3/4”) spans the complete main level, which also includes a convenient, generously sized laundry room and half bath. On the second level, the private primary suite offers a relaxing retreat with a walk-in closet and ensuite bath featuring a separate shower and a soaking tub overlooking the wooded landscape. Two additional bedrooms and a full bath complete this side of the upper level. On the separate end of the home the oversized bedroom with its own staircase and walk-in closet offers exceptional flexibility as a fourth bedroom, media room, home office, or guest suite. The finished lower level expands your living space even further with room for recreation, fitness studio, and abundant storage, plus an additional half bath (plumbed for shower). Outside, the insulated side-entry three-car garage, landscaping, and classic gables create exceptional curb appeal, while the whole-house Generac generator provides added peace of mind. This home is in an area of exquisitely built custom homes in southwest Swartz Creek, right on the edge of Gaines ~ this is one you won't want to miss! Seller offering Home Warranty for peace of mind.

9293 Oakview Drive, Swartz Creek
$249,999
4 Beds ⋅ 2 Baths ⋅ 26038098 MLS ⋅ ACTIVE Status
Welcome to this quiet 4-bedroom, multi-bath split-level home tucked away on a quiet cul-de-sac in the desirable Swartz Creek community of Genesee County. From the moment you step into the foyer, you'll appreciate the home's open-concept design, offering the perfect balance of comfortable everyday living and effortless entertaining. The spacious layout flows seamlessly throughout, with generous living areas, multiple bathrooms for added convenience, and an attached garage. Step outside to enjoy the beautiful patio overlooking a huge backyard—ideal for summer barbecues, family gatherings, or simply relaxing in your own private outdoor retreat. Located in a growing and expanding community, this home is just minutes from highly rated Swartz Creek schools, beautiful local parks, shopping, dining, and major commuter routes. Whether you're looking for more space, a family-friendly neighborhood, or a home that's truly move-in ready, this property checks all the boxes. Don't miss your opportunity to own this exceptional home in one of Genesee County's most sought-after neighborhoods—schedule your private showing today!

6108 Thorncliff Drive, Swartz Creek
$375,000
3 Beds ⋅ 2 Baths ⋅ 50215358 MLS ⋅ ACTIVE Status
This well-kept Bi-level home sits on 5.36 partially wooded Acres. The extra garage is a wood workers dream. The 5.36 acres was originally 2 lots, the township said you could split them again. The lower level has a rough plumbed bath, the overall, square footage can practically be doubled at a affordable price. The A/C was just topped off with new coolant. The location is great for commuters, it's within 7 miles of 75, 23 and only 3 miles from the Morrish Road on ramp to 69. This home has been appraised.

9094 Hill Road, Swartz Creek
$235,000
3 Beds ⋅ 2 Baths ⋅ 20261055226 MLS ⋅ ACTIVE BACKUP Status
Nestled in the sought-after Swartz Creek School District, this beautifully maintained home offers the perfect blend of privacy, modern updates, and everyday comfort. Situated on a premium lot with mature woods bordering the north and west sides, you'll enjoy a peaceful setting rarely found within a subdivision. Inside, the updated kitchen features brand-new granite countertops, newer appliances, and plenty of workspace for cooking and gathering. Just off the kitchen is a spacious bonus room currently used as a dining room, offering endless possibilities as a home office, hobby or playroom, or additional living space. Step outside through the sliding glass door to your own backyard retreat, complete with a new maintenance-free 12' x 16' composite deck perfect for relaxing, grilling, or entertaining while enjoying the privacy of the wooded backdrop and space for pets to roam. *New Roof* complete with new decking, R-5 rigid insulation, new shingles. This home includes a whole-home filtration system with reverse osmosis. Professionally cleaned air ducts (2023), and additional updates that make this home truly exceptional. Truly Move-in ready with all appliances included, and most furnishings can remain with the home, offering a convenient turnkey opportunity. Conveniently located near schools, shopping, restaurants, and expressways, this home offers the ideal combination of location, updates, and lifestyle. Don't miss your opportunity to make it yours!

4290 Sulgrave Drive, Swartz Creek
$449,900
3 Beds ⋅ 2 Baths ⋅ 20261054935 MLS ⋅ ACTIVE Status
Welcome home to Swartz Creek! Cedar Creek Construction offers their most popular floorplan, The Boulder, boasting the perfect blend of modern design, quality finishes, and easy single-level living. Step into an open-concept layout featuring a spacious living area filled with natural light, seamlessly flowing into the kitchen and dining space—ideal for everyday living and entertaining. The kitchen offers contemporary cabinetry, granite countertops, and a functional layout designed with both style and efficiency in mind. Option for a HUGE walk-in pantry to increase storage. The primary suite provides a private retreat with a generous walk-in closet offering custom organizers and en-suite bath that includes dual vanity and full tiled shower. Split bedroom design means that the other 2 bedrooms are on the other side of the home. Ability to make this entire home barrier-free for a forward-thinking design.

7246 Geraldine Circle, Swartz Creek
$309,900
4 Beds ⋅ 3 Baths ⋅ 20261054738 MLS ⋅ ACTIVE Status
BEAUTIFUL 2022 Build in great location: close to expressways, shopping, schools, restaurants, etc. 2 Story home in desirable Deer Run Subdivision. Main floor guest suite or office. Kitchen includes gorgeous cabinets, granite countertops, snack bar, and stainless-steel appliances (Range, Dishwasher, Microwave, Refrigerator) and walk in pantry. The primary suite, two other bedrooms, a versatile loft space, and a walk-in laundry room is on the second floor. The primary suite features spacious private bathroom with dual vanity sinks and walk in closet.

4226 Wild Goose Drive, Swartz Creek
$254,900
3 Beds ⋅ 2 Baths ⋅ 20261053825 MLS ⋅ ACTIVE Status
!!Charming 3-Bedroom Home in Swartz Creek School District – Perfect for Family Living!!Welcome to your dream home! This beautifully maintained 3-bedroom, 1.5-bath partially bricked residence boasts approximately 1,400 sq. ft. of comfortable living space, ideal for families or anyone looking to settle in place you can truly call home...Key Features - Spacious Bedrooms; Enjoy three generous bedrooms perfect for rest and relaxation - Updated Kitchen & Living Space; An updated kitchen flowing into the living room creates a warm, inviting atmosphere for family gatherings - Cozy Family Room; A fire-lit family room that adds a touch of warmth and elegance, making it the perfect spot for cozy evenings.Fenced-In Yard; A secure, fenced yard provides privacy and a safe play area for children and pets. - Fire Pit; Enjoy evenings gathered around the fire pit, sharing stories and creating lasting memories, In YOUR New Home...Bonus Spaces - Florida/Michigan Room; A versatile space to enjoy light and fresh air, whether you envision it as a sunroom or a comfortable retreat, the choice is yours! - Attached 2-Car Garage; Ample parking and storage solutions just steps from your front door.Located in the desirable Swartz Creek School District, this home is not just a place to live, it’s a lifestyle opportunity! Don’t miss out on this fantastic listing. Schedule your private tour today and see for yourself what makes this home, YOUR New Home, special!

5068 Monticello Drive, Swartz Creek
$269,900
2 Beds ⋅ 1 Baths ⋅ 20261053153 MLS ⋅ ACTIVE Status
Welcome home to Swartz Creek living! Priced at $269,900, this beautifully refreshed 2-bedroom, 1-bathroom ranch sits on a gorgeous 0.44-acre lot, creating an absolute backyard paradise. Step into the sprawling yard through a new 2026 Steel oak patio door and enter the partially fenced yard, which features a freshly repainted deck and a fantastic above-ground pool with a new filter 2025 surrounded by mature trees offering ultimate privacy and the perfect setup for summer entertaining, outdoor dining, and relaxation.Complementing the outdoor oasis is a massive 2-car garage, ideal for anyone needing extra storage for lawn equipment, boats, and toys. Inside, a large mudroom/breezeway connects you to a bright, airy layout filled with natural light. The main level offers 1,200 sq. ft. of pristine space with original hardwood floors hidden beneath the bedroom carpets, while a recently remodeled lower level with 9-foot ceilings, New LVP Laminate Flooring 2025, New Furnace 2025, Water Heater 2021, expands your total living area to 1,900 sq. ft. Complete with brand-new 2026 updates, including fresh paint throughout, and a new garage door and opener, this home is completely move-in ready. Additional updates include:All brand new stainless steel appliances October 2025.New bathroom shower/tub, toilet, vanity, cupboards, entire remodel 2025.Quartz countertop, custom kitchen drawers, and cupboards 2024.All new exterior and interior doors 2024.New flooring throughout entire house 2024.Entire Basement remodel with rebuilt stairs. New trim throughout the house 2024.2025 new hallway cupboards.2025 deck boards replaced.All new 2024 living room wall paneling and flooring and trim,Bedrooms flooring and trim, Exterior doors, shutters, and beam,mudroom doors.Schedule your showing today!

8403 Miller Road, Swartz Creek
$244,000
4 Beds ⋅ 3 Baths ⋅ 20261050113 MLS ⋅ ACTIVE BACKUP Status
BRAND NEW ROOF JULY 2026! This spacious 4-bedroom ranch in desirable Mundy Township within the Swartz Creek Community Schools district has so much to offer! Situated on 1.41 beautiful acres and trails for dirt bikes or 4x4s, this property gives you the perfect mix of space, privacy, and convenience. Inside, you’ll love the roomy layout featuring generously sized bedrooms, a large kitchen with plenty of space to gather, newer flooring throughout, and all appliances included for an easy move-in experience. Step outside and enjoy the incredible backyard complete with a large deck off the back of the home, huge pond in the back, additional shed, and an extra garage in addition to the attached 2-car garage — giving you tons of storage and workspace options. With great neighbors, peaceful surroundings, and an amazing value, this is a property you won’t want to miss!

5288 Torrey Road, Mundy
$520,000
4 Beds ⋅ 2 Baths ⋅ 20261043120 MLS ⋅ ACTIVE Status
Country Estate Package, Residence - 4 bed/2 bath, 39+ Acres, Ponds, Woods & 5,000+ Sq Ft Home Shell. An exceptional opportunity to acquire a unique country estate offering approximately 39 acres of diverse Michigan countryside, including the residence located at 253 Park Street and the adjoining acreage parcel at 12229 Baldwin Road. Together, the properties create a rare opportunity for those seeking privacy, outdoor recreation, hobby farming, hunting, or a long-term family estate. The offering includes the existing residence situated on approximately 4.12 acres at 253 Park Street, providing immediate residential use and functionality. Beyond the residence, the adjoining Baldwin parcel expands the property into an impressive recreational and agricultural setting featuring acreage, open fields, two ponds, wildlife, and a large shop building with concrete floor, an oversized overhead door, and substantial existing infrastructure. One of the property's most unique features is the partially completed residence with an estimated footprint exceeding 5,000 square feet located on the Baldwin parcel. Buyers may choose to evaluate the opportunity to complete, redesign, or repurpose the structure according to their own vision and plans, subject to all applicable approvals and verifications. Whether you're searching for a private country estate, hunting property, family compound, hobby farm, recreational retreat, or long-term investment opportunity, this offering provides a combination of land, water, infrastructure, and future potential that is increasingly difficult to find. Sale includes both 253 Park Street and 12229 Baldwin Road, electric, wells and septic are already in for both properties. All information is believed to be reliable but is not guaranteed. Buyer and buyer's agent to independently verify all information, dimensions, acreage, utilities, zoning, permits, and future use possibilities.

253 Park Street, Gaines Vlg
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