Traverse City Homes with FHA Listing Terms

Traverse City Homes with FHA Listing Terms

Welcome to Traverse City, Michigan, a picturesque gem nestled in Grand Traverse County, where the charm of small-town living meets the beauty of the great outdoors. Known for its stunning waterfront views and vibrant community, Traverse City is not just a destination; it’s a place to call home.

One of the key highlights of this area is its exceptional school district. Traverse City Area Public Schools (TCAPS) is renowned for its commitment to academic excellence and holistic development. With a variety of educational programs, dedicated teachers, and a focus on student well-being, TCAPS prepares students to thrive in an ever-changing world. The district features modern facilities, innovative curricula, and a range of extracurricular activities, ensuring that every child can explore their passions and reach their full potential.

For homebuyers, Traverse City offers a variety of options, including properties that qualify for FHA listing terms. This means that you can find your dream home here with the added benefit of more flexible financing options. Whether you're looking for a cozy cottage near the bay or a spacious family home in a friendly neighborhood, Traverse City has something to suit every lifestyle and budget.

Imagine waking up to the serene beauty of the surrounding nature, enjoying local festivals, and indulging in the culinary delights that this vibrant community has to offer. Traverse City is not just about finding a house; it’s about discovering a lifestyle filled with adventure, culture, and connection. Come explore your new home in Traverse City today!

Newest Traverse City Homes with FHA Listing Terms

4 Beds ⋅ 3 Baths ⋅ 26047984 MLS ⋅ ACTIVE Status

New construction, without the wait! In sought-after Verndale at East Bay! Anticipated for October/November completion, the 2,450-square-foot Charlevoix offers 4 bedrooms, 4 bathrooms, and modern finishes inspired by Northern Michigan's lakes and forests. The upgraded kitchen features extended emerald-toned cabinetry, quartz countertops, white subway tile, stainless steel GE appliances, and an oversized island perfect for holiday gatherings. Enjoy LVP flooring, a gas fireplace with mantle, 9-foot ceilings on the main level and basement, convenient second-floor laundry, and an exceptionally large primary closet. Andersen black windows, LP SmartSide siding with black trim, ProVia stone accents, and a 3-car side-entry garage create striking curb appeal. High-efficiency Lennox HVAC, central air, and a tankless water heater complete this expertly crafted Great Lake Construction home. Seller is affiliated with a licensed real estate broker.

684 Vienna Way, Traverse City

3 Beds ⋅ 1 Baths ⋅ 50221281 MLS ⋅ ACTIVE Status

Nestled on the peninsula in one of Traverse City’s most desirable areas, this beautifully updated home offers the perfect blend of modern finishes and Northern Michigan charm. The house has been painted on the exterior, has all new carpet, floors, Kitchen and Bathroom as well. Fresh interior paint, all new light fixtures, door handles and other cosmetics. The Kitchen comes with all new appliances, tile backsplash and quartz countertops.

6072 Center Road, Traverse City

3 Beds ⋅ 2 Baths ⋅ 26046696 MLS ⋅ ACTIVE Status ⋅ State Street Commons BLDG.

Enjoy the best of downtown Traverse City living from this perfectly set 3-bedroom, 2-bath condo in the State Street Commons. Located directly across from F&M Park, the setting offers a neighborhood feel while keeping you within an easy walk or bike ride of downtown restaurants, coffee shops, Front Street shopping, farmers markets, the TART Trail, Grand Traverse Bay, Sunset Beach, and many of the places that make Traverse City such a great place to live. Inside, the bright and comfortable floor plan features an open living area with a gas fireplace, spacious kitchen, and flexible living space with plenty of room for owners and guests. The lower level adds additional versatility and works well for overnight guests, an office, family room, or additional private living space. One of the seller's favorite features is the private balcony overlooking the surrounding neighborhood and F&M Park— a great spot for morning coffee, relaxing at the end of the day, or simply taking in the activity of downtown Traverse City. Parking and storage are another real advantage. The deep attached one-car garage provides room for a vehicle, bikes and recreational gear, and this unit also includes space for two additional vehicles parked tandem outside—a parking setup unique within the association. The association requires a minimum one-year rental term, helping preserve a quieter, more residential atmosphere while still offering the flexibility of long-term rental use. Whether you are looking for a year-round residence or a low-maintenance Northern Michigan getaway, this condo offers a hard-to-beat combination of location, comfortable living space, outdoor space, storage, and parking just steps from downtown Traverse City.

701 E State Street Unit D, Traverse City

3 Beds ⋅ 2 Baths ⋅ 50220332 MLS ⋅ ACTIVE Status

Move-in Ready Ranch in a Desirable South Traverse City Location! Welcome home! This beautiful 3-bedroom, 2-bath ranch offers comfortable living, plenty of space, and the opportunity to make it your own. Situated on an extra-large corner lot surrounded by mature evergreens, the property provides privacy, room to play, and plenty of space to enjoy the outdoors. Inside, the spacious layout features vaulted ceilings that create an open, airy feel throughout the main living areas. Three generously sized bedrooms provide comfortable accommodations for family, guests, or a home office. The private back deck offers a peaceful setting to relax, entertain, or simply enjoy the views of your own backyard. The full basement provides abundant additional space and exciting potential. Finish it to suit your needs—whether you're looking for a recreation room, home gym, office, or additional living space. Egress windows are already in place, providing the possibility for future bedrooms. The home is offered with all appliances included, making your move even easier. A spacious 2.5-car garage and large storage shed provide plenty of room for vehicles, toys, tools, and outdoor equipment. A lawn sprinkler system adds convenience and helps keep the grounds looking their best. Conveniently located near the shopping, dining, services, and recreational opportunities of South Traverse City, this home offers the ideal combination of comfort, space, privacy, and location. Move in, settle in, and make this wonderful property your own!

741 S Creek Court, Traverse City

4 Beds ⋅ 2 Baths ⋅ 26046152 MLS ⋅ ACTIVE Status

Solid home sitting high in a wonderful location within 1/2 mile to Silver & Bass Lakes & 1 mile to Long Lake. Close to downtown fun, shopping, eateries & schools. New roof, new carpet, bathroom toilets & a lot of painting! 4 bedrooms & 2 Full bathrooms, fireplace and a full unfinished basement with a canning room, for your storage or finishing touches. All on 1 acre to enjoy your back deck for grilling or your covered front porch for relaxing. Garage is bumped out for storage or work area. Appliances included.

6049 Boone Road, Traverse City

3 Beds ⋅ 2 Baths ⋅ 26045168 MLS ⋅ ACTIVE Status

Enjoy a beautiful view of Grand Traverse Bay right from your front windows—an across-the-road view without the waterfront maintenance. A curated suite of premium improvements enhances every corner of this residence. Major structural elements—including the roof, windows, electrical panel, boiler, water heater, and mini-split system—have all been replaced to deliver long-term confidence and elevated comfort. The exterior has been transformed with Everlast siding and new soffits, new sidewalk, sprinkler system, and landscaping to accentuate the water view. This home features a complete kitchen remodel with new appliances and updated finishes, creating a fresh and functional centerpiece for everyday living. Two bedrooms offer beautiful views of Grand Traverse Bay, bringing natural light and a calming backdrop to the space. A move-in-ready home with major upgrades already complete—and a front-row seat to the beauty of Grand Traverse Bay.

3363 Scenic Hills Drive, Williamsburg

3 Beds ⋅ 2 Baths ⋅ 26042333 MLS ⋅ ACTIVE Status

Refined luxury and total privacy merge in this newly constructed 3-bedroom, 2-bath architectural retreat set on 1.71 sprawling acres. Designed for ultimate peace of mind, the property adjoins hundreds of acres of protected nature preserve on two sides, guaranteeing an enduring sanctuary of tranquility, natural beauty, and outdoor solitude. Inside, thoughtful craftsmanship shines through high-performance Pella windows, an Energy Star-rated heating system, premium low-maintenance finishes, and an additional upper-level living space offering exceptional countryside views. The bright walk-out basement serves as a true blank canvas, ready for your custom finishes and expansion plans. Ideal for investors or seasonal owners, the property offers versatile potential with short-term rental compatibility. (See 'More'>) Located just minutes from downtown Traverse City, Cherry Capital Airport, world-class golf courses, and Grand Traverse Bay, this residence offers an exceptional turn-key opportunity on prime acreage.

1713 Vanderlip Road, Traverse City

3 Beds ⋅ 2 Baths ⋅ 26042101 MLS ⋅ ACTIVE Status

Tonawanda Lake frontage... located just west of Traverse City. This well-maintained cottage/home features three bedrooms, two full baths, a two-stall garage, and vaulted ceilings in the living room, set in a setting to enjoy all that nature provides. Quiet and serene, with the ability to kayak from your private dock and just minutes to two adjacent all-sports lakes, this getaway is a perfect opportunity for a seasonal cottage or a year-round residence.

2591 Tonawanda Road, Grawn

5 Beds ⋅ 2 Baths ⋅ 26041823 MLS ⋅ ACTIVE Status

Welcome to this inviting 5 bed, 2 bath home with a walkout basement in the desirable Holiday Hills community. Offering a spacious and thoughtfully updated interior, this home provides ample space for everyday living, entertaining or flexible living arrangements. As you enter, you'll be welcomed by a beautiful fireplace that creates a warm and inviting focal point for the living space. While relaxing on the covered front porch, take in the benefits of the outdoors including a flat driveway, an open yard and mature trees that provide privacy and a peaceful setting. This home is ideally located near walking trails, the TART Trail, Mt. Holiday, and other recreational opportunities while offering convenient access to downtown Traverse City and Elk Rapids. This home offers a great combination of comfort, location, and long-term value in an established Northern Michigan community. Showings will begin Friday 8/14 at the Open House being held from 5-7 pm.

4270 Baywood Drive, Traverse City

4 Beds ⋅ 3 Baths ⋅ 26041565 MLS ⋅ ACTIVE Status

Almost New Ranch built in 2025 on a perfectly wooded lot! Wonderful open floor plan with vaulted ceilings, private primary suite featuring walk-in closet and private bath, DUAL sinks with Granite vanity and 7ft custom tiled shower with 2 shower heads, first floor laundry, Granite vanity in second bath, large rooms, gorgeous luxury vinyl flooring, Spacious kitchen featuring Modern White soft close cabinetry, pantry, tile backsplash, garbage disposal, dishwasher, Granite countertops, Huge basement with a recently added bedroom with egress window. Irrigation system, Gutters, central air, High efficiency gas furnace, city water and sewer, composite back deck and HUGE covered front porch, attached 24x24 oversized garage This is a beautiful development. Buyer may fence in the backyard. Designer light and switch package, low HOA fee of 480.00 per YEAR. Basement was just recently insulated, drywalled and a fourth bedroom added with a half bath. The new drywall in the basement is ready to be painted.

1132 Farmington Drive, Traverse City

4 Beds ⋅ 2 Baths ⋅ 26036553 MLS ⋅ ACTIVE Status

Your dream Northern Michigan retreat is taking shape at 3132 Scenic Hills Drive in Williamsburg. This brand-new home features one of our most popular floorplans, The Best Ranch Ever. Designed for comfort, functionality, and style, this thoughtfully designed ranch combines spacious living with the timeless appeal of modern Craftsman architecture. This single-level design offers open-concept living paired with thoughtfully planned private spaces, making it perfect for entertaining and comfortable everyday living.

3132 Scenic Hills Drive, Williamsburg

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