Utica Homes with FHA Listing Terms

Utica Homes with FHA Listing Terms

Welcome to Utica, Michigan, a vibrant community nestled in the heart of Macomb County, where education and opportunity flourish. Known for its strong sense of community, Utica boasts a highly-rated school district that prioritizes student achievement and holistic development. Families are drawn to the area not only for its beautiful neighborhoods but also for the exceptional educational facilities that cater to students of all ages.

The Utica Community Schools district is one of the largest in Michigan, offering a diverse array of programs designed to meet the needs of every student. From advanced placement courses to special education resources, Utica schools are committed to fostering an inclusive environment that encourages academic excellence and personal growth. With dedicated educators and a variety of extracurricular activities, students in Utica are well-prepared for their futures, whether they pursue higher education or enter the workforce.

For those looking to make Utica their home, the real estate market is thriving, with many properties available under FHA listing terms. This means that first-time homebuyers and those seeking affordable housing options can find their dream home with ease. FHA loans are designed to make homeownership accessible, allowing buyers to invest in the community without the burden of hefty down payments.

Whether you’re a growing family or looking to settle down, Utica offers a welcoming atmosphere, excellent schools, and a variety of homes that fit your needs. Come discover the charm of Utica, where quality education and comfortable living go hand in hand!

Newest Utica Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 20261059573 MLS ⋅ ACTIVE Status

SELLER IS REVIEWING OFFERS ON TUESDAY, AUGUST 4TH - PICKING BEST AND HIGHEST OFFER. Completely remodeled and move-in ready! This beautifully updated 3-bedroom, 2 full bath ranch sits on a spacious 0.40-acre lot in desirable Shelby Township. Recent updates include a brand-new kitchen, remodeled bathrooms, new flooring throughout, fresh paint, and all new windows. The bright layout also offers additional finished living space with a sunroom/flex room. Enjoy the huge backyard, perfect for entertaining, hosting family and friends, or simply relaxing. Deep garage offers room for shelving and storage. Expansive backyard provides space for a future shed, garden, or workshop. Conveniently located near shopping, dining, and award-winning Utica Community Schools. Immediate occupancy available.

4901 Robert Street, Shelby Twp

3 Beds ⋅ 2 Baths ⋅ 20261058793 MLS ⋅ COMING SOON Status

***Open House Thurs 08/06/26 5-7pm, Fri 08/07/26 5-7pm and Sat 8/8/26 10am-12pm***Check out this beautifully updated bungalow located on a spacious corner lot over a quarter acre. As you walk in you will find the interior is fully renovated. The open-concept living room and dining room lead into the gorgeous kitchen, which features a vaulted ceiling, granite countertops and stainless steel GE and Samsung appliances. The first-floor master bedroom features a walk-in closet with custom shelving. The main-floor bathroom features double sinks, a walk-in shower, and custom tile work. The main-floor laundry room/mudroom has exterior access and a half bathroom. Upstairs you will find a loft area, and a large second bedroom with built-in closets. The basement serves as excellent storage space, or can be utilized as additional livable space. The exterior features a large 12x12 shed, a garden, and large front porch.

8250 Speedway Drive, Utica

3 Beds ⋅ 2 Baths ⋅ 20261058187 MLS ⋅ ACTIVE Status

51361 Neumaier Drive, Utica

4 Beds ⋅ 2 Baths ⋅ 50216676 MLS ⋅ ACTIVE Status

Beautifully updated 4-bedroom colonial backing to a scenic 10-acre park with walking and biking trails, tennis courts, and green space. The landscaped backyard is a private, peaceful retreat, complete with a custom brick patio—perfect for relaxing or entertaining. Inside, you'll find heated floors, newer windows, roof and gutters, fresh paint, new carpeting, quality appliances, new garage door opener and tasteful updates throughout. Move-in ready and located in a wonderful neighborhood that offers the perfect blend of comfort, convenience, and outdoor recreation.

47934 Liberty Drive, Utica

3 Beds ⋅ 2 Baths ⋅ 20261059074 MLS ⋅ ACTIVE Status

Welcome to this beautifully maintained 3-bedroom condo in the highly desirable Golf Pointe Village! Situated in a quiet location at the back of the subdivision, this move-in-ready home features a fully finished basement, an enclosed private patio, and all appliances included. Enjoy the convenience of two assigned parking spaces, including one covered carport, along with an HOA that covers exterior building maintenance, grounds maintenance, snow removal, and water. Residents have access to a clubhouse with a swimming pool and benefit from a priority road-plowing location during the winter. Located in the award-winning Utica Community Schools district, this home is just minutes from shopping, restaurants, the library, police station, and community center offering fitness classes, basketball, an indoor walking track, and more. Golf lovers will appreciate the nearby courses, making this an exceptional opportunity to enjoy low-maintenance living in a fantastic neighborhood. **Keys will be provided at closing, and the home is easy to show.**

13408 Denver Circle N, Sterling Heights

3 Beds ⋅ 1 Baths ⋅ 50216362 MLS ⋅ ACTIVE Status

This all-brick ranch has been beautifully updated and is ready for its next owner. Offering 3 bedrooms and 1.5 bathrooms, this home has a layout that makes sense. From the moment you step inside, you'll be welcomed by beautiful wood floors that flow throughout most of the home. The completely remodeled kitchen is the true centerpiece, featuring new cabinetry, updated countertops, and durable luxury vinyl plank flooring. Thoughtfully designed with quality finishes, it's a space you'll enjoy spending time in. The finished basement features brand-new carpet and offers plenty of extra space for entertaining, a home office, a workout space, or whatever best fits your lifestyle. If you've been searching for the perfect garage, this one delivers. The detached 2.5-car garage is heated and insulated, making it ideal for projects, hobbies, woodworking, or anyone who enjoys spending time in the garage year-round. Out back, you'll find a fully fenced yard that backs to a school, giving you added privacy with no homes directly behind you and no future development to worry about. Additional updates include a new furnace and central air conditioning in 2023. Located in a sidewalk-lined neighborhood close to shopping, dining, parks, and everyday conveniences, this home is one you'll want to see in person!

8337 Timberline Drive, Utica

4 Beds ⋅ 3 Baths ⋅ 20261059021 MLS ⋅ COMING SOON Status

Welcome home to this beautifully maintained 4-bedroom, 2.5-bath quad-level located in the highly sought-after Utica Community Schools district! This move-in-ready home combines major mechanical updates with stylish cosmetic improvements, giving buyers peace of mind from day one.The big-ticket items have already been taken care of, including a new roof (2019), air conditioner (2023), and hot water heater (2023). Inside, you'll love the freshly painted living areas, brand-new flooring, and newer carpet, creating a clean, modern feel throughout.The spacious layout offers room for everyone, while the attached garage has been thoughtfully converted into a home gym, providing flexible space that can continue as a workout area or be adapted to fit your needs.Step outside to enjoy the beautifully fenced backyard, perfect for entertaining, pets, or relaxing evenings! Offering an opportunity to create the ultimate backyard retreat.Beyond the home itself, you'll appreciate its excellent Sterling Heights location, conveniently close to shopping, dining, parks, expressways, and everything the area has to offer.With thoughtful updates, meticulous maintenance, and a fantastic location, this is a home you'll want to see for yourself. Schedule your private showing today!

36926 Dodge Park Road, Sterling Heights

4 Beds ⋅ 2 Baths ⋅ 50216598 MLS ⋅ ACTIVE Status

Welcome to this meticulously maintained 4-bedroom 2.1 bath split level home with a large lot on a private cul-de-sac in the heart of Shelby Township. A spacious FIRST FLOOR OWNERS SUITE with a walk-in closet and en-suite bath. The office/den area or formal dining room, has a butler's pantry and wood floors. The dramatic foyer opens to cathedral ceilings with tons of natural light and a great room featuring a warm natural wood burning fireplace. The owners have made many upgrades to include, the a PREMIUM ROOF (2014), NEW GUTTERS, AND FLASHINGS (2014). NEW PELLA WINDOWS AND SLIDING DOOR (2014), New 50-GALLON hot water tank (2016), New GRANITE COUNTERTOPS in the kitchen, butler's pantry and powder room (2017), New decorative GLASS FRONT DOOR with sidelights (2016). Updated second floor with all new WOOD FLOORING, fresh paint, and moldings. (2019). New smart garage door opener (2025), and freshly painted staircase, interior doors and window trim(2026). The EXTRA DEEP basement is ready for your design ideas. Outside you will find a 16 by 12 shed with an overhead door (2014), an expansive brick paver patio freshly sealed and a large, landscaped lot with plenty of privacy and an inground sprinkler system. With over 2600 square feet of living space this home is move-in-ready. So many big-ticket items are done by the current owners. Schedule your showing today!!

51205 Christine Court, Shelby Twp

2 Beds ⋅ 2 Baths ⋅ 50216568 MLS ⋅ ACTIVE Status

Move-in ready first-floor condo in Shelby Township’s highly desirable Aberdeen Village! This pristine 2-bedroom, 2-full-bathroom unit features zero stairs to navigate and the convenience of an attached garage. Freshly painted with brand-new carpet throughout, the home offers a bright and welcoming floor plan centered around a cozy gas fireplace. Unbeatable location tucked away in a quiet neighborhood while staying just minutes from Stony Creek Metropark and endless shopping and dining. Nothing to do but unpack and enjoy!

56222 Troon N Drive, Shelby

4 Beds ⋅ 3 Baths ⋅ 20261059039 MLS ⋅ ACTIVE Status

Stunning, fully remodeled Colonial in Shelby Township’s coveted Central Park community! This magnificent 4-bed, 2.5-bath home features a 2.5-car garage and a complete 2024 interior transformation. You'll be captivated by the open floor plan, soaring 2-story great room, cozy double-sided fireplace, and exquisite, oversized white porcelain tile flooring.At the heart of the home is a spectacular chef’s kitchen (updated Sept 2024) boasting premium granite countertops and modern finishes. The entire home is freshly painted from top to bottom—entirely turn-key!Premium Living Inside & Out:Finished Basement (2024): Massive bonus living space for a theater, rec room, or gym, plus a newer hot water tank.Exterior Refresh (2024): Freshly painted exterior for undeniable curb appeal. New roof in Sept 2020.Resort-Style Amenities:Enjoy private walking paths, a serene neighborhood pond with a waterfall, and multiple playgrounds. Nature lovers will love the direct trail to River Bends Park. Minutes from historic Yates Cider Mill and the award-winning Utica School District. Schedule your private viewing today!

6827 Blackwell, Shelby Twp

3 Beds ⋅ 2 Baths ⋅ 20261058822 MLS ⋅ ACTIVE Status

Welcome to this exceptional brick ranch, centrally located in Sterling Heights and offering a level of quality and style rarely found on the market. Completely remodeled and thoughtfully redesigned, this home features an open-concept floor plan ideal for both everyday living and entertaining.The beautifully updated kitchen serves as the heart of the home, showcasing white shaker cabinetry with soft-close drawers, quartzite countertops, new GE stainless steel appliances, modern fixtures, and a spacious floating island with seating for four or more. The kitchen flows seamlessly into the living room, where a classic brick natural fireplace creates an inviting focal point and large windows provide peaceful views of the private backyard. Step outside to enjoy the new stamped concrete patio, perfect for grilling, relaxing, and hosting family and friends. Both full bathrooms have been fully remodeled with the same attention to detail, featuring white shaker vanities, modern tile surrounds, black accent fixtures, and a timeless neutral palette of white, tan, and gray. Additional updates include engineered wood flooring, neutral interior paint, flush-mounted recessed lighting, refreshed landscaping, a new water heater installed in July 2025, and an approximately 2021 roof. The full, partially finished basement provides an excellent opportunity to create additional recreation, entertainment, or living space. Located within the highly desirable Utica Community Schools district, this home is just steps from Schuchard Elementary and conveniently situated near Jeannette Junior High and Stevenson High School. Move-in ready and beautifully finished, this remarkable home is one you will not want to miss. Schedule your appointment today!

2281 Mellowood Drive, Sterling Heights

3 Beds ⋅ 2 Baths ⋅ 20261058218 MLS ⋅ COMING SOON Status

Wonderfully quiet cul-de-sac location for this Sterling Heights colonial. Traditional layout with spacious and inviting living room that overlooks the front yard. Wood floors, plantation shutters and extra trim are a nice touch. Family room features a gas fireplace, built-ins and a doorwall to the back patio. The kitchen has been refreshed with newer vinyl flooring, fresh paint and stainless steel appliances. First floor powder room is perfect for guests. Upstairs, oversized primary bedroom has generous walk-in closet and room for a sitting area or home office. Two additional guest bedrooms and full bath complete the upstairs. All bedrooms have hardwood floors. Basement is ready for your finishing touches. 2.5 car attached garage and garden shed to store all your tools.

11923 Fairview Drive, Sterling Heights

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