Hart Homes with MSHDA Listing Terms

Hart Homes with MSHDA Listing Terms

Welcome to Hart, Michigan—a charming city nestled in the heart of Oceana County, where small-town warmth meets the beauty of nature. With its picturesque landscapes, friendly community, and rich history, Hart is the perfect place to call home. Just a stone's throw from Lake Michigan, residents enjoy easy access to stunning beaches, outdoor adventures, and a plethora of recreational activities. Whether you’re hiking through the nearby Manistee National Forest or enjoying a leisurely day at the local farmers market, Hart offers a vibrant lifestyle that appeals to everyone.

As you explore the housing options in Hart, you’ll find an array of homes that cater to diverse tastes and budgets. Notably, many properties are available with MSHDA (Michigan State Housing Development Authority) listing terms, making homeownership more accessible for first-time buyers and those looking to invest in this delightful community. These listings often come with favorable financing options, ensuring that your dream home is within reach.

Hart’s real estate market is characterized by charming single-family homes, cozy cottages, and spacious lots that provide ample room for families and outdoor enthusiasts alike. The community is known for its strong sense of togetherness, with local events and festivals that bring residents together throughout the year.

If you’re ready to embark on your journey to homeownership in Hart, Michigan, let our expert team guide you through the process. Discover the beauty of Hart and find the perfect home that fits your lifestyle today!

Newest Hart Homes with MSHDA Listing Terms

2 Beds ⋅ 2 Baths ⋅ 26031217 MLS ⋅ ACTIVE Status

Completed in Fall 2025, this beautifully designed 2-bedroom, 2-bath barndominium sits on 15 private acres in Hart, offering the perfect blend of modern craftsmanship and natural beauty with piece of mind for years to come. Tucked away in a peaceful setting with a mix of wooded and semi-open farmland, this property delivers privacy, recreation, and year-round enjoyment. Step onto the impressive 400 sqft covered front porch--an ideal place to take in quiet country sunrises and the changing Michigan seasons. Inside, custom double glass entry doors welcome you into a bright, open-concept living space filled with natural light and elevated by soaring 10-foot ceilings. The kitchen serves as the centerpiece of the home, featuring a massive one-of-a-kind black walnut live-edge island, quartz countertops, premium quiet-close cabinetry, and brand-new Maytag appliances with a 10-year manufacturer warranty. Premium finishes continue throughout, including Pergo LifeProof cherry wood luxury vinyl plank flooring, solid core interior doors, and carefully selected high-end paints. The thoughtfully designed floor plan offers both openness and privacy, with a spacious primary suite set apart from the main living area. A 3-zone mini-split heating system provides efficient, customizable comfort year-round. The attached garage offers flexibility and can easily be converted into a third bedroom, office, or additional living space. Outdoors, the 15-acre parcel offers endless possibilities--from hunting and recreation to trail riding and exploring, with a landscape that blends wooded cover and open ground. Located just 15 minutes from Pentwater and Charles Mears State Park, and a short drive to Ludington State Park and the Silver Lake Sand Dunes, this property provides easy access to Lake Michigan beaches, boating, hiking, and vibrant small-town shopping. Enjoy stunning fall colors, and in the winter months, snowmobile directly from your property. Whether you're looking for a full-time residence, seasonal retreat, or recreational getaway, this property offers a rare combination of quality construction, acreage, and prime West Michigan location.

875 E Jackson Road, Hart

4 Beds ⋅ 2 Baths ⋅ 26029381 MLS ⋅ ACTIVE Status

507 S. State Street is the quintessential tome on a small-town main street. With its classic architecture, stately oak tree shading the front yard, and a backyard made for summer barbecues, it captures the timeless charm of nostalgic Americana. Inside, hardwood floors, a formal dining room, rich original woodwork, and a clawfoot tub speak to the craftsmanship and character of a bygone era. Offering four bedrooms, two bathrooms, and a heated workshop and garage, the home provides both warmth and functionality. Best of all, it's just a short stroll down the sidewalk to downtown Hart's shops and restaurants. Grab a coffee at Stella's, enjoy an ice cream and summer concert in the commons, or watch the fireworks over the lake--all without reaching for your car keys. For decades, 507 S. State Street has been the backdrop for a life well lived. Now it's ready to welcome new owners to write the next chapter. Step into the future with a home that honors the best of the past

507 S State Street, Hart

8 Beds ⋅ 9 Baths ⋅ 26019603 MLS ⋅ ACTIVE Status

Introducing a rare offering in the heart of quaint Hart, Michigan. 303 S. Courtland is a carefully maintained 1905 Victorian estate showcasing timeless elegance and historic charm. From the banisters of the grand stairwell to the floor-to-ceiling cabinetry of the butler's pantry, the home tells a story of craftsmanship and care. Once a well-known bed and breakfast, the main home offers 6 bedrooms each with a private full bathroom, a modern kitchen, formal dining, and airy sitting rooms. Complemented by a charming 2 bedroom, two bathroom carriage house with full kitchen, this property offers both versatility and a glimpse into a bygone era--perfectly blending historic appeal, everyday livability, and income potential. The manicured courtyard offers a jacuzzi tub, gathering area, and private sun deck. Tucked within a welcoming community just moments from the shores of Lake Michigan, this is a rare opportunity to own an enchanting piece of architecture and step into a timeless future.

303 S Courtland Street, Hart

2 Beds ⋅ 2 Baths ⋅ 26017144 MLS ⋅ ACTIVE Status

Escape to the peace and privacy of country living with this newly built 2-bedroom, 2-bath home set on 6.75 beautiful acres just outside of Pentwater. This thoughtfully designed home offers modern comfort paired with a serene, natural setting--complete with two private ponds that enhance both the views and the overall atmosphere. Start your mornings on the back deck taking in breathtaking sunrise views, and end your evenings relaxing on the covered front porch as the sun sets over the countryside. The property also features a detached garage, offering plenty of space for storage, hobbies, or recreational equipment. Whether you're looking for a full-time residence or a peaceful getaway, this property delivers the perfect blend of new construction, acreage, and tranquil surroundings--all just a short drive from Pentwater's beaches, shops, and dining.

2346 W Madison Road, Hart

3 Beds ⋅ 2 Baths ⋅ 26010874 MLS ⋅ ACTIVE Status

This beautifully crafted ranch style home features a spacious yard, deeded access to Hart Lake, an over-sized 2-car attached garage, and a large covered porch. The thoughtfully designed interior offers 9' ceilings, 36'' doors, wide hallways, and lever-style door handles. The central, open-concept living area boasts a dining area, living room with French doors and built in shelves, and a kitchen with center island and ample storage. This large, airy space is great for daily living and for entertaining. To the left of the great room, you find the primary suite a bright and spacious bedroom, generous walk-in closet, and ensuite bath with tiled shower and dedicated vanity area, as well as a flexible bonus room. Use this flex room as an office, craft room, library, toy room, exercise room, or whatever meets your family's needs. Between the great room and the 28 x 24 garage, you will find 2 additional bedrooms with french door access to large closets, and a full bath with laundry area. A spacious entry with bench seating and coat hooks serves as a mudroom. This beautiful home is built on an insulated 4' crawl space and the garage has extra high ceilings so even more storage options are available for your family's needs. Enjoy your private access to Hart Lake and nearby access to outdoor activities such as disc golf and the Rail Trail. Downtown Hart and the expressway are only minutes away and a short drive brings you to Pentwater, Silver Lake, and beautiful beaches. With everything in the home being new, it offers a level of freshness and quality that's difficult to fully capture in words. Schedule your showing today to experience all this home has to offer.

3935 West Destiny Drive, Hart

3 Beds ⋅ 2 Baths ⋅ 25060882 MLS ⋅ ACTIVE CONTINGENT Status

Welcome to this charming 3-bedroom, 2-bath home set on over 3 peaceful acres with water frontage on a private, man-made lake. Enjoy a spacious living room that flows to a dining area with a sliding door leading to the deck, perfect for relaxing and taking in the views. The backyard offers convenience for pets or play, and the large pole barn provides excellent storage or workspace. A great blend of comfort, land, and unique waterfront living.

4535 N 68th Avenue, Hart

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